A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 New Delhi Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • New Delhi Home Loan Reviews

    • HDFC Limited Home Loan
      "Should improvise their service"
      0.5 4.0/5 "Great!"
      HDFC LTD I guess should improvise their customer service especially when I call their contact center, i dont get a satisfactory reply they dont provide resolution on call and they dont call their customer's back too. On the other hand I am very much happy with their rates
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 11, 2017
    • Bank Bazaar Customer Support
      "Satisfactory "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been good and as a mediator they have done their job well and the process was smooth. The team communicated on time and there was no delay from the start to the end. There were follow ups as well and the coordination was perfect in all.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Good. Can do better on charges"
      0.5 5.0/5 "Blown Away!"
      My home loan is from ICICI Bank and the process was smooth and on time as well. They offered proper customer services and the response is also good. The rate of interest was a bit higher than SBI. There were hidden charges in the processing charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      Fair enough the service provided by bankbazaar was pretty good and the process is quick and there is no inconvenience in getting connected with the bank. The website is also good and easy to access and easy to understand as well. There were follow up calls through which is very much supportive.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 08, 2017
    • Indiabulls Home Loan
      "Good services"
      0.5 4.0/5 "Great!"
      I have taken a home loan with IndiaBulls and the customer services are good. It was a easy process to get my loan through. All the paper works were collected on time and the disbursement also happened on time. The interest rate was normal and the processing charges was normal too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 08, 2017
    • Bank Bazaar Customer Support
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      It was a good experience with Bankbazaar.com and the customer services has been on time for me. There were a lot of follow up calls and the process of registration online was easy and simple. It is informative and it is also convenient to get connected with bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 07, 2017
    • ICICI Bank Home Loan
      "Good. Can be more swift"
      0.5 4.0/5 "Great!"
      My home loan is from ICICI Bank and there was a delay in me getting the loan. It took a month for the process to complete. After which there has been no hassles. I got the rate of interest of 8.70% and the processing charges would be refunded as per the bank information.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 07, 2017
    • Bank Bazaar Customer Support
      "Good Experiance"
      0.5 5.0/5 "Blown Away!"
      Process is so easy and comfortable It was a smooth process to apply, rather visiting different bank the experience over here was wonderful.The address and ID proof works amazing also here is no other competitors for bank bazaar and also instant loan application process is amazing. Lets hope for the best service and the result were very much satisfactory So good service '' Digital India '' Thank you
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 29, 2017
    • Bank Bazaar Customer Support
      "Loan approval "
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar was good and the process on the website is easy and quick. I received a proper response and the team was helpful to give me details of various banks. The offers are satisfactory and the follow up calls is also up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 25, 2017
    • Bank Bazaar Customer Support
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I really appreciate bank bazaar.com, I am filling application online and we have don't face any issue we have completed form very normal and I see the result I am very glad to use the services of bankbazaar.com. Further, I would like to recommend my friend for this site.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 22, 2017
    • Bank Bazaar Customer Support
      "Great Service"
      0.5 4.0/5 "Great!"
      It was a great service provided by you, I could compare loans terms of different banks in a single window. I need not to go any where for applying loan in my busy schedule. I will like to give it excellent, but I have uploaded my bank statements 3 times as I got some error . It would be great if I had received calls with in two hours as promised in the site, other wise it was a great service provided by them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 18, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Bank bazaar is very quick in their response ,because whatever the product I choose they are giving immediate response. The bank bazaar web site is easy to use and customer friendly. The bank bazaar customer support is good and very supportive
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 03, 2017
    • ICICI Bank Home Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      To begin with, I received a call from ICICI bank regarding my home loan application but the bank has asked me to submit ITR for the current financial year which I was not holding. Hence I got the dropped plan also the response was on time and I had applied for a loan amount of ten lakhs rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 03, 2017
    • Bank Bazaar Customer Support
      "VERY EASY FOR EVERYONE"
      0.5 5.0/5 "Blown Away!"
      DEAR SIR, REALLY A VERY NICE APPLICATION ,because whatever the product I choose they are giving immediate response. The bank bazaar web site is easy to use and customer friendly. The bank bazaar customer support is good and very supportive, they helped to get in touch with the bank partner. I am satisfied with the bank bazaar , because it gives the best service to its customers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 16, 2017
    • HDFC Limited Home Loan
      "Good deal on ROI. Can do better in services"
      0.5 4.0/5 "Great!"
      I have taken my home loan from HDFC Ltd. The overall experience was good. But when I walked in to their office for a one to one discussion. The meeting did no take place at the promised time instead I had to wait for two hours. The interest rate was a good deal. I got a rate of 8.35% an the processing charges was nominal too.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Portal is excellent. Can reduce call volume"
      0.5 5.0/5 "Blown Away!"
      I like the website of Bankbazaar as it has many filters and one can be flexible about the requirement and choose the bank that suits them the best. The customer services and response was on time initially but the call volume in the followup calls has to be reduced. Instead the follow ups can be done through emails and SMS.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 15, 2017
    • Punjab National Bank Home Loan
      "Good in response and high on ROI"
      0.5 4.0/5 "Great!"
      The services at PNB housing finance has been good as they contacted me on time for the home loan. The rate of interest was high, and so was the processing charges. I got a rate of 8.5% and the processing charges was way high when compared to other banks. So I cancelled my application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Useful Service"
      0.5 4.0/5 "Great!"
      I am happy with the services of bankbazaar. Everything went smooth with bankbazaar. I had received prompt response and good service for my housing loan process. They moved my application to the bank without any delay. The website is easy to access.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Supportive Service"
      0.5 4.0/5 "Great!"
      I am happy with ICICI bank in terms of the housing loan. Recently I had taken this loan from ICICI bank. The loan process was good and there was no issues with the bank during the loan process. The rate of interest was 8.65% which is nominal and all things went good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 4.5/5 "Excellent!"
      The bank bazaar has good tie up with different bank partners and they are helping the customers with financial products . The web portal with bank bazaar is easy to use and user friendly. The customer support with bank bazaar is good and supportive. I would say I am satisfied with bank bazaar service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2017
    Common Loader Icon

    New Delhi Home Loan is Rated as "Great!" by 1242 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 18 Aug 2017

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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