A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 38 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80 - 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    New Delhi Home Loan is Rated as "Great!" by 1525 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 24 Jan 2019

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • HDFC Limited Home Loan
      "Superb service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan with HDFC LTD 11years back. Interest rate is nominal in the market, and my loan amount is 57lakh and it is satisfactory. There is no hidden charges. I use to pay 68555 as EMI per month . Customer service response is good. I am very happy with their services .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2019
    • Indiabulls Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I bought my home loan INDIA BULLS, i got this loan for 10 years . The documentation process was very easy. The customer support and response is good. The loan amount is satisfactory .They have charged nominal rate of interest and even processing fee is also nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2019
    • Central Bank of India Home Loan
      "Average"
      0.5 3.5/5 "Pretty good"
      I got good rate of interest of home loan through CENTRAL BANK OF INDIA . The loan amount is good but some what i was expecting more . The processing fee is nominal here and they gave sufficient tenure period . Getting the loan through nationalized bank is very difficult it take much time and the process is too lengthy . Branch manager is not so friendly .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2019
    • Indiabulls Home Loan
      "Good loan services"
      0.5 4.0/5 "Great!"
      In March 2018, I have applied the home loan with India bulls. My friend has recommended about the indiabulls loan. They have given me a interest rate of 8.35% and I'm happy with it. I have received the loan in 20 days. I have no idea about the processing fee. Total tenure period the loan is 20 years. I am making the EMI through ECS.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 18, 2019
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my home loan with ICICI bank,they have given me sufficient loan amount,and the rate of interest they have charged me up to 8.9% it is not fixed,it varies according to market rate, and they have not charged me processing fee as it is zero processing fee, and the loan is still running,overall service is good.
      Was this review helpful? 3
      , new delhi
      Reviewed on Jan 17, 2019
    • Indiabulls Home Loan
      "Not satisfied with the service"
      0.5 2.0/5 "Expected more"
      It was not a good experience i had with this loan where the interest rate with them has been high when compared with the market rate. The charges which they had made has been nominal and the loan amount which they had provided has been sufficient. Their customer support has also been helpful as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 08, 2019
    • HDFC Limited Home Loan
      "Excellent home loan services"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan with HDFC ltd I bought the loan 5 years before and now i have closed the loan. I have selected the HDFC ltd because of the brand value. The interest rate was 8.30% which is a floating one. They charged some processing amount of Rs. 5000+ tax. I got the loan amount of Rs. 10 lakhs.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 04, 2019
    • Bank Bazaar Home Loan
      "good service in all about in online easy process and good se"
      0.5 5.0/5 "Blown Away!"
      MY first experience with Bank Bazaar.com is really good, I had good experience, I came to know the site through advertisement. I am using Bank Bazaar for long term but recently approached for the home loan. The customer service is good in terms of process is very easy.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 24, 2018
    • SBI Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with this loan has been great and the loan amount which they had provided has been sufficient as well. The interest rate with them was not too high when compared with the market rate and there was no other charges other than the processing fee.
      Was this review helpful? 7
      , new delhi
      Reviewed on Dec 20, 2018
    • HDFC Limited Home Loan
      "Good in Need"
      0.5 5.0/5 "Blown Away!"
      I hold a Saving account with HDFC thereby I had applied for a Home loan with HDFC LTD. At the time of applying i didn't had delay. My application was moved with ease and also the rate if interest seems fine for me. I am happy with HDFC LTD and the service provided by HDFC LTD too,
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have been holding my home loan with HDFC LTD, there service is good, the loan amount they have given me was sufficient, the rate of interest they have charged me was nominal and i even processing fee compare to other bank it is nominal, overall service was good, they have not taken any hidden charges apart from that.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 11, 2018
    • Bank Bazaar Home Loan
      "Good Expereince and Good Service"
      0.5 5.0/5 "Blown Away!"
      MY first experience with Bank Bazaar.com is really good, I had good experience, I came to know the site through advertisement. I am using Bank Bazaar for long term but recently approached for the home loan. The customer service is good in terms of process.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 04, 2018
    • Punjab National Bank Home Loan
      "Communication should be clear"
      0.5 2.0/5 "Expected more"
      I need a loan, at the time I approached PNB housing, they told 8.5% as interest rate finally they gave me 10.5% of interest is higher. The took the loan amount around Rs. 17 lakhs for tenure of 20 years. They didn't informed about the correct interest rate.
      Was this review helpful? 5
      , new delhi
      Reviewed on Dec 04, 2018
    • Citibank Home Loan
      "Good Reward's card"
      0.5 5.0/5 "Blown Away!"
      CITI Bank card is good in terms of offers and option. I would say CITI is best than HDFC. Generally I get travel discounts on booking tickets and I get voucher, if I spend Rs. 30,000 there will be no annual fee on Citi bank card. Last 11 months, I have spend Rs. 2 lakhs, I do get points on my spends.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 30, 2018
    • SBI Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      SBI home loan experience was good,t he process was very convenient they might have collected lots of documents from me. But the relationship is good though its a long term loan. The interest rate is best than other bank. They are prompt in housing loan.
      Was this review helpful? 4
      , new delhi
      Reviewed on Nov 26, 2018
    • Indiabulls Home Loan
      "Need Transparency"
      0.5 3.0/5 "Satisfactory"
      The builder got tie up with India bulls hence I took 8.75% floating for Rs.52 lakhs, they gave me the flexible emi. The processing fee is around 12,000 and they took insurance part of the emi of Rs. 1.50 lakh. Initially customer was good now , insurance amount was not updated to me earlier.
      Was this review helpful? 5
      , new delhi
      Reviewed on Nov 22, 2018
    • Punjab National Bank Home Loan
      "Average Financial service"
      0.5 4.0/5 "Great!"
      I have taken housing loan from the Punjab national bank , where the rate of is bit high , which is floating interest. They have approved the loan in 15-20 days Their customer representative explained the pre closure charges , They have charged for documentation and approval which is bit high.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 21, 2018
    • LIC Housing Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have taken my housing loan with the LIC HOUSING FINANCE where i have been using it from last 5 years and also the documentation process is good and it is easy also it is simple to access. The rate of interest is approximately 9% also the loan amount is sufficient.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 19, 2018
    • IIFL Home Loan
      "Shoul Improve"
      0.5 2.0/5 "Expected more"
      I applied for a Home loan here and it was processed on time as it took just a week time where as other banks takes plenty of time to process. Approval was quick and after that the service which i am experiencing from them is not satisfactory. I have given a request to deduct the Emi from my salary account automatically, but they ask me to pay through on-line every month. This is a big head ache and i would suggest bank to work on this. Sometimes it get delays and even my credit score gets affected because of this.
      Was this review helpful? 3
      , new delhi
      Reviewed on Nov 10, 2018
    • IndusInd Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a good experience i had with the services of them. The process has been easy in getting the loan and the loan amount which they had provided has been satisfactory as well. The interest rate with them has been nominal and there has not been any sort of charges which had been made by them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 02, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.