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  • Mysore Home Loan

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  • We found 39 Mysore Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25% (Max. ₹25,000) + GST
    30L - 5Crs
    5-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    0% - 0.50% + Applicable Taxes One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65%- 10.25% Floating
    0.50% to 2.00% One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% Floating
    max. 1% on loan One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.55% - 9.25% Floating
    0.5% + GST
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.40% - 11.75%
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.45% - 8.95% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    upto 1% on loan amount One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.55% Floating
    Up to 0.50% (max. ₹15,000) + GST One-time fee
    25L Min
    1-30 years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Mysore might be only the third largest city in Karnataka, but it is considered to be the cultural capital of the state.Mysore has become the second largest software exporter in Karnataka, after Bangalore. Mysore is in some ways is known as the Yoga centre of the South and it attracts the attention of several tourists from all over the world. In 2010, there were about 3.15 million tourists that visited the city, making it one of the most popular destinations in the country.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Mysore Home Loan if you are

    01
    02
    03
    04
    Mysore Home Loan Minimum Age

    At least 21 years old

     Mysore Home Loan Maximum Age

    Less than 65 years old

    Mysore Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Mysore Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Mysore Home Loan amount eligibility is based on these factors

    01
    02
    03
    Mysore Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Mysore Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Mysore Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Mysore Home Loan amount by these steps

    01
    02
    03
    Mysore Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Mysore Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Mysore Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Mysore Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Mysore Home Loan Interest RatesUpdated on #date

    Mysore Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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    Mysore Home Loan Reviews

