A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • New Delhi Home Loan Reviews

    • Bank Bazaar Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Service was very good from Bankbazaar , I got lot options from Bankbazaar for my loan process . Even the response was very quick ,I checked Bankbazaar website which was easy to use and user friendly overall it was an good experience from Bankbazaar.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 23, 2017
    • Punjab National Bank Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      The loan amount which PNB housing finance offered me was not sufficient. So I cancelled my plans in taking the home loan. Else the customer services and response was good. They contacted me and informed me the details. I was fine with the interest rate and charges. Overall I can say it was excellent service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 23, 2017
    • Bank Bazaar Home Loan
      "Convincing Services"
      0.5 4.5/5 "Excellent!"
      I am impressed with the fast and easy processing of application filing at your website. It is consumer friendly and interface is such a beautiful. You make applying home loan so easy. Thank you Bank bazar team. Your portal is super easy to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 22, 2017
    • Bank Bazaar Home Loan
      "Good one"
      0.5 5.0/5 "Blown Away!"
      It was amazing experience i had with BANK BAZAAR . the team of bank bazaar is doing a great job by giving every option available in the market over the website i don't have to go out from bank to bank for the values and them need not compare it of my own . all that is done by the website only . it is also very user friendly to me as i think for the other customers also .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      It was well experience i had with AXIS BANK for the home loan i applied for .the customer service they have is really amazing really responsiveness from the Axis Bank side was in a proper way and they delivered all the information i required for my loan process . the loan got cancelled because the was not registered so the bank could not do anything for that .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Great"
      0.5 4.0/5 "Great!"
      My experience with bank bazaar was super i felt it amazing . it is so user friendly for the first time users and also real easy to use . The website is actually amazing takes your minimal information and gives you the best options based on your information given and also you have a option between them to compare them and choose the correct option .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 18, 2017
    • Punjab National Bank Home Loan
      "Great"
      0.5 4.0/5 "Great!"
      It was not that great experience i had with PNB HOUSING FINANCE LIMITED. the bank made a real delay in contact and delivered me the information required for the loan process . they were providing a higher rate of interest of 8.50% where as other banks like ICICI was giving a lower rate of interest of 8.35% and even the processing fee is low so only . Also i was looking for ahead for a loan program in with i have to pay 25% of the amount now and rest after the possession of the house .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 18, 2017
    • Bank Bazaar Home Loan
      "It's good"
      0.5 5.0/5 "Blown Away!"
      The experience that I had with BANK BAZAAR was real real good . It is just amazing and also easy to find the multiple options . with those options you can compare them and get the best option for you there which provides you the rate of interest and minimal processing fee . The website of BANK BAZAAR is so user friendly for the first timers easily they can search for what they require and by giving out few basic information you can find the best deal by your self .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 18, 2017
    • Axis Bank Home Loan
      "It's good"
      0.5 5.0/5 "Blown Away!"
      The services provided to me by AXIS BANK Home Loan process was really super good . The customer service provided to me from the AXIS bank home loan is really good and is to appreciable too . Never to hard to for me to acquire the information what all i required for the home loan process was easily provided by the bank in a proper manner . the reason i didn't take the loan is i got it arranged for one of my relative so i didn't opt fr the Home loan .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 18, 2017
    • Bank Bazaar Home Loan
      "Satisfactory , very easy our dream will come true "
      0.5 5.0/5 "Blown Away!"
      As I am with you, we will really get to know how can we do, our dream will come true of our home easily and only once my got loan approved. Then I will surely convey this to all my friends and relatives about bank bazaar. Now I am eagerly waiting to get the reply. I am very much happy to stay in touch with bank bazaar.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a real joyful experience with Bank bazaar .The customer service was really good via call they contacted me and gave me the best option for me as per the basic information what I gave. The web site and the application was amazingly desgined well, it is user friendly even the first time user won't find it difficult .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 15, 2017
    • Axis Bank Home Loan
      "Not happy at all "
      0.5 1.0/5 "Really Bad"
      I am not at all happy with the experience I had got from AXIS BANK for the home loan process . The contact made by the bank was very less and neither they gave me the correct infromation about the rate of interest on the online website. It was showing something around 8.47% where as the bank's customer excecutive contacted me told a different rate of interest of 9.40% so i was not happy with that .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 15, 2017
    • Bank Bazaar Home Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      It went all fine with bank bazaar i had a different and a better experience . Customer service was real good and there i was able to compare options from the different banks and was able to choose the best one for me and also the website was very user friendly me and i felt easy to search the best option for my home loan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 15, 2017
    • Punjab National Bank Home Loan
      "Nice experience "
      0.5 4.0/5 "Great!"
      All in all it was a fine exp with the PNB HOUSING FINANCE LIMITED . they contacted me and provided me with the required info i wanted . their customer service was good and in a gentle manner and their responsiveness was good and also in time over all i am very much happy with their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 15, 2017
    • Axis Bank Home Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The Axis bank executives told that the property which I have chosen was not under the bank norms, so that was the very reason I can't proceed with Axis bank home loan. Axis bank gave good response in regards to my home loan application , They told that they will send their executive to discuss about the property but they failed to do so. The rate of interest was average when compared with others.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 13, 2017
    • Bank Bazaar Home Loan
      "Satisfactory website"
      0.5 4.0/5 "Great!"
      I found Bankbazaar through Google and i found the website user friendly and easy to navigate. The executives gave regular follow ups and intimated every query's which i was having. i am really satisfied with the service and response from bankbazaar.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 11, 2017
    • Dena Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was an fantastic service from DENA bank from the date I applied for my loan I got my first call from them . Even the rate of interest was also comfortable for me. I have analyzed many bank services but DENA bank service was fast and responsible than others ,very much informative even their representatives are good when it comes to work.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 07, 2017
    • Dena Bank Home Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Good service from DEENA BANK .Everything was fine with DEENA bank service representatives were always responsible in helping me during my loan process,interest rate was also fine for me .Overall its really good service from DEENA BANK .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 06, 2017
    • HDFC Limited Home Loan
      "Satisfied Service"
      0.5 4.0/5 "Great!"
      Got the home loan with HDFC limited 2 years ago. They have disbursed my loan amount within 15days of time. The rate of interest was nominal as per the market rate. The required loan amount has been disbursed I am happy with the loan amount. The HDFC bank gave the satisfied service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 02, 2017
    • Bank Bazaar Home Loan
      "Easy Process"
      0.5 4.5/5 "Excellent!"
      Anyone can easily apply loan. Simple steps to get loan faster. It took some data like phone and pancard details and then process the loan request. Does not bother using calls. Only respective bank executive handle the loan processing request.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 01, 2017
    Common Loader Icon
    New Delhi Home Loan is Rated as "Great!" by 1274 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 24 Sep 2017

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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