Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      Due to some personal loan reasons I haven't got the personal loan from ICICI bank. The customer service was good with ICICI they gave better response in regards to my personal loan application. The rate of interest which they have offered was nominal.,
      Was this review helpful? 0
      , kannur
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan disbursement within 10 to 15days of time from ICICI bank. The customer service gave better response in regards to my personal loan. The rate of interst and the charges are nominal with ICICI bank,when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Below average service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank executive told that they can't approve the personal loan for the people who are working in the partnership firm,The policy need to be customer centric with ICICI bank. The customer service and their response was average with ICICI bank.
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      , mumbai
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "High on ROI and charges"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with ICICI Bank and the process is perfect. The customer support is excellent as they did not delay in the process. The rate of interest was of 14% which was on the higher side. The processing charges are high as well.
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      , hyderabad
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I am a customer of ICICI bank , but my personal loan got rejected from ICICI because my salary haven't met their eligibility criteria , The customer service is good with ICICI bank.. The rate of interest is high when compared with other banks.
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      , navi mumbai
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Bad Loan Process"
      0.5 0.5/5 "Unacceptable"
      I applied for BT of existing personal loan from another bank to ICICI bank and submitted all the documents and check. Then i got message saying i got personal loan approval of twice the amount i intend to take with more interest rate then existing loan and it was approved as fresh loan instead of BT from another bank which makes me to pay for the two loans at a time. I tried to contact the icici bank people and they ask me check with agents regarding the issue. and for the past one week the 3 agents phone are not reachable and when it gets connected one person is keep on telling its a wrong number, other person is informing me he is busy and ask me to call after 5-10 mins entire day. I want to cancel the loan and get back my documents and check
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      , hyderabad
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Unhappy with the services "
      0.5 1.0/5 "Really Bad"
      ICICI Bank has not been responsive for my personal loan application. I have applied for one and there was a complete zero response. There were welcome call to check about my request or requirement. It has not been a good experience and I would not want to recommend them.
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      , tandur
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Above average service"
      0.5 4.0/5 "Great!"
      The ICICI bank have sent me text message saying that I have got low credit score sop that was the reason I haven't got the loan from ICICI bank. The customer service with ICICI bank is good., The rate of interest is nominal when compared with others.
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      , mumbai
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      ICICI bank just took 2days to disburse my loan amount. The rate of interest is nominal with ICICI bank. The customer service is prompt with ICICI bank. The required loan amount was not disbursed by ICICI bank, I would say I am not satisfied with the loan amount.
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      , chennai
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Response is good, but high on ROI"
      0.5 5.0/5 "Blown Away!"
      The response was very much prompt with ICICI Bank and the customer services was good. They contacted me on time to process the personal loan. But I did not take the loan finally as the rate of interest and processing charges was pretty high when compared to the other banks. It was around 16%.
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      , bangalore
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      The ICICI bank interest rates are higher than normal so that was the reason I haven't got the loan from ICICI bank. The customer service was good with ICICI bank. They gave prompt response in regards to my personal loan application. I would suggest ICICI bank to lower down the interest rates to the customers those who are drawing the salary of below 30K.
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      , madurai
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      There was a response from ICICI bank for the personal loan. I had sent my documents online and after they checked my details. I was informed the process could not happen because my company was not listed with them. Not sure on the interest rate and fees.
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      , pune
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have got a text message from ICICI saying that I am maintaining salaried Account with SBI, so they told they can't process my personal loan application. The customer service and the response need to be improved with ICICI bank.The customer service need to maintain more interaction with the customers.
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      , kurnool
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Resposne part should be improved"
      0.5 1.0/5 "Really Bad"
      I have received only one call from ICICI bank fro the personal loan it was also disconnected while I was having conversation with their executive, but then there was no response from their end. It would be great, if they improve on the service part.
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      , coimbatore
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved in ICICI"
      0.5 3.0/5 "Satisfactory"
      I got a funds from other source hence there is no requirements to take personal loan from ICICI and also I haven't got any response from Bank end, but interm of interest rate ICICI is providing good interest rate its really quite good but I denied to go head.
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      , rewa
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Response is good"
      0.5 4.0/5 "Great!"
      I had applied for a personal loan with ICICI Bank, the customer services and response was good. It was a quick job and the details was clear explained. I did not have the requirement anymore so I did not take the loan from them. Not sure on the interest rate and charges.
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      , satara
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Response is good"
      0.5 4.0/5 "Great!"
      ICICI Bank was quick to respond to me when I had applied for a personal loan. They kept contacting me on a regular basis and since I was not needing the loan anymore, I did not go ahead. The interest rate and processing charges was normal when compared to the other banks.
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      , new delhi
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      ICICI response is not up to the mark for the personal loan, when I approached the bank through online channel they never coordinated on the loan process even I tried reaching the bank directly two to three times but no response. I would like to suggest them to work on the service and response part.
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      , chennai
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Customer's friendly"
      0.5 4.0/5 "Great!"
      ICICI is very fast in the loan process, within 48 hours my loan got approved with nominal interest as per the market. I got my loan number but still my disbursement was not happen. I applied to online channel, I am very fine with the bank response.
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      , coimbatore
      Reviewed on Sep 25, 2017
    • ICICI Bank Personal Loan
      "Unhappy with the services "
      0.5 1.0/5 "Really Bad"
      Though I am an existing customer of ICICI Bank. It was not a very good experience when I had applied with them for a personal loan. I got a call from them after a month to ask me if I am in need of a loan and I told them that I do not need it and asked them to cancel my application.
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      , indore
      Reviewed on Sep 25, 2017
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    ICICI Loan Against Property is Rated as "Great!" by 15234 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    ICICI Loan Against Property

    Apply for Personal Loan

    Overview

    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

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