Ludhiana, located in the Ludhiana district of Punjab, is the state’s largest city based on population.Ludhiana is a component of the ‘Eastern Industrial Corridor’ that joins quite a few cities from Punjab straight to West Bengal This ensures that industrial growth is enhanced by quick transport of freight and goods.The World Bank held Ludhiana as the Indian city having the most favorable business atmosphere in 2009

Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.

You’re probably eligible for an Ludhiana Home Loan if you are

Your Ludhiana Home Loan amount eligibility is based on these factors

Increase your eligible Ludhiana Home Loan amount by these steps

Documentation needed to apply for an Ludhiana Home Loan

• 1. Photo ID and age proof
• 2. Signed application form with photograph
• 3. Processing fee cheque
• 4. Last 6 months bank statement
• 5. Documentation for salaried applicants:
  • Last 3 months salary – slips
  • Form 16 or Income Tax Returns
• 6. Documentation for self-employed applicants:
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Ludhiana Home Loan Interest Rates_{Updated on 30 Sep 2016}