A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Navi Mumbai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Navi Mumbai Home Loan Reviews

    • Bank Bazaar Home Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      Using the services at Bankbazaar has been a good experience. There were no hassles and the response was good. The website is also satisfactory. There were no hassles in navigating through it and applying for the necessary bank. Overall good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • Punjab National Bank Home Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      PNB housing finance was overall good in the process for the home loan. The customer support was good, they contacted me on time and informed me the necessary details about the documentation. After which the process was quick and I got the disbursement as well as expected. The interest rate and charges were normal. It was around 8%.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • ICICI Bank Home Loan
      "Needs to reduce rates"
      0.5 4.0/5 "Great!"
      ICICI Bank housing loan process was very fast they had taken around 15 to 20 days of time to process the housing loan. Interest rate charged by them was okay and it was per the market rate. I had also spoken to them to reduce the charge and the fee charged by them was 15000.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 31, 2017
    • Bank Bazaar Home Loan
      "Can be made better"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is really great, actually Axis bank was my choice initially as they have provided a lower rate of interest based on that bankbazaar suggested me to go ahead with AXIS Bank. I got to know about bankbazaar through internet. It would be great if they bankbazaar reduce the length of the application.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 31, 2017
    • Axis Bank Home Loan
      "Needs to improve"
      0.5 3.0/5 "Satisfactory"
      The deal which was provided by AXIS bank was not good the reason why because the processing fee and other charges were really high that is why I had dropped the plan of taking the loan from AXIS. That was the major reason why my application got closed. Initially I was told that my processing fees were low but at a latter stage they have increased the charge.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 31, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was from ICICI Bank and the services from them was excellent. It was a good experience and very much satisfactory. They offered me a decent interest rate 9.25% processing charges was also nominal. In all it was a nice and the after loan is also smooth.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jul 09, 2017
    • Aavas Financiers Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I never faced any challenges with Au housing finance ltd during the home loan process. They had done with the process in a good manner. But the interest rate is 14% which is on higher side so I have decided to do balance transfer. In all the service is good.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jun 21, 2017
    • Bank Bazaar Home Loan
      "Satisfactory service"
      0.5 3.0/5 "Satisfactory"
      Bank bazaar.com is an excellent site , it is very easy to process the home loan he Process is Simple and easier very satisfied, bank bazaar helped a lot for applying my home loan. It's a good website and its very much user friendly . I will recommend to me friends.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jun 04, 2017
    • SBI Home Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      SBI took time around 3 months of time to process for my home loan application. I found SBI home loan interest rate was different and what I was offered I dint get .. , I guess the service rendered was up to the mark as its a nationalized bank Interest rate offered was 8.65% and no processing fee and tenure is 25 years.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Jun 04, 2017
    • HSBC Bank Home Loan
      "Best bank ever I have come up"
      0.5 5.0/5 "Blown Away!"
      I had taken a home loan with HSBC and it was during the year 2004. They took around 15 days of time to disburse my housing loan. The response, customer support is really good and it is very much prompt too because they do provide very good service to customers. The rate of interest charged by them is very much nominal and it was as per government norms. They take care of each and every product because whenever there is a change in the rate of interest they used to give a call and inform about the charges and their service comes to us at free of cost.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 13, 2017
    • Bank Bazaar Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      Process is simple and easy to follow. I could compare the offering from different bank and select the best option for me. I had used bankbazzar previously also for comparing personal loan, was very satisfied with ease & process. Its good website
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 06, 2017
    • HDFC Limited Home Loan
      "Interest rate has to be reduced as per market"
      0.5 3.0/5 "Satisfactory"
      I have followed up HDFC Ltd for a month to get my home loan disbursement from them. They taken long time to verify my documents and even my credit score was good. HDFC Ltd offered the interest rate around 10.5% it was high compared to other bank. If I do the balance transfer with other bank, I will be getting around 8.25%.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 16, 2017
    • Bank Bazaar Home Loan
      "BankBazaar...a friend indeed!"
