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    We found 37 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0 PF (For Salaried) to 0.50%(min.2000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% - 8.95% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • New Delhi Home Loan is Rated as "Great!" by 1414 Users
    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 24 Feb 2018

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • HDFC Limited Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I have purchased a flat and I have taken a home loan from HDFC LTD. The loan process was very easy and I got it done online. The executive came home to take my signature and cheque. After which they contacted me and the disbursement is happening online. I do not have to visit the bank. The rate of interest was of 8.45% and the processing charges is of 5K for 11lakhs loan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • HDFC Limited Home Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      Around 3 years back I got the home loan from the HDFC LIMITED. They have disbursed the loan amount within 15 to 20 days of time. The require loan amount has been given and I am satisfied with it. The rate of interest and the charges are bit high at that time .
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I know bank bazaar since from past 1 year. I got many options to choose with the bank bazaar we b portal for my home loan. The customer support service is good with the bank bazaar team and they have given me the prompt response in regards to my home loan application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The service was good with the PNB HOUSING FINANCE LIMITED, but the promises were not fulfilled by the PNB HOUSING FINANCE LIMITED. The rate of interest and the charges are average with the PNB HOUSING FINANCE LIMITED and I am satisfied with the service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar has provided me the best interest rate partner bank in the market, they gave me a lot options to choose for my home loan, then I have choose the best partner bank . The processing fee was given in a discount because I went via bank bazaar.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Punjab National Bank Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      Overall it was a very good experience from the PNB HOUSING FINANCE LIMITED, the process was very smooth from them. The verification and the documentation process was done within a day time. The customer support service was very prompt from the PNB HOUSING FINANCE LIMITED.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar service is transparent. They have supported me to avail a home loan from the best partner with a lowest interest rate, I know bank bazaar for more than a year. The customer support of bank bazaar and they gave me good response in regards to my home loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar service is transparent. They have supported me to avail a home loan from the best partner with a lowest interest rate, I know bank bazaar for more than a year. The customer support of bank bazaar and they gave me good response in regards to my home loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • DBS Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The DBS BANK has disbursed the home loan within a 15days of time. The customer support service is good with the DBS BANK, they were prompt in their response part . The rate of interest and the charges are low with the DBS BANK when compared with other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have got the home loan from the PNB HOUSING FINANCE LIMITED last month. They have disbursed the loan amount within 14days of time. The loan tenure is for 15 years. The required loan amount has been approved and disbursed in which I am satisfied.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The bank bazaar service is good in regards to my home loan , I have got the good response from the bank bazaar customer support team. The website and the mobile application is easy to use with the bank bazaar team. I am satisfied with the bank bazaar team.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had applied for the home loan with the ICICI bank but I haven't got the loan , because I have got better option outside when compared with the ICICI bank, so that was the reason I haven't got the home loan from the ICICI bank. The customer support was good with the ICICI bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Bank Bazaar Home Loan
      "Rank 1 Bank Bazaar.com "
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar.com is Rank No.1 in providing financial services with quick response in consumer interest. I used Bank Bazaar.com 5 years back for availing my first home loan almost hassle free. Now with no equal substitute for services with attractive offers I'm banking on Bank Bazaar.com for my second home loan with a cool mind.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 05, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good and I would like to provide the maximum certified things for them. I am using Bankbazaar.com from the last four to five months of time. Mobile banking application is really good one with the Bankbazaar.com.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 02, 2018
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My experience with the ICICI bank for the Home loan was good one for me. I have faced some issues with them regarding some offers, which was provided by the Nationalized banks, but I am not able to track it out to avail it. Rest of the things are going in a good way.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 02, 2018
    • DHFL Home Loan
      "Good Loan"
      0.5 5.0/5 "Blown Away!"
      I got a Home Loan from DHFL and the experience after the first year post taking the loan has been quite good. They have provided me with a good rate of interest. The procedure of getting the loan has been pretty simple and involved not much difficulty.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 02, 2018
    • ICICI Bank Home Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have applied for the Home loan with the ICICI bank and I will submit it after a week of time. Rate of interest was around 8.35% with the ICICI bank for the Home loan. Customer service and the response is also good one with the ICICI bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 02, 2018
    • Union Bank of India Home Loan
      "Good product"
      0.5 4.0/5 "Great!"
      I had applied and got the Hose loan in Union bank of India. I am paying the EMI on time, a part from that I didn't have that much interactions with the Union bank of India. But to what I had experienced I would say it was a very good service that I had with Union bank of India.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 30, 2018
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was an good experience with State bank of India home loan service. The rate of interest offer by State bank of India is average and the documents have collected directly. The customer support is good. It was an good experience with State bank of India home loan department.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 25, 2018
    • SBI Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My Home loan experience with SBI was good, the process was smooth and i received my loan amount within the given time. The loan amount was for Rs 13.50 lakhs with the rate of interest of 8.55% which is nominal rate. There was no processing fees charged for this loan and the tenure of this loan is 20 years. Customer service was good and they responded on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 23, 2018
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