Home Loans in Patiala

Fees & Charges

1. Preclosure fee = ₹0
   Preclosure fee = Rs 0 for floating rate loan; 2% plus applicable taxes on principal outstanding for fixed rate loan
2. Part payment fee = ₹0
   Partpayment fee = Rs 0 for floating rate loan; 2% plus applicable taxes on principal outstanding for fixed rate loan

Documents

1. Any two of the following - Driving License, Aadhaar Card, Passport, Latest Electricity/Telephone/Water Bill
2. PAN Card
3. Last 6 months bank statements
4. Last 2 years ITR

What you'll love

1. No guarantor required
2. No pre-closure and part-payment fee
3. Maximum loan amount and tenure

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Fees & Charges

1. Pre-closure fee = ₹0
2. Part-payment fee = ₹0

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and a photograph

What you'll love

1. No guarantor required
2. No pre-closure and part-payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Fees & Charges

1. Preclosure fee = ₹0
   But preclosure charges of 2% are levied in case of shifting of Housing Loan A/c by takeover to other banks/ housing finance institutions
2. Part payment fee = ₹0
   But preclosure charges of 2% are levied in case of shifting of Housing Loan A/c by takeover to other banks/ housing finance institutions

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. All loans are at the sole discretion of HDFC Ltd.
2. The differential rates of interest are made available based on the different risk assessments. Select rates of interest are made available as per the credit risk profile at certain price points, details of which may be obtained from the nearest HDFC branch
3. The rates of interest mentioned are applicable to Home Loans, including Home Improvement, Home Extension, Plot and Plot plus Construction loan
4. The mentioned interest rates/EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of HDFC Ltd. and are subject to change at the time of disbursement. The Home Loan interest rates mentioned are variable in nature and subject to change as per the movement in HDFC's Benchmark Rate
5. HDFC Ltd. reserves the right to withdraw the offer on interest rates at any point in time, without any further intimation or notice, and no claims shall be entertained by HDFC Ltd. in this regard.

Fees & Charges

1. Preclosure fee = ₹0
   But preclosure charges of 2% are levied in case of shifting of Housing Loan A/c by takeover to other banks/ housing finance institutions
2. Part payment fee = ₹0
   But preclosure charges of 2% are levied in case of shifting of Housing Loan A/c by takeover to other banks/ housing finance institutions

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Fees & Charges

1. Preclosure fee = ₹0
2. Part payment fee = ₹0
   Part payment amount not to be less than sum of 6 EMIs and only 3 part payments allowed in a year

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee
3. 0.1% lower for Women borrowers

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Fees & Charges

1. Preclosure fee = ₹0
   Preclosure fee = Rs 0 for floating rate loan; 2% plus applicable taxes on principal outstanding for fixed rate loan
2. Part payment fee = ₹0
   Partpayment fee = Rs 0 for floating rate loan; 2% plus applicable taxes on principal outstanding for fixed rate loan

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee on floating rate loan

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and Property Documents

What you'll love

1. No pre-closure and part payment fee for floating rate loan
2. No Guarantor required

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Co-applicant required

Fees & Charges

1. Preclosure fee = ₹0
2. Part payment fee = ₹0

Eligibility Criteria

1. Age at least 21 years and less than 70 years

Documents

1. KYC - PAN, address & ID proof
2. Income proof, bank statement and a photograph

What you'll love

1. No guarantor required
2. No pre-closure or part-payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee
3. Special offers are available for women applicants at a lower rate

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No part payment fee
3. No pre-closure fee for floating rate loan

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Has pre-closure fee on fixed rate loan
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No part payment fee
3. No pre-closure fee for floating rate loan

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Has pre-closure fee on fixed rate loan
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No part payment fee
3. No pre-closure fee for floating rate loan

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Has pre-closure fee on fixed rate loan
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Fees & Charges

1. Preclosure fee = ₹0
   Preclosure fee = Rs 0 only for floating rate loan; Preclosure fee levied on fixed rate loan
2. Part payment fee = ₹0

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee for floating rate loan

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Has pre-closure fee on fixed rate loan
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Guarantor required
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure and part payment penalty

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Guarantor required
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure penalty if repaid after 2 years from own sources

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Guarantor required
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. Guarantor required
3. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Application available only in branch
2. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Guarantor required
2. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Fees & Charges

1. Preclosure fee = ₹0
   Preclosure fee = Rs 0 for floating rate loan; 5% plus applicable taxes on principal outstanding for fixed rate loan

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure on floating rate loan

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No pre-closure and part payment fee on floating rate loan

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. Guarantor required
2. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Fees & Charges

1. Preclosure fee = 2%
2. Part payment fee = ₹0

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and Property Documents

What you'll love

1. No Guarantor required

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Fees & Charges

1. Preclosure fee = ₹0
2. Part payment fee = ₹0

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Fees & Charges

1. Preclosure fee = ₹0

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and two photographs

What you'll love

1. No pre-closure fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Think about

1. This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.

Fees & Charges

1. Pre-closure fee = ₹0
2. Part payment fee = ₹0

Eligibility Criteria

1. The applicant and co-applicant (if any) should be at least 23 years old
2. Salaried applicants should have completed a year in current organisation with total 2 years of work experience

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and a photograph

What you'll love

1. No pre-closure and part payment fee
2. No guarantor required

Perks

Fees & Charges

1. Preclosure fee = ₹0
2. Part payment fee = ₹0

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval

Fees & Charges

1. Preclosure fee = ₹0
   But preclosure charges of 2% are levied in case of shifting of Housing Loan A/c by takeover to other banks/ housing finance institutions
2. Part payment fee = ₹0
   Minimum part payment amount is one month EMI

Documents

1. KYC-PAN, address & ID proof
2. Income proof, bank statement and one photograph

What you'll love

1. No guarantor required
2. No pre-closure and part payment fee

Perks

1. Balance Transfer

2. Top-up Loan Available

3. Part-Payment Available

4. No Guarantor Required

5. Door Step Service

6. E-Approval