    • Indiabulls Home Loan
      "Fine Loan"
      0.5 5.0/5 "Blown Away!"
      India bulls service is very good and approach, loan sanctioning time, query resolving skill is very good. Only thing is i don't like is their interest rate because the market interest rate is 8.3% but they have offered me a interest rate of 9.3% it was started with 8.65%. They are increasing the interest rate on a regular basis when i paid some amount, they have decreased upto 9.3%.
      Was this review helpful? 1
      , mysore
      Reviewed on Sep 20, 2019
    • DHFL
      DHFL Home Loan
      "Looking for less interest rate"
      0.5 4.0/5 "Great!"
      I have taken a home loan with DHFL and my experience was good, the loan amount was for Rs 5.5 lacs with high interest rate when compared to others. Processing took 7-8 months to complete. Customer service was very good and their response is on time.
      Was this review helpful? 4
      , mysore
      Reviewed on Feb 04, 2019
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have a home loan from HDFC ltd ,representatives and customer service is very good and responsible . Even the interest rate is little high ,I can say the overall service is good from HDFC LTD till now . No issue till now from HDFC ltd for my home loan service.
      Was this review helpful? 1
      , mysore
      Reviewed on Oct 06, 2017
    • Punjab National Bank Home Loan
      "average service"
      0.5 3.0/5 "Satisfactory"
      They called me several time but I was little busy with my personal work ,but after I contact them there is no proper response from PNB ,so that was the main reason for cancellation of my home loan from PNB. I can say overall service is average from PNB.
      Was this review helpful? 0
      , mysore
      Reviewed on Oct 06, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I did not go ahead with PNB housing finance, because the interest rate was not matching with the rates with the online portal I applied for the same initially. It is a average experience overall. So I went ahead with another bank and processed my loan.
      Was this review helpful? 0
      , mysore
      Reviewed on Sep 04, 2017
    • Punjab National Bank Home Loan
      "Can be more better"
      0.5 2.5/5 "Just OK"
      I had taken the home loan from PNB housing finance. There were lot of hidden charges and they promised 50% waiver on processing fee, but even though they provided 50% of waiver but they charged additional charges which was not communicated to me earlier. Also, the interest rate what they committed in the beginning was 8.5% but later they increased it to 1%. I am not happy with the services but customer service is quite good.
      Was this review helpful? 0
      , mysore
      Reviewed on Aug 02, 2017
    • SBI Home Loan
      "Happy banking"
      0.5 5.0/5 "Blown Away!"
      I approached State bank of India for the housing loan. When I approached them I got good response and they done with the process in a good way. The interest rate is around 9.5%. I am quite happy with the bank for the housing loan services. And the customer service is good.
      Was this review helpful? 4
      , mysore
      Reviewed on Jun 20, 2017
    • SBI Home Loan
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      So far so good with the home loan process at State Bank of India. The process is on and the overall experience is good and satisfactory. The documentation is normal and since I am an existing customer I am sure to get a better deal on the interest rate and charges.
      Was this review helpful? 1
      , mysore
      Reviewed on Jun 14, 2017
    • Punjab National Bank Home Loan
      "Good. Can be better"
      0.5 4.0/5 "Great!"
      I did not go ahead with PNB housing finance for the home loan is because when they contacted me I told them I am not at Bangalore and I am at Mysore. The local branch at Mysore took two to three weeks to contact me and in the mean time I decided not to go ahead with the same institution.
      Was this review helpful? 0
      , mysore
      Reviewed on Jun 14, 2017
    • Canara Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan amount was 7.35 lakhs this home loan was taken some time back. Rate of itnerest charged by them was around 8% to 9%. Processing fee was applicable at that time. My EMI amount was around 8k and this was taken for a period of 15 years. Furthermore, I had also foreclosed my loan and even for the foreclosure there were some charges which is applicable.
      Was this review helpful? 1
      , mysore
      Reviewed on Apr 10, 2017
    • ICICI Bank Home Loan
      "Fine..with them..."
      0.5 3.0/5 "Satisfactory"
      My Home loan was taken from ICICI Bank. That was last 5 years back loan and I also completed. Process was quiet good and I have taken short term. Charges are less in ICICI bank for the first year. I have no issues with them even for documents part also.
      Was this review helpful? 1
      , mysore
      Reviewed on Jan 06, 2016
    • Axis Bank Home Loan
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      Axis bank has offered me a lesser amount than the property value that was the major reason why I am unable to take the housing loan from Axis bank. I have approached the local property vendor as well. Axis bank has discussed with me about the interest rate and other miscellaneous charges as well. The property value is lesser than the loan amount.
      Was this review helpful? 0
      , mysore
      Reviewed on Dec 08, 2015
    • SBI Home Loan
      "Its fine"
      0.5 4.0/5 "Great!"
      SBI housing loan process is fine. The best part about SBI is the interest rate offered by them its line in with other banks. Processing fee is same as other banks .I am holding this housing loan for a period of 5 years . They are flexible and I am not getting any notification from them if the rate falls down.
      Was this review helpful? 1
      , mysore
      Reviewed on Sep 16, 2015
    • Axis Bank Home Loan
      "Instant Home Loan"
      0.5 5.0/5 "Blown Away!"
      I took Home loan from Axis Bank at 11% fixed rate of interest in 2009. The officer who handled my case was very helpful and processed my loan in just 4 working days. Documentation process was also so simple. I have recently completed my loan and received no objection certificate as well.
      Was this review helpful? 1
      , mysore
      Reviewed on Aug 07, 2015
    • Axis Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Axis Bank housing loan process is okay, I have applied for the loan in 2 localities one is at Delhi and the other one at Mysore. I have taken a housing loan for Delhi location and for the other location they want my mom to be present in that place as she is not available at the place. They were unable to offer loan for that particular region and mom is a co -owner.
      Was this review helpful? 0
      , mysore
      Reviewed on Jun 29, 2015
    • SBI Home Loan
      "Delay in process but good rate..."
      0.5 4.0/5 "Great!"
      Home loan interest rate in SBI is very low and it is best because I got it done for 10%, which is of floating rate. Paper works were maximum and they collected twice the papers. I cleared all my way but there was some delay from SBI so entire process got delayed. Processing charge is minimum.
      Was this review helpful? 2
      , mysore
      Reviewed on May 28, 2015
    • DHFL Home Loan
      "Dedicated..."
      0.5 3.5/5 "Pretty good"
      The services are over all good with DHFL. The customer service was good and the response was nice. They are completly dedicated to home loans services. The Rate of interest was normal as per the market. I did not take my home loan with them is because I am still not finalised on the property.
      Was this review helpful? 0
      , mysore
      Reviewed on May 26, 2015
    • DHFL Home Loan
      "Good"
      0.5 2.0/5 "Expected more"
      DHFL were unable to provide the housing loan as my salary is less than 10500. Rate of interest offered by them was 11%. Processing fee charged by them was rs 6100. It is really high. Meanwhile, I had contacted Axis for the housing loan they agreed to offer the loan amount of 6,84,000 however DHFL offered me only 2 lakhs. Moreover they were able to provide the loan in spite of my salary being low and now the loan is under process.
      Was this review helpful? 1
      , mysore
      Reviewed on Mar 07, 2015
    • State Bank of Mysore Home Loan
      "Its ok"
      0.5 5.0/5 "Blown Away!"
      I am holding a SBM housing loan. It is a nationalised bank so that wont charge more. It is a very good Bank. In spite of me being a private employee I have been offered this loan . The rate of interest offered by them was very low. Processing fee and foreclosure charges charged by them was low. The only thing is they are little bit traditional and they are old fashioned it could be better if they work on that.
      Was this review helpful? 2
      , mysore
      Reviewed on Feb 13, 2015
    • DHFL Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Yet to finalize the property that is the first and foremost reason why I have not taken a housing loan with DHFL. Rate of interest charged by them is 10.25% which is ok and the processing time charged by them is reasonable. This is the first time I have approached DHFL for the housing loan.
      Was this review helpful? 0
      , mysore
      Reviewed on Dec 30, 2014
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