Ludhiana, located in the Ludhiana district of Punjab, is the state’s largest city based on population.Ludhiana is a component of the ‘Eastern Industrial Corridor’ that joins quite a few cities from Punjab straight to West Bengal This ensures that industrial growth is enhanced by quick transport of freight and goods.The World Bank held Ludhiana as the Indian city having the most favorable business atmosphere in 2009
Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.
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I am using the services of bankbazaar.com from last 1 year, the services provided by bankbazaar is good when compared to others in the market. Customer service was good and they responded on time. I check my credit score on the mobile application of bankbazaar.
It was a good experience with PNB Finance for Home loan, the process was smooth and the loan amount was disbursed in 1 month. Customer service was good and they collected documents on time. The loan amount was for Rs 11 lacs with 25 years of tenure and nominal interest rate.
Bank Bazaar is bringing all financing companies into one roof so that the customers need not go to each an every financial institutions. In that way we can save lot of time and money and in turn banks will give a call for further details. Thank you
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2
HARSHARAN KAUR SINGH
, ludhiana
Reviewed on Aug 21, 2018
I have try to get a home loan from pnb bank and bank of India, both bankers not coordinate with customer and not share proper information to customer. I always believed on government bank, but till both bank experience lost my faith. Govt bank always support to customers depending on his mood.
I came to know about bank bazaar through advertisements and I am with the bankbazaar for the past 2 years. The customer support service of bank bazaar gave me immediate response in regards to my home loan application. I used the bank bazaar website while applying for the loan .
The service which was given by PNB HOUSING FINANCE LIMITED nominal . They took around 30days of time to disburse my loan amount. Still they would have given much support from the PNB HOUSING FINANCE LIMITED. The rate of interest and the charges are average as per market rate.
GOOD TO HAVE LOAN AT THE LOWEST PRICE AND FORMALITIES WERE ALSO GOOD . I HAD BEEN LOOKING FOR THIS KIND OF FACILITIES ALL THE TIME BUT NOW I'M GETTING IT HERE AND I AM VERY HAPPY NOW. ALSO, I WOULD SUGGEST YOU TO REDUCE THE NUMBER OF CHARACTERS LESS THAN 200.
Due to my personal reasons i could not able to process the loan from PNB HOUSING FINANCE LIMITED. When i got a call from PNB i informed about my current status.I am happy with the institution, so that i can consider PNB in future for my home loan.
Its a good website. We can find home loan, car loan and all other financial products with bankbazaar. If i need any assistance i can visit bankbazaar.I applied for a home loan with bankbazaar.The next day i got a call from the institution but i did not go further with the application.
I know bankbazaar.com from last 11 months, the services provided by bankbazaar is good when compared to all other banking websites. The experience was good with bankbazaar so far. The customer service was good and their response was prompt. The website is easy to access and it is user friendly.
I have applied for the home loan from PNB Housing Finance, my loan application was closed because the process fees and rate of interest is high when compared to all other sources. When it comes to customer service, there was no interaction with them as i closed the loan application after the discussion of rate of interest and processing fees.
I know bankbazaar from last 3 years, i found the services are good when compared to other banking websites. I am using the mobile application, i find it easy to navigate and it is user friendly. Through this mobile application, i came to know more about the market.
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0
NARINDER SINGH
, ludhiana
Reviewed on Oct 10, 2017
I have applied for home loan from PNB Housing Finance, i did not take the loan as i dropped the plan due to the property which i have taken was not fixed. When it comes to customer service, initially they called and said there is no processing fee and when they called for the second time they said processing fees will be charged which is 6% on the principal amount. The only thing i was satisifed is with the rate of interest.
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NARINDER SINGH
, ludhiana
Reviewed on Oct 10, 2017
I have finalized the property at Jamalpur, SBI sanctioned Rs.9 lakhs to purchase individual home with the interest rate of 8% for the tenure 10 years. SBI is also good in Part payment and preclosure option. SBI is my salary account hence automatically loan amount gets debit from my account.
Here we have many options to check any financial information in one stop, without going to bank I could explore all the option in an easy way. When I log in Bank Bazaar website , I placed a request for the home loan. I got good response from their end.
PNB housing offered me 8.5% of interest but SBI offered me 8% of interest for the tenure 10 year and also its a floating rate. Hence I gone with SBI, It would be great if PNB housing reduce the rate, many people will utilize the service and also PNB housing should not ask the bank statement or balance sheet from government employees for the home loan.
This is an easy way for any person to purchase self property. I say truely bankbazaar.com is doing a very good job, if you imagine your dream for your self dream home then you can directly contact your branch and you can take every detailed information about every home loan. So thanx a lot bankbazar.com.
I approached bankbazaar website and I submitted the home loan application over the site. Immediately I received response from them and the website has options to select the bank for the loan. And my application been transferred from bankbazaar to the bank. The website is easy to handle.
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JAGDISH KUMAR SUNEJA
, ludhiana
Reviewed on Jun 10, 2017
For the housing loan, I approached PNB housing finance limited. The responses from PNB are not so satisfactory. Also the rate of interest is not much good with them. Hence I did not process my housing loan process with PNB and I just closed the application.
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0
JAGDISH KUMAR SUNEJA
, ludhiana
Reviewed on Jun 10, 2017
Excellent service provided by Bank Bazaar, when I posted home loan request on the site. I got immediate response from your team. I got the complete support and solution on time from Bank Bazaar, they have suggested multiple option its good.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
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