Noida, short for the New Okhla Industrial Development Authority, is a city in India under the management of the New Okhla Industrial Development Authority.Many companies have their Indian branch offices in Noida, because of many factors, including its Special Economic Zone status, its suburban atmosphere and its proximity to Delhi. Noida also hosts the head office of the Software Technology Park, which was established by the Government of India to promote the software industry.
Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.
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If we are providing a perfect documents, Its easy to get a home loan from ICICI Bank and their customer care service also good. Its in 2015, i have got the home loan and the interest rate is nominal and not any issue. They have charged me a processing fee. The builder has a tie up with ICICI. Hence i have chosen them.
I have taken a home loan STATE BANK OF INDIA for more than one year. As per expectation I received a loan amount as per my expectation for the tenure of twenty years. The rate of interest and processing fee is nominal when compare to other banks.
I took home loan from ALLAHABAD BANK they gave me lowest interest in the market, it was around 8.7% for the loan amount of Rs.33.5 lakhs for the duration of 25 years., the process was easy but the customer support is not that great they need improvement on that part.
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MOHAMMAD WAQUAR AHMAD
Reviewed on May 17, 2019
I have a home loan with India Infoline and it was taken 4 years ago. The customer service is average. The interest rate is 8.25% which is competitive and there was a processing fee. I need to pay the loan for 20 years and have purchased a residential property. The process was simple.
I took one home loan from pnb housing finance last one year three months back , and my loan amount is 25L , rate of interest is 8.20%, this interest is fix only one years now I do not know what is rate of interest , and EMI amount is 20K , tenure is 30yers , I am satisfied with this loan ,
I had taken a HOME LOAN from ICICI BANK a long time back and the experience i had has been quite good. The loan amount has been sufficient and the interest rate with them had been less when compared with the other banks. There was no additional charges made by them. The customer support team of them had been very much approachable.
The process in getting this home loan was good,The loan amount they have given me was good,it was sufficient for me, and the rate of interest they have charged me was nominal,and even the processing fee they have charged me was nominal,Still this loan is running.
Central Bank of India has offered me good services for the home loan. The process is good and there are no issues in the experience. The rate of interest and processing charges is low when compared to the other banks. In all I have no hassles overall.
I have been holding my home loan with Punjab and sind bank, there rate of interest is not fixed it use to get fluctuated according to the time now the rate of interest is nominal, there processing fee they have charged me was nominal and i have took this loan for 20 years of tenure period.
It has been a good experience i had with this loan where the loan amount which they had provided has been satisfactory as well. The interest rate with them has been nominal when compared with the market rate and there has not been any hidden charges made by them.
It has been a good experience i had with this loan where the loan amount which they had provided had been satisfactory. The interest rate with them has been nominal when compared with the market rate. There has not been any processing fee and there has not been any sort of additional charges.
I have taken my home loan with Punjab National bank. The customer services are good and they are responsive as well. The rate of interest and processing charges is normal. The process to get this loan was good and on time. It is hassle free overall.
I got my housing loan from State bank of India . Am satisfied with rate of interest which is promising one The customer service and response is good. It took 7 days for the documentation and approval process. They gave the tenure period of 20 years where i make the payment through Nach .
My Wife has also taken a home loan from the LIC housing finance for 25 lacs. I've been paying an EMI of 29000. They never notified me about the slashed interest rates for home loans. However they were the first company to offer me a loan. I switched the loan provider to a different bank.
I was having the home loan with the Govt company but they weren't able to inform me about the reduction in home loan interests so I charged the provider to HDFC ltd. Now I only have to pay 21000 , earlier I was paying 25000 per month. It has been a descent experience.
I've taken a home loan from the LIC housing finance for 25 lacs. I've been paying an EMI of 29000. They never notified me about the slashed interest rates for home loans. However they were the first company to offer me a loan. I switched the loan provider to a different bank.
My home loan experience was good with SBI, the loan amount was for Rs 35 lakhs with the rate of interest of 8.5% which is high in the market. The processing fees were nominal and the process was smooth. Customer service was good and they followed up on time.
It was a good experience with bankbazaar so far, the services provided by bankbazaar is good when compared to others in the market. Customer service was good and their response is on time. The website of bankbazaar is easy to navigate and is user friendly.
My home loan application was closed with PNB Housing Finance, the reason is because i have taken home loan from other bank. Customer service was very good and they followed up on time, they explained everything about the product. The rate of interest of 8.45% is less rate in the market.
I have one issue with all the companies and banks. If any hike in loan, then they will increase the interest rate. But whenever the depreciation they are not reducing the interest. In stead of that they are asking us to update the documents. For that i have to pay some charges also. The Interest rates are not customer friendly. Earlier it was 8.4 when i take the loan. After the hike, now it is 8.55% as interest rate. Their is a scope of improve to be there. If any there is any hike and building asking us to pay some extra money, they asked me to pay double the money. I'm totally fed up with them.