A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Lucknow Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Lucknow Home Loan is Rated as "Great!" by 301 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Lucknow Home Loan

    Lucknow the capital city of Uttar Pradesh is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Lucknow Home Loan if you are

    01
    02
    03
    04
    Lucknow Home Loan Minimum Age

    At least 21 years old

     Lucknow Home Loan Maximum Age

    Less than 65 years old

    Lucknow Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Lucknow Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Lucknow Home Loan amount eligibility is based on these factors

    01
    02
    03
    Lucknow Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Lucknow Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Lucknow Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Lucknow Home Loan amount by these steps

    01
    02
    03
    Lucknow Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Lucknow Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Lucknow Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Lucknow Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Lucknow Home Loan Interest RatesUpdated on 23 Nov 2017

    Lucknow Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Lucknow Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides good services on financial products when compared to all other banking websites. This was my first time experience with bankbazaar. The customer service was good and their response was prompt. Bankbazaar website is easy to navigate and it is user friendly, there are lot of options to compare and choose the right product.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 11, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from HDFC LTD, my loan application was closed because i already had an existing on going loan with other source. When it comes to customer service, it was good and their response was also good. The rate of interest is less when compared to others in the market.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 11, 2017
    • HDFC Limited Home Loan
      "Unhappy and disappointed "
      0.5 1.0/5 "Really Bad"
      I had applied for a home loan with HDFC Limited and i would say that it has been a very disappointing experience and i am very unhappy with the lack of response from them. There was absolutely no contact made with any information on the application or with the reason the application was closed.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 09, 2017
    • Bank Bazaar Home Loan
      "Created contact"
      0.5 2.0/5 "Expected more"
      The experience with Bankbazaar was alright. They did create a contact with Bank, and provided me with the offer. What I would say is, they could have been little more flexible in giving the tenure as in my case tenure was too less. Bankbazaar should have looked into it and provided me a better deal.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 02, 2017
    • HDFC Limited Home Loan
      "Slow process"
      0.5 4.0/5 "Great!"
      Home Loan need came calling and I checked out HDFC Ltd. The overall experience with them was good, the responded properly and gave me the complete information required. The reason I had to choose other Bank was I need the loan on a fast pace, which was not possible here.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 02, 2017
    • Bank Bazaar Home Loan
      "Home loan"
      0.5 4.0/5 "Great!"
      Satisfied The application process is very fast. it is very user friendly and fast, the options are specific and to the point. Bank statements were also uploaded automatically which is very good . I recieved a call within minutes of uploading the details .
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 22, 2017
    • ICICI Bank Home Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the ICICI bank and the interest rate is around 8%, which is maximum one. Customer service is good one with the ICICI bank for the home loan. Response is good one with the ICICI bank and I have not faced any difficulties with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am pretty happy with Bank Bazaar.com service, They followed up my home loan status in regular basis and it was super fast process..After applying through bank bazaar i got a call with in half and hour.I liked the response time of Bank Bazaar is pretty fast.Customer service of bank bazaar is really great and they explained me each and everything.Wonderful experience.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 15, 2017
    • HDFC Limited Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan with the HDFC ltd and it took minimal time to complete the documentation process and it got disbursed, Documentation was really fast. They were very much good in their services. They kept contacting me continuously. The rate of interest and other charges was also normal for me.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 15, 2017
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      It was a nice experience with Bankbazaar as they have contacted me and informed me the details. I was contacted from time to time and they checked about my status. I would be using their services once more again. The website is also comfortable to use.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 12, 2017
    • HDFC Limited Home Loan
      "Lengthy process"
      0.5 3.5/5 "Pretty good"
      I had a bad experience out there at HDFC Ltd as they took five to six months to process my home loan. It was a extremely long process. They are a good financial institution but they kept telling me that the process is in the pipeline. The interest rate and charges are normal.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 12, 2017
    • ICICI Bank Home Loan
      "Need little more consideration"
      0.5 1.0/5 "Really Bad"
      I have been literally disappointed with the failure of ICICI to extends its limitation to the current customers. I was rejected for the Home loan, as the project was not approved. I like this banks other products but the loan part of it needs to be little more open.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "excellent"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with Bank bazaar. Its a very good platform for all the financial products and the website's options was really good. Its very easy to navigate and accessible. The customer service ad responses was good . My overall experience was excellent.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have applied for my home loan with HDFC LTD. The rate of interest was 8.35% which was average and good. The customer service and responses was good but I have cancelled the application since I have taken with AXIS bank.My overall experience was good
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar from the year 2012, i found the services provided are good when compared to other banking websites. I often visit this website to compare the rate of interests on different products, through this website i came to know more about the market and i would say it is a one stop solution.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have also enquired about the home loan from HDFC LTD, i dropped the plan to take a home loan because there was a communication gap between the customer and the bank. There was no proper reponse from the customer service end but when it comes to rate of interest and charge, it was nominal.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the home loan from ICICI bank, my loan application got closed because there was no proper response from the customer service end. One of the executive called and said that they willl confirm and sanction the loan amount once the documentation is done, but there was no call back from them. When it comes to rate of interest, it is nominal when compared to other banks.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I am using bankbazaar website from last 4 to 5 years, I found the services are good when compared to other banking websites. The website is easy to access and it is user friendly. This website has helped me to choose the right product and i did not face any downtime error while visiting the website.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have applied for a home loan from HDFC LTD, i did not take the home loan because there was no proper followup made. One of the executive told that the contact person will be contacting you but they did not turn up. The rate of interest was a bit high when compared to other sources.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      My bank bazaar experience was really good because their customer service was really good on time, but the response was a bit late, so It would be better if they respond on time. The website was very informative and good. My overall experience was good and I would like to rate 4 out of 4 overall.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 09, 2017
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