A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Patna Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Patna Home Loan is Rated as "Great!" by 48 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Patna Home Loan

    Patna is the capital of Bihar, has emerged as one of the most booming cities in the state.Patna has since long been a chief agricultural business hub.Patna in the last few years has gone through a sustained growth phase owing to the ‘Green Revolution’ business, the rise of the FMCG industry and an excellent performance of the service sector.In 2009 June, the World Bank assigned Patna a 2nd position (in India) for easiness of business commencement

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Patna Home Loan if you are

    01
    02
    03
    04
    Patna Home Loan Minimum Age

    At least 21 years old

     Patna Home Loan Maximum Age

    Less than 65 years old

    Patna Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Patna Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patna Home Loan amount eligibility is based on these factors

    01
    02
    03
    Patna Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Patna Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Patna Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patna Home Loan amount by these steps

    01
    02
    03
    Patna Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Patna Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Patna Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Patna Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patna Home Loan Interest RatesUpdated on 05 May 201413 Dec 2017

    Patna Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Patna Home Loan Reviews

    • Bank Bazaar Home Loan
      "Best service"
      0.5 4.5/5 "Excellent!"
      I have started browsing the website very recently its been a 1.5 years now.The service of the website is excellent to use and the options are very simple,easy to understand and navigate.I got many offers for a home loan request they guided me with the right option.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 20, 2017
    • HDFC Limited Home Loan
      "Need to improve customer service"
      0.5 1.0/5 "Really Bad"
      I have requested for home loan with Hdfc limited.The loan amount is 80 lakhs,rate of interest is 8.35% nominal as compared to other banks.They should be quick in processing the loan.The website has got all information pertaining to the loan.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 1 year, the services provided by bank bazaar is very good when compared to all other banking websites. Customer service from bankbazaar was excellent and i liked their way of approaching. The mobile application is very useful and there are lot of options. It is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 07, 2017
    • HDFC Limited Home Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from HDFC LTD, my loan application was approved and it is still in process to disburse. Approval took one week of time. The customer service was good, they provided door step service to collect the documents. The rate of interest was high when compared to other sources.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 07, 2017
    • Axis Bank Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from AXIS bank ,there service is very good . Even the rate of interest was fine ,representatives and customer service was very helpful and responsible ,I can say the overall service is good from AXIS. I don't have any issue .
      Was this review helpful? 0
      , patna
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      Service was very excellent from Bankbazaar ,customer service was very helpful, I use to get regular followups from the Bankbazaar representatives, I can say the overall service is very excellent from Bankbazaar. There is no issue with Bankbazaar service till now.
      Was this review helpful? 0
      , patna
      Reviewed on Oct 05, 2017
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan from HDFC LTD their process was good representatives and customer service was very helpful and responsible. Further, the rate of interest was also fine , I feel their service is excellent, I am happy with HDFC LTD service. I never had any issue with HDFC LTD service till now.
      Was this review helpful? 0
      , patna
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "Good Website"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar was very convenient place to choose the financial product, They were good in customer service and response. I wish Bank Bazaar should give more offers to the home loan users and I appreciate if Bank Bazaar improves the mobile app to support in tab and mobiles.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 30, 2016
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Good Experience with HDFC LTD for my home loan application, ROI was above 9.5% it was little bit high compare to other banks. They was keep on called me and given the proper information about documentation, Overall i was satisfied with the customer service, But unfortunately Myself I closed the application because I has been some issues on my parental properties, So regarding that I was closed my application. HDFC LTD was recommandable because it was well known in the market.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 30, 2016
