Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • ICICI Loan Against Property is Rated as "Great!" by 16500 Users
    Personal Loan BYTES FROM OUR KITCHEN

    ICICI Loan Against Property

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    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

    ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "Need to Improve"
      0.5 1.0/5 "Really Bad"
      I have my personal loan with ICICI bank. The loan amount was 2.27 lakhs and the interest rate was 15% which is average in the market . The tenure period was 4 years . The loan process was smooth but the processing fee was very high so I am but disappointed here . My overall experience was not up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have my personal loan with ICICI bank. The loan amount was 3.7 lakhs and the Interest rate was 11.5% which is average in the market. The tenure was 5 years. They have provided door step service for collect9nmg document. My overall experience was good and its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The customer support was good with the ICICI bank and they have disbursed the loan amount within 10 days of time. The promises need to be fulfilled by ICICI bank when it comes to interest rate. The rate of interest and the charges are quite high when compared with others.
      Was this review helpful? 0
      , khammam
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The personal loan process took so much of time. The promises haven't haven't fulfilled by ICICI bank. Even though the loan was pre approved they were asked me to submit ht documents. The required loan amount has been given and I am satisfied with it. The rate of interest is average and I am fine with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank personal loan service was good. They took around 10 days of time to disburse my loan amount. The customer support service is good with the ICICI bank. They gave me better response in regards to my personal loan service. I have applied for the loan amount of Rs,12,00,000 but I have got only Rs,5,00,000. The rate of interest is high with the ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had the personal loan with the ICICI bank and the interest rate was around 11% to 12%. I would like to say that the disbursement took around a week of time. Responsiveness is very good one with the ICICI bank and am really happy with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have my personal loan with ICICI bank. The loan amount was 3.7 lakhs and the Interest rate was 11.5% which is average in the market. The tenure period was 5 years. They have provided door step service for collecing document. My overall experience was good and its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is good one with the ICICI bank personal loan. I have not received any conformation from them in the hard copy. I would like to say that the rate of interest is around 14% ,which was later decision prior as 12%. Finally, they have increased their interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is good one with the ICICI bank personal loan. I have not received any conformation from them in the hard copy. I would like to say that the rate of interest is around 14% ,which was later decision prior as 12%. Finally, they have increased their interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Need improvement in disbursement"
      0.5 2.0/5 "Expected more"
      The ICICI bank took around 9 to 10 days of time to disburse the personal loan amount. The required loan amount has been given and I am satisfied with the loan amount. The rate of interest is average with ICICI bank when compared with other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Need to Improve"
      0.5 2.0/5 "Expected more"
      I have my Personal loan with ICICI bank. The loan amount was 1 lakh and the Interest rate was 11-12% which is average in the market. Here there are no proper responses and the tenure period was 3 years. The loan process was bit hard since they have delayed a month for processing so I am a bit disappointed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      It was the good experience with the ICICI bank and the interest rate was around 14.23%. I would like to say that the customer service is good one for me. Response is also fine one for me with them and I have not faced any issues with them till now.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank. I had a very good loan process here. The loan process was good the loan amount what they had requested was for 4 lakhs and the Interest rate was satisfactory. The tenure period was 4 years.Here the loan process was good and the processing fee was higher than other banks in the market. My overall experience was good and this bank is very much recommendable.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank. I had a very good loan process here. The loan process was 4 lakhs and the Interest rate was satisfactory. The tenure period was 4 years.Here the loan process was good and the processing fee was high than other banks in the market. My overall experience was good and this bank is very much recommendable.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have my personal loan with ICICI bank. The process was really good and the loan amount was70,000 . The Interest rate was 15.99% which is bit high than other banks in the market. The tenure period was 2 years . The processing fee was nominal and the pre closer is after 6 months . MY overall experience was good and its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2018
    • ICICI Bank Personal Loan
      "Not good Not bad"
      0.5 3.5/5 "Pretty good"
      I have my card loan with ICICI bank. The loan amount was 1.80,000 and the Interest rate was 10.49% which is average in the market. The tenure period was 3 years. I am not satifeid with the customer service and responses here . I felt that there are some hidden charges. They have taken much time for the process also. They have provided door step service for collecting document here .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2018
    • ICICI Bank Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      Customer service is good one with the ICICI bank for the personal loan. Rate of interest was around 16.99% and the response is better one with them. It took around nineteen days of time to get the loan amount from the date, when I have applied.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jan 18, 2018
    • ICICI Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was very good experience that I had with ICICI bank for the personal loan, which I have got. I would like to say that the rate of interest was around 14.99% for the personal loan. The loan amount got disbursed within five to seven working days of time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 18, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest was quite high with the ICICI bank personal loan services. The loan process took around 10days of time. The customer support and the response was good with the ICICI bank. The required loan amount has been disbursed and I am satisfied with it. The personal loan process need to be transparent from ICICI bank.
      Was this review helpful? 0
      , salem
      Reviewed on Jan 18, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with ICICI Bank on my personal loan. They offered a interest rate of 16% which was not satisfactory. I have taken 3L with tenure period of 5 years. The documents are collected by the executive at doorstep. The customer service and response was average.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 18, 2018
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