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  • Navi Mumbai Home Loan

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  • We found 38 Navi Mumbai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 8.50% Floating
    Up to ₹1 Cr - 0.25% of Loan Amount, subject to maximum ₹10,000/- (Plus GST), Above ₹1 Cr and up to ₹5 Crs - 0.25% of Loan Amount, subject to maximum ₹25,000/- (Plus GST)
    30L - 5Crs
    5-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.70% - 9.30% Floating
    0% - 0.50% + Applicable Taxes One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.55% - 9.25% Floating
    0.5%+GST PF (For salaried) (Not applicable for plot loans)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Navi Mumbai is a beautiful city in Thane district to the Northeast of Mumbai.It was founded in 1971 as a satellite township to take the pressure off Mumbai city. Most of the software companies in Maharashtra have their offices in Navi Mumbai. The government of Maharashtra has set up software parks to cater to the growing demand. Many large institutions have their offices here.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Navi Mumbai Home Loan if you are

    01
    02
    03
    04
    Navi Mumbai Home Loan Minimum Age

    At least 21 years old

     Navi Mumbai Home Loan Maximum Age

    Less than 65 years old

    Navi Mumbai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Navi Mumbai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Navi Mumbai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Navi Mumbai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Navi Mumbai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Navi Mumbai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Navi Mumbai Home Loan amount by these steps

    01
    02
    03
    Navi Mumbai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Navi Mumbai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Navi Mumbai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Navi Mumbai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Navi Mumbai Home Loan Interest RatesUpdated on 17 Sep 2019

    Navi Mumbai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

      

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    Navi Mumbai Home Loan Reviews

    • Central Bank of India Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have selected loan amount is 15 lakhs tenure is 16 year, EMI Rs 16200, Rate of interested 8.6 percentage .while docuemt through executive there is no delay .There is no delay while disbursal loan mount , one time processing fee is detected from principal amount .Customer service is good and responsive
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 07, 2019
    • HDFC Limited
      HDFC Limited Home Loan
      "Genuine Service Provider"
      0.5 5.0/5 "Blown Away!"
      My home loan experience is very smooth I don't have complains. I took Rs. 12 lakhs of loan for the duration of 20 years. I had submitted few documents through their field executive, the interest rate was floating but recently they changed it. Initially the rate was 10.3 then 8.3% again as per RBI they changed it as 9% of interest I paid some processing amount made it as 8.7% finally.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 12, 2019
    • Tata capital Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      TATA capital wonâ??t inform about any offers and facilities. My builder has told me to apply the loan with Home loan. I have applied the loan different banks where my builder has a tie up in that TATA was provided me a less interest rate hence i have chosen them. The given interest rates are nominal which is 8.99% and overall TATA capital is okay.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 04, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the housing loan with the HDFC LIMITED from last 3 years. The documentation process was simple and fast with this institute. The loan amount was good and also the rate of interest was nominal. The duration for repaying the loan is for10 years.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 15, 2019
    • Bank of Maharashtra Home Loan
      "Good services"
      0.5 5.0/5 "Blown Away!"
      I have purchased my home loan from bank of Maharastra since my salary account with them hence i have chosen them. They have not charged me zero processing fee and i have chosen the tenure period of 10 years. I got the interest rate of 8.35% and i bought the loan in 2017 and my first installment starts from January 2018.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Feb 26, 2019
    • Bank of Baroda Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had with this loan has been quite good where the process was very simple and smooth. The loan amount which they had provided has been sufficient and the interest rate which they offered me was very less when compared with the market rate. The charges which they had made has been nominal as well.
      Was this review helpful? 4
      , navi mumbai
      Reviewed on Jan 18, 2019
    • Axis Bank Home Loan
      "Satisfactory Experience"
      0.5 4.0/5 "Great!"
      My home loan running with Axis, the interest rate is standard as other banks. They have very good customer support they have virtual RM for all customer. They have processed the required amount, they have floating interest, there is no part payment or pre closure charges.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Dec 07, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My housing loan was taken with PUNJAB NATIONAL BANK , My home loan experience was good with PNB, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good with PNB and they followed up on time.
      Was this review helpful? 3
      , navi mumbai
      Reviewed on Nov 25, 2018
    • Bank Bazaar Home Loan
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      God Bless All of us. Thanks for the support provided by all of us. The world and India Having Bright Future a head. Best of luck to the future. Definitely, We shall move to word Bright future. Thanks for the co-operate. Wish you happy Vijay dhashmi to all of us. God bless all of us. Jay Siyaram
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Oct 18, 2018
    • HDFC Limited Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My housing loan was taken with HDFC ltd , the tenure period is 15year and processing fee is 10000 . They charge for preclosere 4% on principal amount and rate of interest is 7.40% and it is nominal in the market .The process was very smooth i got my loan within a span of 7 days .
      Was this review helpful? 6
      , navi mumbai
      Reviewed on Oct 17, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the process was smooth and i received my loan amount on time. Rate of interest was nominal when compared to other banks. Customer service was good with SBI and their follow up was very good.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Oct 08, 2018
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      This loan i have taken it for 1 year only, i feel that the rate of interest is normal, also i am just started with the loan, the payments for the loan EMI will be pain through auto debit facility, there was no processing fee, they processing time was quick where it was good and soon i have got the amount.
      Was this review helpful? 9
      , navi mumbai
      Reviewed on Aug 20, 2018
    • ICICI Bank Home Loan
      "Overall good."
      0.5 5.0/5 "Blown Away!"
      My home loan is with ICICI Bank and the process was smooth and easy. There was no much of documentation and the experience was nice. The customer support and response is good and there are no issues to get the loan. The rate of interest and processing charges are reasonable too.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Aug 16, 2018
    • review Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan with GIC Housing and my loan experience was not up to the mark, the process was smooth and i received my loan amount on time. Rate of interest is high for home loan so i am planning for balance transfer. The tenure period for this loan is 20 years.
      Was this review helpful? 8
      , navi mumbai
      Reviewed on Aug 09, 2018
    • IIFL Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      It has been a very good experience with them. The loan amount which they had provided had been satisfactory and interest rate with them had been quite high compared with the other banks. The process in getting the loan had been lengthy and had taken almost eight months to disburse the loan amount.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 06, 2018
    • Bank Bazaar Home Loan
      "Good experience"
      0.5 3.5/5 "Pretty good"
      BANK BAZAAR is a good platform for all the financial products . The customer service and responsiveness was really good but I am getting back to back calls for just a single inquiry. I have used their mobile application. The options are all very satisfactory .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 12, 2018
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with ICICI Bank. The process was very good and professional. The loan amount was 5 lakhs and the given interest rate was 8.5% which is average . The tenure period was 6 years . Their executives were not aware of few process but they have sanctioned the loan with the committed time. There is no processing fee also.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 12, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience was really good with BANK BAZAAR. The customer service and responses was up to the mark. The process was absolutely satisfactory and the executive were helpful. I have uses their website which has many good option's on banks and interest rate.My overall experience was good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 12, 2018
    • Bank of India Home Loan
      "BEST SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan form bank of India , as they have given promising rate of interest while comparing to other banking which available in market , easy approval process , payments made through ecs process .customer service and customer response is best regarding queries provides solution.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Apr 30, 2018
    • Bank Bazaar Home Loan
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      I came to know from my mails received from bank bazar.it takes max .10 minutes to upload data.Very transparent system in comparison of various options available from various institutions.Easily one can calculate the EMI & tenure which is directly shown.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 21, 2018
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