A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Lucknow Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    8.6 - 9.00% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Lucknow Home Loan is Rated as "Great!" by 327 Users

    Fees & Charges

    Promised Interest Rate

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    Home Loan BYTES FROM OUR KITCHEN

    Lucknow Home Loan

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 17 Nov 2018

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Lucknow Home Loan Reviews

    • HDFC Limited Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      First housing loan I took with HDFC Ltd on 2012 at the time, the interest rate was good it was fixed one. Totally I took the loan for the tenure of 20 years. Later on I done the preclosure, they didn't charge anything for that. My total experience with HDFC Ltd is good.
      Was this review helpful? 2
      , lucknow
      Reviewed on Nov 01, 2018
    • Bank Bazaar Home Loan
      "One stop solution for finacial needs"
      0.5 5.0/5 "Blown Away!"
      They gave me all the follow up, even Bank Bazaar helped me to do form filling and forwarded the application on time to the bank. I am using this portal around six months, I am really satisfactory, hence I would like to prefer this site again for future needs.
      Was this review helpful? 1
      , lucknow
      Reviewed on Nov 01, 2018
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      Second time I took home loan from HDFC Ltd because the interest rate is quite average. When compared with other banks and also there is no processing fee. HDFC Ltd have disbursed the home loan within the time period. I am completely fine with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 01, 2018
    • ICICI Bank Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with ICICI bank and my experience was good, the loan amount was for Rs 44 lacs with nominal interest rate when compared to other banks. Customer service was good and they followed up on time. The tenure period for this loan is for 21 years.
      Was this review helpful? 2
      , lucknow
      Reviewed on Oct 24, 2018
    • HDFC Limited Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan from HDFC Ltd , it look more than a month time for approval and that is Understandable as most of the Banks takes time in this Process. Interest Rates are Floating one. Till now paying my EMI's on time and don't have any issue with it.
      Was this review helpful? 4
      , lucknow
      Reviewed on Oct 11, 2018
    • DHFL Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from the DHFL for 17 Lacs, the interest rate was 8.5 and in par with the market rate. I got the loan with in 20 days after thorough documentation and processing. It was a hassle free application process.
      Was this review helpful? 11
      , lucknow
      Reviewed on Sep 11, 2018
    • Punjab National Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this Home Loan has been good and the loan amount which they had provided had been good as well. The interest rate with them also had been good as well. There has not been any hassle faced with any of their services during the whole process.
      Was this review helpful? 5
      , lucknow
      Reviewed on Sep 03, 2018
    • LIC Housing Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience is very good with LIC and even they have provided sufficient loan amount to me . Rate of interest is 9% which is up to the mark and tenure period is 25 years . Customer service is good and documents were collected on time . I use to pay EMI on time. Processing fee is 2% on the loan amount.
      Was this review helpful? 4
      , lucknow
      Reviewed on Aug 21, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 4 years, the services provided by bankbazaar is good when compared to others in the market. Customer service was good with bankbazaar and their response was on time. Mobile application of bankbazaar is easy to access and is user friendly.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jul 10, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was closed with ICICI bank, the reason behind closing the application is that, i have postponed the plan to get the home loan. Customer service was good and they followed up on time. The rate of interest is nominal when compared to other banks.
      Was this review helpful? 4
      , lucknow
      Reviewed on Jul 10, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      My home loan was taken with PNB 1 year back. The loan amount was 27 lakhs and the interest rate was 8.5% which is bit high . The process was good till disbursing the loan. The customer service and responses was not good after the the disbursement. The processing fee was bit high.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 07, 2018
    • HDFC Limited Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached HDFC ltd for my home loan . The process was very slow and there is no proper response so i did not proceed with the process.The loan amount was 22 lakhs and the interest rate was bit high.The customer service and responses was good.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jul 07, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      This was my first time experience with bankbazaar and it was good, the services provided by bankbazaar is good when compared to all other sources in the market. Customer service was good and their response was prompt. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 28, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have my home loan application closed with ICICI bank, the reason why the application was closed is because the loan amount was not sufficient. Customer service was good and they followed up on time. The rate of interest was nominal when compared to all other banks.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 28, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 4-5 years, the services provided by paytm is good when compared to all other sources in the market. Customer service was fine with bankbazaar and their response was on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 20, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The application process of HDFC LTD for home loan was delayed initially and later on the response from the customer service was very good. The loan amount was based on my requirement and the rate of interest of 8.35% was nominal when compared to other banks.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience was good with bankbazaar so far, they provide very good services when compared to all other sources in the market. I know bankbazaar from last 2-3 years. Customer service was good and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 15, 2018
    • ICICI Bank Home Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My home loan application was closed with ICICI bank, the reason behind closing the application is, the rate of interest is very high when compared to other banks and i have postponed the plan to get the home loan. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 15, 2018
    • Bank Bazaar Home Loan
      "good communication"
      0.5 5.0/5 "Blown Away!"
      I love to apply through bankbazaar.using bankbazaar u can see the comparison between different bank whenever u have any confusion u can freely talk to representative of bank bazaar they feel good to help to every one on any topic about loan .
      Was this review helpful? 0
      , lucknow
      Reviewed on May 08, 2018
    • LIC Housing Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with LIC which was taken 2 months back. The loan amount was 32 lakhs and the interest rate was 8.35% which is average .The customer service and responses was amazing ., The process was very good and the documentation was smooth .My overall experience was satisfactory .
      Was this review helpful? 2
      , lucknow
      Reviewed on Apr 17, 2018
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