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    We found 1 Tata Capital Loan Against Property

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    Tata Capital Loan Against Property is Rated as "Great!" by 2534 Users

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    Overview about TATA Capital Loan against Property

    TATA Capital provides secured loans that are ideally aimed to provide financial aid towards personal or business needs by utilising the value of an owned property.

    Where can a TATA Capital Loan against Property be used?

    This secured loan is provided to salaried and self-employed individuals alike on properties that are commercial or residential. The loan thus availed can be used for personal or business needs for any term (subject to the repayment period).

    Who is eligible for TATA Capital Loan against Property?

    A secured loan, this business loan has a few eligibility criteria to be met in order for the financial institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicants can be individuals, professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies) but compulsorily Indian residents

    2. Applicants should be at least 25 years of age when the loan is sanctioned and at most 60 years of age at the time of loan maturity

    3. The minimum gross salary or net profit per financial year should be INR 240000 to INR 300000

    4. The minimum occupational stability for individuals and non-individuals is 3 years, and non-individuals need to have a minimum of 2 years of cash profit

    What are the types of financing under TATA Capital Loan against Property?

    Loan against Property from TATA Capital is a specific term loan with repayment period of up to 15 years.

    What are the loan limits under TATA Capital Loan against Property?

    Based on the credit-worthiness of the applicant, validity of documents and value of the property, TATA Capital can provide loans from INR 5 lakhs up to INR 5 crores.

    What are the interest rates?

    Interest rates for a Loan against Property could depend on the base lending rate and be anything from 12% per annum to 15% per annum. Changes to the rates are based on TATA Capital’s discretion. The mentioned rates are as per November 2015.

    What documentation is required during applying for Tata Loan against Property?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. PAN Card – For Individual, Partnership Firm, Company

    2. Identity Proof – Either of Voter ID, Driving License, Passport or Aadhaar Card

    3. Address Proof – Either of Voter ID, Driving License, Passport, Telephone Bill, Electricity Bill, Registered Lease Deed or Sale Agreement or Bank Statement

    4. Ownership proof of either residence or office either in the name of applicant or jointly with family members

    5. Business Continuity Proof – Any one of the mentioned documents dated 5 years old (Bank Statement, Sales Tax Challans, IT Returns, Shops & Establishment Certificate, Certificate of Incorporation, Partnership Deed)

    6. Letter certifying end use of the business loan funds on official business letterhead

    7. Passport Size Photographs of all applicants and co-applicants.

    Financial documents required while applying for the loan will include and might not be limited to -

    1. Latest audited ITR and financials for the last 2 years or latest 3 month salary slip or latest Form 16

    2. Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet (For salaried, 6 months’ credit of salary should be reflected in the bank statements)

    3. Partnership Deed and partnership authority letter for partnership firms

    4. Memorandum and Articles of Association and Board Resolution from the company

    5. Certificate of Incorporation (COI) for companies

    6. Latest shareholding patterns for companies

    What are the features of TATA Capital Loan against Property?

    The Loan against Property from TATA Capital is a really good financing option for urgent financial needs on business or personal grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period can be as high as 180 months

    2. Minimal documentation and faster approval

    3. Commercial as well as residential property accepted as collateral

    4. High loan amounts up to INR 5 crores

    How to apply for TATA Capital Loan against Property?

    The loan can be applied for through TATA Capital’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail TATA Capital requesting an executive assistance for application process.

    One can also apply for TATA Capital Loan against Property through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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  • Tata Capital Loan Against Property Reviews

