A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Lucknow Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Lucknow Home Loan Reviews

    • SBI Home Loan
      "DISSATISFIED"
      0.5 2.0/5 "Expected more"
      SBI customer service is good but the response is slow. When I applied for the home loan the documents process got delay, they have taken so many days to disburse the loan amount, I done lot of paper works and I followed them frequently.I would like to suggest them to work on the response part and they should give the prior information about the documentation part. Apart from them everything is good, in fact they gave me the interest rate of 10% for 2.80 lakhs
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 23, 2017
    • DHFL Home Loan
      "Not good for banking"
      0.5 3.0/5 "Satisfactory"
      DHFL banking services are not good as well as comfortable to bank with when the market rate of interest is as 8.6 their rate of interest higher that which is hard to accept .Customer services are okay not bad but they gave charged me around 6000 for processing fee which is pathetic compared to other banks they need to reduce processing fee and rate of interest which will help.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 15, 2017
    • Bank Bazaar Home Loan
      "Good site"
      0.5 5.0/5 "Blown Away!"
      Most assuredly, I would say bankbazaar website is the best. The site has got wide range of options, with list of banks . It was very easy to do comparison, analyze and find the deal. Though I have not experienced much, to what I had experienced it was good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 15, 2017
    • HDFC Limited Home Loan
      "My home loan"
      0.5 1.0/5 "Really Bad"
      I hardly interacted with HDFC LTD with respect to my housing loan. Ofcourse, I had received a call from them, but I was in a meeting I had asked them to call me back the next day. However they failed to return the call therefore I had taken loan from some other institutions and there ends the story. HDFC LTD has to work on their services, as there are lot of competitors in the market who are willing to provide the loan. So HDFC LTD has to match with the market standard when it comes to service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 15, 2017
    • ICICI Bank Home Loan
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      My home loan is from ICICI Bank, and the process for the loan is good. The team was quick to collect the documents. There were no hiccups to get the loan through and the disbursement was on time. The interest rate and processing charges was also normal.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 04, 2017
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      After I registered my details at Bankbazaar, I received a proper response and it was a timely process. The customer services are good as they clearly informed me the details and processed my information to the bank. The follow up calls was done from time to time.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 04, 2017
    • HDFC Limited Home Loan
      "Response is good"
      0.5 4.0/5 "Great!"
      I had no hassles with HDFC Ltd for the home loan. They contacted me on time and informed me the necessary details. I did not go ahead with the loan due to personal reasons. Since I have not taken the loan, I do not want to rate them on the interest rate and charges.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 04, 2017
    • Indiabulls Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      My home loan is from India Bulls and the experience has been excellent. The customer support is good and they were very responsive through my process. The documentation was simple and the interest rate and processing charges is also minimal.
      Was this review helpful? 0
      , lucknow
      Reviewed on Aug 31, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been great and the overall experience is nice. The team has done a good job by contacting me and providing the details without any delay. The follow up was also supportive and the website is easy to use and understand.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 06, 2017
    • HDFC Limited Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan from HDFC Ltd and the process for it has been good. The documents was collected on time and it is not much of paperwork. The process is smooth too. The interest rate and processing charges is normal and in all there are no hassles.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 06, 2017
    • review Home Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      Communication part was not good with the AADHAR HOUSING on my home loan like that did not stick to their commitments When I was inquiring with them about the loan process, they quoted some high rate of interest was 14% later after sighing all the documents I receive letter in that it is mention that it is 16% even they don't provide the statement, all the time I have go and ask them and they say we have already mailed you.
      Was this review helpful? 3
      , lucknow
      Reviewed on Jun 11, 2017
    • Bank Bazaar Home Loan
      "Good in Response"
      0.5 4.0/5 "Great!"
      I am very happy with bankbazaar as I had received very good response and a proper followups from them. They were very prompt in providing the details for the loan and their website is a kind of easy to approach and it is very informative as well.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 10, 2017
    • HDFC Limited Home Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      When I submitted my housing loan application with HDFC Ltd, I had received calls many times and got good response from them. They are ready to provide the loan but I just want to compare the interest rate and other details with other banks so I just inquiring with other banks as well for the housing loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 10, 2017
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Exactly before 6 months , I came to know about bankbazaar. Advertisement was the key source to know about bankbazaar. Through net portal I had applied for this housing loan. The web portal is very easy to use and customer friendly . To sum up, Bankbazaar renders an excellent service.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Oriental Bank of Commerce Home Loan
      "Extremely well"
      0.5 5.0/5 "Blown Away!"
      I got an excellent response from OBC with respect to my housing loan. They had given a call back to me on time also they disbursed my housing loan within a day's time also the response provided by them is too quick. On the whole, they need to inform the customer in prior about insurance. Also I am very much happy with the loan amount too.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 22, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been very supportive as well. The response was very prompt for all my clarifications and I had no issues with them. The portal is clear with details and the comparison options has been a great help too after appling with in 24 hour I received call from them.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 16, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      The process and services were good with PNB Housing finance. I had taken my home loan from them. The documentation process was very simple but I had some issues with EMI option they said the amount will be around 27k but they have charged 31k I am yet to get a confirmation from them on my EMI amount.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 16, 2017
    • DHFL Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      I got the home loan with the DHFL with the interest rate as 9.8% and the loan amount got disbursed to my account within thirteen to fourteen days of time. Response is good one with them but am not satisfied with the customer service like they have not resolved my queries real time. Post disbursement response is not really good with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 15, 2017
    • Bank Bazaar Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I am very happy with the response I got from Bankbazaar.com, they contacted me on time and informed me the details and they followed up through the whole process. The website was also excellent with all the details and it is user friendly as well.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 01, 2017
    • HDFC Limited Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I could not proceed with HDFC Ltd for the home loan because, I could not get the approval from the development authorities. I am in to the process for the approval and I would reapply once again once after I get it. At the same time the staff at HDFC Ltd was not proper in their response they were not confident in what they were conveying and they were not professional as well.
      Was this review helpful? 1
      , lucknow
      Reviewed on Apr 01, 2017
    Common Loader Icon
    Lucknow Home Loan is Rated as "Great!" by 274 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Lucknow Home Loan

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 24 Sep 2017

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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