A "low interest" loan shouldn't mean you have very little interest in paying it back!
A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.35% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • New Delhi Home Loan is Rated as "Great!" by 1392 Users
    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 19 Jan 2018

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • Bank Bazaar Home Loan
      "Excellent website"
      0.5 4.5/5 "Excellent!"
      Really very good your bankbazar. Com website thanks for the guidance which you guys have provided to me. The customer service which I had received from bankbazaar side was very good . I had received a call the very next day and everything was explained to me in a clear and in an easy way .The Website was easy to use and also i checked my credit score on the website .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2018
    • LIC Housing Home Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      I have got the home loan from LIC HOUSING FINANCE around 6 years ago. The customer support team is average with LIC HOUSING FINANCE. The rate of interest and the charges are high with LIC HOUSING FINANCE. and it is floating interest rate as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 12, 2018
    • Bank Bazaar Home Loan
      "VERY GOOD ONLINE LOAN PORTAL"
      0.5 3.5/5 "Pretty good"
      THE QUERIES A CUSTOMER HAS TO FACE BY BANK MANAGERS WILL GET THEIR ANSWERS HERE. ALSO DONT HAVE TO RUN TO DIFFERENT BANKS .BANKS WILL COME TO YOU.ITS THE BEST PART THAT YOU DON'T HAVE TO FACE PROBLEM AND BEST OF ALL, YOU MAY GET A LOAN WITH OUT ANY HASSLE.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 04, 2018
    • review Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with Cholamandalam DBS and it was a good loan experience. The loan amount was for Rs 60 lakhs with the high rate of interest when compared to other sources. The process was very quick and i received my loan amount within 1 week. Customer service was good and they followed up correctly. The processing fees was nominal and the tenure of the loan is 10 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 28, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The customer service was good from the bank bazaar side . as after i registered for the loan process within a day i received call from the bank bazaar executive and everything was explained to me in a detailed way . The website of bank bazaar was good and user friendly . it was a good experience over all i would say .
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 27, 2017
    • Punjab National Bank Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with PNB Housing finance as i apploed for a Home loan . the bank people said that they can't provide the loan Due to rules they said i was not properly informed on that point . The customer service was good from the bank side . they informed me everything in a detailed way .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 27, 2017
    • ICICI Bank Home Loan
      "Home loan with ICICI"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from ICICI bank. The approved loan amount was 16 lakhs 25 thousand. The rate of interest was 8.35%. The monthly EMI is 13955 which i have to pay for 20 years. The documentation process is good and comfortable. There was no process fee which is charged by ICICI bank.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 27, 2017
    • HDFC Limited Home Loan
      "Satisafctory"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with HDFC LTD 1.5 years back . The loan amount was 25 lakhs and the interest rate was 9.20% which was very high than other banks . The EMI period was 25 years and the processing fee was nominal . The customer service and responses was up to the mark.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 22, 2017
    • Axis Bank Home Loan
      "GREAT"
      0.5 4.0/5 "Great!"
      It was a full approval on the loan amount i took from AXIS BANK . The Customer service was from the bank side really a wonderful experience i would say . The money got Disbursed in a months time . The Rate of interest was 8.5% they charged and the processing fee was there i don't remember how much . the bank provided me pre closure option there for the loan amount .
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 22, 2017
    • Bank Bazaar Home Loan
      "WONDERFUL SERVICE"
      0.5 4.5/5 "Excellent!"
      The customer service was good from the bankbazaar side , i did not face any big issues using that i loved the experience over all . As after i registered for the loan process i received Call within a days time and everything was explained to me in a detailed way , The website of bank bazaar was user friendly .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 22, 2017
    • Punjab National Bank Home Loan
      "Good One"
      0.5 4.5/5 "Excellent!"
      Actually i was looking for a loan transfer .The Customer service was good from the PNB HOUSING FINANCE . All the Information was given to me in a proper way .The rate of interest was also told . I canceled the application from my side . I got a better offer on the rate of interest in the same bank i was holding the loan with ,so i went on with that option . i can say it was a good experience with the PNB housing finance .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 22, 2017
    • SBI Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have my home loan with SBI 13 Years . The loan amount was 8 lakhs and the tenure period was 20 years. The loan process was very easy and they have provided door step service for collecting documents o My overall experience was good so I would like to recommend to others.
      Was this review helpful? 4
      , new delhi
      Reviewed on Dec 15, 2017
    • review Home Loan
      "Approchable for home loan"
      0.5 5.0/5 "Blown Away!"
      From GIC HOUSING FINANCE LTD i ahve taken a home loan for 18 lakhs. The monthly EMI comes around 21000. The rate of interest is 11% for a tenure 15 years. Paper work is less with then. I do recommend this loan with others. The service was very friendly.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 12, 2017
    • Bank of Baroda Home Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the Bank of Baroda and the interest rate is good one for me. They have disbursed the loan amount within respect to the builder respect. Everything is good one with the Bank of Baroda
      Was this review helpful? 3
      , new delhi
      Reviewed on Dec 11, 2017
    • Bank Bazaar Home Loan
      "Experience is Good"
      0.5 5.0/5 "Blown Away!"
      I am able to find all the financial products under one roof. It is amazingly a perfect idea with Bank Bazar.com. I can always sign in and place my requirements. Infact i had booked my fixed deposits , recurring deposits and savings bank accounts and all was taken through bank bazaar only. In short I would say it is a very good platform to compare the products which I was looking out for.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 04, 2017
    • Bank Bazaar Home Loan
      "Good experience"
      0.5 3.5/5 "Pretty good"
      Good Experience with bank bazaar.com, i think its great idea to make loan process easy and reachable to everyone i think everyone should use this website or mobile app. So that they can fulfill their dream, its very very useful app and user friendly too. Thanks to bankbazaar.com.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 29, 2017
    • Indiabulls Home Loan
      "No response"
      0.5 2.0/5 "Expected more"
      I have requested for a home loan application with INDIABULLS . But i did not got any response from the institution end. Thus my application got closed for home loan. I waited for there call, For there response i would say its very poor and disappointing.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 29, 2017
    • Bank Bazaar Home Loan
      "Good financial Assistor"
      0.5 4.0/5 "Great!"
      I have applied for a home loan through bankbazaar. The service given was just fine and its a quite good application to check upon all the financial needs. I got regular follow up from there end. In future of any financial assistance then i can consider bankbazaar.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 29, 2017
    • DHFL Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Home loan with DHFL.I have taken loan amount of 12 lakhs,rate of interest is 9.25% high as compared to other banks.I had taken it last two months.I have submitted documents to process the loan request.The online website is easy to make payment.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 29, 2017
    • Indiabulls Home Loan
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a Home loan with Indiabulls.The loan amount is 18 lakhs,rate of interest is8.35% nominal compared to other banks.Its been three months since i have applied for it i have not received any response form the customer service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 28, 2017
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