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  • ICICI Loan Against Property is Rated as "Great!" by 17264 Users

    Fees & Charges

    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    ICICI Loan Against Property

    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Apply for Personal Loan

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

    ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with ICICI bank, the loan amount they have given me was sufficient and the rate of interest they have charge me was up to 11.5% it was nominal and the processing fee they have charged me was nominal it was below 2000 and i have took loan for 2 years, and there overall service was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 19, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my experience was good, the loan amount was for Rs 3.4 lacs and the rate of interest was little high when compared to others. Customer service was good with ICICI bank and the tenure period is 5 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 19, 2018
    • ICICI Bank Personal Loan
      "Not satisfied with ICICI loan services"
      0.5 3.0/5 "Satisfactory"
      I have applied the loan amount of Rs. 2.5 lakhs with ICICI. Since the process was taken for a long time hence i have rejected the loan. It was a bad cusotmer care service from ICICI. When i applied with the different interest rate but they have provided the different interest rate. I'm not sure about the processing fee. They have to do a process fast to the customer.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 4.0/5 "Great!"
      MY personal loan was taken with ICICI BANK , services is not up to the mark i have to take lot of follow up with this bank . The tenure period is 5year and they gave me preclosere option also with this bank . Rate of interest was too high and even processing fee is high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using Personal loan with ICICI bank , there rate of interest and processing fee was nominal and there customer support team was okay not that much good and they have not taken any hidden charges and the loan amount which they have given me was okay.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2018
    • ICICI Bank Personal Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      For my elegibility they have provided the loan service in ICICI. They have provided the highest interest rate which is 15.5% for one year. I have bought the loan of Rs. 1 lakh. The documentation process was fast and i have received the loan on time. I have no complaints on the overall loan services.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2018
    • ICICI Bank Personal Loan
      "Good loan services"
      0.5 4.0/5 "Great!"
      Taken my personal loan with ICICI bank 2 months ago. I have got my loan amount on a correct time. I got a loan amount of Rs. 1.20 lakhs and they have given me a interest rate 16.40% and the processing fee was around 1%. The documentation process was hampering. There was a issue in the documentation process.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2018
    • ICICI Bank Personal Loan
      "Awesome services from ICICI"
      0.5 5.0/5 "Blown Away!"
      I was waited for few days for loan disbursal. I have applied the loan amount of Rs. 1 lakhs. They have given me a interest rate of 14.5% and i'm not happy about it. They have deducted Rs. 2250 from the loan amount for the processing fee, I have chosen the tenure period of 36 months. I have not find any difficulties in this loan. They have asked the kyc details many times.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2018
    • ICICI Bank Personal Loan
      "Need to reduce the interest rate and process to be quick"
      0.5 4.0/5 "Great!"
      The services are good and I have taken the personal loan with ICICI Bank. The rate of interest is bit high when compared to other banks. They have taken one week to complete the procedure for documentation. The payment mode is ECS. I opt the loan for 2 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2018
    • ICICI Bank Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My personal loan application was approved with ICICI bank and the experience was good, i requested the loan amount for Rs 2.7 lacs but they gave Rs 1.5 lacs. The process took 40 days to complete and the rate of interest was high when compared to other banks. Customer service was good and they responded on time.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Nov 16, 2018
    • ICICI Bank Personal Loan
      "Very Good services"
      0.5 5.0/5 "Blown Away!"
      I have purchased the ICICI personal loan 1 month back. Overall experience was good. I'm not satisfied with the interest rate. They have provided the huge interest rate and i was expected the interest rate pf 11.5% however they have given the interest of 16%. When i asked them to reduce it they were not ready to do the same. The procesing which they have charged was Rs. 2000.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 16, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The rate of interest and the charges are high in ICICI Bank. They have taken 10 days to process the loan. I have taken 1L as a personal loan, they charged 2K. The customer support and response was fine. I have to pay monthly Rs.4,932 through online. The loan duration is 2 years.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 16, 2018
    • ICICI Bank Personal Loan
      "Fine experience with ICICI"
      0.5 5.0/5 "Blown Away!"
      I have a bank account with ICICI thats the reason i have gone with ICICI for my personal loan. The interest rate they have provided earlier is 11.99% after they have changed 12.29% when i ask for the bank people they have said that according to my criteria they have provided the same. I have asked the tenure period for 5 years but they have given only 4 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2018
    • ICICI Bank Personal Loan
      "Good In Need"
      0.5 5.0/5 "Blown Away!"
      I hold a Salary account with ICICI. Once i had a call from the bank and they asked me if i am looking for personal loan, i said no and they explained me that it would be sanctioned in a minute if i say yes. They said i am eligible for 4 lakhs of amount., Then just to cross check i said let me go for 40k. And without any documentation work what i experienced was the amount 40k was sanctioned and was credited to my account within minutes. I was shocked and was amazed for this quick response.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2018
    • ICICI Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with ICICI. When i was applying the loan they have said different interest rates and after that they have given different interest rate anyway i'm happy about the interest rate. They have provided me the interest rate of 13.5% and they have charged me 2500 as a processing fee and i have purchased the loan 1 month ago. I never visited their branch so far.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on Nov 16, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank, they have provided Excellent service, like i did not face any difficulty in documentation part they have given me loan amount up to 45,000, and they have charged rate of interest up to 14% it is nominal for me and they have charged processing fee up nominal even they said took charges for insurance from loan up to 5000, there service was good.
      Was this review helpful? 2
      , pune
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i got preclosere option with this bank , I ma not happy with the process it took much time to dispose the loan . They gave 5year of tenure period . They charge nominal interest rate but processing was too high with this bank .
      Was this review helpful? 1
      , hosur
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Awesome Experience"
      0.5 5.0/5 "Blown Away!"
      Since i'm holding the salary account with ICICI, i have selected this company this for personal loan. They have taken 2.5% as a processing fee and they have provided the interest rate of 14.5%. I have received the loan on time. The documentation process was good. There is no charges for the pre-closure and there are some charges for partial payment.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with ICICI BANK , they gave 5year of tenure period . They charge very high rate of interest and processing fee .The experience with this bank is pretty good , i did not face any issue at the time of documentation even the process was very quick
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank recently,The loan amount they have given me was not sufficient they have deducted 10,000 and i asked for top up they said after 6 months only now i am not eligible to take top up loan and the rate of interest and processing fee was nominal and i took this loan for 5 years , there was delay in getting my loan due to dussera holiday but i got loan after my follow ups from the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
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