A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • New Delhi Home Loan is Rated as "Great!" by 1373 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 23 Nov 2017

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • Oriental Bank of Commerce Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I previously had a home loan with Oriental Bank of Commerce back in 2004, it was for Rs 4.18 lakhs with the good rate of interest. The home loan experience was not up to the mark. Customer service was good and they followed up on time. The process was quite long, it took 10 days for the loan to get disbursed. No documents were required as i already hold a salary account with this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • HDFC Limited Home Loan
      "Hassle free experience and quick approval"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from HDFC limited and was taken for a short term with a good limit. I found that the limit was nominal. I had a Smooth process throughout the procedures for the loan and the approval of the loan with them was quick. It has been a hassle free experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • Bank Bazaar Home Loan
      "Good financial website"
      0.5 5.0/5 "Blown Away!"
      I have used the Bankbazaar website for details about a home loan product and i can say that it was helpful with a lot of information on what i was looking for. I got a good amount of information on all the banks norms and offers and they were also helpful with the application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • Indiabulls Home Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      I had applied for a Home loan with IndiaBulls but did not proceed with the application as the property is yet to get finalized. I however had a good service from them initially and also received a good response. I found the rate of interest to be nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 4-5 years, the experience was good with bankbazaar so far. The services provided by bankbazaar is good when compared to all other sources in the market. Customer service from bankbazaar is good and their response was prompt. The website is easy to access and it is use friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Punjab National Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from PNB Housing Finance, my loan application was closed because the deal with land was not done, it will done within a week. The customer service was good and their response was also good, they followed up on time. The rate of interest is high when compared to all others in the market.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Bajaj Finserv Home Loan
      "Fraud from Bajaj Finserv lending Home Loan With TopUp"
      0.5 1.0/5 "Really Bad"
      I am completely fedup with services of Bajaj finserv. They are cheater and fraud company. I have applied for Home loan with top up in Bajaj Finserv. They debited Loan amount of Rs.1028368 and Rs.284360 (Account 401SHO42311520 / 401SHO42311507) to me on 19th Jun 2017 but physically received both cheque of Rs.1028368 and Rs.284360 on 18 July 2017. There is an almost one month broken period. There was their internal problem that is why this delay happened. I am not responsible for this delay. Same thing happened with Top up loan, As per account statement, amount is debited to me on 18 Aug 2017 but amount credited to my bank account of Rs.1019583 on 17 Oct 2017 (Account 401SHO48137544). There is an almost two months broken period. They are cheater as I am not aware when they got signed on Interest Bearing certificate" from me. They never told me about this form. It almost 4 months passed, I did not get any resolution of this.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Bank Bazaar Home Loan
      "Very good feeling about loan apply in smooth way for help"
      0.5 4.5/5 "Excellent!"
      Individually feeling very happy to apply a loan for purchase land in city like in Noida in easy mode. I am feeling happy for technical support by bank bazaar for applying loan in easy way. Bank bazaar technical professionals made very good software for needy people who unable to find suitable bank loan provider
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • ICICI Bank Home Loan
      "Worst Home Loan Services"
      0.5 0.5/5 "Unacceptable"
      Worst services I have ever faced. It took 1.5 months to decide and complete their procedure. At the end they decided not sufficient amount as I needed. But they still charged processing fee. Everyday I had to call them to find out the status. None was there to answer my calls. It was like nightmare.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Indiabulls Home Loan
      "No hassles"
      0.5 4.0/5 "Great!"
      This is my first time for a home loan and the services was good. I have taken it from IndiaBulls and they were on time to collect my paper work and the rate of interest was of 8.55% floating. The disbursement was on time as well and the after loan services are good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 10, 2017
    • Bank Bazaar Home Loan
      "Good financial website"
      0.5 4.5/5 "Excellent!"
      My experience with Bankbazaar.com has been good. I found the website useful and i am happy with the help that i received from them. There were immediate calls made to me and also regular calls made as follow ups for the financial product through this channel bankbazaar.com.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 09, 2017
    • Bank Bazaar Home Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with Bankbazaar. The customer support is good as they contacted me on time and informed me the details. They also followed up from time to time and processed my information to the bank. The website is simplified and no issues in navigating through it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 04, 2017
    • ICICI Bank Home Loan
      "Quick in response"
      0.5 5.0/5 "Blown Away!"
      I was wanting to purchase a land and construct my home so I applied for a home loan with ICICI Bank. I did receive a response from the bank. But finally plans changed due to personal reasons and I could not take the loan. I did not check on the interest rate and charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 04, 2017
    • Bank Bazaar Home Loan
      "Verry nice all good application wonder ful offers"
      0.5 5.0/5 "Blown Away!"
      Guys, it is Very easy to get loan approval easily from all banks. Very gud, its all Good perfect I am getting very good offers here. Here all banks are listed. These guys provide very good offer. Plz try one time plz. My dear friends, bankbazaar provides very good offers too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 02, 2017
    • Aavas Financiers Limited Home Loan
      "No Calls came in"
      0.5 2.0/5 "Expected more"
      I had not that great experience in regards to my Home Loan application with Aavas Financier Ltd. They called me once and explained me the process a little. After the first call I never really got any information from them. They never updated me anything and felt this was pretty unprofessional.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 01, 2017
    • Bank Bazaar Home Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      It was a comfortable experience with Bankbazaar as the process is good and there are no hassles. The website is easy to use and I got a response as soon as I placed a request. Overall I did not find any inconvenience in navigating through the portal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 31, 2017
    • Aavas Financiers Limited Home Loan
      "Unhappy with the services"
      0.5 3.0/5 "Satisfactory"
      When Aavas Financiers Limited contacted me twice or thrice for the home loan I was busy at that moment and I asked them to call me back. But I did not get a response. Likewise I tried to reach them as well but could not get through. It has not been a good experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 31, 2017
    • RELIANCE HOME FINANCE LIMITED Home Loan
      "Great communication"
      0.5 5.0/5 "Blown Away!"
      I took a Home Loan with Reliance a little while back. Besides their high Rate of Interest, the communication was absolutely great. They make sure to make their promises work out somehow. When it comes to punctuality no other Banks can beat this company.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 30, 2017
    • Bank Bazaar Home Loan
      "Prompt reactions"
      0.5 3.0/5 "Satisfactory"
      I had good experience with Bankbazaar in regards to my Home Loan application. I found the lowest Rate of Interest Bank for transferring my current Home Loan. The application was forwarded on the same day and connection with the Bank was created almost immediately.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 30, 2017
    • ICICI Bank Home Loan
      "Not professional"
      0.5 1.0/5 "Really Bad"
      The experience I had with ICICI Bank is absolutely not upto the mark. I had transferred my current Home Loan onto ICICI, owing to the lowest Rate of Interest provided by them. But they lack in the communication part so much. I had run into quite a lot of inconvenience because of their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 30, 2017
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