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    We found 36 Lucknow Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Lucknow Home Loan is Rated as "Great!" by 313 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Lucknow Home Loan

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 26 May 2018

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Lucknow Home Loan Reviews

    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 4-5 years, the services provided by paytm is good when compared to all other sources in the market. Customer service was fine with bankbazaar and their response was on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 20, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The application process of HDFC LTD for home loan was delayed initially and later on the response from the customer service was very good. The loan amount was based on my requirement and the rate of interest of 8.35% was nominal when compared to other banks.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience was good with bankbazaar so far, they provide very good services when compared to all other sources in the market. I know bankbazaar from last 2-3 years. Customer service was good and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 15, 2018
    • ICICI Bank Home Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My home loan application was closed with ICICI bank, the reason behind closing the application is, the rate of interest is very high when compared to other banks and i have postponed the plan to get the home loan. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 15, 2018
    • Bank Bazaar Home Loan
      "good communication"
      0.5 5.0/5 "Blown Away!"
      I love to apply through bankbazaar.using bankbazaar u can see the comparison between different bank whenever u have any confusion u can freely talk to representative of bank bazaar they feel good to help to every one on any topic about loan .
      Was this review helpful? 0
      , lucknow
      Reviewed on May 08, 2018
    • LIC Housing Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with LIC which was taken 2 months back. The loan amount was 32 lakhs and the interest rate was 8.35% which is average .The customer service and responses was amazing ., The process was very good and the documentation was smooth .My overall experience was satisfactory .
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 17, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got better support from the bank bazaar team , they have supported me to get a home loan from a very good partner bank. I know bank bazaar for the past 1 year. The customer support service is very good with the bank bazaar team. The mobile application of bank bazaar is easy to use.
      Was this review helpful? 0
      , lucknow
      Reviewed on Feb 14, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank service and the support was very good in regards to my home loan application. I have got the home loan within 15 days of time. The customer support service is good with the ICICI bank. The rate of interest and the charges are average with the ICICI bank.
      Was this review helpful? 0
      , lucknow
      Reviewed on Feb 14, 2018
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience i would say with bank bazaar as i applied for a home loan through bank bazaar . The customer service was good from the bank bazaar side . I received call in 4 to 5 days of time and on call and everything was explained on the call. The Website of Bank bazaar is easy to use and it is very much user friendly. It was very easy for me to use the website and it is very much customer friendly too
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 29, 2017
    • Oriental Bank of Commerce Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      Actually i was not able to contact them i was a bit busy with my work so i did not received any calls . They called me i told them i will be available after few days for some work i was involved in so it got canceled . The customer service was good from the bank side .
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 29, 2017
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with State bank of India home loan service,they offered me a rate of interest of 8.4 which was fine compared to others in the market. The documents where collected from my door step which was a easy process it was a good service from State bank of India home loan service.
      Was this review helpful? 9
      , lucknow
      Reviewed on Dec 28, 2017
    • Bank Bazaar Home Loan
      "It was a good experience from the bank bazaar side "
      0.5 5.0/5 "Blown Away!"
      It was a good experience from the bank bazaar side the very easy steps with respect to loan. So the information available on bank bazaar.com is very much helpful.It is very easy to get the home loan through bank bazar. HDFC bank officials are very responsible and they respond very well to the customer.
      Was this review helpful? 1
      , lucknow
      Reviewed on Dec 25, 2017
    • Bank Bazaar Home Loan
      "User friendly "
      0.5 3.0/5 "Satisfactory"
      Bankbazaar provides all the financial service. They gave me instant response and follow ups. Everyday the executive contacted me regarding the application . Bankbazaar team is very customer friendly. The website seems very user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 22, 2017
    • HDFC Limited Home Loan
      "No response"
      0.5 1.0/5 "Really Bad"
      I have applied for a home loan with HDFC limited and once i got a call from the executive of HDFC. Later there was no response from their end. Even if they have cancelled my application also they could have shared the reason. I am not satisfied with the response.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides good services on financial products when compared to all other banking websites. This was my first time experience with bankbazaar. The customer service was good and their response was prompt. Bankbazaar website is easy to navigate and it is user friendly, there are lot of options to compare and choose the right product.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 11, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from HDFC LTD, my loan application was closed because i already had an existing on going loan with other source. When it comes to customer service, it was good and their response was also good. The rate of interest is less when compared to others in the market.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 11, 2017
    • HDFC Limited Home Loan
      "Unhappy and disappointed "
      0.5 1.0/5 "Really Bad"
      I had applied for a home loan with HDFC Limited and i would say that it has been a very disappointing experience and i am very unhappy with the lack of response from them. There was absolutely no contact made with any information on the application or with the reason the application was closed.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 09, 2017
    • Bank Bazaar Home Loan
      "Created contact"
      0.5 2.0/5 "Expected more"
      The experience with Bankbazaar was alright. They did create a contact with Bank, and provided me with the offer. What I would say is, they could have been little more flexible in giving the tenure as in my case tenure was too less. Bankbazaar should have looked into it and provided me a better deal.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 02, 2017
    • HDFC Limited Home Loan
      "Slow process"
      0.5 4.0/5 "Great!"
      Home Loan need came calling and I checked out HDFC Ltd. The overall experience with them was good, the responded properly and gave me the complete information required. The reason I had to choose other Bank was I need the loan on a fast pace, which was not possible here.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 02, 2017
    • Bank Bazaar Home Loan
      "Home loan"
      0.5 4.0/5 "Great!"
      Satisfied The application process is very fast. it is very user friendly and fast, the options are specific and to the point. Bank statements were also uploaded automatically which is very good . I recieved a call within minutes of uploading the details .
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 22, 2017
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