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  • Lucknow Home Loan

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  • We found 38 Lucknow Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.70% - 9.30% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 8.95% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80% - 8.95% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 17 Jul 2019

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Lucknow Home Loan Reviews

    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using Bankbazaar's website for over a year. It is one of the best online portals to compare financial products. I came to know about Bankbazaar from the internet. I always check my credit score on Bankbazaar website. Mobile application is simple and user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 03, 2019
    • ICICI Bank
      ICICI Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I applied for an ICICI home loan. Loan amount was sufficient and rate of interest was also nominal. I am not aware of the processing fee. Verification process was hassle free. The loan is closed because they do not provide loan in my area. My overall experience with ICICI Bank is good.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jul 03, 2019
    • Bank Bazaar Home Loan
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      I like the prompt response of Bankbazaar.com and also they are fulfilling the customer requirements. I have visited the mobile app for a first time to apply for home loan, the process was easy. It gives me an option for checking credit score.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied my home loan with HDFC LTD through online channel. I think, the interest rate is nominal but have not processing the loan since am searching for a property. The rate of interest was 8.65%. I have not submitted the documents. In future I will proceed for a loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have come to know about Bankbazaar from a website. I visit this website to check financial products and credit score. Their customer service is good. I have been using their service more than 2 years. Website and mobile application is quite user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had applied for ICICI Bank home loan. I got the application closed since I have arranged the money from a different source. ICICI bank customer service and verification process was good. The loan amount was sufficient and rate of interest is also ok.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, I came to know about bank bazaar service through on line, and the best part in this service is that they are co-ordinating with me very well ,i have applied for credit card they have time to time updated and co-ordinated with me well and i have been using mobile application it is easy to access.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time,i came to know about bank bazaar service through on line, like i was seeing for good bank for apply a credit card for page was on top and i have been using bank bazaar website it was easy to access.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • ICICI Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been applied for my housing loan with ICICI bank through on line portal, but unfortunately it got closed i guess, the reason behind that is that my current location is behrari district but i saw property in lucknow i said to the customer care they said will let you know and did not turn back again, the reason for choosing this bank was that i heard that their service is good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 01, 2019
    • Bank Bazaar Home Loan
      "Home loan"
      0.5 4.5/5 "Excellent!"
      I m satisfied by using bank bazaar.com it's very good site if we want any loan. So I suggest use this aap so that we can choose best option..............,,.........................................................................
      Was this review helpful? 0
      , lucknow
      Reviewed on May 25, 2019
    • LIC Housing Home Loan
      "Percentage should be reduced"
      0.5 3.0/5 "Satisfactory"
      I have housing loan from LIC, as per my experience the interest rate is huge as compared to others. In 2014 I took the loan amount around Rs 30 lakhs, the agent came to my place and completed the documentation process, it would be if they reduce the interest.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 20, 2019
    • Bank Bazaar Home Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      I got a immediate response from Bankbazaar.com. I am using the site for last one year. I am more convenient with the mobile app which was easy to operate. The process was good and overall am satisfactory. It gives better idea about interest rate on online comparison.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 07, 2019
    • HDFC Limited Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The response was very good with HDFC Limited. I have no issues with the rate of interest compared to others, it was fine. I have applied my home loan, it was canceled since I went out of station and later have processed again. The documentation process is easy.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 07, 2019
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I am getting more calls from Bank Bazaar regarding the process and it was a good experience. Its been a first time experience which was known through online. I have used the website, its very easy operate and without any difficulty. Also it helps me to find out the credit score.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 04, 2019
    • HDFC Limited Home Loan
      "Process needs to be faster"
      0.5 3.0/5 "Satisfactory"
      The interest is nominal as per the market, HDFC Limited has taken longer time for the disbursement. The loan amount is lower than my expectation. They have charged me a processing fee which is okay. The loan duration is 15 years. The documents are collected by the executive and also submitted online.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 04, 2019
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of BANK BAZAAR for the last two to three years and the services which they had been providing so far has been pretty good. I had used their services recently for getting my Home loan through them and it was a good experience. I had used their website as well as their mobile application, both has been convenient in using. Their customer support team is also pretty good & responsive.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 03, 2019
    • HDFC Limited Home Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had selected HDFC LIMITED for my Home loan since the process in getting the loan from them is good and it is fast. There was no issues faced during the documentation and they had supported well as well. The interest rate with them was around 9.35% and there was some processing fee and charges as well which was quite nominal.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 03, 2019
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about the services of BANK BAZAAR through some of my colleagues and i am using the services of them for the very first time to get my Home loan through them. I had been using their mobile application which is quite convenient in using. Even their customer support team had been very much responsive as well.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 30, 2019
    • HDFC Limited Home Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting my Home loan from HDFC Bank was really good where the documentation was done on time and it did not took much time for the disbursement. The loan amount disbursed was as expected and the interest rate with them had been nominal. There was no additional charges made as well.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 30, 2019
    • Bank Bazaar Home Loan
      "CONVENIENT PORTAL TO USE"
      0.5 5.0/5 "Blown Away!"
      It is the first time experience with the Bankbazaar.com and i had a good experience with this channel and i have been using it through the website as the portal is convenient and user friendly portal to access. The customer service is good with this channel.
      Was this review helpful? 1
      , lucknow
      Reviewed on Apr 02, 2019
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