Home Loans in Patna

Home loans in Patna start at the interest rate starting at 7.50% p.a. It goes up to 11.50% p.a. The banks provide a number of lucrative offers on housing loans in Patna. Loan providers offer home loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

Home Loan Interest Rate in Patna

Interest Rates	7.50% p.a. to 11.50% p.a.
Processing fee	As per the terms and conditions of the bank
Maximum Loan Amount	As per the terms and conditions of the bank and the eligibility of the applicant
Maximum Tenure	Up to 30 years (differs from bank to bank)

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Best Home Loan Providers in Patna

Home Loan Providers	Branch Location
HDFC Bank	15 A, Sri Ram Enclave, Arya Kumar Road, Patna, Bihar – 800 016
Kotak Mahindra Bank	Ravi Urmilla Complex, Ashiyana Digha Main Road,Near Passport Office,Patna, Bihar – 800 014
Axis Bank	PN 132 & 133, 134 & 178, Basement,G F Khata No. 409, 478, & 176, Dhakanpura,Patna, Bihar 800 001
IndusInd Bank	Ground Floor, 10, Abhinav Apartments,Main Road, Near Passport Office,Ashiana Digha Main Road, Ashiana Nagar, Phase 1,Patna, Bihar – 800 014
State Bank of India	Main Road, Kankarbagh, Chandragupta Path,P C Colony, RBI Flats Colony, Bankman Colony,Patna, Bihar – 800 020

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Eligibility and Documents Required

Purpose	Eligibility	Documents Required
Age	18 years to 75 years (differs from bank to bank)	PAN card, voter ID, passport, or driving license
Residency	Resident of India	PAN card, voter ID, passport, or driving license
Employment	Self-employed or salaried	Employee ID
Income	Salaried – From Rs.10,000 p.m.Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)	Last 3 month's salary slip Last 6 month's bank statements Last 2 year's Form 16 and IT returns Previous 3 year's income tax returns Previous 3 year's profit & loss accounts with balance sheet Last 12 month's bank statements

Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

If you are planning to build a home in the city of Patna, you can avail one of the home loan offers provided by the loan providers in the city. Now you can visit BankBazaar.com and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

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