Multiple banks. Different interest rates. Call it a "conflict of interest".
  • ICICI Loan Against Property is Rated as "Great!" by 17435 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    ICICI Loan Against Property

    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

    ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with ICICI. I am a customer of ICICI from the past 7 years and i am a happy customer of ICICI. The loan was approved instant , it was approved within seconds. There are no documentation work and with just one click things were taken care. Also the interest rates were reasonable.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been applied ICICI bank credit card , the loan amount they have given me was sufficient, the rate of interest they have charged me up to 15% it is nominal, the processing fee they have charged me up to 2000 it is nominal. Their service is good. There is no hidden charges . Still the loan is running.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good Loan"
      0.5 4.0/5 "Great!"
      Purchased my personal loan from ICICI since I'm holding the salary account with the same. I bought the loan 5 years back without any documentation. Within a week, they have sanctioned the loan. They have not provided the partial payment and pre-closure facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good in Need"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with ICICI Bank and the loan is still running. The rate of interest is reasonable and there was less documentation work at the time of applying. My application was processed on time and there was no delay. The response was quick.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan was good but the interest rate with them has been a little high. The loan amount which they had provided has been sufficient and there has been some charges which they had made as well like the processing fee. Their customer support has also been responsive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Super Loan Services"
      0.5 4.0/5 "Great!"
      When i approached the personal, whatever they have promised, they have done the same. There is no deviation in the process. 1.5 years before, i have purchased the personal loan. I used to pay the EMI of Rs. 6618. I have chosen the tenure period for 5 years. The amount has been auto deducted through ECS.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • ICICI Bank Personal Loan
      "Loan process should be simple"
      0.5 4.0/5 "Great!"
      I have given some documents they taken almost a month but I got a good response whenever I call to them. Compared to other bank the interest rate is high but operation is good. As a customer I felt the interest is high around 15% for the amount of Rs. 3.5 lakhs, they have processing fee around 5000 remaining amount got into the account.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • ICICI Bank Personal Loan
      "Execellent service"
      0.5 5.0/5 "Blown Away!"
      I am an existing customer of ICICI bank, I got the better interest rate. The bank offered me the principal amount around Rs. 1. 5 lakh for the tenure period of five years. Bank gave me preclosure and part payment option. The loan procedure was easy.
      Was this review helpful? 0
      , udgir
      Reviewed on Jan 21, 2019
    • ICICI Bank Personal Loan
      "Hassle free loan"
      0.5 3.5/5 "Pretty good"
      I have taken my personal loan from ICICI bank. ICICI is response rate is quite high when i apply for the loan. We don't need to follow the bank and the process is very simple. I have got the loan on time and its very hassle free loan experience. They have given me a interest rate of 12.5% which is convenient for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2019
    • ICICI Bank Personal Loan
      "Not a good services"
      0.5 1.0/5 "Really Bad"
      I had taken the personal loan with ICICI bank. When i went for the pre-closure they have charged me a huge amount as a pre-closure charges and the same has not been informed at the time of taking the loan. Interest rates were very huge which is 15% and the processing fee was Rs. 1000. Actually i have to locate a particular branch for closing the loan and the closing option is not available in all the branches.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 20, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using with ICICI bank personal loan for long time, they have given me sufficient loan amount ,and the rate of interest they have charged me is nominal they have charged me up to 11.9% approx they take up to 12% as interest,the processing fee they have charged me was nominal,there overall service was good.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 20, 2019
    • ICICI Bank Personal Loan
      "High Interest rates"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI Bank and the loan is still running. The rate of interest is bit high and it is around 11.45%. At the time i applied for a credit card my application was processed quick. If the rate of interest come down it will be good. The Tenure period is 5 years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 19, 2019
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      Still am running the personal loan, They did not reveal the charges and executive called me informed about I will receive some loan amount but got lesser than that. Though I called the customer service there was no proper response. The loan duration is 5 years and monthly EMI is 14K through ECS. I am a salary account holder of ICICI Bank and did not get any much benefits of this account.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 19, 2019
    • ICICI Bank Personal Loan
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with ICICI Band. The process is good and there are no hassles to get the loan. The customer support and response is good. The rate of interest and the processing charges are normal. The after loan services are good too.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 19, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have holding my personal loan with ICICI bank,they have given me sufficient loan amount , and the rate of interest they have charged me up to 11.7% which was nominal,even there processing fee was nominal, still my loan is running.till now no issue i have experience.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using personal loan with ICICI bank, they have given me sufficient loan amount,the rate of interest they have been charged me was nominal ,and they have charged me processing fee that too was nominal,still now loan is running ,overall service is good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jan 19, 2019
    • ICICI Bank Personal Loan
      "Normal Loan"
      0.5 2.5/5 "Just OK"
      I have bought my ICICI bank personal loan 1.5 years ago. During that time the rate of interest was low hence i have chosen the ICICI bank. The collection executive came to my place and collected all my documents. They have given me a loan on time. They are providing pre-closure with some charges of 5% hence i won't recommend.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2019
    • ICICI Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I approached ICICI personal loan through online channel, ICICI taken care and disbursed the amount within two to three weeks of time, But I felt interest rate is good in Tata capital as compared to ICICI. But still I recommend ICICI bank its good.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 18, 2019
    • ICICI Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      That was better experience, interms of rate of interest. ICICI bank agents are proactive they came to my place and collected the documents and done the process. Then I didn't interact with them. I got the better deal from ICICI on the personal loan.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 18, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I had taken this loan almost three years back and the process in getting this loan has been quite good. The loan amount has been fine and the interest rate with them has also been nominal. There has not been any sort of charges which they had made so far.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 18, 2019
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