As an urban but low-income focused financing company, Micro Housing Finance Corporation (MHFC) is fashioned out of a beautiful dream- 'home for all'. The aim is to create a balanced ecosystem of housing in India for those who do not earn as much as the 'usual loan applicants'.
MHF mainly concentrates on delivering financial aid to urban poor working in unorganized sectors such as housemaids, weavers, rickshaw pullers, drivers, sex-workers, security guards and micro-entrepreneurs (small-scale vendors) and so on. By offering the lowest interest rates possible regardless of the nominal income and applicant's financial background, the Company has succeeded in bringing joy to many a family belonging to the lower rung of the economy.
Go to the official website of Micro Housing Finance, click on the EMI calculator page and enter the details asked- total loan amount, loan tenure and current interest rate to get your optimum EMI options.
The property being financed is usually the security. Once the final instalment is paid, it becomes your house in every sense.
Yes, they charge INR 150 for handling cheque and INR 300 for handling hard cash including taxes.
You can may go to the nearest branch directly or send an email to the MHFC Loan Officer or the Local Office Manager or the HR Manager. If not happy with the outcome, you can get in touch with the Managing Director.
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