A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Navi Mumbai

    Home loans in Navi Mumbai have interest rates that range from 7.00% to 9.85% p.a. with processing fees of up to 0.50% of the loan amount. Eligible individuals can avail maximum of up to 30 years as repayment tenure. Providers of home loans offer maximum loan amounts varying from Rs.30 lakh to no upper limit.

    Home Loan Interest Rate in Navi Mumbai

    Interest Rates 7.00% to 9.85% p.a.
    Processing fee Up to 0.50% of loan amount
    Maximum Loan Amount Amounts exceeding Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest Rate

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    We found 37 Navi Mumbai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Navi Mumbai

    Home Loan Providers Branch Location
    Bank of Maharashtra Navi Mumbai Merchant Club,
    Parmarth Niketan Marg,
    Navi Mumbai-400703
    HDFC Bank SN 3, 4, F Type Shopp Complex,
    Vashi, Sector 7,
    Navi Mumbai-400703
    ICICI Bank Shree Ganesh Cooperative Housing Society, Shop No. 14, 15, 16,
    Plot-9, Sector-1, Vashi,
    Navi Mumbai-400703
    IDFC First Bank SN 07, GF,
    Shree Krishna Paradise CHS,
    PT No D69,
    Sector 12, Kharghar,
    Navi Mumbai-410210
    Kotak Mahindra Bank X-5/3 - Techno City,
    TTC Industrial Area,
    Mahape,
    Navi Mumbai
    Punjab National Bank 5th Floor, Flat No. 508-509,
    Persepolis Building,
    Sector -17,
    Vashi,
    Navi Mumbai-400703
    State Bank of India Konkan Bhavan,
    Cidco Building (South Wing),
    CBD, Belapur,
    Navi Mumbai-400614

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Voter ID, passport, PAN card, driving license
    Residency Resident of India Driving license, voter ID, PAN card, passport
    Employment Self-employed or salaried Employee ID
    Income Salaried – Starting at Rs.10,000 p.m.
    Self-employed – Starting at Rs.1.8 lakh p.a.
    For salaried individuals:
    • Last 3 months’ salary slips
    • Latest Form 16 and IT returns
    • Last 6 months’ bank statements
    For self-employed individuals:
    • Bank statements of up to 12 months prior
    • Income tax returns of the previous 3 years
    • Profit & loss accounts with balance sheet of the previous 3 years

    Walk into any of the bank branches listed above or visit the bank’s official website to get your home loan with affordable interest rates and stress-free repayment tenures that help make your dream home a reality earlier than you had planned.

      

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    Navi Mumbai Home Loan Reviews

