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    • Home Loans in Patna

    Home loans in Patna start at the interest rate starting at 7.50% p.a. It goes up to 11.50% p.a. The banks provide a number of lucrative offers on housing loans in Patna. Loan providers offer home loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

    Home Loan Interest Rate in Patna

    Interest Rates 7.50% p.a. to 11.50% p.a.
    Processing fee As per the terms and conditions of the bank
    Maximum Loan Amount As per the terms and conditions of the bank and the eligibility of the applicant
    Maximum Tenure Up to 30 years (differs from bank to bank)

    Compare: Home Loan Interest rate

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    We found 35 Patna Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
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    8.75% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
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    8.60% Floating
    ₹3,000 - ₹5,000 One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
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    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
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    6.95% - 8.30% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
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    9.00% Fixed
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
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    10.20% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
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    8.85% - 16.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
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    8.70% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
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    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
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    8.75% Fixed
    ₹2,500 One time fee
    Rs.1L - Rs.5Crs
    1 - 30 Years
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    8.80% Floating
    0.50%(Max ₹7,500) One time fee
    Up to Rs.15Crs
    1 - 30 Years
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    Icon for Home Loan Eligibility
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    Check your Eligibility!

    Best Home Loan Providers in Patna

    Home Loan Providers Branch Location
    HDFC Bank
    15 A, Sri Ram Enclave, Arya Kumar Road,
    Patna, Bihar – 800 016
    Kotak Mahindra Bank
    Ravi Urmilla Complex, Ashiyana Digha Main Road,
    Near Passport Office,
    Patna, Bihar – 800 014
    Axis Bank
    PN 132 & 133, 134 & 178, Basement,
    G F Khata No. 409, 478, & 176, Dhakanpura,
    Patna, Bihar 800 001
    IndusInd Bank
    Ground Floor, 10, Abhinav Apartments,
    Main Road, Near Passport Office,
    Ashiana Digha Main Road, Ashiana Nagar, Phase 1,
    Patna, Bihar – 800 014
    State Bank of India
    Main Road, Kankarbagh, Chandragupta Path,
    P C Colony, RBI Flats Colony, Bankman Colony,
    Patna, Bihar – 800 020

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years (differs from bank to bank) PAN card, voter ID, passport, or driving license
    Residency Resident of India PAN card, voter ID, passport, or driving license
    Employment Self-employed or salaried Employee ID
    Income Salaried – From Rs.10,000 p.m.
    Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)     		For salaried:
    • Last 3 month's salary slip
    • Last 6 month's bank statements
    • Last 2 year's Form 16 and IT returns
    For self-employed:
    • Previous 3 year's income tax returns
    • Previous 3 year's profit & loss accounts with balance sheet
    • Last 12 month's bank statements

    Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

    If you are planning to build a home in the city of Patna, you can avail one of the home loan offers provided by the loan providers in the city. Now you can visit BankBazaar.com and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

      

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