Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 1 Tata Capital Loan Against Property

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    Tata Capital Loan Against Property is Rated as "Great!" by 2456 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about TATA Capital Loan against Property

    TATA Capital provides secured loans that are ideally aimed to provide financial aid towards personal or business needs by utilising the value of an owned property.

    Where can a TATA Capital Loan against Property be used?

    This secured loan is provided to salaried and self-employed individuals alike on properties that are commercial or residential. The loan thus availed can be used for personal or business needs for any term (subject to the repayment period).

    Who is eligible for TATA Capital Loan against Property?

    A secured loan, this business loan has a few eligibility criteria to be met in order for the financial institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicants can be individuals, professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies) but compulsorily Indian residents

    2. Applicants should be at least 25 years of age when the loan is sanctioned and at most 60 years of age at the time of loan maturity

    3. The minimum gross salary or net profit per financial year should be INR 240000 to INR 300000

    4. The minimum occupational stability for individuals and non-individuals is 3 years, and non-individuals need to have a minimum of 2 years of cash profit

    What are the types of financing under TATA Capital Loan against Property?

    Loan against Property from TATA Capital is a specific term loan with repayment period of up to 15 years.

    What are the loan limits under TATA Capital Loan against Property?

    Based on the credit-worthiness of the applicant, validity of documents and value of the property, TATA Capital can provide loans from INR 5 lakhs up to INR 5 crores.

    What are the interest rates?

    Interest rates for a Loan against Property could depend on the base lending rate and be anything from 12% per annum to 15% per annum. Changes to the rates are based on TATA Capital’s discretion. The mentioned rates are as per November 2015.

    What documentation is required during applying for Tata Loan against Property?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. PAN Card – For Individual, Partnership Firm, Company

    2. Identity Proof – Either of Voter ID, Driving License, Passport or Aadhaar Card

    3. Address Proof – Either of Voter ID, Driving License, Passport, Telephone Bill, Electricity Bill, Registered Lease Deed or Sale Agreement or Bank Statement

    4. Ownership proof of either residence or office either in the name of applicant or jointly with family members

    5. Business Continuity Proof – Any one of the mentioned documents dated 5 years old (Bank Statement, Sales Tax Challans, IT Returns, Shops & Establishment Certificate, Certificate of Incorporation, Partnership Deed)

    6. Letter certifying end use of the business loan funds on official business letterhead

    7. Passport Size Photographs of all applicants and co-applicants.

    Financial documents required while applying for the loan will include and might not be limited to -

    1. Latest audited ITR and financials for the last 2 years or latest 3 month salary slip or latest Form 16

    2. Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet (For salaried, 6 months’ credit of salary should be reflected in the bank statements)

    3. Partnership Deed and partnership authority letter for partnership firms

    4. Memorandum and Articles of Association and Board Resolution from the company

    5. Certificate of Incorporation (COI) for companies

    6. Latest shareholding patterns for companies

    What are the features of TATA Capital Loan against Property?

    The Loan against Property from TATA Capital is a really good financing option for urgent financial needs on business or personal grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period can be as high as 180 months

    2. Minimal documentation and faster approval

    3. Commercial as well as residential property accepted as collateral

    4. High loan amounts up to INR 5 crores

    How to apply for TATA Capital Loan against Property?

    The loan can be applied for through TATA Capital’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail TATA Capital requesting an executive assistance for application process.

    One can also apply for TATA Capital Loan against Property through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

     Loading your search... Loading your search...
  • Tata Capital Loan Against Property Reviews

