A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Lucknow Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Lucknow Home Loan Reviews

    • review Home Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      Communication part was not good with the AADHAR HOUSING on my home loan like that did not stick to their commitments When I was inquiring with them about the loan process, they quoted some high rate of interest was 14% later after sighing all the documents I receive letter in that it is mention that it is 16% even they don't provide the statement, all the time I have go and ask them and they say we have already mailed you.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jun 11, 2017
    • Bank Bazaar Customer Support
      "Good in Response"
      0.5 4.0/5 "Great!"
      I am very happy with bankbazaar as I had received very good response and a proper followups from them. They were very prompt in providing the details for the loan and their website is a kind of easy to approach and it is very informative as well.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 10, 2017
    • HDFC Limited Home Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      When I submitted my housing loan application with HDFC Ltd, I had received calls many times and got good response from them. They are ready to provide the loan but I just want to compare the interest rate and other details with other banks so I just inquiring with other banks as well for the housing loan.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 10, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Exactly before 6 months , I came to know about bankbazaar. Advertisement was the key source to know about bankbazaar. Through net portal I had applied for this housing loan. The web portal is very easy to use and customer friendly . To sum up, Bankbazaar renders an excellent service.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Oriental Bank of Commerce Home Loan
      "Extremely well"
      0.5 5.0/5 "Blown Away!"
      I got an excellent response from OBC with respect to my housing loan. They had given a call back to me on time also they disbursed my housing loan within a day's time also the response provided by them is too quick. On the whole, they need to inform the customer in prior about insurance. Also I am very much happy with the loan amount too.
      Was this review helpful? 1
      , lucknow
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been very supportive as well. The response was very prompt for all my clarifications and I had no issues with them. The portal is clear with details and the comparison options has been a great help too after appling with in 24 hour I received call from them.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 16, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      The process and services were good with PNB Housing finance. I had taken my home loan from them. The documentation process was very simple but I had some issues with EMI option they said the amount will be around 27k but they have charged 31k I am yet to get a confirmation from them on my EMI amount.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 16, 2017
    • DHFL Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      I got the home loan with the DHFL with the interest rate as 9.8% and the loan amount got disbursed to my account within thirteen to fourteen days of time. Response is good one with them but am not satisfied with the customer service like they have not resolved my queries real time. Post disbursement response is not really good with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 15, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I am very happy with the response I got from Bankbazaar.com, they contacted me on time and informed me the details and they followed up through the whole process. The website was also excellent with all the details and it is user friendly as well.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 01, 2017
    • HDFC Limited Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I could not proceed with HDFC Ltd for the home loan because, I could not get the approval from the development authorities. I am in to the process for the approval and I would reapply once again once after I get it. At the same time the staff at HDFC Ltd was not proper in their response they were not confident in what they were conveying and they were not professional as well.
      Was this review helpful? 1
      , lucknow
      Reviewed on Apr 01, 2017
    • Bank Bazaar Customer Support
      "Always on time"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is always on time and very proper in giving information to the customers. They are good enough in providing financial assistance and support. Their customer service is excellent and they always address the customers in a proper way.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 30, 2017
    • HDFC Limited Home Loan
      "Processing fee is high"
      0.5 4.0/5 "Great!"
      I am quite happy with HDFC Ltd for my home loan process. Their process was good. But when it comes to processing fees, I am greatly disappointed, because the processing fees was seven thousand plus rupees. Interest rate was good which is 8.5%. Also, their customer service was excellent.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 30, 2017
    • Bank Bazaar Customer Support
      "Very Supportive"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is good in followups and response. I had got enough support from bankbazaar on my loan application. They had properly addressed me on my loan requirement and helped me to select the bank according to my requirement and expectation.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 30, 2017
    • LIC Housing Home Loan
      "Very convenient"
      0.5 4.0/5 "Great!"
      LIC provides a very low interest rate for housing loan. I availed home loan for fifteen lakhs. The interest rate was 8.5% and the processing fees was very low. Also I got a proper response from the LIC executives and they were very informative. I just sent the documents to them, they had done rest of the work on behalf of me.
      Was this review helpful? 2
      , lucknow
      Reviewed on Mar 20, 2017
    • Bank Bazaar Customer Support
      "Easy to Approach"
      0.5 4.0/5 "Great!"
      When I was searching for home loan assistance in the website, I came to know about Bank Bazaar. In the site I have seen many things like interest rate, eligibility, offers etc. It is easy to check all information in the Bank Bazaar it is pretty cool for the financial search.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 04, 2017
    • HDFC Limited Home Loan
      "Its Fine"
      0.5 3.0/5 "Satisfactory"
      When I gave home loan request to HDFC Ltd, they were not responded on time. I waited for a long time but there was no proper reply from the bank end, so I did not process with them for the home loan. HDFC Ltd interest rate is nominal like other competitor in the market.
      Was this review helpful? 1
      , lucknow
      Reviewed on Mar 04, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The services from Bankbazaar was very much satisfactory. It was quick, simple and easy to register and browse through so many banks at one go. The process is simple and their services and response was swift. The follow up calls wherein the application is tracked is good too.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 04, 2017
    • HDFC Limited Home Loan
      "Good response. But high on ROI"
      0.5 5.0/5 "Blown Away!"
      The executive assigned to me for the home loan with HDFC Ltd was very positive in responding to me and infact I was in need for this loan, unfortunately I could not proceed ahead due to personal problems. I am happy with the immediate reply I got. They were pretty high on the rate of interest and processing charges. I being a government staff, should be getting a lesser rate.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 04, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar is a very good site for the people who are looking for financial assistance. Website was easy to navigate. After I submit my application, I had received an immediate call and response from them. So the service is really good and useful.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 03, 2017
    • HDFC Limited Home Loan
      "Consider Gram panchayat area"
      0.5 3.0/5 "Satisfactory"
      I approached HDFC Ltd for my home loan. I had received a call from HDFC Ltd and they informed me stating that they cannot provide home loan for gram panchayat area. It would be better if they consider gram panchayat area. On the other hand, the customer service is good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 03, 2017
    Common Loader Icon

    Lucknow Home Loan is Rated as "Great!" by 264 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 22 Jun 2017

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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