Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 ICICI Loan Against Property

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    ICICI Loan Against Property is Rated as "Great!" by 14530 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview

    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

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  • ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      The reason why I was unable to opt for the personal loan from ICICI bank was because, there was a home loan running for me from some other bank, so that was the reason, they have rejected my application for the loan amount I applied for one lakhs rupees. On the other hand, the customer service and the response provided by ICICI bank is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I approached ICICI bank for the personal loan. I received proper response from the bank's end on my personal loan application.But bank executives where saying that there was dual pan card showing in my account I have told them that I have misplaced my pan card this card is new which is reflecting and the loan amount I had applied for 5 lakhs rupees.
      Was this review helpful? 0
      , kota
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan with ICICI bank, it got rejected because of the area under negative, and the bankers said the criteria was not match as per norms both customer service and response is average with ICICI.I have applied for 20 lakhs rupees.
      Was this review helpful? 0
      , gondia
      Reviewed on Jul 26, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the ICICI bank personal loan, because the executive asked to apply for the loan after 3 months, based on my profile I had a Cheque bounce in my previous product. The customer service and the response is very good with ICICI bank. The rate of interest is nominal with ICICI.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      ICICI bank personal loan was rejected but then they haven't revealed the reason why it got rejected. The customer service and the response need to be transparent in future with ICICI bank. The rate of interest is nominal with ICICI bank. I would say ICICI bank gave a average service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I haven't received the personal loan from ICICI bank, the ICICI executives has told that I have already held up with certain EMI with other products, so that was the reason I haven't got the personal loan with ICICI bank. The customer service and the response part is good with ICICI bank. The rate of interest is low when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      At the start when I approached ICICI bank there was no job stability and that was the prime reason why my personal loan application has been closed. The customer service and the response was good with ICICI bank. The rate of interest is nominal with ICICI bank. I would say ICICI bank offered me a satisfactory service.
      Was this review helpful? 0
      , thanjavur
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      Right from day one I had received a good response from ICICI bank on my personal loan request. ICICI was good in terms of customer service and responsiveness. I never faced any kind of issues with the bank but, I did not take the loan due to the personal issues.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 25, 2017
    • ICICI Bank Personal Loan
      "Average "
      0.5 4.0/5 "Great!"
      My requirement was already fulfilled as I have already got the loan through some other sources and that's why I have not taken the personal loan from the ICICI bank, also the rate of interest was huge one with them. Customer service was good one with the ICICI bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Better Response"
      0.5 3.0/5 "Satisfactory"
      ICICI bank good in response and customer service but they denied the loan when I applied. Recently I applied for the personal loan but that had been denied due to some reason. I approached the bank through third party online source for the loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "No Responsive"
      0.5 3.0/5 "Satisfactory"
      To be very honest I did not receive any kind of response from ICICI bank for my personal loan application. I associated with ICICI bank since 2012 but then I did not receive any response when I applied for the loan. So I was very upset with ICICI bank.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Below Average service"
      0.5 4.0/5 "Great!"
      Initially, I have applied for the personal loan with ICICI bank, it got rejected because of the documentation and second time I have applied with same ICICI bank and it got rejected due to low credit score. I don't know for what reason my personal loan application has got rejected. The ICICI bank need to show transparency in their service. The ICICI bank executives told that they will come and collects the documents but no one turned up. Summary, both customer service and response is falling below average with ICICI.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      Since I did not receive any call from ICICI Bank. I could not go ahead for the personal loan. I also did not worry much to try contacting them from my end. It was an average experience. Overall the bank is good, just that the process did not work out this time.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I preferred ICICI bank for the personal loan. Once I applied for the loan, their executive was very prompt in processing my loan application and I got a good response from them. But interest rate is little bit high but no issues with that. The entire loan process went smooth.
      Was this review helpful? 0
      , belgaum
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The reason why I was unable to opt for the personal loan from ICICI bank was because, I Can't pick the ICICI executive's call, so that was the reason, they have rejected my application . On the other hand, the customer service and the response provided by ICICI bank is really good. Even the rate of interest is pretty much normal with ICICI.
      Was this review helpful? 0
      , nellore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I approached ICICI bank for the personal loan. I never received proper response from the bank end for my personal loan application I have applied for three lakh rupees when I checked with the nearest bank they confirmed its under progress..
      Was this review helpful? 0
      , indore
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "High Interest Rate"
      0.5 1.0/5 "Really Bad"
      I had applied for the personal loan with ICICI bank. Interest rate is too high with them which is 17.99% for two lakhs this is for a tenure for three years. Where other banks are providing the personal loan with below 11%. However the customer service offered by them was nice.
      Was this review helpful? 0
      , jammu
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "No Response"
      0.5 1.0/5 "Really Bad"
      I applied for the personal loan with ICICI through third party online source. A representative from third party said that I will be contacted by the bank in order to proceed further for my loan application and will then forward my application to the bank. So I had to visit the bank directly for the further process. It would be good if the bank is prompt in contacting the applicants.
      Was this review helpful? 0
      , gorakhpur
      Reviewed on Jul 24, 2017
    • ICICI Bank Personal Loan
      "Overall a good experience"
      0.5 4.0/5 "Great!"
      Due to banking norms, ICICI Bank could not proceed ahead for the personal loan. The bank contacted me and provided the details on time. I got to know the status without any delay too. The interest rate and processing charges were very much normal when compared with other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 23, 2017
    • ICICI Bank Personal Loan
      "Overall a good experience"
      0.5 5.0/5 "Blown Away!"
      Since I have just switched companies and my current company is a proprietorship firm, it did not match the criteria of ICICI Bank for the personal loan. Else the process and services was good at the bank. They contacted me on time and informed me the details.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
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