A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Lucknow Home Loan

    We found 39 Lucknow Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25% (Max. ₹25,000) + GST
    30L - 5Crs
    5-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    0% - 0.50% + Applicable Taxes One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65%- 10.25% Floating
    0.50% to 2.00% One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% Floating
    max. 1% on loan One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.55% - 9.25% Floating
    0.5% + GST
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.40% - 11.75%
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.45% - 8.95% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    upto 1% on loan amount One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.55% Floating
    Up to 0.50% (max. ₹15,000) + GST One-time fee
    25L Min
    1-30 years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 03 Jun 2020

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Lucknow Home Loan Reviews

    • LIC Housing Home Loan
      "Need to decrease the interest rate"
      0.5 4.0/5 "Great!"
      From LIC, they offered a home loan and the loan amount was Rs. 27,00,000. The rate of interest was high 9.15% with the duration period of 20 years and i am paying EMI of Rs.24,000 and they given this loan very faster . LIC have a good customer service.
      Was this review helpful? 3
      , lucknow
      Reviewed on Mar 09, 2020
    • HDFC Limited
      HDFC Limited Home Loan
      "Wonderful Experience"
      0.5 5.0/5 "Blown Away!"
      My home loan process was hassle free, I took Rs. 30 lakhs for the duration of 30 years. I submitted general documents like KYC, property documents, form 16 within a weeks time the amount credited in my account. At the time Hdfc branch manager was my friend they took care of everything.
      Was this review helpful? 2
      , lucknow
      Reviewed on Sep 12, 2019
    • DHFL Home Loan
      "Should be transparent"
      0.5 2.0/5 "Expected more"
      I am disappointed with DHFL, they are taking certain hidden charges. Hence I am not satisfactory, I took the loan amount around Rs. 16 lakhs for the duration of 20 years, the interest rate was higher side its not upto the mark. I am very fine with them.
      Was this review helpful? 3
      , lucknow
      Reviewed on Aug 01, 2019
    • ICICI Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I applied for an ICICI home loan. Loan amount was sufficient and rate of interest was also nominal. I am not aware of the processing fee. Verification process was hassle free. The loan is closed because they do not provide loan in my area. My overall experience with ICICI Bank is good.
      Was this review helpful? 2
      , lucknow
      Reviewed on Jul 03, 2019
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied my home loan with HDFC LTD through online channel. I think, the interest rate is nominal but have not processing the loan since am searching for a property. The rate of interest was 8.65%. I have not submitted the documents. In future I will proceed for a loan.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jul 01, 2019
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had applied for ICICI Bank home loan. I got the application closed since I have arranged the money from a different source. ICICI bank customer service and verification process was good. The loan amount was sufficient and rate of interest is also ok.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • ICICI Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been applied for my housing loan with ICICI bank through on line portal, but unfortunately it got closed i guess, the reason behind that is that my current location is behrari district but i saw property in lucknow i said to the customer care they said will let you know and did not turn back again, the reason for choosing this bank was that i heard that their service is good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • LIC Housing Home Loan
      "Percentage should be reduced"
      0.5 3.0/5 "Satisfactory"
      I have housing loan from LIC, as per my experience the interest rate is huge as compared to others. In 2014 I took the loan amount around Rs 30 lakhs, the agent came to my place and completed the documentation process, it would be if they reduce the interest.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 20, 2019
    • HDFC Limited Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The response was very good with HDFC Limited. I have no issues with the rate of interest compared to others, it was fine. I have applied my home loan, it was canceled since I went out of station and later have processed again. The documentation process is easy.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 07, 2019
    • HDFC Limited Home Loan
      "Process needs to be faster"
      0.5 3.0/5 "Satisfactory"
      The interest is nominal as per the market, HDFC Limited has taken longer time for the disbursement. The loan amount is lower than my expectation. They have charged me a processing fee which is okay. The loan duration is 15 years. The documents are collected by the executive and also submitted online.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 04, 2019
    • HDFC Limited Home Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had selected HDFC LIMITED for my Home loan since the process in getting the loan from them is good and it is fast. There was no issues faced during the documentation and they had supported well as well. The interest rate with them was around 9.35% and there was some processing fee and charges as well which was quite nominal.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 03, 2019
    • HDFC Limited Home Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting my Home loan from HDFC Bank was really good where the documentation was done on time and it did not took much time for the disbursement. The loan amount disbursed was as expected and the interest rate with them had been nominal. There was no additional charges made as well.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 30, 2019
    • HDFC Limited Home Loan
      "GOOD LOAN"
      0.5 5.0/5 "Blown Away!"
      It is the best loan so i have taken the housing loan with the HDFC LIMITED. The documentation process was simple and it took 15 days to get the loan. The loan amount was satisfactory which was 24L also the rate of interest was nominal with this loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 02, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      The documentation process was simple and i got the loan within 3 months with the HDFC LIMITED housing loan that i have taken. The loan amount was good and the rate of interest i am not sure about that. The duration is for 10years to repay the loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 02, 2019
    • HDFC Limited Home Loan
      "GOOD LOAN"
      0.5 4.0/5 "Great!"
      I have taken the housing loan with the HDFC LIMITED is i am an existing customer so taken. The documentation process was simple and it took approx 1 month to get the loan. The loan amount was good and the rate of interest was 8.90% higher little.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 02, 2019
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have recently applied for housing loan with HDFC LIMITED.The loan amount was not sufficient,like in installment they are giving me loan, the rate of interest they have charged me was nominal, but they should give proper information,as there was no proper information given to me regarding the loan amount like in installment they will give loan etc, the loan amount on time, even the processing fee they have charges me was nominal.
      Was this review helpful? 3
      , lucknow
      Reviewed on Mar 03, 2019
    • HDFC Limited Home Loan
      "Good Loan Services"
      0.5 5.0/5 "Blown Away!"
      They have provided me a least interest rates whatever available in the market. There was a main reason for choosing the HDFC is the lowest interest rates. The Loan got disbursed on November. There was a processing fee was nominal compared to others. HDFC home loan services was good. The process time was very high which is inconvenient to the customer.
      Was this review helpful? 3
      , lucknow
      Reviewed on Jan 28, 2019
    • HDFC Limited Home Loan
      "Better Loan"
      0.5 5.0/5 "Blown Away!"
      According to my eligibility, HDFC has provided me a home loan. They have given me interest rate of 8.75% and i'm happy about it. They have charged me a processing fee of Rs. 10000. I have purchased the loan amount of Rs. 16 lakhs and they have taken 1 month to sanctioned the loan. I have chosen the tenure period for 11 years.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jan 28, 2019
    • HDFC Limited Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      It was a good experience when it comes to home loan from HDFC LTD, the rate of interest was high when compared to other banks but i am fine with that . Loan amount was for Rs 3.8 lakhs initially they said they will give 90% of property value but later i got only 80% of property value so i got disappointed . Customer service was good and the documents were collected on time,.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jan 28, 2019
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      First housing loan I took with HDFC Ltd on 2012 at the time, the interest rate was good it was fixed one. Totally I took the loan for the tenure of 20 years. Later on I done the preclosure, they didn't charge anything for that. My total experience with HDFC Ltd is good.
      Was this review helpful? 2
      , lucknow
      Reviewed on Nov 01, 2018
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.