A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Meerut

    Home loans in Meerut have interest rates that range from 6.85% to 9.70% p.a. with processing fees of up to 0.50% of the loan amount. Eligible individuals can get loan amounts ranging from Rs.30 lakh to no upper limit. Providers in the city offer home loans with repayment tenures going up to 30 years.

    Home Loan Interest Rate in Meerut

    Interest Rates 6.85% to 9.70% p.a.
    Processing fee Up to 0.50% of loan amount
    Maximum Loan Amount Amounts exceeding Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest Rate

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    We found 37 Meerut Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Meerut

    Home Loan Providers Branch Location
    Bank of India Anand Bhawan, Kothi No. 346,
    Khair Nagar Road,
    Meerut-250001
    HDFC Bank 171/1, Suryansh Plaza,
    Taru Kunj,
    Garh Road
    Meerut-250004
    ICICI Bank Boundary Road,
    Rajlok, Civil Lines,
    Near BSNL Telephone Exchange,
    Meerut-250001
    Kotak Mahindra Bank 24, Chipi Tank,
    Begum Bridge Road,
    Meerut
    Punjab National Bank 510 Army Base Workshop,
    510,
    Meerut
    Union Bank of India Begum Bridge Road,
    Opp. Govt. Inter College,
    P.B. No. 93,
    Meerut City
    State Bank of India Meerut Cantonment Branch,
    Roorkee Road,
    Meerut

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Voter ID, passport, PAN card, driving license
    Residency Resident of India Driving license, voter ID, PAN card, passport
    Employment Self-employed or salaried Employee ID
    Income Salaried – Starting at Rs.10,000 p.m.
    Self-employed – Starting at Rs.1.8 lakh p.a.
    For self-employed:
    • Bank statements of up to 12 months prior
    • Income tax returns of the previous 3 years
    • Profit & loss accounts with balance sheet of the previous 3 years
    For salaried:
    • Last 3 months salary slips
    • Latest Form 16 and IT returns
    • Last 6 months bank statements

    You can buy a house or apartment or construct a house of your own in Meerut with the help of an affordable home loan from any of the leading banks in the city that are listed above. The long repayment tenures, minimal documentation, and hassle-free application process make owning your dream home easier than ever before.

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    Meerut Home Loan Reviews

    • Punjab National Bank Home Loan
      "Easy loan approval"
      0.5 5.0/5 "Blown Away!"
      I took my home loan from Punjab National Bank because compared to other bank here interest rate is less. Its been 3 years and availed loan amount was Rs. 2,00,000. Am paying through auto debit option on every month 10th, they will send the reminder text.
      Was this review helpful? 4
      , meerut
      Reviewed on Mar 04, 2020
    • Punjab National Bank
      Punjab National Bank Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      I was planning to buy the home but I have cancelled the plan due to some other reason, so I did not go ahead with the PNB housing finance limited.Customer service and other things were really good,also their response too. In future, I would like to go ahead with them.
      Was this review helpful? 0
      , meerut
      Reviewed on Aug 23, 2017
    • Punjab National Bank Home Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      The reason I haven't got the Home loan with PNB HOUSING FINANCE LIMITED, because I haven't submitted my documents due of lack time, so that was the reason I can't proceed for the home loan with PNB HOUSING FINANCE LIMITED. The customer service and the response part was good. They gave a call and explained about the product briefly. The service was average with PNB HOUSING FINANCE LIMITED.
      Was this review helpful? 1
      , meerut
      Reviewed on Jun 13, 2017
    • Punjab National Bank Home Loan
      "Be transparent in details"
      0.5 3.0/5 "Satisfactory"
      The rate of of interest is siomilar for all the banks, so I am okay with the 9.55% given to me by PNB Housing finance. The part I was not satisfied was the insurance. They have given me an insurance only for seven years when my tenure is for 20 years and when I clarified the same the person was very reluctant in providing me the details. They were in a habit of hiding information. They were also in a habit of getting signatures on blank paper, they would ask me to sign and they would fill in the details later on it. This process was not to my liking. Since my project for the home loan was approved earlier by this institution I went ahead with them.
      Was this review helpful? 1
      , meerut
      Reviewed on Oct 03, 2016
    • Punjab National Bank Home Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      Am happy with the process with PNB Housing finance limited. I have taken my home loan from them. The only thing that surprised me was the rate of interest. I was intially informed a rate of 9.65%. At the latter stage I go to know the rate they offered me was of 10.25%. Unable to remember the processing charges they have taken from me. The loan was provided to me on time.
      Was this review helpful? 0
      , meerut
      Reviewed on Aug 24, 2016
    • HDFC Limited Home Loan
      "My Own Bank "
      0.5 3.0/5 "Satisfactory"
      I got my Home Loan from HDFC LIMITED before six months. Since I am already an account holder my first choice would be to my own bank. They processed very quickly and even they released my payment faster. I am finding very difficult in paying the processing fee for every time. It would be helpful if they reduce those charges.
      Was this review helpful? 0
      , meerut
      Reviewed on Aug 21, 2015
    • Indiabulls Home Loan
      "Very Good "
      0.5 5.0/5 "Blown Away!"
      I had a wonderful experience with IndiaBulls while getting this Home loan.The process was very quick and the documents required was minimal as well.The customer service provided is really good and the loan was disbursed within 10 days of time and I have recommended this institue to many of my friends.I feel it was excellent job done by India Bulls and the interest rate offered was around 10.75% which is nominal rate.
      Was this review helpful? 2
      , meerut
      Reviewed on May 09, 2015
    • SBI Home Loan
      "Good!!!"
      0.5 3.5/5 "Pretty good"
      I took housing loan from SBI I would say that Interest offered is very low compared to HDFC bank. I would like to tell that SBI should work on the service provided to their customers. Apart from that I would say that over all it is good..........
      Was this review helpful? 3
      , meerut
      Reviewed on Apr 13, 2015
    • HDFC Limited Home Loan
      "Wonderful!!!"
      0.5 4.5/5 "Excellent!"
      HDFC Limited is good so much glad. At that time the interest rate was 8.5% whereas they increased in to 11% later two years. HDFC have taken at that time 10,000 for processing charge.
      Was this review helpful? 1
      , meerut
      Reviewed on Jan 12, 2015
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