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  • ICICI Loan Against Property is Rated as "Great!" by 16634 Users
    Personal Loan BYTES FROM OUR KITCHEN

    ICICI Loan Against Property

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    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

    ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Got the ICICI bank personal loan around 3 years ago. The customer support service is good with t he ICICI bank. The required loan amount has been approved and I am satisfied with it, the rate of interest and the charges are average with the ICICI bank. I am satisfied with the ICICI bank personal service,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Personal Loan
      "Needs a lot Improvement"
      0.5 2.0/5 "Expected more"
      ICICI bank has offered me the pre approved loan.,but they asked me to submit the required documents to go with the personal loan , so that was the reason I haven't got the personal loan from the ICICI bank. The pre approved loan must be approved without any documents but the process is different with the ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Personal Loan
      "need to improve in service"
      0.5 4.0/5 "Great!"
      I requested for the personal loan from ICICI bank but my request got rejected and also they did not informed the reason for rejection about my personal loan. They offered me tenure loan for the period of three years and also they offered personal loan amount up to Rs 350,000. Interest rate is 14.9 % for my loan amount.
      Was this review helpful? 0
      , jaora
      Reviewed on Feb 23, 2018
    • ICICI Bank Personal Loan
      "Interest rate should be economical"
      0.5 5.0/5 "Blown Away!"
      ICICI gave me 14% of interest for the personal loan, it can be re look to reduce the interest. I took the loan of Rs. 5 lakhs for the tenure of five year, they charged some processing fee as well. I would like to suggest, bank should provide lower interest for Rs. 5 lakhs amount.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I requested for the personal loan from ICICI bank for purchasing the vehicle. They provide Loan for the period of 2 years, they offered personal loan amount up to Rs 100000. I requested for floating rate of interest but they did not provide me the same.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 22, 2018
    • ICICI Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Personal loan with ICICI bank and the loan experience was very good. The loan amount was for Rs 50000 with the rate of interest of 5% which i got it in offer and it is less rate of interest when compared to other banks. Customer service was good and they provided door step service to collect the documents. The process was very smooth and the tenure of this loan is 3 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 21, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 2.0/5 "Expected more"
      Rate of interest is huge one with the ICICI bank for the personal loan. I would like to say that the customer service have called me after one or two days of time. Everything is better one for me with the ICICI bank, also am really happy with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 21, 2018
    • ICICI Bank Personal Loan
      "Below average"
      0.5 1.0/5 "Really Bad"
      I have a personal loan from Icici,the service is good with Icici. The rate of interest is 11.29 in the initial stage but they increase it to 11.99 which is high. The documents procedure has been smooth. The staffs are friendly in approach. It has been two months since, I have taken the service. As my company is not listed according to the bank criteria the amount they offered me is less, the service from Icici personal loan team is not as I expected.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from ICICI during the year 2006. The customer support is good with ICICI. I used to visit the branch directly it is good and staffs are friendly. The documents have been collected from my door step. It is an average service that I received from ICICI personal loan department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have my personal loan with ICICI bank. The loan amount was 1.5 lakhs and the Interest rate was 11.75% which is average in the market. The tenure period was 4 years and the loan process was very good. My overall experience was really good with ICICI Bank.
      Was this review helpful? 0
      , guwahati
      Reviewed on Feb 20, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 2.0/5 "Expected more"
      Rate of interest is huge one with the ICICI bank for the personal loan. I would like to say that the customer service have called me after one or two days of time. Everything is better one for me with the ICICI bank, also am really happy with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have taken my personal loan with ICICI bank 4 years back.The loan amount was 4 lakhs and the Interest rate was 16%which is very high than other banks.The tenure period was 48 months. The loan process was every good which is satisfactory . They have provided door step service for collecting documents .
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • ICICI Bank Personal Loan
      "Better"
      0.5 3.5/5 "Pretty good"
      I took my personal loan from ICICI Bank through online portal. It was a good experience. They charged more interest rate and the processing was 760 rupees. The documents are submitted online and its a paperless approval. They have disbursed the loan amount on the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • ICICI Bank Personal Loan
      " ."
      0.5 3.5/5 "Pretty good"
      I took my personal loan through online channel. The loan disbursement was fine from ICICI BANK. Actually there was no requirement for the policies but they charged for the policy without any information. The rate of interest was good. The premium was paid through ECS.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Personal Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I have the personal loan with the ICICI bank and the interest rate is on higher end. Customer service is not good one ad the processing charges were on higher end. Responsiveness could be get improved as such. I am really happy with the ICICI bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
    • ICICI Bank Personal Loan
      "Looking best Interest"
      0.5 3.0/5 "Satisfactory"
      ICICI interest rate is high for the personal loan, though I am an existing customer of the bank. I didn't get any attractive interest. But the process was good, I got the loan amount within a week. The have foreclosure charges around 3000 to 4000.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had a good experience with ICICI Bank on personal loan. The interest rate was average. They charged a processing fee. They took around a week for the disbursement. I had applied for 50K and the same I received. The loan duration is 3 years. Overall good
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank.The loan amount was 1 lakh and the Interest rate was 16.25% which is very high than other bank.The loan process was smooth and hassle free .They have provided door step service for collecting documents . My overall experience was good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 15, 2018
    • ICICI Bank Personal Loan
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan with the ICICI bank and the customer service is good one like they have approved my loan within 24 hours of time. Everything is good one with the ICICI bank and I am really happy with the ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a Personal loan with ICICI bank and the experience was good. The loan amount was for Rs 90000 with the rate of interest of 14% which is nominal rate. The process was smooth and i received my loan amount on time. Customer service was good and they followed up on time. The tenure of the loan is 12 months.
      Was this review helpful? 0
      , noida
      Reviewed on Feb 14, 2018
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