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    We found 36 Navi Mumbai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Navi Mumbai Home Loan is Rated as "Great!" by 214 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Navi Mumbai Home Loan

    Navi Mumbai is a beautiful city in Thane district to the Northeast of Mumbai.It was founded in 1971 as a satellite township to take the pressure off Mumbai city. Most of the software companies in Maharashtra have their offices in Navi Mumbai. The government of Maharashtra has set up software parks to cater to the growing demand. Many large institutions have their offices here.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Navi Mumbai Home Loan if you are

    01
    02
    03
    04
    Navi Mumbai Home Loan Minimum Age

    At least 21 years old

     Navi Mumbai Home Loan Maximum Age

    Less than 65 years old

    Navi Mumbai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Navi Mumbai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Navi Mumbai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Navi Mumbai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Navi Mumbai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Navi Mumbai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Navi Mumbai Home Loan amount by these steps

    01
    02
    03
    Navi Mumbai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Navi Mumbai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Navi Mumbai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Navi Mumbai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Navi Mumbai Home Loan Interest RatesUpdated on 26 May 2018

    Navi Mumbai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Navi Mumbai Home Loan Reviews

    • Bank of India Home Loan
      "BEST SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan form bank of India , as they have given promising rate of interest while comparing to other banking which available in market , easy approval process , payments made through ecs process .customer service and customer response is best regarding queries provides solution.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 30, 2018
    • Bank Bazaar Home Loan
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      I came to know from my mails received from bank bazar.it takes max .10 minutes to upload data.Very transparent system in comparison of various options available from various institutions.Easily one can calculate the EMI & tenure which is directly shown.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 21, 2018
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with HDFC ltd. The loan amount was 29 lakhs and the Interest rate was 8.5% which is average. The tenure period was 30 years. The loan process was really smooth and hassle free. They have sanctioned the loan with the committed time. My overall experience was excellent.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 23, 2018
    • Gruh Finance Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have taken a home loan from Gruh Finance Limited, the loan amount was for Rs 10 lakhs with high rate of interest when compared to all other sources. My home loan experience was not up to the mark. Customer service was not proper and their response was delayed. I preclosed this loan and they charged 2%. The tenure of this loan was 10 years.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 01, 2018
    • Aavas Financiers Limited Home Loan
      "AVAS FINANCIERS LIMITED HOME LOAN"
      0.5 0.5/5 "Unacceptable"
      I Applied for a home Loan with Avas finc. Ltd. almost 42 days back, there is no transparency in processing , we are really disappointing from the service they provide to us. no positive response from Branch head also. They really need to improve the same.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 17, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience with DHFL was good, i have taken loan for Rs 14.04 lakhs with the rate of interest of 9.5% which is bit high when compared to other sources. It took one month for the loan amount to get approved. The processing fees is very high and also there is a penalty on preclosure of the loan. Customer service was good and they followed up correctly, they provided door step service to collect the documents.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Dec 04, 2017
    • ICICI Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      ICICI home loan service was good ,the documentation part was very simple they collected from my door step and the interest rate they offered me was fine compared to others in the market but the staffs of icici was little slow. So it was a average experience that I had with ICICI Bank with regards to the home loan process.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Nov 30, 2017
    • Indiabulls Home Loan
      "VERY BAD EXPERIENCE WITH INDIA BULLS HOME LOAN DEPARTMENT "
      0.5 0.5/5 "Unacceptable"
      I have taken loan from Indiabulls last one and half years .i will suggest you to dont take loan from indiabulls .Because he has so many hidden policy they did not disclose at the time of loan take. They give us loan very soon but at the time of transfer they create a problem. I have taken follow up from customer care, bank manager and even I send mail to Mr. Gagan Banga -Vice Chairman & MD but yet not received any reply from him. I closed my loan then also ecs debited in my account. And they charge me extra 8000 as a interest. I ask for extra Rs.8000/- they give me answer as per our policy then i ask him to show your policy they said we cant show you the policy, it is management call. I am paid extra rs.8000 then also yet I donâ??t get my property paper. I got horrible experience from indiabulls. I request all of you be care at the time taking laon.
      Was this review helpful? 4
      , navi mumbai
      Reviewed on Nov 12, 2017
    • Bank Bazaar Home Loan
      "Quick and Fast Service"
      0.5 4.0/5 "Great!"
      They gave me proper response and follow up calls.The gave me suggestions and the offers available.The gave me a list of banks which match my criteria.The website with bankbazaar is perfectly good and user friendly.The most interesting fact was they have a quick response mentality.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 29, 2017
    • Axis Bank Home Loan
      "Not responsive"
      0.5 1.0/5 "Really Bad"
      I requested for a personal loan with AXIS BANK and the executive who contacted me keep on saying like my documents are pending.I used to give what ever documents he asked for and later it look 1 month running behind the documents only.Later my builder directed me to AXIS bank with some other executive and my loan is in the final stage.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 29, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar provides a good customer service and proper response to the customers.I have placed a request through mobile application which is user friendly and easy to use.I am happy to continue with Bank Bazaar in future. The website is very good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Bad service"
      0.5 1.0/5 "Really Bad"
      ICICI Banking service is very bad. When I have applied for a home loan, no body responded me. There were no follow ups and no updates. I am really disappointed with their customer service, they need to improve. I won't recommend this bank to anyone.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I would say that ICICI representatives are doing well and customer service is very helpful, even the rate of interest was fine, but I had queries during the documentation part. Still I can say the overall service is good from ICICI. I never had any issue till now with ICICI,
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I can say the service is very good from ICICI ,representatives and customer service is very helpful and responsible even the rate of interest was fine, but I had queries during the documentation part. Still I can say the overall service is good from ICIIC. I never had any issue till now from ICICI service .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I can say the service is very good from HDFC LTD , the representatives and customer service is very helpful and responsible even the rate of interest was fine which was 8.35% . Still I can say the overall service is excellent from HDFC LTD. I never had any issue till now from HDFC LTD.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar service is very excellent from the date I applied for my loan ,representatives and customer service is very good and helpful ,even the Bankbazaar website is user friendly, overall service is excellent from Bankbazaar . I never get any difficulty from Bankbazaar service.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • Punjab National Bank Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I am not much comfortable with the service offered by PNB Housing finance ltd ,even the processing fees was fine but the customer service and other representatives are not much helpful and responsible so they need to improve their service ,still I can say the overall service is average from PNB .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Bankbazaar is very good"
      0.5 5.0/5 "Blown Away!"
      I found DHFL bank offer through Bankbaazar, I felt the response receive from them is extraordinary. I also felt the website to be neat and very easy to navigate. I also felt the Bankbaazar is easiest way to find the offers and bank services that one need.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • DHFL Home Loan
      "Instantenous and quick method"
      0.5 5.0/5 "Blown Away!"
      I was in need of 60 Lakhs and went to DHFL only once. That's all I did, the next conversation with them was after getting the bank. The approval was instantanous and money disperse was even more quicker. Not once there has been a negative response from DHFL. But, I am pleased with this bank overall.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • SBI Home Loan
      "Lack of Response"
      0.5 1.0/5 "Really Bad"
      State Bank of India didn't respond to my queries properly. I was in need of 60 Lakhs but after few initial conversation, State Bank of India never came in with their own respnse. I feel response from their end was very lanklesture. I suggest them to be little more open with the customers.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
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