    • Tata capital Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      TATA Capital processed my personal loan on time. It was within the time line given. It was completed within four days. The interest rate was around 12.03% and not 11.99% as mentioned earlier. But the EMI remains the same, so it does not matter for me. The tenure is for three years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 22, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The requirement has been fulfilled so that was the reason I haven't got the loan with TATA CAPITAL, so other than that the process was good with TATA CAPITAL, The customer service gave good response in regards to my personal loan application. The Interest rate and charges are Nominal with Tata capital.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 22, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I am where much satisfied with the service redered by the Tata capital for my personal loan and the executives were very much helpful and when it comes to the process it was very smooth and the documentation part was also very easy and comfortable too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • Tata capital Personal Loan
      "Process can be quick"
      0.5 3.0/5 "Satisfactory"
      Overall good experience with Tata Capital for the personal loan as I got the loan amount as needed. I was in need of 2.5 Lakh and I got 3 lakhs. Just that the process took two weeks but I was informed that it would take two to three days. The documents was collected from my place but there was a delay in that as well. After I uploaded the documents online, the executive came over and collected the same physically too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • Tata capital Personal Loan
      "Fast Process"
      0.5 5.0/5 "Blown Away!"
      I took personal loan before three years from Tata Capital, they offered 12.04 percent of interest. Their loan norms are good they gave pre payment option. Even Tata Capital loan process was very quick and disbursed happed within three days.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 19, 2017
    • Tata capital Personal Loan
      "Prompt Response and Good offer"
      0.5 4.0/5 "Great!"
      Basically when we applied for loan we expect quick process, but TATA Capital taken long time to complete loan process. Interest rate also could have come down considering other banks. Other wise processing fee and part payment option is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • Tata capital Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      No one from the Tata capital limited for the personal loan, which I have applied. I expected the rate of interest should not exceed 11% and I would like to suggest that they need to improve in their aspects to contact the customers.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      The response is very good in TATA Capital and I have received the payment on time, documentation process was hassle free. They provided nominal interest rate of 12% for the principal amount of Rs.2 lakhs for the tenure of three years and also they gave me pre payment option.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with TATA capital it is good in all the ways. Everything was very good. Followups were great and even cusotmer service was really good. No issues absolutely with TATA capital its simply great
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with TATA capital it is good in all the ways. Everything was very good. Followups were great and even cusotmer service was really good. No issues absolutely with TATA capital its simply great
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Good overall. ROI can be reduced"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital and though the process took one and half week. I was okay with it, as I felt the team was fast enough. It was pretty convenient. The interest rate was around 11.99% and it was a bit high. The processing charges was also high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "As of now it is good"
      0.5 5.0/5 "Blown Away!"
      As of now, I do not want to reduce my ratings for Tata Capital. Because recently I had taken the personal loan from them. During the loan process, everything was good and I am happy about the interest rate which is quite satisfactory. But the drawback is, they had deducted one EMI while disbursing the amount. As I started to experience Tata capital, I would rate them again once I had enough experience with those people.
      Was this review helpful? 0
      , faridabad
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "No delays"
      0.5 5.0/5 "Blown Away!"
      I did not see any delay in the loan process. For my personal loan, Tata Capital provided a good response. There was no issues at all. The rate of interest is little high but it is manageable because when I compared with other banks, Tata capital is good in the rate of interest.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Customer's friendly service"
      0.5 4.5/5 "Excellent!"
      It was a pretty happy service with TATA CAPITAL on personal loan, they are very responsive and very cooperative on loan disbursement. TATA Capital sanctioned the loan amount within ten days. They me 12.75% of interest with zero processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Moderate Service"
      0.5 2.0/5 "Expected more"
      I had some challenges with Tata Capital when I was processing my personal loan but then it was resolved and now everything is fine. I had received a good service from them. Everything like their customer service, interest rate and other charges are ok.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Documentation process should be one time"
      0.5 4.0/5 "Great!"
      I am really satisfied with TATA Capital, they gave me best offer. But I am not fine with the documentation process, I have submitted my bank statement more than five times, they should not ask for same documents again and again. Finally they disbursed the amount remaining that other services are good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      Three year ago I took a personal loan from Tata Capital and even that process was good. I got the loan without any issues and on time. The disbursement was also as required. The rate of interest was a bit higher than my current loan. It was around 14%.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was a good experience at Tata Capital for the personal loan. I got the loan in a week. The process was good and the interest rate was around 12% and the processing charges was waived off. The customer support was good as they were very responsive in the process.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      Everything was fine at Tata Capital for the personal loan, except that there was a slight delay due to the signature mismatch. The whole process took around four days. The customer services was good. They were responsive when I contacted them too. I am also comfortable in the interest rate and charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Approachable"
      0.5 4.0/5 "Great!"
      I did not find any variance in the rate of interest with Tata capital because they quoted a normal interest rate which is the same rate when compared with other banks. But then, they done their best for the personal loan process. When it comes to customer service, yes they are good.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
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