A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Navi Mumbai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Navi Mumbai Home Loan is Rated as "Great!" by 204 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Navi Mumbai Home Loan

    Navi Mumbai is a beautiful city in Thane district to the Northeast of Mumbai.It was founded in 1971 as a satellite township to take the pressure off Mumbai city. Most of the software companies in Maharashtra have their offices in Navi Mumbai. The government of Maharashtra has set up software parks to cater to the growing demand. Many large institutions have their offices here.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Navi Mumbai Home Loan if you are

    01
    02
    03
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    Navi Mumbai Home Loan Minimum Age

    At least 21 years old

     Navi Mumbai Home Loan Maximum Age

    Less than 65 years old

    Navi Mumbai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Navi Mumbai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Navi Mumbai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Navi Mumbai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Navi Mumbai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Navi Mumbai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Navi Mumbai Home Loan amount by these steps

    01
    02
    03
    Navi Mumbai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Navi Mumbai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Navi Mumbai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Navi Mumbai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Navi Mumbai Home Loan Interest RatesUpdated on 21 Oct 2017

    Navi Mumbai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Navi Mumbai Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar provides a good customer service and proper response to the customers.I have placed a request through mobile application which is user friendly and easy to use.I am happy to continue with Bank Bazaar in future. The website is very good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Bad service"
      0.5 1.0/5 "Really Bad"
      ICICI Banking service is very bad. When I have applied for a home loan, no body responded me. There were no follow ups and no updates. I am really disappointed with their customer service, they need to improve. I won't recommend this bank to anyone.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I would say that ICICI representatives are doing well and customer service is very helpful, even the rate of interest was fine, but I had queries during the documentation part. Still I can say the overall service is good from ICICI. I never had any issue till now with ICICI,
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I can say the service is very good from ICICI ,representatives and customer service is very helpful and responsible even the rate of interest was fine, but I had queries during the documentation part. Still I can say the overall service is good from ICIIC. I never had any issue till now from ICICI service .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I can say the service is very good from HDFC LTD , the representatives and customer service is very helpful and responsible even the rate of interest was fine which was 8.35% . Still I can say the overall service is excellent from HDFC LTD. I never had any issue till now from HDFC LTD.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar service is very excellent from the date I applied for my loan ,representatives and customer service is very good and helpful ,even the Bankbazaar website is user friendly, overall service is excellent from Bankbazaar . I never get any difficulty from Bankbazaar service.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • Punjab National Bank Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I am not much comfortable with the service offered by PNB Housing finance ltd ,even the processing fees was fine but the customer service and other representatives are not much helpful and responsible so they need to improve their service ,still I can say the overall service is average from PNB .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Bankbazaar is very good"
      0.5 5.0/5 "Blown Away!"
      I found DHFL bank offer through Bankbaazar, I felt the response receive from them is extraordinary. I also felt the website to be neat and very easy to navigate. I also felt the Bankbaazar is easiest way to find the offers and bank services that one need.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • DHFL Home Loan
      "Instantenous and quick method"
      0.5 5.0/5 "Blown Away!"
      I was in need of 60 Lakhs and went to DHFL only once. That's all I did, the next conversation with them was after getting the bank. The approval was instantanous and money disperse was even more quicker. Not once there has been a negative response from DHFL. But, I am pleased with this bank overall.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • SBI Home Loan
      "Lack of Response"
      0.5 1.0/5 "Really Bad"
      State Bank of India didn't respond to my queries properly. I was in need of 60 Lakhs but after few initial conversation, State Bank of India never came in with their own respnse. I feel response from their end was very lanklesture. I suggest them to be little more open with the customers.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Website of the Bankbazaar.com is very easy to access Bank bazaar.com was good and I have got the call from them and from the bankers within thirty minutes of time and I been with them for some long time like they have provided the best response
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 24, 2017
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with SBI related to the home loan process.The process was done beyond customer expectation. The process was very fast especially the documentation was done in a very clear manner.Now the system have changed because previously customer need to wait for long time
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 24, 2017
    • Bank Bazaar Home Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      Using the services at Bankbazaar has been a good experience. There were no hassles and the response was good. The website is also satisfactory. There were no hassles in navigating through it and applying for the necessary bank. Overall good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • Punjab National Bank Home Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      PNB housing finance was overall good in the process for the home loan. The customer support was good, they contacted me on time and informed me the necessary details about the documentation. After which the process was quick and I got the disbursement as well as expected. The interest rate and charges were normal. It was around 8%.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • ICICI Bank Home Loan
      "Needs to reduce rates"
      0.5 4.0/5 "Great!"
      ICICI Bank housing loan process was very fast they had taken around 15 to 20 days of time to process the housing loan. Interest rate charged by them was okay and it was per the market rate. I had also spoken to them to reduce the charge and the fee charged by them was 15000.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 31, 2017
    • Bank Bazaar Home Loan
      "Can be made better"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is really great, actually Axis bank was my choice initially as they have provided a lower rate of interest based on that bankbazaar suggested me to go ahead with AXIS Bank. I got to know about bankbazaar through internet. It would be great if they bankbazaar reduce the length of the application.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 31, 2017
    • Axis Bank Home Loan
      "Needs to improve"
      0.5 3.0/5 "Satisfactory"
      The deal which was provided by AXIS bank was not good the reason why because the processing fee and other charges were really high that is why I had dropped the plan of taking the loan from AXIS. That was the major reason why my application got closed. Initially I was told that my processing fees were low but at a latter stage they have increased the charge.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 31, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was from ICICI Bank and the services from them was excellent. It was a good experience and very much satisfactory. They offered me a decent interest rate 9.25% processing charges was also nominal. In all it was a nice and the after loan is also smooth.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jul 09, 2017
    • Aavas Financiers Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I never faced any challenges with Au housing finance ltd during the home loan process. They had done with the process in a good manner. But the interest rate is 14% which is on higher side so I have decided to do balance transfer. In all the service is good.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jun 21, 2017
    • Bank Bazaar Home Loan
      "Satisfactory service"
      0.5 3.0/5 "Satisfactory"
      Bank bazaar.com is an excellent site , it is very easy to process the home loan he Process is Simple and easier very satisfied, bank bazaar helped a lot for applying my home loan. It's a good website and its very much user friendly . I will recommend to me friends.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jun 04, 2017
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