A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Nashik Home Loan

    We found 46 Nashik Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.70% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 9.89% Floating
    0.5% One time fee
    30L - 5Crs
    3-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Nashik Home Loan Reviews

    • Bank Bazaar Customer Support
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is an excellent one and am using it for the first time. I would like to say that the response with the Bankbazaar.com is really good one and the website is easy to access and user friendly too. I have not faced any issues with them till now.
      Was this review helpful? 0
      , nasik
      Reviewed on May 22, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      Experience is nice with the PNB housing finance limited for my home loan but the charges are huge. Response is not much good and the executives are not really co-operative. It took around more than 60 days of time to get the loan amount to be disbursed. I would like to suggest that they need to eradicate the technical and legal charges.
      Was this review helpful? 0
      , nasik
      Reviewed on May 22, 2017
    • Punjab National Bank Home Loan
      "Smooth process before and after the loan"
      0.5 4.5/5 "Excellent!"
      My home loan is from PNB Housing finance. The services was good and we got a good deal from them as well. The rate of interest was of 8.8% fixed, and the process was completed on time. The first EMI has been deducted as well. I had no issues with this institution.
      Was this review helpful? 0
      , nasik
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      When I was planning to take a home loan, I came to know about Bankbazaar. Hence I visited their website and applied for a loan. Their website is very easy to navigate. Post applied, I received a call from bankbazaar and they provided the information about loan process and they helped me to select the bank for the loan. Even they assigned my loan application to the bank with immediate effect.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 25, 2017
    • HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      When I applied for a home loan with HDFC Ltd, I got very good response from them. Actually I came to know about HDFC ltd through online source. HDFC Ltd contacted me in a proper way and they provided the required details for the loan. But all of a sudden I had to postpone my home loan plan.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 25, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I would like to give more than 5 stars to bankbazaar if there is an option, because I am completely carried away by the service provided by them. Followup calls were really good both from bankbazaar and the bank. My initially was to reach PNB however it got diverted to this site where I found it very easy to take it further.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 18, 2017
    • Punjab National Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      With PNB Housing Finance LTD I had availed a housing loan of 30 lakhs. They had charged the following charges for the said loan. Documentation charges were amounting to 1500. They had charged rs 1000 for insurance. They had charged around 8500 for stamp duty. Lastly they had charged around 4k for processing fees and charges. The rate of interest levied by them was 8.9% for a period of 25 years.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 18, 2017
    • HDFC Limited Home Loan
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      I am a customer of HDFC Bank for a decade. So I approached HDFC Ltd for a home loan and I was treated as a regular customer and was not given any kind of benefits. So I cancelled my application with them. The executive was not customer friendly and helpful.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 18, 2017
    • Axis Bank Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from Axis bank and the rate of interest was around 8.16%. The services and response has been really good and the process was quick and they were supportive by disbursing the funds at the right time. The processing charges was normal.
      Was this review helpful? 1
      , nasik
      Reviewed on Apr 18, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The services from Bankbazaar was excellent. The team has done a excellent job. I received a instant response and they were following up till the end of the process. The website was good and and very much helpful. It is easily understandable too.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 18, 2017
    • Punjab National Bank Home Loan
      "Good services"
      0.5 4.0/5 "Great!"
      I did not go ahead for the home loan with PNB Housing finance as they were higher on the rate of interest when compared to other banks. The rate of interest was around 9%. They were also not up to the mark on the valuation. The services and response was good and very much on time.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 18, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar.com has been really good where I was receiving regular updates about the process for my loan. The response was also on time and the website is pretty informative. As a mediator they had done their good job really well.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 13, 2017
    • Punjab National Bank Home Loan
      "Very high charges"
      0.5 5.0/5 "Blown Away!"
      The process and services was good from PNB Housing finance. I had taken my home loan from them. The documentation was simple and overall I have no issues. The rate of interest was of 8.5% and the processing charges were very high. It was of 20K. Where as there are other banks have waived off the fees.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 13, 2017
    • Bank Bazaar Customer Support
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      For my home loan I approached Bankbazaar. Already I had received personal person with the help of bankbazaar so this time also I approached them. Their services are quite satisfactory and they are very good in response. I would always like to give them full ratings as I am satisfied with their services.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 03, 2017
    • Axis Bank Home Loan
      "High in processing fees"
      0.5 4.0/5 "Great!"
      In 2016, I had taken a home loan from Axis bank. At that time, the interest rate was 9.6% also I did not get enough support from them. After which, when I was planning to transfer my loan balance to other bank, Axis had reduded the interest rate from 9.6% to 8.5%, so I continue with Axis bank. Also processing fees and other charges are higher with Axis bank. Even if other banks are not charging for processing fees, Axis is the one to charge processing fees.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 03, 2017
    • HDFC Limited Home Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      Actually, for my home loan transfer, I had selected HDFC Ltd and I was trying with them, but they had not approached me on time. Also, their interest rate was 8.5% but I got the same interest rate from my existing bank. Moreover, on the website of HDFC Ltd, it was showing that there was no processing fees but they informed me that the processing fee will be around 10-15000. Hence, I dropped my plan in getting a loan from HDFC Ltd.
      Was this review helpful? 0
      , nasik
      Reviewed on Apr 03, 2017
    • Bank of Baroda Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I directly approached Bank of Baroda for my housing loan. They offered me with the interest rate of 8.35% with zero processing fees. I am quite happy as I am getting good response as well as good rate of interest than the other banks. Their kind of customer service is cool.
      Was this review helpful? 3
      , nasik
      Reviewed on Mar 31, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I received enough followups and information from Bankbazaar. I did not find any difficulties when I applied with them for my home loan. They are good in processing my application with the bank and since they have tie up with the bank, they were able to provide the information about interest rate and processing fees.
      Was this review helpful? 1
      , nasik
      Reviewed on Mar 31, 2017
    • HDFC Limited Home Loan
      "Not good"
      0.5 1.0/5 "Really Bad"
      HDFC Ltd had not contacted me for my home loan request. At least they should have called the customer and should have communicated with them about their loan application, but here no such things happened. It would be better if the bank is considering the consumer's concern.
      Was this review helpful? 2
      , nasik
      Reviewed on Mar 31, 2017
    • HDFC Limited Home Loan
      "Its Fine"
      0.5 4.0/5 "Great!"
      I applied for balance transfer with HDFC Ltd, but unfortunately I have not received my documents from my existing bank to switch over to another bank. So I could not submit the documents to proceed with HDFC Ltd, but they are good in responding to my application.
      Was this review helpful? 0
      , nasik
      Reviewed on Mar 06, 2017
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    Nashik Home Loan is Rated as "Great!" by 178 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Nashik is the fourth largest city in the state of Maharashtra and is often called the Wine Capital of the country.. According to recent reports it’s the fourth fastest growing city in the country as well and that’s not difficult to imagine given that the industrial landscape of the city has grown tremendously in the past few years. Nashik has also become home to many big BPO companies that are opening their offices here and offering work opportunities to the youngsters living here.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Nashik Home Loan if you are

    01
    02
    03
    04
    Nashik Home Loan Minimum Age

    At least 21 years old

     Nashik Home Loan Maximum Age

    Less than 65 years old

    Nashik Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Nashik Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Nashik Home Loan amount eligibility is based on these factors

    01
    02
    03
    Nashik Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Nashik Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Nashik Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Nashik Home Loan amount by these steps

    01
    02
    03
    Nashik Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Nashik Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Nashik Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Nashik Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Nashik Home Loan Interest RatesUpdated on 30 May 2017

    Nashik Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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