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    Tata Capital Loan Against Property

    We found 1 Tata Capital Loan Against Property

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    Tata Capital Loan Against Property is Rated as "Great!" by 2394 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Overview about TATA Capital Loan against Property

    TATA Capital provides secured loans that are ideally aimed to provide financial aid towards personal or business needs by utilising the value of an owned property.

    Where can a TATA Capital Loan against Property be used?

    This secured loan is provided to salaried and self-employed individuals alike on properties that are commercial or residential. The loan thus availed can be used for personal or business needs for any term (subject to the repayment period).

    Who is eligible for TATA Capital Loan against Property?

    A secured loan, this business loan has a few eligibility criteria to be met in order for the financial institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicants can be individuals, professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies) but compulsorily Indian residents

    2. Applicants should be at least 25 years of age when the loan is sanctioned and at most 60 years of age at the time of loan maturity

    3. The minimum gross salary or net profit per financial year should be INR 240000 to INR 300000

    4. The minimum occupational stability for individuals and non-individuals is 3 years, and non-individuals need to have a minimum of 2 years of cash profit

    What are the types of financing under TATA Capital Loan against Property?

    Loan against Property from TATA Capital is a specific term loan with repayment period of up to 15 years.

    What are the loan limits under TATA Capital Loan against Property?

    Based on the credit-worthiness of the applicant, validity of documents and value of the property, TATA Capital can provide loans from INR 5 lakhs up to INR 5 crores.

    What are the interest rates?

    Interest rates for a Loan against Property could depend on the base lending rate and be anything from 12% per annum to 15% per annum. Changes to the rates are based on TATA Capital’s discretion. The mentioned rates are as per November 2015.

    What documentation is required during applying for Tata Loan against Property?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. PAN Card – For Individual, Partnership Firm, Company

    2. Identity Proof – Either of Voter ID, Driving License, Passport or Aadhaar Card

    3. Address Proof – Either of Voter ID, Driving License, Passport, Telephone Bill, Electricity Bill, Registered Lease Deed or Sale Agreement or Bank Statement

    4. Ownership proof of either residence or office either in the name of applicant or jointly with family members

    5. Business Continuity Proof – Any one of the mentioned documents dated 5 years old (Bank Statement, Sales Tax Challans, IT Returns, Shops & Establishment Certificate, Certificate of Incorporation, Partnership Deed)

    6. Letter certifying end use of the business loan funds on official business letterhead

    7. Passport Size Photographs of all applicants and co-applicants.

    Financial documents required while applying for the loan will include and might not be limited to -

    1. Latest audited ITR and financials for the last 2 years or latest 3 month salary slip or latest Form 16

    2. Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet (For salaried, 6 months’ credit of salary should be reflected in the bank statements)

    3. Partnership Deed and partnership authority letter for partnership firms

    4. Memorandum and Articles of Association and Board Resolution from the company

    5. Certificate of Incorporation (COI) for companies

    6. Latest shareholding patterns for companies

    What are the features of TATA Capital Loan against Property?

    The Loan against Property from TATA Capital is a really good financing option for urgent financial needs on business or personal grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period can be as high as 180 months

    2. Minimal documentation and faster approval

    3. Commercial as well as residential property accepted as collateral

    4. High loan amounts up to INR 5 crores

    How to apply for TATA Capital Loan against Property?

    The loan can be applied for through TATA Capital’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail TATA Capital requesting an executive assistance for application process.

    One can also apply for TATA Capital Loan against Property through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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  • Tata Capital Loan Against Property Reviews

