A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Patiala

    Home loan in Patiala can be availed by eligible applicants at affordable interest rates. Leading banks operating in the district offer the loan at a rate of return that ranges between 7% p.a. and 9.95% p.a. The processing fee charged is 0.50% of the loan amount and can be repaid within 30 years.

    Home Loan Interest Rate in Patiala

    Interest Rates 7% p.a. to 9.95% p.a.
    Processing fee 0.50% of the loan amount
    Maximum Loan Amount Depends on the income and repayment capacity of the applicant
    Maximum Tenure 30 years

    Compare: Home Loan Interest Rate

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    We found 35 Patiala Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% Floating
    ₹3,000 - ₹5,000 One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 8.30% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.00% Fixed
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    10.20% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.85% - 16.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.70% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Fixed
    ₹2,500 One time fee
    Rs.1L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.80% Floating
    0.50%(Max ₹7,500) One time fee
    Up to Rs.15Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know

    Best Home Loan Providers in Patiala

    Home Loan Providers Branch Location
    Punjab National Bank Beant Singh Chowk,
    Chhoti Baradari, Patiala
    Punjab & Sind Bank Main Bazar, Gurbax Colony,
    Patiala
    PNB Housing Finance Limited Juneja Realtors, Near Fountain Chowk,
    Head Post Office Road,
    Patiala - 147001
    State Bank of India Chhoti Baradari,
    Patiala - 147001
    HDFC Bank 11/12B, Calibre Market,
    Chandigarh Patiala Road,
    Patiala - 140401
    Federal Bank 36 – 37, New Leela Bhawan,
    Patiala - 147001

    Eligibility and Documents

      Eligibility Documents Required
    Age 18 years to 70 years Driving license, Aadhaar card, Passport etc.
    Residency Resident Indians Voter ID, electricity bill, gas bill, property tax receipt etc.
    Employment Salaried and non-salaried Employe3 ID
    Income N/A Salaried (Any one)
    • Salary slips for the last 3 months
    • Bank statements for the last 6 months
    • Form 16 for the last 2 years
    Self- employed (Any one)
    • IT returns for the last 2 years
    • Profit and loss accounts and balance sheet for the last 2 years
    • Bank statements of the last 6 months
    • Tax Audit report (if turnover more than 1 crore)

    With the help of affordable home loans, you can now own build or buy a home in Patiala. All you need to do is approach the bank after ensuring that the eligibility criteria is met.

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    Patiala Home Loan Reviews

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