      0.5 5.0/5 "Blown Away!"
      I used to visit the Bank Bazaar website many timeS. But yup....this time it was very special....for my Home loan.This website is very user friendly and easy to navigate. It provides useful information about all financial products, unbiased. The site is really good and act as a helping hand in today's world..."e-world".
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 24, 2017
    • HDFC Limited Home Loan
      "Very poor"
      0.5 2.0/5 "Expected more"
      The major pitfall with HDFC LTD is, though I had taken multiple loans from all the banks and though I did not have any discrepancy like cheque bounce nor any negative transaction. They were in need of many documents, also they dont have too many customer relationship officers at their branch. Plus the process was not explained to me in detail. Again for my father they had asked too many documents being a co applicant which is not required at all. My credit score should be checked for providing the loan rather they should not ask for other documents to provide the loan.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jan 12, 2017
    • Bank Bazaar Home Loan
      "Excelelnt keep it up"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar responds very fast. The process followed by bankbazaar is very good. As soon as I registered I had got one call I had filled the application form and on the same day I had received a call from the recommended bank. Bottom line excellent service offered by them.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 12, 2017
    • ICICI Bank Home Loan
      "Its fine"
      0.5 4.0/5 "Great!"
      Actually I had applied for both ICICI and HDFC LTD and I had chosen HDFC LTD, the reason being I bank with them . As far as ICICI bank is concerned I am happy with the service and the response provided by them. Interest rate and processing fee charged by them was quite similar to HDFC LTD. My only concern with ICICI bank is the processing fee it would be great if they waive off the processing fee
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 12, 2017
    • review Home Loan
      "Saraswat bank is Worst bank for home loan."
      0.5 0.5/5 "Unacceptable"
      I avail home loan from this bank. After 3 years I feel that this bank is worst bank for home loan. Staff is not qualified. To many hidden clause applicable which you came to know after signing loan document. Advise to not approach this bank for home loan.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 10, 2017
    • State Bank of Hyderabad Home Loan
      "SBH is Chor bank "
      0.5 1.0/5 "Really Bad"
      The SBH is one of the most chor type PSU bank in India , there policies are not clear their home loan interest rate is ever higher than any of bank in india even co-operative bank,. They are looting customer like anything from buying insurance from their branch while taking the loan. Their current interest rate is 9.75 % which highest among all the banks. switch charges are also one type of loot 1% every time. This bank should punished by RBI immediately or merger on ASAP basis with SBI. Staff is also not operative all are like evil seating on the chairs to loot the customers.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 05, 2017
    • Axis Bank Home Loan
      "It would be better"
      0.5 4.0/5 "Great!"
      Response was efficient with AXIS, Because according to the market, Rate of interest was charged. But I gave request to reduce the interest so they had considered and processed the loan it was nominal too. They gave very good prompt service and response on time.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Nov 15, 2016
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has also been helpful in my process of getting the loan. They made it simpler by contacting me on time and they were also quick in forwarding my details to the bank. They also were on track till the end and supportive for any clarification.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Nov 03, 2016
    Common Loader Icon
    Navi Mumbai Home Loan is Rated as "Great!" by 192 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Navi Mumbai Home Loan

    Navi Mumbai is a beautiful city in Thane district to the Northeast of Mumbai.It was founded in 1971 as a satellite township to take the pressure off Mumbai city. Most of the software companies in Maharashtra have their offices in Navi Mumbai. The government of Maharashtra has set up software parks to cater to the growing demand. Many large institutions have their offices here.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Navi Mumbai Home Loan if you are

    01
    02
    03
    04
    Navi Mumbai Home Loan Minimum Age

    At least 21 years old

     Navi Mumbai Home Loan Maximum Age

    Less than 65 years old

    Navi Mumbai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Navi Mumbai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Navi Mumbai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Navi Mumbai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Navi Mumbai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Navi Mumbai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Navi Mumbai Home Loan amount by these steps

    01
    02
    03
    Navi Mumbai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Navi Mumbai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Navi Mumbai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Navi Mumbai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Navi Mumbai Home Loan Interest RatesUpdated on 24 Sep 2017

    Navi Mumbai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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