A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Noida Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Noida Home Loan is Rated as "Great!" by 242 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Noida Home Loan

    Noida, short for the New Okhla Industrial Development Authority, is a city in India under the management of the New Okhla Industrial Development Authority.Many companies have their Indian branch offices in Noida, because of many factors, including its Special Economic Zone status, its suburban atmosphere and its proximity to Delhi. Noida also hosts the head office of the Software Technology Park, which was established by the Government of India to promote the software industry.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Noida Home Loan if you are

    01
    02
    03
    04
    Noida Home Loan Minimum Age

    At least 21 years old

     Noida Home Loan Maximum Age

    Less than 65 years old

    Noida Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Noida Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Noida Home Loan amount eligibility is based on these factors

    01
    02
    03
    Noida Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Noida Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Noida Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Noida Home Loan amount by these steps

    01
    02
    03
    Noida Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Noida Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Noida Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Noida Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Noida Home Loan Interest RatesUpdated on 21 Oct 2017

    Noida Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years

    Noida Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It would be great if bank bazaar recommends the nearest bank partner according to the pin code of the customers. The website of bank bazaar is easy to use and user friendly. Bank bazaar need to maintained the communication part in the whole process.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 17, 2017
    • Punjab National Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The home loan was average with Punjab National Bank housing finance limited. They have disbursed the loan in a month time. The rate of interest and the charges are quite competitive and I am fine with it. The customer supportive need to be supportive .
      Was this review helpful? 0
      , noida
      Reviewed on Oct 17, 2017
    • Indiabulls Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      India bulls process was good in regards to my home loan application. The customer service good with India bulls and they were very helpful. The rate of interest is the same when compared with other banks. I can say I am happy with the India bulls service.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 15, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The Bank bazaar customer support helped me to get in touch with the bank partner, they helped me to move the process in a quicker way,. If bank bazaar doesn't help then the documentation process would have taken much time. I am aware of bank bazaar for past 2years. The website of bank bazaar is easy to use and user friendly.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 15, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied home loan to 2 different banks but India bulls has approved my home loan, so that was the reason I haven't got the home loan from ICICI bank. The rate of interest is the same when compared with others. I am satisfied with the service.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 15, 2017
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      I have taken a home loan from HDFC LTD the experience was really good.The documentation process done at the early stage of the application.The rate of interest was 8.35% with 25000 monthly EMI. I would certainly recommend this institution to others.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 08, 2017
    • ICICI Bank Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was a good service from ICICI ,representatives and customer service was very helpful . Interest rate was 8.45 which was comfortable for me ,documentation part was also fine never had any queries with their service till now . Overall service was excellent from ICICI .
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides me very good service I even check Bankbazaar website user friendly ,even the Bankbazaar representatives were very helpful I use to get regular updates through followups . Overall I can say it was a very good service from Bankbazaar.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • Punjab National Bank Home Loan
      "AVERAGE SERVICE"
      0.5 2.0/5 "Expected more"
      It was not a good experience from PNB ,their representatives where not flexible even the interest rate they provide was also high. If I call their customer service they are not much helpful and not responding properly ,so as a overall I can say it is an average service from PNB.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 24, 2017
    • Axis Bank Home Loan
      "Charges should be reasonable"
      0.5 3.0/5 "Satisfactory"
      AXIS charged me high interest 9.50% for the principal amount of Rs. 20 lakhs it has the tenure of 20 years, I purchased residential flat, bank service is not upto the mark and more than I am concerned about interest rate, it would be great if they reduce the rates.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • Bank Bazaar Home Loan
      "Its userfriendly"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is simple site to check all the financial updates in one stop. I am using Bank Bazaar website for 3 months, but its my first experience with them.I have taken car loan through it really good making the loan process very simple. Happy to use the site.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • Punjab National Bank Home Loan
      "Interest rate should be nominal as per the market"
      0.5 4.0/5 "Great!"
      I got good response from PNB housing, but they offered me 8.50% of interest it was high as per the market, because other are offering around 8.35% . It would be great if they reduced the interest rate. However I am very fine with PNB housing Loan procedure
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Excellent service provided by Bankbazaar ,very helpful and responsible. The representatives of Bankbazaar was very helpful from the date I applied for my loan process .I can say that I use to get proper response from Bankbazaar. I used Bankbazaar website for registration which was user friendly ,over all my experience with bankbazaar is really good.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 09, 2017
    • Punjab National Bank Home Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Everything was good from their service ,from the date I applied for my loan till now it was an good experience with PNB ,but rate of interest was very high compare to others as well as higher than the market value sometime they wont be responding properly during the loan process . And the loan process also took more than 21 days to complete ,so I was disappointed with their service .
      Was this review helpful? 0
      , noida
      Reviewed on Sep 09, 2017
    • HDFC Limited Home Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      I wanted a home loan to avail a HDFC ltd and they have sanctioned it, also the loan process was good. The people from the institution came and collected the paper works for the home loan. I had purchased residential apartment, they have disbursed the amount based on that. Also the interest rate offered by them was also very much reasonable.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 07, 2017
    • Bank Bazaar Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Response part is good in Bank Bazaar, I put a inquiry today for a home loan, on next day I got instant call. They have connected me with the financial institute but they were not responded well. But Bank Bazaar is good, and also its a good site to check all the financial information.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 31, 2017
    • Indiabulls Home Loan
      "Response part should be improved"
      0.5 1.0/5 "Really Bad"
      The property which I was shortlisted it was not comes under city limit, hence India bulls have rejected my home loan application and also there was no proper coordination with their end. I have already submitted the documents after receiving all my papers they didn't communicate anything about the loan status. It was not upto the mark but they gave good interest rate around 8.35% and approximate processing fee was amounting to Rs.1100
      Was this review helpful? 0
      , noida
      Reviewed on Aug 31, 2017
    • ICICI Bank Home Loan
      "Not Responsive"
      0.5 2.0/5 "Expected more"
      First I approached ICICI bank for the home loan but I do not see any serious response from the bank. They failed to provide proper response for me so I just went to the government bank and got the loan. Private bank is more complicated than the government bank. I got a very good response from government bank of my loan application.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 26, 2017
    • SBI Home Loan
      "Prompt Service"
      0.5 4.5/5 "Excellent!"
      In the year of 2008 I availed home loan from State bank of India. Though it is a public sector bank, the bank provides a very good service. In other words I could say that the bank is very much customer friendly. The interest rate is 9.05% and I had got the loan without any issues. The loan service is very prompt.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 26, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am having salary account with the ICICI bank and am using it from the last ten to eleven years of time. I really have not faced problems during the time of demonetization. Response and other things are really good one. Online banking services are good one with them.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 10, 2017
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