Home Loans in Ludhiana

Home loans in Ludhiana have interest rates ranging from 6.85% to 11.50% p.a. with processing fees of up to 0.50% of the loan amount. Eligible individuals are offered up to 30 years repayment tenure by providers in the city. Maximum loan amount varies from up to Rs.30 lakh to no upper limit.

Home Loan Interest Rate in Ludhiana

Interest Rates	6.85% to 11.50% p.a.
Processing fee	Up to 0.50% of loan amount
Maximum Loan Amount	Amounts exceeding Rs.75 lakh
Maximum Tenure	Up to 30 years

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Best Home Loan Providers in Ludhiana

Home Loan Providers	Branch Location
Axis Bank	SN AG 01 to 03, 3A, 04, 05, 05A to 11,Plot No 105, The Boulevard,Mall Road,Ludhiana-141001
Bank of Baroda	Scf-197 Dana Mandi,Bahadurke Road,Ludhiana-141008
Bank of India	957/3C, Ashapuri Chowk,Barewal Road,Ludhiana-141012
HDFC Bank	LGF, The Mall,PN B/19/65,Mall Road,Ludhiana-141001
Punjab National Bank	Jamalpur Road,Kesar Ganj,Ludhiana-141008
State Bank of India	Fountain Chowk,Civil Lines,Ludhiana

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Eligibility and Documents Required

Purpose	Eligibility	Documents Required
Age	18 years to 75 years	Voter ID, passport, PAN card, driving license
Residency	Resident of India	Driving license, voter ID, PAN card, passport
Employment	Self-employed or salaried	Employee ID
Income		For salaried: Last 3 months salary slips Latest Form 16 and IT returns Last 6 months bank statements For self-employed: Bank statements of up to 12 months prior Income tax returns of the previous 3 years Profit & loss accounts with balance sheet of the previous 3 years

Owning your dream home in Ludhiana can now be one step closer to reality with the help of home loans with affordable interest rates and long repayment tenures. Just contact any of the leading banks in your city listed above or visit the bank's official website for further details to get started on your home loan application process right away.

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