    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have not got the personal loan with the Tata capital limited because of some documentation reason. They have asked me to provide six cheque leaf to process the application but I was lacking with that, then I have asked them to cancel the application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Tata capital Personal Loan
      "Prompt and good service"
      0.5 5.0/5 "Blown Away!"
      TATA CAPITAL LIMITED is very good in providing response in concern to my personal loan application. The documentation process was done in a proper way and the disbursement of the loan was done on time. They had disbursed my Personal Loan within 3 days of time. The interest rate is also nominal here. Overall I am satisfied with the Tata capital .
      Was this review helpful? 0
      , pune
      Reviewed on May 23, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the best interest rate with Tata capital. The TATA capital took around 4 days to disburse my personal loan. The response and the follow up was really good and prompt with TATA capital. Overall I can say it was very good service with TATA capital.
      Was this review helpful? 0
      , pune
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Rate of interest was okay for me and I would like to say its a best one for the personal loan in the current market. Totally it took around ten to twelve days of time to get the loan amount. Response is very proactive with the Tata capital limited.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      TATA Capital process was very good, whatever they have committed they done everything. Nothing is lacking with them, I have taken the amount Rs.2 lakhs with tenure of 48 months, with the interest rate of 12% it is a floating rate. They gave part payment and foreclosure option.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      TATA capital taken eight days to complete the entire process of loan, I have submitted normal documents they done the process and done the disbursement. But I have requested the amount of Rs.10 lakhs but they approved for Rs.5 lakhs. If its great TATA Capital gives proper response and timely service to the customer that would be great.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Tata Capital delivered very fast service for my personal loan. I never ever faced any kind of constrains with them during the process, actually the process went smooth. Moreover, I am quite ok with their interest rate. I received good response from them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Satisfactory service"
      0.5 4.0/5 "Great!"
      TATA CAPITAL processed my Personal loan on time and disbursed it within the promised period . The rate of interest is nominal comparatively. There is no customer support number or some contact point to clarify my queries . I would like to suggest to provide a contact number as well the online portal is not up to the mark, they can improvise in their portal .
      Was this review helpful? 0
      , new delhi
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Satisfied service"
      0.5 4.0/5 "Great!"
      In the beginning it was very good approach with TATA CAPITAL, but during the process it got delayed about 2 to 3 days. They took around 1 week to disburse my personal loan. The rate of interest is nominal with TATA CAPITAL. Other than that the process everything went smooth.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Excellent Customer Support"
      0.5 5.0/5 "Blown Away!"
      TATA Capital executive are pretty helpful they made sure, my loan should disbursed on time. I had taken the loan amount of Rs.1.5 lakhs for a tenure of four years. But I did not go through the entire loan process with respect to part payment or foreclosure.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Tata capital Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      MY personal loan had been preapproved with the help of online source. I had submitted my loan application with Tata capital. In the beginning I was informed that the interest rate would be 11.99% with zero processing fee but later on they increased the rate of interest up to 12.99 and the processing fee is 2500 rupees. There service is not up to the mark on interest rate otherwise their customer service is good.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I had taken my personal loan from Tata capital limited and they had done a very good job for me. They processed my details on time and also disbursed the loan as needed. The rate of interest was of 12.99% but in documentaion I have found 13.99% and the processing charges were also nil
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 15, 2017
    • Tata capital Personal Loan
      "Better experience"
      0.5 5.0/5 "Blown Away!"
      Actually Tata capital has promised me some interest rate, in the final agreement it was higher than what they have promised which was unsatisfied. They have done the process within the promised time.The response and the follow up was very well with TATA capital. Overall the service is good with Tata capital.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on May 15, 2017
    • Tata capital Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I had applied for a personal loan with TATA CAPITAL. Their documentation process is not up to the mark. They have asked me to sign the documents like forty times and in-spite of that they said my sign is lengthy . Rest all were good rate of interest was around 15% loan amount I opted for 1 lakh loan amount.
      Was this review helpful? 0
      , chennai
      Reviewed on May 15, 2017
    • Tata capital Personal Loan
      "Delayed service"
      0.5 3.0/5 "Satisfactory"
      My experience for the personal loan is not good. Actually I got very delayed service. I applied for the personal loan with Tata Capital. They shared a link to upload certain documents but that link is not that much advance and I am unable to select the bank over there to upload the document. They should improve their technical service for the convenience of the customers because I have struggled a lot. Due to delayed loan disbursement, I could not implement my plan on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 13, 2017
    • Tata capital Personal Loan
      "Quick and fast service"
      0.5 5.0/5 "Blown Away!"
      TATA Capital had granted me a personal loan. The response , followup provided by TATA Capital was really good and it was very prompt too. It would be great if they lower the interest rate as it is relatively high on my personal loan. As far as documentation is concerned it is very smooth and easy. The time scales taken to process the loan was 10 days. The disbursement happened very quick and the service was really fast.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 13, 2017
    • Tata capital Personal Loan
      "More than average service"
      0.5 4.5/5 "Excellent!"
      The number of days taken to process the personal loan by TATA CAPITAL was 7 to 10 days., as the delay was from my side. The rate of interest levied by TATA Capital is very much nominal. The response and the followup provided by TATA CAPITAL was really good. Therefore, I would say that the service provided by TATA CAPITAL is more than average.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 13, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The agent who processed my personal loan application with Tata Capital was very friendly. I am fine with them for all the services provided by them. But the main concern is, there is no proper updates if the application gets rejected. I received the loan from Tata Capital and I am satisfied with their customer service and responsiveness.
      Was this review helpful? 0
      , chennai
      Reviewed on May 13, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of Tata Capital limited as they have done a good job for me on the personal loan. The process was completed on time and they also collected my papers and disbursement was as needed. They offered me the interest rate around 11.45% and charges is around 2900 rupees I am very much happy with TATA CAPITAL and I did not face any hassle with them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 13, 2017
    • Tata capital Personal Loan
      "They should be paper less "
      0.5 4.0/5 "Great!"
      TATA Cpaital should improve on documentation process, there should not be some body picks the paper from customer place. They should provide online option to upload the documents. Apart from that everything is good. TATA Capital interest rate is also attractive, I have compared with other banks and they sanctioned zero processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 12, 2017
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