A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Lucknow Home Loan

    We found 49 Lucknow Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.65% - 8.70% Floating
    0
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.70% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.5% - 8.55% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.70% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.70% - 9.25% Floating
    0
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Frills
    Think about
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.5% - 8.55% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Frills
    Think about
    Fees & Charges
    Value Adds
    Eligibility Criteria
    8.65% - 8.89% Floating
    0 One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Think about
    Fees & Charges
    Value Adds
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Frills
    Fees & Charges
    Value Adds
    Eligibility Criteria
    9.10% - 9.89% Floating
    0.5% One time fee
    30L - 5Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5000 Amazon voucher free
    What you'll love
    Documents
    Frills
    Think about
    Fees & Charges
    Value Adds
    Eligibility Criteria
    Close

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    Lucknow Home Loan Reviews

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    Lucknow Home Loan is Rated as "Great!" by 251 Users

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    Home Loan BYTES FROM OUR KITCHEN

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 23 Mar 2017

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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