Home loans in Patna start at the interest rate starting at 7.50% p.a. It goes up to 11.50% p.a. The banks provide a number of lucrative offers on housing loans in Patna. Loan providers offer home loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.
|Interest Rates||7.50% p.a. to 11.50% p.a.|
|Processing fee||As per the terms and conditions of the bank|
|Maximum Loan Amount||As per the terms and conditions of the bank and the eligibility of the applicant|
|Maximum Tenure||Up to 30 years (differs from bank to bank)|
Compare: Home Loan Interest rate
|Home Loan Providers||Branch Location|
|HDFC Bank||15 A, Sri Ram Enclave, Arya Kumar Road,
Patna, Bihar – 800 016
|Kotak Mahindra Bank||Ravi Urmilla Complex, Ashiyana Digha Main Road,
Near Passport Office,
Patna, Bihar – 800 014
|Axis Bank||PN 132 & 133, 134 & 178, Basement,
G F Khata No. 409, 478, & 176, Dhakanpura,
Patna, Bihar 800 001
|ICICI Bank||Bihar State Financial Corporation, Fraser Road,
Old Jakkanpur, Raja Ji Salai, Indira Nagar,
Patna, Bihar – 800 001
|IndusInd Bank||Ground Floor, 10, Abhinav Apartments,
Main Road, Near Passport Office,
Ashiana Digha Main Road, Ashiana Nagar, Phase 1,
Patna, Bihar – 800 014
|State Bank of India||Main Road, Kankarbagh, Chandragupta Path,
P C Colony, RBI Flats Colony, Bankman Colony,
Patna, Bihar – 800 020
|Age||18 years to 75 years (differs from bank to bank)||PAN card, voter ID, passport, or driving license|
|Residency||Resident of India||PAN card, voter ID, passport, or driving license|
|Employment||Self-employed or salaried||Employee ID|
|Income||Salaried – From Rs.10,000 p.m.
Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)
Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.
If you are planning to build a home in the city of Patna, you can avail one of the home loan offers provided by the loan providers in the city. Now you can visit BankBazaar.com and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.
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