A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Patna

    Home loans in Patna start at the interest rate starting at 7.50% p.a. It goes up to 11.50% p.a. The banks provide a number of lucrative offers on housing loans in Patna. Loan providers offer home loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

    Home Loan Interest Rate in Patna

    Interest Rates 7.50% p.a. to 11.50% p.a.
    Processing fee As per the terms and conditions of the bank
    Maximum Loan Amount As per the terms and conditions of the bank and the eligibility of the applicant
    Maximum Tenure Up to 30 years (differs from bank to bank)

    Compare: Home Loan Interest rate

    More
    We found 36 Patna Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 8.05% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.17% - 8.99% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 8.30% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% Fixed
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.20% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    6.85% Floating
    - One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Fixed
    ₹2,500 One time fee
    Rs.1L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know

    Best Home Loan Providers in Patna

    Home Loan Providers Branch Location
    HDFC Bank
    15 A, Sri Ram Enclave, Arya Kumar Road,
    Patna, Bihar – 800 016
    Kotak Mahindra Bank
    Ravi Urmilla Complex, Ashiyana Digha Main Road,
    Near Passport Office,
    Patna, Bihar – 800 014
    Axis Bank
    PN 132 & 133, 134 & 178, Basement,
    G F Khata No. 409, 478, & 176, Dhakanpura,
    Patna, Bihar 800 001
    ICICI Bank
    Bihar State Financial Corporation, Fraser Road,
    Old Jakkanpur, Raja Ji Salai, Indira Nagar,
    Patna, Bihar – 800 001
    IndusInd Bank
    Ground Floor, 10, Abhinav Apartments,
    Main Road, Near Passport Office,
    Ashiana Digha Main Road, Ashiana Nagar, Phase 1,
    Patna, Bihar – 800 014
    State Bank of India
    Main Road, Kankarbagh, Chandragupta Path,
    P C Colony, RBI Flats Colony, Bankman Colony,
    Patna, Bihar – 800 020

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years (differs from bank to bank) PAN card, voter ID, passport, or driving license
    Residency Resident of India PAN card, voter ID, passport, or driving license
    Employment Self-employed or salaried Employee ID
    Income Salaried – From Rs.10,000 p.m.
    Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)
    For salaried:
    • Last 3 month's salary slip
    • Last 6 month's bank statements
    • Last 2 year's Form 16 and IT returns
    For self-employed:
    • Previous 3 year's income tax returns
    • Previous 3 year's profit & loss accounts with balance sheet
    • Last 12 month's bank statements

    Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

    If you are planning to build a home in the city of Patna, you can avail one of the home loan offers provided by the loan providers in the city. Now you can visit BankBazaar.com and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.