LIC Housing Loan Statement

• Loan Updates: The statement contains a complete record of your EMI payments, the total amount that you have paid, and any adjustments to the EMI amount. It helps you keep an eye on how much you have repaid, the amount left outstanding. This keeps your loan account transparent. 
• Tax Benefits: The statement allows you to claim home loan tax deductions on the Equated Monthly Instalments (EMIs) that you have paid in a financial year. It also helps to show this necessary information when you have to file returns under the Income Tax Act, 1961 and claim your deduction. 
• New Loans: Your LIC HFL statement also acts as documentation of your repayment behaviours, on which lenders determine your creditworthiness and repayment ability. This can also help when applying for any financial product, especially a new loan.

What does the LIC Housing Finance Loan (LIC HFL) statement include?

The table below summarises the key details included in an LIC Housing Finance Loan (LIC HFL) statement: 

Check How to Download LIC Housing Loan Statements Online:

In order to obtain your LIC housing loan statement through their official website, you will be required to first possess the following information:

1. Your correct home loan account number
2. The amount of the home loan that has been sanctioned

If you already possess this information, then follow the procedure outlined below to generate your LIC housing loan statements:

1. Visit the official LICHFL website by entering the following address in your browser http://www.lichousing.com/
2. You will be directed to the LICHFL online portal where you will find two options under the Customer Portal section, entitled Existing Customers and New Customers
3. Select the ˜New Customers option
4. You will then be required to enter the following information:
   1. The new home loan account number
   2. The amount of home loan sanctioned
   3. Your date of birth
   4. The security code provided on the screen
5. Click the submit button once all the information has been entered
6. You will then be required to enter your personal details such as:
   1. Your Email ID
   2. A username of your choosing
   3. A password of your choosing
7. After entering these details an email will be sent to you from LICHFL, which will contain an activation link as well as the username and password that you provided
8. Click on the activation link provided in the email
9. After this, head to the LICHFL website and log-in using your username and password
10. Once you have logged in successfully, you will have access to the following information
    1. Your personal details
    2. Your linked home loan account details
11. On the left hand side of the menu, you will be able to access the status report of your home loan
12. Select the "Loan Status Report" option on the menu, choose the relevant home loan account number and select the "Go" button
13. You will then be able to view the following information:
    1. The tenure of the loan
    2. The amount of home loan sanctioned by LIC
    3. The date the loan was sanctioned
    4. The interest rate
    5. The date of disbursement of the home loan
    6. The EMI status
    7. Principal and interest details
14. In order to generate your home loan statement, follow the steps below:
    1. Select the "Repay Certificate" link on the left hand side
    2. Select the home loan account number
    3. Select the relevant financial year
    4. Click on "Go" to generate the statement
15. The home loan statement will then be downloaded automatically in the form of a pdf, which can be printed out to submit as proof when filing tax returns.

How to Access your LIC HFL Home Loan Statement

You can receive your LIC Housing Finance Loan (LIC HFL) statement) either online or offline.  

Online Methods

Website Access: By using the official LIC HFL website, borrowers can access their home loan statements easily and securely. You can access repayment history, download a complete statement for your records or for tax purposes, and manage your loan online. 

To access your LIC HFL statement through the website, please do the following:  

1. Step 1: Go to the official LIC HFL website.  

1. Step 2: At the site, log in using your registered credentials (username and password).  

1. Step 3: Once you have logged in, go to the section labeled 'Home Loan Statement'.  

1. Step 4: Choose the period that you want the statement for.  

1. Step 5: Download or view your statement in PDF format for your records. 

Mobile Application (HOMY)

The HOMY application provides a convenient and flexible way to carry out different activities on your home loan account while on the go. From tracking your EMIs to checking your outstanding balances and your statement, you can access it at any time by visiting the app.  

To view your LIC HFL statement using the mobile app, follow these steps:  

1. Step 1: Get the HOMY mobile application from the Google Play Store or the Apple App Store.  

1. Step 2: Log in using your registered credentials.  

1. Step 3: Go to the 'Loan Statement' or 'Account Summary' section.  

1. Step 4: Select the statement period.  

1. Step 5: Take a look at your statement or download it.  

WhatsApp Support

LIC HFL offers WhatsApp support which allows you to get a digital version of your home loan statement quickly without the need to log into any application or portal. This option is ideal if you are a borrower who wants to instantly review your statement.  

To view your LIC HFL statement via WhatsApp, follow these steps:  

1. Step 1: Send a message to LIC HFL's registered WhatsApp number asking for your statement.  

1. Step 2: Verify the account details as required (loan account number or registered mobile number).  

1. Step 3: Receive the home loan statement in a digital version instantly. 

Requesting your statement via email 

If you prefer, you may request your statement via email, allowing you to have a secure electronic copy sent directly to your inbox. Email requests can be more convenient for borrowers who prefer a written request.  

To receive your LIC HFL statement via email, please follow these steps:  

1. Step 1: Send your request for your home loan statement in an email to customersupport@lichousing.com  

1. Step 2: Please include your loan account details and your registered contact information.  

1. Step 3: Your home loan statement will be sent securely to your inbox as a PDF or other electronic format.  

Offline Methods

Visiting a branch

If you don't mind seeing someone in person, then visiting the LIC HFL branch closest to your location is another option for you to access your home loan statement; in this option, you can have printed copies of your statement. Additionally, you can get help in clarifying any questions you might have about your loan accounts.  

