Home loans in Navi Mumbai have interest rates that range from 7.00% to 9.85% p.a. with processing fees of up to 0.50% of the loan amount. Eligible individuals can avail maximum of up to 30 years as repayment tenure. Providers of home loans offer maximum loan amounts varying from Rs.30 lakh to no upper limit.
Konkan Bhavan,
Cidco Building (South Wing),
CBD, Belapur,
Navi Mumbai-400614
Eligibility and Documents Required
Purpose
Eligibility
Documents Required
Age
18 years to 75 years
Voter ID, passport, PAN card, driving license
Residency
Resident of India
Driving license, voter ID, PAN card, passport
Employment
Self-employed or salaried
Employee ID
Income
Salaried – Starting at Rs.10,000 p.m.
Self-employed – Starting at Rs.1.8 lakh p.a.
For salaried individuals:
Last 3 months’ salary slips
Latest Form 16 and IT returns
Last 6 months’ bank statements
For self-employed individuals:
Bank statements of up to 12 months prior
Income tax returns of the previous 3 years
Profit & loss accounts with balance sheet of the previous 3 years
Walk into any of the bank branches listed above or visit the bank’s official website to get your home loan with affordable interest rates and stress-free repayment tenures that help make your dream home a reality earlier than you had planned.
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I have taken Home loan through HDFC Bank directly.The rate of interest was nominal ,The loan amount got sanctioned on exact time frame .All the details about the loan process was clearly explained by the agent. and the process was smooth .The loan amount was sufficient and satisfied with the service as well.
I took the home loan from Bajaj Finance but after 3 months, they have increased my interest rate. They provided me a interest rate of 8.65%. They said will give more benefits but they are charging as per the RBI rates. Since 2004, I have card for EMI facility.
I have selected loan amount is 15 lakhs tenure is 16 year, EMI Rs 16200, Rate of interested 8.6 percentage .while docuemt through executive there is no delay .There is no delay while disbursal loan mount , one time processing fee is detected from principal amount .Customer service is good and responsive
My home loan experience is very smooth I don't have complains. I took Rs. 12 lakhs of loan for the duration of 20 years. I had submitted few documents through their field executive, the interest rate was floating but recently they changed it. Initially the rate was 10.3 then 8.3% again as per RBI they changed it as 9% of interest I paid some processing amount made it as 8.7% finally.
TATA capital wonâ??t inform about any offers and facilities. My builder has told me to apply the loan with Home loan. I have applied the loan different banks where my builder has a tie up in that TATA was provided me a less interest rate hence i have chosen them. The given interest rates are nominal which is 8.99% and overall TATA capital is okay.
I am using the housing loan with the HDFC LIMITED from last 3 years. The documentation process was simple and fast with this institute. The loan amount was good and also the rate of interest was nominal. The duration for repaying the loan is for10 years.
I have purchased my home loan from bank of Maharastra since my salary account with them hence i have chosen them. They have not charged me zero processing fee and i have chosen the tenure period of 10 years. I got the interest rate of 8.35% and i bought the loan in 2017 and my first installment starts from January 2018.
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11
BALSHIRAM BABURAO BANGAR
, navi mumbai
Reviewed on Feb 26, 2019
The experience i had with this loan has been quite good where the process was very simple and smooth. The loan amount which they had provided has been sufficient and the interest rate which they offered me was very less when compared with the market rate. The charges which they had made has been nominal as well.
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11
KUNAL RAJENDRABHAI SHAH
, navi mumbai
Reviewed on Jan 18, 2019
My home loan running with Axis, the interest rate is standard as other banks. They have very good customer support they have virtual RM for all customer. They have processed the required amount, they have floating interest, there is no part payment or pre closure charges.
My housing loan was taken with PUNJAB NATIONAL BANK , My home loan experience was good with PNB, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good with PNB and they followed up on time.
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3
RAMASARE SHIVANAND SINGH
, navi mumbai
Reviewed on Nov 25, 2018
My housing loan was taken with HDFC ltd , the tenure period is 15year and processing fee is 10000 . They charge for preclosere 4% on principal amount and rate of interest is 7.40% and it is nominal in the market .The process was very smooth i got my loan within a span of 7 days .
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6
SANTOSH SITARAM KADU
, navi mumbai
Reviewed on Oct 17, 2018
I have taken a home loan with SBI and my experience was good, the process was smooth and i received my loan amount on time. Rate of interest was nominal when compared to other banks. Customer service was good with SBI and their follow up was very good.
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6
DIPANKAR PATRA
, navi mumbai
Reviewed on Oct 08, 2018
This loan i have taken it for 1 year only, i feel that the rate of interest is normal, also i am just started with the loan, the payments for the loan EMI will be pain through auto debit facility, there was no processing fee, they processing time was quick where it was good and soon i have got the amount.
I have taken a home loan with GIC Housing and my loan experience was not up to the mark, the process was smooth and i received my loan amount on time. Rate of interest is high for home loan so i am planning for balance transfer. The tenure period for this loan is 20 years.
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10
DILIP JAISWAL
, navi mumbai
Reviewed on Aug 09, 2018
It has been a very good experience with them. The loan amount which they had provided had been satisfactory and interest rate with them had been quite high compared with the other banks. The process in getting the loan had been lengthy and had taken almost eight months to disburse the loan amount.
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3
RAJESH SHUKLA
, navi mumbai
Reviewed on Jul 06, 2018
I have taken home loan form bank of India , as they have given promising rate of interest while comparing to other banking which available in market , easy approval process , payments made through ecs process .customer service and customer response is best regarding queries provides solution.
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6
THANGAVEL SARAVANAN
, navi mumbai
Reviewed on Apr 30, 2018
My home loan was taken with HDFC ltd. The loan amount was 29 lakhs and the Interest rate was 8.5% which is average. The tenure period was 30 years. The loan process was really smooth and hassle free. They have sanctioned the loan with the committed time. My overall experience was excellent.
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0
SRIRAM S SUBRAMANIAN
, navi mumbai
Reviewed on Feb 23, 2018
I have taken a home loan from Gruh Finance Limited, the loan amount was for Rs 10 lakhs with high rate of interest when compared to all other sources. My home loan experience was not up to the mark. Customer service was not proper and their response was delayed. I preclosed this loan and they charged 2%. The tenure of this loan was 10 years.
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11
SURESHCHANDRA ADINATH DUBEY
, navi mumbai
Reviewed on Feb 01, 2018
I Applied for a home Loan with Avas finc. Ltd. almost 42 days back, there is no transparency in processing , we are really disappointing from the service they provide to us. no positive response from Branch head also. They really need to improve the same.
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34
Ganesh Borge
, navi mumbai
Reviewed on Jan 17, 2018
My home loan experience with DHFL was good, i have taken loan for Rs 14.04 lakhs with the rate of interest of 9.5% which is bit high when compared to other sources. It took one month for the loan amount to get approved. The processing fees is very high and also there is a penalty on preclosure of the loan. Customer service was good and they followed up correctly, they provided door step service to collect the documents.
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1
BAJRANGI FAGU PANDIT
, navi mumbai
Reviewed on Dec 04, 2017