Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • ICICI Loan Against Property is Rated as "Great!" by 16181 Users

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    ICICI Loan Against Property

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    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

    ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The ICICI bank executives told that my profile haven't met their eligibility criteria. The response part was below average with ICICI bank, there service has disappointed me . I have made the follow up in regards to my personal loan application. The rate of interest was nominal with ICICI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      My personal loan experience with ICICI bank was not good because there was no proper response from them after the application was submitted. Customer service was not up to the mark and there was no follow up done. The rate of interest was very high when compared to all other banks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from ICICI bank, my loan application was closed because my salary is very less. When it comes to customer service, it was not up to the mark and their response is not good. The rate of interest was way high when compared to other banks.
      Was this review helpful? 0
      , ranchi
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am a privilege customer of ICICI. My personal loan was taken before 1 year. I took one lakh fifty thousand rupees. I pay premium of 3332 rupees through ECS. The part payment and pre closure option is good. Documentation process is easy, executive provided doorstep service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because the interest rate was very high when compared to all other banks. When it comes to customer service, it was good and their response was also good. They followed up on time and gave all the right information.
      Was this review helpful? 0
      , tirupati
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because there was an issue with the salary. I did not have 6 bank statement from previous company and 3 months payslip from current company. Customer service part was good and they responded on time. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , karur
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because i did not have proper proof of residential address, my residence is not fixed and it keeps changing. The customer service was good and they responded on time, timely follow ups were done. The rate of interest is high when compared to others in the market.
      Was this review helpful? 0
      , rourkela
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      I had applied for a personal loan with ICICI through online channel. They called me on time and responded properly. The rate of interest is nominal as per my eligibility. Once I submit my documents if they didn't approve my loan, it will impact the credit score. I want to know the status before document submission.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because there was an issue with my credit score. Apart from this, there was no issues with the customer service and response, it was good and also they followed up on time. The rate of interest was way high when compared to other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed as there was an issue with the salary, i get my salary in cash. Customer service part was good and they responded on time. The rate of interest was high when compared to all other sources in the market.
      Was this review helpful? 0
      , surat
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest which was offered by ICICI bank was high when compared with others, the customer support was average with ICICI bank, they need to improved with their service. The response part need to be improved with ICICI bank and I would say I got average service from ICICI.
      Was this review helpful? 0
      , hospet
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because the loan amount which they were giving was not sufficient. I have requested the loan for Rs 3 lakhs but they approved only for Rs 1 lakh. Customer service was good and i liked the way they responded. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , mandsaur
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am a privilege customer of ICICI. My personal loan was taken by this year. There is no pre closure charges, we can close it whenever. It is the best thing I like it. The rate of interest was okay not bad. The EMI payment will be auto debited from my salary account.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience was good with ICICI bank, i have taken loan for Rs 50000 with the rate of interest of 14.50% which is best rate in the market. Customer service was good and they responded on time, no need to submit documents as i already hold a savings account with this bank. The process was very smooth and easy, my loan amount was disbursed within 3 days.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the ICICI bank and everything was good. The loan amount got disbursed within a month of time. I would like to say that the rate of interest is around 14.7% for the personal loan. I am happy with the ICICI bank.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank personal loan service was average because their interest rates are very high with ICICI bank when compared with others. It was an emergency so that why I have got the persona loan with ICICI bank. The required loan amount has been disbursed and I am satisfied with it. They have disbursed the loan amount within a week time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The service is good with ICICI bank personal loan process. I got the loan amount within a week time.I got the personal loan with ICICI bank around 13years. The required loan amount has been given and I am satisfied with it. The rate of interest 14% when I got the loan, which was average with ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have applied for the personal loan from ICICI bank, my loan application was closed because there is no requirement of loan as of now. When it comes to customer service, it was good and they responded on time, follow ups were also done. The rate of interest is high when compared to other banks.
      Was this review helpful? 0
      , junagadh
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because the loan amount was not sufficient. The loan amount which i requested for was for Rs 15 lakhs but they were approving only for Rs 7 lakhs. Customer service and their way of response was good. Rate of interest was high when compared to others in the market.
      Was this review helpful? 0
      , palwal
      Reviewed on Nov 16, 2017
    • ICICI Bank Personal Loan
      "Response need to be improved"
      0.5 3.0/5 "Satisfactory"
      The Service was average with ICICI bank , I got call from ICICI bank executives and they told the Agents will come and collects the documents but no one turned up ,so that was the reason I haven't got the personal loan from ICICI bank, There customer support need to be improved with ICICI. The rate of interest and the charges are nominal with ICICI bank.
      Was this review helpful? 0
      , nellore
      Reviewed on Nov 16, 2017
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