    • HDFC Limited Home Loan
      "Best Service"
      0.5 4.0/5 "Great!"
      I have taken Home loan through HDFC Bank directly.The rate of interest was nominal ,The loan amount got sanctioned on exact time frame .All the details about the loan process was clearly explained by the agent. and the process was smooth .The loan amount was sufficient and satisfied with the service as well.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Nov 13, 2019
    • Bajaj Finserv
      Bajaj Finserv Home Loan
      "Better Loan"
      0.5 3.5/5 "Pretty good"
      I took the home loan from Bajaj Finance but after 3 months, they have increased my interest rate. They provided me a interest rate of 8.65%. They said will give more benefits but they are charging as per the RBI rates. Since 2004, I have card for EMI facility.
      Was this review helpful? 12
      , navi mumbai
      Reviewed on Nov 09, 2019
    • Central Bank of India Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have selected loan amount is 15 lakhs tenure is 16 year, EMI Rs 16200, Rate of interested 8.6 percentage .while docuemt through executive there is no delay .There is no delay while disbursal loan mount , one time processing fee is detected from principal amount .Customer service is good and responsive
      Was this review helpful? 3
      , navi mumbai
      Reviewed on Aug 07, 2019
    • HDFC Limited Home Loan
      "Genuine Service Provider"
      0.5 5.0/5 "Blown Away!"
      My home loan experience is very smooth I don't have complains. I took Rs. 12 lakhs of loan for the duration of 20 years. I had submitted few documents through their field executive, the interest rate was floating but recently they changed it. Initially the rate was 10.3 then 8.3% again as per RBI they changed it as 9% of interest I paid some processing amount made it as 8.7% finally.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Jul 12, 2019
    • Tata capital Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      TATA capital wonâ??t inform about any offers and facilities. My builder has told me to apply the loan with Home loan. I have applied the loan different banks where my builder has a tie up in that TATA was provided me a less interest rate hence i have chosen them. The given interest rates are nominal which is 8.99% and overall TATA capital is okay.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Jul 04, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the housing loan with the HDFC LIMITED from last 3 years. The documentation process was simple and fast with this institute. The loan amount was good and also the rate of interest was nominal. The duration for repaying the loan is for10 years.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 15, 2019
    • Bank of Maharashtra Home Loan
      "Good services"
      0.5 5.0/5 "Blown Away!"
      I have purchased my home loan from bank of Maharastra since my salary account with them hence i have chosen them. They have not charged me zero processing fee and i have chosen the tenure period of 10 years. I got the interest rate of 8.35% and i bought the loan in 2017 and my first installment starts from January 2018.
      Was this review helpful? 3
      , navi mumbai
      Reviewed on Feb 26, 2019
    • Bank of Baroda Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had with this loan has been quite good where the process was very simple and smooth. The loan amount which they had provided has been sufficient and the interest rate which they offered me was very less when compared with the market rate. The charges which they had made has been nominal as well.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Jan 18, 2019
    • Axis Bank Home Loan
      "Satisfactory Experience"
      0.5 4.0/5 "Great!"
      My home loan running with Axis, the interest rate is standard as other banks. They have very good customer support they have virtual RM for all customer. They have processed the required amount, they have floating interest, there is no part payment or pre closure charges.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Dec 07, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My housing loan was taken with PUNJAB NATIONAL BANK , My home loan experience was good with PNB, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good with PNB and they followed up on time.
      Was this review helpful? 3
      , navi mumbai
      Reviewed on Nov 25, 2018
    • HDFC Limited Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My housing loan was taken with HDFC ltd , the tenure period is 15year and processing fee is 10000 . They charge for preclosere 4% on principal amount and rate of interest is 7.40% and it is nominal in the market .The process was very smooth i got my loan within a span of 7 days .
      Was this review helpful? 6
      , navi mumbai
      Reviewed on Oct 17, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with SBI and my experience was good, the process was smooth and i received my loan amount on time. Rate of interest was nominal when compared to other banks. Customer service was good with SBI and their follow up was very good.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Oct 08, 2018
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      This loan i have taken it for 1 year only, i feel that the rate of interest is normal, also i am just started with the loan, the payments for the loan EMI will be pain through auto debit facility, there was no processing fee, they processing time was quick where it was good and soon i have got the amount.
      Was this review helpful? 9
      , navi mumbai
      Reviewed on Aug 20, 2018
    • ICICI Bank Home Loan
      "Overall good."
      0.5 5.0/5 "Blown Away!"
      My home loan is with ICICI Bank and the process was smooth and easy. There was no much of documentation and the experience was nice. The customer support and response is good and there are no issues to get the loan. The rate of interest and processing charges are reasonable too.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Aug 16, 2018
    • review Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan with GIC Housing and my loan experience was not up to the mark, the process was smooth and i received my loan amount on time. Rate of interest is high for home loan so i am planning for balance transfer. The tenure period for this loan is 20 years.
      Was this review helpful? 9
      , navi mumbai
      Reviewed on Aug 09, 2018
    • IIFL Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      It has been a very good experience with them. The loan amount which they had provided had been satisfactory and interest rate with them had been quite high compared with the other banks. The process in getting the loan had been lengthy and had taken almost eight months to disburse the loan amount.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Jul 06, 2018
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with ICICI Bank. The process was very good and professional. The loan amount was 5 lakhs and the given interest rate was 8.5% which is average . The tenure period was 6 years . Their executives were not aware of few process but they have sanctioned the loan with the committed time. There is no processing fee also.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 12, 2018
    • Bank of India Home Loan
      "BEST SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan form bank of India , as they have given promising rate of interest while comparing to other banking which available in market , easy approval process , payments made through ecs process .customer service and customer response is best regarding queries provides solution.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Apr 30, 2018
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with HDFC ltd. The loan amount was 29 lakhs and the Interest rate was 8.5% which is average. The tenure period was 30 years. The loan process was really smooth and hassle free. They have sanctioned the loan with the committed time. My overall experience was excellent.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 23, 2018
    • Gruh Finance Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have taken a home loan from Gruh Finance Limited, the loan amount was for Rs 10 lakhs with high rate of interest when compared to all other sources. My home loan experience was not up to the mark. Customer service was not proper and their response was delayed. I preclosed this loan and they charged 2%. The tenure of this loan was 10 years.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Feb 01, 2018
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