Follow these steps to access your LIC HFL statement by visiting a branch:  

1. Step 1: Find the closest LIC HFL branch to your location.  

1. Step 2: Go to the branch during working hours.  

1. Step 3: Ask for your home loan account statement at the help desk or customer service counter of the branch.  

1. Step 4: Provide your identification and loan account details for verification.  

1. Step 5: Retrieve the printed home loan account statement and you can get clarification on any questions you may have from the branch staff. 

How to View and Download an LIC HFL Loan Statement Online

In order to download your LIC Housing Finance Loan (LIC HFL) loan statement online, you will need access to two primary details: your home loan amount and your loan account number.  

Website 

Use the steps below to download your loan statement from the official LIC HFL website: 

1. Step 1: Go to the official LIC HFL website. 

1. Step 2: Click on the Customer login option. 

1. Step 3: Log in using your registered credentials or use your loan/application number with your date of birth. 

1. Step 4: Select the ‘Submit’ tab. 

1. Step 5: Click on the ‘Repay Certificate’ option in the dashboard under ‘Activities’. 

1. Step 6: Now, select your home loan account number and chose the relevant financial year and click confirm. 

1. Step 7: The home loan statement will open. You can view, download it in PDF version, or print it. 

How to Access and Download Your LIC HFL Home Loan Statement as a New User

All first-time users need to register on the LIC HFL portal for their login credentials and to access online services.  

1. Step 1: Visit the official LIC HFL customer portal.  

1. Step 2: Select the tab ‘Register’. 

1. Step 3: Enter your loan number, date of birth, sanctioned amount, and the security code. 

1. Step 4: Choose a username and password.  

1. Step 5: Add your mobile number and select Continue.  

1. Step 6: Input the OTP sent to your mobile phone to confirm your account. 

1. Step 7: Your wanted login will be sent via SMS or email.  

1. Step 8: Log in with your new login. From your dashboard, select Repay Certificate, select a loan account number from an option list, then select a financial year, to view, download, or have the statement printed. 

How to View and Download Your LIC HFL Home Loan Statement as an Existing Customer

You can easily view and download your LIC HFL home loan statement, repayment history, and account information directly through the official LIC HFL portal if you are an existing registered customer.  

1. Step 1: Go to the official LIC HFL website. 

1. Step 2: Click on Customer Login. 

1. Step 3: Enter your username and password. 

1. Step 4: Fill in the security code that appears on the screen. 

1. Step 5: Click ‘Login’ to open your account. 

1. Step 6: Select ‘Repay Certificate’ from your dashboard under the ‘Activities’ tab. 

1. Step 7: Choose your home loan account number, and select the relevant financial year from your loan, and click confirm. 

1. Step 8: The statement will appear. You can view it online or download the LIC Home loan statement in PDF or print. 

How to View and Download Your LIC HFL HL Statement Using the Loan Application Number

You can view your LIC HFL home loan statement if you do not have or are an existing customer without existing credentials to the portal using your loan application number. 

1. Step 1: Go to the LIC HFL customer portal. 

1. Step 2: Select Login using Application Number. 

1. Step 3: Enter your loan application number and date of birth. 

1. Step 4: Click on ‘Submit’ to open your account. 

1. Step 5: Click on ‘Repay Certificate’ from your dashboard under ‘Activities’. 

1. Step 6: Click on your home loan account number and select the particular financial year. 

1. Step 7: Your statement will load, and you can view, download it as a PDF, or print it.  

How to Download LIC HFL Provisional Interest Certificate Online

The provisional interest certificate contains the interest paid and principal repaid in a given financial year, the date the loan was sanctioned, and the amount sanctioned.  

The steps to download the provisional interest certificate are to follow: 

1. Step 1: Log into the LIC HFL customer portal using your username and password. 

1. Step 2: Click on the ‘Activities’ tab and select ‘Provisional Interest Certificate’. 

1. Step 3: Select your loan account and the financial year.  

1. Step 4: The provisional interest certificate will be shown.  

1. Step 5: You can download and save the provisional interest certificate in PDF format. 

How to Access LIC HFL Final Interest Certificate Online

The final interest certificate contains the details for interest and principal for a financial year which is generally utilized for tax-filing purposes. 

 You may download your final interest certificate by following these steps: 

1. Step 1: Go to the LIC HFL customer portal, enter your username and password to log in. 

1. Step 2: Then click on the Activities tab, and then click on ‘Final Interest Certificate’. 

1. Step 3: Learn more about loan account options and select the relevant financial year. 

1. Step 4: You can now see your final interest certificate. 

1. Step 5: Download and save the final interest certificate in pdf for your records. 

How to Get an LIC HFL Home Loan Statement Offline

If you would like to speak with somebody in person, you can also visit a branch to get a home loan statement offline. 

1. Step 1: Go to your nearest LIC HFL branch. 

1. Step 2: Request a home loan statement application form. 

1. Step 3: Carefully complete the form with the required details. 

1. Step 4: Turn in your completed request form along with supporting documentation. This could include a photocopy of your PAN Card or Aadhaar Card. 

1. Step 5: Once your home loan statement is processed, the branch will either give you the statement, or it will be sent to you by post.

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