A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 42 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
     Loading your search... Loading your search...
  • New Delhi Home Loan is Rated as "Great!" by 1339 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 21 Oct 2017

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • Bank Bazaar Home Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      Call back response is very good in Bank Bazaar, before coming to Bank Bazaar I might not aware of lot of home loan information but now I got knowledgeable about the home loan. Quite satisfied with their information and service is really good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Punjab National Bank Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      There is no specific reason not to avail loan from PNB housing, only because of the personal reason I have postponed the plan. Therefore I didn't get opportunity to go head with PNB housing, but their response is very good and gave me good interaction.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar website is easy to access, I have apprached bank bazaar regarding my personal loan. The service was good and prompt. I have already recommended this website to my friends. It is a time consuming and it is the easiest way to approach the bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Need to be quick "
      0.5 3.0/5 "Satisfactory"
      My home loan was taken from ICICI bank. The service was good, They took one month for the disbursement which I am not happy. The proper information was not given me, some procedural delay happened on the documentation process. ROI was satisifed and they charge 8.35%. The preclosure and part payment option is average.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "Bankbazaar is been quite good"
      0.5 4.0/5 "Great!"
      My experience with Bankbazaar is been quite good. Got to know about it from my friends, who have been using this services for quite a lot , and have been benefited out of it. I am going to apply for a Credit Card after few months and pretty sure going to come to your website for that too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • Aavas Financiers Limited Home Loan
      "I am happy with the services"
      0.5 3.0/5 "Satisfactory"
      I am happy with the services they have provided, but only point of grey was their lack of responsiveness. I had to call them multiple times, most of them went unanswered, to get the home loan. Anyways I got the Home loan and as of now am happy with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "Rate of Interest is good"
      0.5 5.0/5 "Blown Away!"
      Rate of interest offered by HDFC LTD, I took three small amount house loan compounding to a total of Rs.16 Lakhs, all those times I had a very good experience with them. Their Housing Loan department is very efficient and provides very decent rate of Interest.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was about 4 years since I have taken my home loan from STATE BANK OF INDIA HYDERABAD during the loan process they have asked for my payslip and other identification profs to process my loan representatives were very good in responding so I would say it was a excellent service from SBI hyderabad branch for my home loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 12, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with Bank bazaar. The customer service and responses was up to the mark. The popups on the website while using credit score option was so disturbing other than that the website was very easy to navigate and understandable. The EMI calculator and credit score was really helpful. I would like to rate 5 out of 5 overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
    • DBS Bank Home Loan
      "not bad"
      0.5 4.0/5 "Great!"
      I have approached DBS for my home loan. I was looking for 55 lakhs loan amount but they could offer 48 lakhs maximum so I have cancelled the loan application. The rate of interest was 8.3% which was average and good . The customer service and responses was satisfactory here and I would like to recommend also.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Easy to access"
      0.5 4.0/5 "Great!"
      Bank Bazaar is a sportiveness website where we get good website information about the banking products. Its my first experience with them and its good. Bank Bazaar is a good financial site which has all the option in one stop. I will re-visit this site again.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 10, 2017
    • Punjab National Bank Home Loan
      "Quick Service"
      0.5 4.0/5 "Great!"
      I didn't finalized any property now, hence I have closed the home loan request with PNB housing. But I got good response from them, they called and spoke about the loan process. But I am not keen about the interest rate and charges because I dropped the plan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 10, 2017
    • Punjab National Bank Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      i have applied for my home loan with PNB. The rate of interest was between 8-9% which was average and satisfactory but I have cancelled my application due to my personal reason. The customers service and responses was up to the mark and I would like to rate 5 out of 5 overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • DHFL Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I was looking for a home loan, luckily DHFL called me and said they can offer me a loan. I liked their service and the offers. The executive is very helpful and will come to collect the documents. The rate of interest, they offered me as 8.35%.I am expecting 7 lakhs but still now its not been discussed.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      I got a call from bank bazaar, they approached me on time. They have taken down my requirement and processed well. After that there were no call or text from the concern bank. The customer service is convenient and providing a good co-operation.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • Axis Bank Home Loan
      "Need proper response"
      0.5 2.0/5 "Expected more"
      I have approached Axis Bank for my home loan, but the service was not good. No body turned up and there were no followups from the representative. Even I tried customer care number many times, I would appreciate if they would have improve their customer service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Easy simple application process"
      0.5 3.5/5 "Pretty good"
      It was nice experience, to applying online loan as per your requirement. You just need to follow the instruction. Very easy and simple as well safe so without any proble if you wish you can try. I got nice experience waiting for positive response.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a very good service from Bankbazaar ,I use to get regular followups from the Bankbazaar representatives regarding my loan process and they were very cooperative also the Bankbazaar website is user friendly ,so overall service is excellent from Bankbazaar.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 07, 2017
    • Dena Bank Home Loan
      "excellent service"
      0.5 4.0/5 "Great!"
      I got some issue with my documentation part they said my documents were not applicable for processing the loan ,representatives and customer service is helpful ,I can say their service is very good ,I never had any issue with the service of DENA bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 07, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My Bank bazaar experience was really good because their customer service and responses was on time and immediate. The website was very user friendly and easy to assess. This is my first experience and I have not faced any inconvenience or issues with the Bank. My overall experience was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 07, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.