    • Tata capital Personal Loan
      "Dissatisfed service"
      0.5 2.0/5 "Expected more"
      TATA Capital could not processed my loan, their customer service is good. I have requested the amount of Rs.10 lakhs but they ready to sanction amount of Rs.4 lakhs, I felt its not sufficient hence I asked them to close the application, but their interest rate is nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Tata capital Personal Loan
      "Be consistent in details"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan from Tata Capital and I have no issues with the whole process to get the loan through. I was initially informed an interest rate of 11.99% and after the loan was disbursed I received the loan letter with a interest rate of 12.26%. I tried reaching the toll free number, but there is no response. I also tried sending them email, I received a response back that my ID is not registered. I also tried the sales guy who collected my papers, he says he is not the right person.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2017
    • Tata capital Personal Loan
      "Good Experience"
      0.5 4.5/5 "Excellent!"
      I got a proper response from TATA Capital, within short span of time they had completed the loan process and helped me to get the disbursement on time. I took the amount of Rs.1.5 lakhs, this is for a tenure of three years, they gave me 11.49% of interest and they taken some processing fee of around Rs.2000 from disbursement.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Experience was good one with Tata capital limited and the customer service was good but they have taken a much more time to dealt with the process. Rate of interest was around 13.49% for the personal loan and the processing charges were nil, which is the good one.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 21, 2017
    • Tata capital Personal Loan
      "Its good"
      0.5 5.0/5 "Blown Away!"
      Tata Capital offered me 11.49% of interest rate for the personal loan and they processed the loan within 48 hours of time its good. I am very much happy with their service, I took the amount of Rs. 7 lakhs for six years. Processing fee of Rs.999 its very low.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 21, 2017
    • Tata capital Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      Rate of interest was around 11.99% for the personal loan with the Tata capital limited and the response was pretty quick one, also the support was really prompt. The loan amount got disbursed to my account within twelve days of time from the time , I have made the inquiry.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      A very good process with Tata Capital for the personal loan. The process was very much satisfactory as it was on time. I got a interest rate of around 12% and the processing charges was waived of. The after loan services is also good and there are no issues overall.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      Interest rate was nominal one for me with the Tata capital limited and the loan amount got disbursed within seven to eight days of time. Services and other aspects are good one with them, also I have not faced any specific challenges with the Tata capital limited.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Not bothered to respond back"
      0.5 1.0/5 "Really Bad"
      I did not receive any response from Tata Capital on my personal loan application. Not even a single call they provided for the loan request. I have tried to contact them but I did not receive proper response from local executives. Since I never received anything from Tata capital I just moved to HDFC bank and I got the loan as well.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Okay "
      0.5 4.0/5 "Great!"
      I have got the personal loan with the Tata capital limited for the interest rate as 10.99% . The loan amount got disbursed to my account after a week of time. Customer service and other things are really good, also I have not faced any issues with them. Processing charges were also nil with them but they have incurred 2000 Rupees for insurance charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      The processING timE taken was more than 7 days BY TATA CAPITAL. The disbursement took place within 7 days of time. The documents were collected from the TATA CAPITAL executive on the assigned date and time. They came to my place and collected the required documents. I am happy about the loan amount. The rate of interest is nominal with TATA CAPITAL. I am very much satisfied with Tata capital service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Not Responsive"
      0.5 3.0/5 "Satisfactory"
      Tata Capital provided delayed response by one or two days. Hence I managed my requirements through other source. I cancelled my loan application with them. If the customer applied for the loan, the bank should be more responsible and they should have responded immediately but here no such response.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Good deal on the ROI"
      0.5 4.0/5 "Great!"
      The services that I received from Tata capital was really good as they processed my details immediately and I did not see a delay in the process. I had taken my personal loan from Tata Capital and the interest rate was an excellent deal, it was around 11% change and it was with zero processing fee.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I am extremely happy with Tata Capital for the personal loan process. I got the loan within five days. The loan amount was also as per my request. The interest rate was around 12% and the processing charges was as promised around 200 and I was informed about this in the beginning.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Commuication gap should be eliminated"
      0.5 4.0/5 "Great!"
      TATA Capital taken long time to disburse the amount and no body called to keep me updated. I kept on following with their people and I was confirming the status with every one. I applied the personal loan on 11th of may finally the loan got disbursed around 19th of may. My loan amount 12.5 lakhs for the tenure of five years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      TATA Capital experience is good, they gave door step service, I have taken the loan amount 4.70 lakhs with the interest rate of 13% it is bit high compared to other banks. But processing fee is zero its great. It would be better if they reduce the interest rate as per the market.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a fair experience with TATA Capital for the personal loan, they gave door step service, I had taken the loan amount 4.70 lakhs with an interest rate of 13% it is bit high compared to other banks. But processing fee is zero its great. It would be better if they reduce the interest rate and it should be in line with the market rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Transparent process"
      0.5 5.0/5 "Blown Away!"
      Procedure is very transparent and quick with the Tata capital limited for the personal loan. It took two to three days of time for the loan amount to get disbursed and the service aspects were also really good. Processing charges were nil with them with regards to the personal loan , also the documentation procedures very minimum because they have checked all my records internally. Rate of interest is really high with them with respect to the personal loan, when compared with other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      TATA capital service was on time with respect to my personal loan application. The turn around time was good. TATA Capital approved the loan amount it was as per the requirement, also I am very much happy with the loan amount. The rate of interest I have no Idea about it. Also,loan got disbursed with a weeks time and over all it was smooth process.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 18, 2017
    • Tata capital Personal Loan
      "Need to be more proactive"
      0.5 5.0/5 "Blown Away!"
      Processing wise Tata capital was very slow. Initially I was told of few documents and later the bankers came back for further documents. Though I submitted the same. The process took ten days, and I had to follow up. The interest rate around 11.99% and there were hidden charges taken at the end.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.