A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 37 New Delhi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Loading your search...
    Close

    Compare Home Loan Offers from Top Lenders. Apply Online and Get e-Approved Instantly.

  • New Delhi Home Loan is Rated as "Great!" by 1507 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    New Delhi Home Loan

    New Delhi is the capital of India and seat of the executive, legislative, and judiciary branches of the Government of India. It is also the centre of the Government of the National Capital Territory of Delhi.Delhi metropolitan region is the world's second most populous city and the largest city in India and also one of the largest in the world in terms of area. After Mumbai it is also the wealthiest city in India, and has the 2nd highest GDP of any city in South, West or Central Asia.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an New Delhi Home Loan if you are

    01
    02
    03
    04
    New Delhi Home Loan Minimum Age

    At least 21 years old

     New Delhi Home Loan Maximum Age

    Less than 65 years old

    New Delhi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    New Delhi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your New Delhi Home Loan amount eligibility is based on these factors

    01
    02
    03
    New Delhi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    New Delhi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    New Delhi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible New Delhi Home Loan amount by these steps

    01
    02
    03
    New Delhi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    New Delhi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    New Delhi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an New Delhi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    New Delhi Home Loan Interest RatesUpdated on 15 Nov 2018

    New Delhi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    New Delhi Home Loan Reviews

    • IIFL Home Loan
      "Shoul Improve"
      0.5 2.0/5 "Expected more"
      I applied for a Home loan here and it was processed on time as it took just a week time where as other banks takes plenty of time to process. Approval was quick and after that the service which i am experiencing from them is not satisfactory. I have given a request to deduct the Emi from my salary account automatically, but they ask me to pay through on-line every month. This is a big head ache and i would suggest bank to work on this. Sometimes it get delays and even my credit score gets affected because of this.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 10, 2018
    • IndusInd Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a good experience i had with the services of them. The process has been easy in getting the loan and the loan amount which they had provided has been satisfactory as well. The interest rate with them has been nominal and there has not been any sort of charges which had been made by them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 02, 2018
    • Bank Bazaar Home Loan
      "Good Financial website"
      0.5 4.0/5 "Great!"
      The process and the service level is satisfactory with Bank Bazaar, I came to know this portal through google, when I post the request for the home loan, I got immediate response. I already recommended Bank Bazaar website to couple of people.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 01, 2018
    • Punjab National Bank Home Loan
      "Interest should be reasonable"
      0.5 3.0/5 "Satisfactory"
      The interest rate is higher side in PNB, they got the rate around 8.85 for the tenure of 30 years, its floating interest, I ask them to reduce the interest but I didn't get better offer. My total loan amount was around Rs. 39lakhs,, even the processing fee is nominal, and also the executive should be cooperative.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 01, 2018
    • ICICI Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had in getting this Home Loan has been good and the loan amount which they had provided has been satisfactory as well. There has not been any sort of additional charges which they had provided and there has been some small problems which they had resolved immediately as well.
      Was this review helpful? 7
      , new delhi
      Reviewed on Oct 17, 2018
    • Axis Bank Home Loan
      "Home loan"
      0.5 1.0/5 "Really Bad"
      Worst experience of my life. I am repelling on my decision to go with mymynta and axis bank, cannught place branch. They are all lazy and unprofessional people and do not care of the timelines and keep giving false promises for weeks. My personal experience of dealing with Anil from my Myntra and Sahil makol axis branch manager is a nightmare.
      Was this review helpful? 7
      , new delhi
      Reviewed on Oct 15, 2018
    • Punjab National Bank Home Loan
      "Online services should be improved"
      0.5 4.0/5 "Great!"
      When I applied housing loan in PNB, they gave me better interest rate. My loan amount was approved earlier, I got the disbursement amount within a week. The documentation process was convenient and easy. I felt interest rate is nominal but they have other charges and also they don't have ECS facility.
      Was this review helpful? 3
      , new delhi
      Reviewed on Sep 29, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 20 years.
      Was this review helpful? 6
      , new delhi
      Reviewed on Sep 26, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience was very good with DHFL, the loan amount was for Rs 42 lacs with nominal interest rate when compared to others in the market. customer service was very good with DHFL and they responded on time. The tenure period for this loan is 20 years.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 25, 2018
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my credit card via BANK BAZAAR . The customer service and responses was really good. This is my first experience and i use the website which is quite satisfactory . There is no issues faced and the web portal's accuracy is very good so its recommendable,
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 21, 2018
    • ICICI Bank Home Loan
      "Not satified"
      0.5 2.5/5 "Just OK"
      I have taken with home loan with ICICI bank . The loan amount was 643 lash and the interest rate was on a higher side. The tenure period was 25 years . The process was complicated here and they did not inform about the insurance amount which they have added along with processing fee . The process fee was very high here.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 21, 2018
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my credit card via BANK BAZAAR . The customer service and responses was up to the mark. I am happy with the mobile application which is quite good and satisfactory. The options on banks and interest rate is good so I would like to recommend to others.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 21, 2018
    • ICICI Bank Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my home loan with ICICI bank. The loan amount was 4 lakhs and the interest rate was satisfactory . The tenure period was 20 years . The customer service ad responses was very good. I have not faced any inconvenience here and the loan was approved on time.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 21, 2018
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My experience was really amazing with BANK BAZAAR . The customer service and responses was very good.This is my first experience and i use the website which is quite good. The web portal's accuracy and speed is good so I would like to recommend to others.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 21, 2018
    • Punjab National Bank Home Loan
      "Not satified"
      0.5 2.5/5 "Just OK"
      I have taken my home loan with PNB. The process was very good and the loan amount was 22 lakhs.The interest rate was very high and the tenure period was 25 years . The customer service and responses was very good. The loan amount was sanctioned with the committed time professional.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 21, 2018
    • YES Bank Home Loan
      "Worst Service by Yes Bank - Strictly Avoid Yes bank"
      0.5 1.5/5 "Bad"
      I personally recommend not to take any loan service from Yes Bank. Their team believes in giving 'no reply' to customer. I am eligible for Interest Subsidy, but still not received it after 9 months. Bank is not helping in anyway and just making bluffs. Plz Avoid.
      Was this review helpful? 3
      , new delhi
      Reviewed on Sep 15, 2018
    • Karnataka Bank Home Loan
      "Best Banking sevice"
      0.5 5.0/5 "Blown Away!"
      I got my housing loan from Karnataka bank . Am satisfied with rate of interest of 8.5%which is nominal one The customer service and response is good. It instant approval process just they took 10 days but they assured for the loan They gave good tenure period which i make the payment through ecs . Their customer service is good and responsive. There is no processing fees.
      Was this review helpful? 5
      , new delhi
      Reviewed on Sep 04, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a one stop solution for all the financial products. The service and responses was very good. I am very much happy with the helpline number. I am happy with the website and the web portal's accuracy is also good. My overall experience was up to the mark.
      Was this review helpful? 1
      , new delhi
      Reviewed on Aug 30, 2018
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan with PNB Bank.The process was very good and the loan amount was 65 lakhs . The interest rate was very satisfactory . The tenure period was 30 years . I had a good service here and the processing fee was nominal. The loan was sanctioned with the committed time ,
      Was this review helpful? 1
      , new delhi
      Reviewed on Aug 30, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience was best so far with bankbazaar, the services provided by bankbazaar is very good when compared to other banking websites. Customer service was good and they responded on time. The website of bankbazaar is user friendly and easy to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 29, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.