Home Loans in Patiala

Home loan in Patiala can be availed by eligible applicants at affordable interest rates. Leading banks operating in the district offer the loan at a rate of return that ranges between 7% p.a. and 9.95% p.a. The processing fee charged is 0.50% of the loan amount and can be repaid within 30 years.

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Home Loan Interest Rate in Patiala

Interest Rates	7% p.a. to 9.95% p.a.
Processing fee	0.50% of the loan amount
Maximum Loan Amount	Depends on the income and repayment capacity of the applicant
Maximum Tenure	30 years

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Best Home Loan Providers in Patiala

Home Loan Providers	Branch Location
Punjab National Bank	Beant Singh Chowk,Chhoti Baradari, Patiala
Punjab & Sind Bank	Main Bazar, Gurbax Colony,Patiala
PNB Housing Finance Limited	Juneja Realtors, Near Fountain Chowk,Head Post Office Road,Patiala - 147001
State Bank of India	Chhoti Baradari,Patiala - 147001
HDFC Bank	11/12B, Calibre Market,Chandigarh Patiala Road,Patiala - 140401
Federal Bank	36 – 37, New Leela Bhawan,Patiala - 147001

Eligibility and Documents

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	Eligibility	Documents Required
Age	18 years to 70 years	Driving license, Aadhaar card, Passport etc.
Residency	Resident Indians	Voter ID, electricity bill, gas bill, property tax receipt etc.
Employment	Salaried and non-salaried	Employe3 ID
Income	N/A	Salaried (Any one) Salary slips for the last 3 months Bank statements for the last 6 months Form 16 for the last 2 years Self- employed (Any one) IT returns for the last 2 years Profit and loss accounts and balance sheet for the last 2 years Bank statements of the last 6 months Tax Audit report (if turnover more than 1 crore)

With the help of affordable home loans, you can now own build or buy a home in Patiala. All you need to do is approach the bank after ensuring that the eligibility criteria is met.

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