    • HDFC Limited Home Loan
      "Good banking"
      0.5 5.0/5 "Blown Away!"
      My request was placed online and I took a home loan from HDFC Ltd. Their response was perfect and I am happy about it. An agent from the bank named Shailendar kumar guided me though the entire process. Being a pre approved it got sanctioned within hours. I receive payment reminders and sms from them regularly.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 07, 2016
    • SBI Home Loan
      "Loans in short time!"
      0.5 5.0/5 "Blown Away!"
      After the land survey was completed with SBI the loan was disbursed within a week's time. Even they collected minimal documents as per the bank norms for processing the loan. State Bank of India executives are very prompt in providing loans in a short time.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 02, 2016
    • Bank Bazaar Home Loan
      "Good Services"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Bankbazaar. The services was good. The best was the response. It was very much immediate from them after I registered my details online. It would be better if the website is more understandable and easy to use. Overall satisfactory.
      Was this review helpful? 0
      , patna
      Reviewed on Apr 12, 2016
    • HDFC Limited Home Loan
      "Fast response"
      0.5 5.0/5 "Blown Away!"
      Since I did not have the documents required by HDFC Ltd. I did not go ahead with them for the home loan. I did not have the map document. But the services was good. The response was good as well. They have been in touch with me. Not sure on the rate of interest and processing charges. Overall it was good.
      Was this review helpful? 1
      , patna
      Reviewed on Apr 12, 2016
    • Bank Bazaar Home Loan
      "bankbazar"
      0.5 4.5/5 "Excellent!"
      Hiiiiiiiiii Join this app very amazing and i am really happy to see this and best offer deal available in this bankbazar so dear dont waste your time sign up and fill your information you need to fill your mobile number and e mail id and get code
      Was this review helpful? 0
      , patna
      Reviewed on Mar 27, 2016
    • Bank Bazaar Home Loan
      "Home loan selection on the basis of details on web"
      0.5 4.0/5 "Great!"
      It was good experience with Bank Bazaar which gave me opportunity to select the bank which was giving home loan for land purchase at minimum rate. The web side is too good to give the details of loan available on the basis of requirement.Overall experience was very good.
      Was this review helpful? 0
      , patna
      Reviewed on Feb 28, 2016
    • Bank Bazaar Home Loan
      "Good portal!"
      0.5 5.0/5 "Blown Away!"
      Once I applied for home loan through the bankbazaar portal, the response was pretty immediate from the executives. They called me within minutes and provided the proper information regarding the loan quote. Through TV advertisements, I got to know about the portal.
      Was this review helpful? 0
      , patna
      Reviewed on Feb 09, 2016
    • HDFC Limited Home Loan
      "Need immediate updates!"
      0.5 4.0/5 "Great!"
      The property for which I am looking for the loan is not approved by the Government. My property was approved only by the gram panchayat. Due to this, the HDFC limited is not able to sanction the loan against the property. It would be nice if they update the loan status to the customers at the earliest.
      Was this review helpful? 0
      , patna
      Reviewed on Feb 09, 2016
    • Axis Bank Home Loan
      "Higher rates "
      0.5 5.0/5 "Blown Away!"
      Its a very good service provided by Axis bank based on the home loan process.They are providing prompt service to the customer in the home loan.They have responded very good on the application.The interest rate applied was a floating rate and it was increasing in the 3-4years on the higher side
      Was this review helpful? 0
      , patna
      Reviewed on Jan 22, 2016
    • Axis Bank Home Loan
      "Easy process!"
      0.5 5.0/5 "Blown Away!"
      The home loan process is quite easy with Axis bank. The process was completed within 15 days. They collected only minimal documents for the loan process, which were simple to produce on time. As the interest rate is floating, they are regulating that properly as per the RBI norms.
      Was this review helpful? 1
      , patna
      Reviewed on Jan 06, 2016
    • Bank of India Home Loan
      "Lengthy process but good rate "
      0.5 4.0/5 "Great!"
      The processing is little lengthy for the home loan with bank of India because it is the government bank and they do not have any specific target. But the interest rate is very less comparing to private banks. They disbursed the loan in 20-25 days.
      Was this review helpful? 3
      , patna
      Reviewed on Dec 22, 2015
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