A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • New Delhi Home Loan is Rated as "Great!" by 1380 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 13 Dec 2017

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • Bank of Baroda Home Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the Bank of Baroda and the interest rate is good one for me. They have disbursed the loan amount within respect to the builder respect. Everything is good one with the Bank of Baroda
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • Bank Bazaar Home Loan
      "Experience is Good"
      0.5 5.0/5 "Blown Away!"
      I am able to find all the financial products under one roof. It is amazingly a perfect idea with Bank Bazar.com. I can always sign in and place my requirements. Infact i had booked my fixed deposits , recurring deposits and savings bank accounts and all was taken through bank bazaar only. In short I would say it is a very good platform to compare the products which I was looking out for.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 04, 2017
    • Bank Bazaar Home Loan
      "Good experience"
      0.5 3.5/5 "Pretty good"
      Good Experience with bank bazaar.com, i think its great idea to make loan process easy and reachable to everyone i think everyone should use this website or mobile app. So that they can fulfill their dream, its very very useful app and user friendly too. Thanks to bankbazaar.com.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 29, 2017
    • Indiabulls Home Loan
      "No response"
      0.5 2.0/5 "Expected more"
      I have requested for a home loan application with INDIABULLS . But i did not got any response from the institution end. Thus my application got closed for home loan. I waited for there call, For there response i would say its very poor and disappointing.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 29, 2017
    • Bank Bazaar Home Loan
      "Good financial Assistor"
      0.5 4.0/5 "Great!"
      I have applied for a home loan through bankbazaar. The service given was just fine and its a quite good application to check upon all the financial needs. I got regular follow up from there end. In future of any financial assistance then i can consider bankbazaar.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 29, 2017
    • DHFL Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Home loan with DHFL.I have taken loan amount of 12 lakhs,rate of interest is 9.25% high as compared to other banks.I had taken it last two months.I have submitted documents to process the loan request.The online website is easy to make payment.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 29, 2017
    • Indiabulls Home Loan
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a Home loan with Indiabulls.The loan amount is 18 lakhs,rate of interest is8.35% nominal compared to other banks.Its been three months since i have applied for it i have not received any response form the customer service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 28, 2017
    • SBI Home Loan
      "Good experience "
      0.5 4.5/5 "Excellent!"
      My home loan was taken with SBI 10 years back. The loan amount was 15 lakhs and the tenure period 20 years . The interest rate and charges are between 10-11%. The customer service and responses was is not good.The loan process was very easy and . My overall experience was good nad its recommendable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 25, 2017
    • Oriental Bank of Commerce Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I previously had a home loan with Oriental Bank of Commerce back in 2004, it was for Rs 4.18 lakhs with the good rate of interest. The home loan experience was not up to the mark. Customer service was good and they followed up on time. The process was quite long, it took 10 days for the loan to get disbursed. No documents were required as i already hold a salary account with this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • HDFC Limited Home Loan
      "Hassle free experience and quick approval"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from HDFC limited and was taken for a short term with a good limit. I found that the limit was nominal. I had a Smooth process throughout the procedures for the loan and the approval of the loan with them was quick. It has been a hassle free experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • Bank Bazaar Home Loan
      "Good financial website"
      0.5 5.0/5 "Blown Away!"
      I have used the Bankbazaar website for details about a home loan product and i can say that it was helpful with a lot of information on what i was looking for. I got a good amount of information on all the banks norms and offers and they were also helpful with the application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • Indiabulls Home Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      I had applied for a Home loan with IndiaBulls but did not proceed with the application as the property is yet to get finalized. I however had a good service from them initially and also received a good response. I found the rate of interest to be nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 4-5 years, the experience was good with bankbazaar so far. The services provided by bankbazaar is good when compared to all other sources in the market. Customer service from bankbazaar is good and their response was prompt. The website is easy to access and it is use friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Punjab National Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from PNB Housing Finance, my loan application was closed because the deal with land was not done, it will done within a week. The customer service was good and their response was also good, they followed up on time. The rate of interest is high when compared to all others in the market.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Bajaj Finserv Home Loan
      "Fraud from Bajaj Finserv lending Home Loan With TopUp"
      0.5 1.0/5 "Really Bad"
      I am completely fedup with services of Bajaj finserv. They are cheater and fraud company. I have applied for Home loan with top up in Bajaj Finserv. They debited Loan amount of Rs.1028368 and Rs.284360 (Account 401SHO42311520 / 401SHO42311507) to me on 19th Jun 2017 but physically received both cheque of Rs.1028368 and Rs.284360 on 18 July 2017. There is an almost one month broken period. There was their internal problem that is why this delay happened. I am not responsible for this delay. Same thing happened with Top up loan, As per account statement, amount is debited to me on 18 Aug 2017 but amount credited to my bank account of Rs.1019583 on 17 Oct 2017 (Account 401SHO48137544). There is an almost two months broken period. They are cheater as I am not aware when they got signed on Interest Bearing certificate" from me. They never told me about this form. It almost 4 months passed, I did not get any resolution of this.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Bank Bazaar Home Loan
      "Very good feeling about loan apply in smooth way for help"
      0.5 4.5/5 "Excellent!"
      Individually feeling very happy to apply a loan for purchase land in city like in Noida in easy mode. I am feeling happy for technical support by bank bazaar for applying loan in easy way. Bank bazaar technical professionals made very good software for needy people who unable to find suitable bank loan provider
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • ICICI Bank Home Loan
      "Worst Home Loan Services"
      0.5 0.5/5 "Unacceptable"
      Worst services I have ever faced. It took 1.5 months to decide and complete their procedure. At the end they decided not sufficient amount as I needed. But they still charged processing fee. Everyday I had to call them to find out the status. None was there to answer my calls. It was like nightmare.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Indiabulls Home Loan
      "No hassles"
      0.5 4.0/5 "Great!"
      This is my first time for a home loan and the services was good. I have taken it from IndiaBulls and they were on time to collect my paper work and the rate of interest was of 8.55% floating. The disbursement was on time as well and the after loan services are good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 10, 2017
    • Bank Bazaar Home Loan
      "Good financial website"
      0.5 4.5/5 "Excellent!"
      My experience with Bankbazaar.com has been good. I found the website useful and i am happy with the help that i received from them. There were immediate calls made to me and also regular calls made as follow ups for the financial product through this channel bankbazaar.com.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 09, 2017
    • Bank Bazaar Home Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with Bankbazaar. The customer support is good as they contacted me on time and informed me the details. They also followed up from time to time and processed my information to the bank. The website is simplified and no issues in navigating through it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 04, 2017
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