Eligibility Criteria | Requirement |
Age | Minimum age: 18 Maximum age: 65 |
Net annual income | At least a minimum annual income of Rs.5 lakh is required depending on the type of employment |
Employment | Self-employed or Salaried |
Residence | A permanent residence or rented residence where you have resided for at least one year prior to the loan application |
Credit score/rating | A good credit score obtained from a recognised credit bureau |
Here are a few factors that home loans lenders consider while computing the home loan amount you are eligible for.
Here are a few ways you can increase your eligible home loan amount:
To know more about your home loan eligibility, visit /home-loan.html?variant=slide
We found 31 Home Loans
Loan Amount
:₹30L -₹5Cr
Floating
:8.40% - 8.50%
Tenure
:5 - 30 Years
Processing Fee
:Up to 0.25%(Max ₹ 25,000)
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:₹20L -₹5Cr
Floating
:8.75%
Tenure
:1 - 30 Years
Processing Fee
:0.50% - 2.00%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:₹5L -₹10Cr
Floating
:8.60%
Tenure
:1 - 30 Years
Processing Fee
:₹ 3,000 - ₹ 5,000
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:₹2L -₹3Cr
Floating
:8.99% - 9.75%
Tenure
:1 - 30 Years
Processing Fee
:Up to 1.00%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:₹12L -₹5Cr
Floating
:6.95% - 8.30%
Tenure
:1 - 20 Years
Processing Fee
:0.50%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:₹5L -₹10Cr
Fixed
:9.00%
Tenure
:1 - 30 Years
Processing Fee
:0.50%(Min ₹ 10,000)
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:₹50L -₹5Cr
Floating
:10.20%
Tenure
:1 - 25 Years
Processing Fee
:₹ 10,000
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:₹20L -₹10Cr
Floating
:8.85% - 16.50%
Tenure
:1 - 30 Years
Processing Fee
:Up to 1.00%
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:₹25L onwards
Floating
:8.70%
Tenure
:1 - 30 Years
Processing Fee
:Up to 0.50%(Max ₹ 15,000)
Fees & Charges
Eligibility Criteria
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:Up to ₹15Cr
Floating
:8.80%
Tenure
:1 - 30 Years
Processing Fee
:0.50%(Max ₹ 7,500)
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:8.40%
Tenure
:1 - 30 Years
Processing Fee
:₹ 2,000 - ₹ 10,000
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:9.90% - 15.00%
Tenure
:3 - 20 Years
Processing Fee
:1.00%(Min ₹ 10,000)
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:₹1L -₹2Cr
Floating
:8.60%
Tenure
:1 - 30 Years
Processing Fee
:0.25% - 0.50%
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:Up to ₹5Cr
Floating
:8.45%
Tenure
:1 - 30 Years
Processing Fee
:₹ 0
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:8.60%
Tenure
:1 - 30 Years
Processing Fee
:0.25%
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:9.25%
Tenure
:1 - 30 Years
Processing Fee
:0.50%(Max ₹ 10,000)
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:₹5L -₹10Cr
Floating
:8.65%
Tenure
:1 - 30 Years
Processing Fee
:0.50%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:9.55%
Tenure
:1 - 30 Years
Processing Fee
:0.50%
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:6.50%
Tenure
:1 - 25 Years
Processing Fee
:₹ 2,500 - ₹ 7,500
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:9.85%
Tenure
:1 - 30 Years
Processing Fee
:0.50%(Max ₹ 10,000)
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:Up to ₹5Cr
Floating
:9.45%
Tenure
:1 - 30 Years
Processing Fee
:2.00%(Max ₹ 15,000)
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:₹20L -₹75L
Floating
:8.35% - 9.35%
Tenure
:1 - 30 Years
Processing Fee
:1.00%(Min ₹ 10,000)
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:Up to ₹20L
Fixed
:13.00% - 20.00%
Tenure
:Up to 20 Years
Processing Fee
:Up to 3.00%
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:9.50%
Tenure
:1 - 15 Years
Processing Fee
:2.00%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Fixed
:9.75% - 13.00%
Tenure
:Up to 30 Years
Processing Fee
:Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:Up to ₹3Cr
Floating
:8.70%
Tenure
:Up to 30 Years
Processing Fee
:2.00%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:-
Floating
:9.40% - 10.25%
Tenure
:1 - 25 Years
Processing Fee
:Up to 2.00%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:Up to ₹50L
Floating
:8.75%
Tenure
:1 - 30 Years
Processing Fee
:2.00% - 3.00%
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
Loan Amount
:₹30L onwards
Floating
:8.00% - 14.00%
Tenure
:5 - 30 Years
Processing Fee
:₹ 10,000
Fees & Charges
Eligibility Criteria
Documents
What you'll love
Perks
Loan Amount
:-
Floating
:8.75%
Tenure
:1 - 20 Years
Processing Fee
:₹ 10,000
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Loan Amount
:₹8L onwards
Floating
:8.75% - 10.90%
Tenure
:1 - 30 Years
Processing Fee
:Up to 0.25%(Max ₹ 15,000)
Fees & Charges
Documents
What you'll love
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Purpose | Documents |
Proof of Identity |
|
Proof of Income |
|
Other Documents |
|
Banks and NBFCs offer a wide array of home loan products to choose from. Depending on the customers' requirements and purpose, home loans in Delhi can be classified into the following types.
Type of Home Loan | Purpose |
Home Loan for Purchase | Can be availed by eligible borrowers looking to purchase a new house/flat or purchase an already owned property |
Home Loan for Construction | Suitable for those looking to construct their own house rather than purchasing an already constructed property |
Home Improvement Loan | Suitable for those who are looking to repair or renovate an existing property |
Home Conversion Loan | Can be availed if you wish to move to a new house/flat after having already availed a home loan before and purchases a house/property with it |
Home Loan for Extension/Expansion | Offered to prospective borrowers who are looking to extend/expand or alter the structure of their existing property/house |
Home Loan Balance Transfer | Can be opted by those who wish to transfer his/her existing home loan from the existing lender to another home loan due to reasons such as lower interest rates and better customer services offered by the other bank |
NRI Home Loan | NRI home loan are specifically designed for Non-Resident Indians (NRIs) who are looking to purchase a residential property in India. The procedures and formalities involved in the approval process for NRI home loans is different from the regular home loans offered by the banks. |
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