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    We found 36 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • New Delhi Home Loan is Rated as "Great!" by 1452 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 26 May 2018

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about the BankBazaar website through Ads. The Customer support was good and the follow up was also good. The way they interact with their customer needs to appreciated and I am really happy about their excellent service.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2018
    • ICICI Bank Home Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      I took a home loan from the ICICI bank for 30 Lacs, it was long back and the application process was slow . I got the loan after a month, The whole application and documentation was at the branch. The experience was good and the whole process was smooth and hassle free.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2018
    • Punjab National Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a housing loan from the PNB HOUSING FINANCE . Overall the process was smooth, I got the loan amount with in 15 days. Everything was online. The agent Collected all the documents they need to be Aware of of the process. I never had any issues with their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The application process was quite long with ICICI home loan, it took 20 days for the loan amount to get disbursed. The loan amount was based on my requirement and the rate of interest was nominal when compared to all other sources. The tenure for this home loan is for 20 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 4.5/5 "Excellent!"
      I came to know about bankbazaar through google, this was my first time experience with bankbazaar and it was good. Customer service of bankbazaar was very good and they responded on time. The website of bankbazaar is easy to navigate and is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Punjab National Bank Home Loan
      "Needs to improve on customer service"
      0.5 2.0/5 "Expected more"
      I have applied for the home loan from PNB Housing, my loan application was approved and the experience was not up to the mark. The process was very long and it took 3.5 months to receive the loan amount. The rate of interest of 8.35% is nominal rate in the market. Customer service was not up to the mark and their response was delayed.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      This was my first time experience with bankbazaar and it was good, the services provided by bankbazaar is good when compared to all other banking websites. Customer service was good and their response was prompt. The website of bankbazaar is user friendly and easy to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      This was my first time experience with bankbazaar and it was good, they provide good services when compared to all other sources in the market. Customer service of bankbazaar was good and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • Punjab National Bank Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan application was approved with PNB Housing and the loan experience was good, the process was smooth and i received my loan amount within 1week. The loan amount was for Rs 18 lakhs for 20 years with nominal interest rate when compared to other sources. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      This was my first time experience with bankbazaar and it was good, i came to know about bankbazaar through advertisement. The services provided by bankbazaar is good when compared to other sources. Customer service was good and they followed up on time. I use both mobile app and website of bankbazaar, it is user friendly and easy to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PMB Housing Finance, my loan application was closed because i have taken home loan from other source. Customer service of PNB was good and they responded on time. The rate of interest of 8.35% was nominal when compared to others in the market.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides good services when compared to all other sources in the market. I am using the website of bankbazaar from last 4-5 years, it is user friendly and easy to use. Customer service of bankbazaar is very good, they followed up on time and their response was prompt.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 15, 2018
    • Punjab National Bank Home Loan
      "Need to reduce charges"
      0.5 2.0/5 "Expected more"
      The reason why my home application is closed with PNB Housing Finance is because the rate of interest and the charges are very high when compared to all other sources in the market. When it comes to customer service, it was not up to the mark and their response was delayed.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 15, 2018
    • LIC Housing Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience was good with LIC HFL, the process was smooth and i received my loan on time. Customer service was good, they followed up on time and their response was on time. The rate of interest is less when compared to all other sources and the tenure period for this loan is 20 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 15, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 2-3 months, the services provided by bankbazaar is good when compared to all other banking websites. Customer service was good and their response was prompt. The mobile application of bankbazaar is easy to access and is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 15, 2018
    • ICICI Bank Home Loan
      "Need to reduce ROI"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from ICICI bank, my loan application was closed because i have taken home loan from other source. Customer service of ICICI was good, they responded on time and there was no delay. The rate of interest was high when compared to all sources.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 15, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other banking websites. I know bankbazaar.com from last 5-6 years. Customer service was good and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 14, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from ICICI bank, my loan application was closed because i have postponed my plan to get the home loan. The rate of interest was nominal when compared to other banks. Customer service was good, they followed up on time and their response was on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 14, 2018
    • Nainital Bank Home Loan
      "Cheapest interest rate and excellent service "
      0.5 5.0/5 "Blown Away!"
      The rate of interest of home loan of Nainital bank is 8.20%p.a (daily reducing balance), which is best in the banking industry. no processing n documentation charges, 30 yr long tenure, finance up to 80%. very much satisfied with banking services of Nainital Bank, it is with personal touch.. thanks.. I recommend all for this 01123583606 is their contact number.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 10, 2018
    • HDFC Limited Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      Though I am a existing customer, I did not get a proper response when I approached HDFC LTD for the home loan. They also had a rate of interest which was on a floating basis. It was a average experience and they need to be more beneficial to the existing customers.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 09, 2018
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