A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Patiala Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Patiala Home Loan is Rated as "Great!" by 4 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Patiala Home Loan

    Patiala is one of the biggest cities in Punjab. It’s the state’s educational hub. Patiala is also the fast emerging industrial growth center of the state of Punjab.The city has one of the highest number of vehicles per capital in the country, beating metropolitan cities and most 2 tier cities.The whole state of Punjab is quite urbanized and Patiala is another example of that urbanization

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Patiala Home Loan if you are

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    Patiala Home Loan Minimum Age

    At least 21 years old

     Patiala Home Loan Maximum Age

    Less than 65 years old

    Patiala Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Patiala Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patiala Home Loan amount eligibility is based on these factors

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    Patiala Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Patiala Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Patiala Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patiala Home Loan amount by these steps

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    02
    03
    Patiala Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Patiala Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Patiala Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Patiala Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patiala Home Loan Interest RatesUpdated on 21 Oct 2017

    Patiala Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Patiala Home Loan Reviews

    • HDFC Limited Home Loan
      "Excellent!!!"
      0.5 5.0/5 "Blown Away!"
      The process of home loan was quick from hdfc ltd and the executive were humble till the loan gets disbursed. They took around five days to credit the amount after submitting the documents. Rate of interest charged was 9.55% and the processing fee was 500. Documentation required was simple.
      Was this review helpful? 1
      , patiala
      Reviewed on Mar 12, 2016
    • Axis Bank Home Loan
      "Needs improvement"
      0.5 2.0/5 "Expected more"
      Response was not good from axis bank for home loan . They called me only after the two days and the executive promised to meet me but he did not came and not even called back. Interest rate offered was good abut the processing fee was double the rate compare to other banks.
      Was this review helpful? 1
      , patiala
      Reviewed on Mar 12, 2016
    • Bank Bazaar Home Loan
      "Great mobile application "
      0.5 4.0/5 "Great!"
      Bankbazaar has given a prompt response for the customer. I came to know about them through one of my friend who was using the mobile application and he also recommend me to visit. The features of the mobile application is very good.
      Was this review helpful? 1
      , patiala
      Reviewed on Mar 12, 2016
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar website is very good and comparison of loan details can be done for different banks.They provided very quick response and the executive was very polite when my call was handled. Bankbazaar website was informative and i have no suggestions as they are already above the standard level.
      Was this review helpful? 0
      , patiala
      Reviewed on May 03, 2014
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