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  • ICICI Loan Against Property is Rated as "Great!" by 17089 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    ICICI Loan Against Property

    ICICI offers a special loan scheme wherein the customers can avail loans against property. ICICI loan against property comes at an attractive rate of interest. The loan amount can be used for business or personal needs.

    Apply for Personal Loan

    Features of ICICI Loan against Property (Mortgage Loan)

    Listed below are the features of ICICI loan against property scheme.

    • The loan is sanctioned against existing property owned by the applicant.
    • The loan can be used for any purpose ranging from business expenditure to education needs.
    • Competitive rates
    • Fast processing
    • The loan is available for salaried, self-employed professionals and non-professionals residing in India.
    • High loan amounts
    • Loan tenors up to 15 years
    • The loan can be applied for online
    • Easy and hassle free application process
    • Dedicated team of customer service

    Benefits of ICICI Loan against Property

    Listed below are the benefits of ICICI loan against property.

    • High loan amounts- The bank offers high loan amounts for its ICICI loan against property.
    • Long tenor-The loan comes ta high tenor periods of up to 15 years.
    • Utility-The loan can be utilised for any personal expenditure and there is no restriction on it.

    Eligibility criteria for ICICI Loan against Property

    Listed below is the eligibility criteria for ICICI loan against property.

    • Available for salaried individuals and self-employed professionals and non-professionals.
    • The applicant should be the owner of the property being mortgaged.

    Fees and charges for ICICI Loan against Property

    Listed below are the fees and charges for ICICI loan against property.

    • Prepayment charges- No prepayment charges after six months of final disbursement. Prepayment charges of 2% on principal outstanding amount is applicable within six months of final disbursement.
    • Processing fee- Up to 1% of the loan amount.

    ICICI Loan against Property Interest rate

    • ICICI Regular loan against property interest rate- 12.50%

    How to avail ICICI Loan against Property?

    It is very easy to avail ICICI loan against property (Mortgage Loan) schemes. One can apply for it online through the bank’s official website or visit one of the bank’s branches. The applicant can also apply for the loan through third party financial websites.

    ICICI Loan Against Property Reviews

    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank 1 year back. I have taken 2.8 lakhs and the interest rate was very high . The tenure period was 4 years but i did pre closure . The chargers re very high for pre closuring the loan here but i had a smooth loan process . The documentation was quite smooth and hassle free.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has also offered me a personal loan. The customer services and response is good and there are no hassles in the process. They also offered me a good rate of interest and the processing charges are nominal too. The after loan services are good too.
      Was this review helpful? 2
      , jaipur
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Very bad experience and still sufferring"
      0.5 0.5/5 "Unacceptable"
      Took BT and top up loan from icici in July 2018 but received DD for balance transfer in third week of August. When submitted the DD to the other bank it got rejected as authorised signature is missing on it. The sales manager is not answering my call. I have already raised the complaint with customer care after which I received the DD.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since one of my friend had suggested me about them. The process in getting this loan has been smooth and easy and the loan amount which they had provided also had been satisfactory. The interest rate with them has been nominal when compared with the market rate. Their customer support with them also had been responsive.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      ICICI Bank is also good in the personal loan process. The customer services and response is good and there has been no hassles in the process. They have offered a low rate of interest and processing charges. The loan was processed on time too.
      Was this review helpful? 3
      , vadodara
      Reviewed on Sep 18, 2018
    • ICICI Bank Personal Loan
      "POOR"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken with ICICI BANK , initially they said they will charge 14% of interest rate but later they charge 16% so i am not happy . The processing fee is 5% and tenure period is 5year . Customer support and their response is not up to the mark . The services is not satisfactory .
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had taken this Personal loan almost ten years back and the tenure period which they had provided had been good as well. The loan amount which they had provided had been good and the interest rate also had been good as well, there has not been any hassle faced with their banking services.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since i was having my Salary account with ICICI and the process in getting the loan has been smooth and easy. The loan amount which they had provided also had been good. The interest rate with them has been nominal when compared with the market rate. Their customer support and their staff responses where good and the disbursal time also had been good with them.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2018
    • ICICI Bank Personal Loan
      "good service"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with ICICI BANK , there is processing fee with this bank and it is nominal in the market . Loan amount is up to the mark with this bank . They charged 14% rate of interest it is satisfactory and tenure period is 2year . Overall the services was good with this bank .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 17, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan application was approved with ICICI bank and the experience was good, the process was smooth and i received my loan amount in 10 days. The loan amount was for Rs 70000 with the tenure period of 1 year. The rate of interest was nominal when compared to others. Customer service was good and they responded on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 17, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i have bitter experience with this bank , the customer support attitude not good with this bank . Initially they said 12.9% of interest rate but later they charge 14% so it is very disappointing part . Loan amount is 1.5 lakh and it is sufficient to me .
      Was this review helpful? 3
      , kolkata
      Reviewed on Sep 16, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with ICICI BANK , they charged 7000 of processing fee and it is nominal . The process of getting loan was so quick within few days i got my loan . The rate of interest is 15.5% , tenure period is 3 year .Loan amount is up to the mark . Customer support is good with this bank .
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 16, 2018
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with ICICI bank . The service and response was good. The loan amount was 50,000 and the interest rate satisfactory . The tenure period was 3 years . I had no issues with the documentation here and everything was on line so its was convenient actually. The processing fee was nominal
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with ICICI bank . The service and responses was good. The loan amount was 50,000 and the interest rate was satisfactory . The tenure period was 3 years . I had no issues with the documentation here and everything was on line so its was convenient actually. The processing fee was nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Falls below expectations"
      0.5 2.0/5 "Expected more"
      I have taken my personal loan with ICICI Bank. The loan amount was 2,51,000 but i have received 2,44,000. The interest rate was satisfactory The customer service and responses was up to the mark. The tenure period was 2 years here. The documentation was smooth and everything was on line
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank . The loan amount was 1 lakh and the process was good. The interest rate is very satisfactory and the tenure period was 5 years . There is no issues faced . They said that its a paperless approval but i was asked to submit the documents.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I got my personal loan through ICICI BANK , the tenure period is 4years . The bank did not gave me preclosere option . Customer support is up to the mark , and the process of getting loan is quick . I pay EMI 3440 and they charge 5000 rs of processing fee which is too high .Rate of interest is 11.3% .
      Was this review helpful? 0
      , angul
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Not satified"
      0.5 1.0/5 "Really Bad"
      I have approached ICICI bank for my my personal loan .The loan amount was 6 lakhs and the interest rate was not satisfactory since the interest rate which showed on the web portal was different so i have refused taking the loan. I am not happy with the service and responses here,.
      Was this review helpful? 0
      , kakinada
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan is with ICICI Bank and the bank is good in the process. The customer services and response is good and there are no issues for me to get the loan. The rate of interest and processing charges are normal. The after loan process is also too good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Last year I have taken a personal loan with ICICI Bank and the process is good and quick. There were no issues in this experience. The rate of interest was of 10.99% and I had to pay a processing fee and also insurance. They need to work on the charges.
      Was this review helpful? 0
      , salem
      Reviewed on Sep 11, 2018
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