A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 1 LIC Home Loan Customer Care

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    1L Min
    5-30 Years
    Response Time Within 30 minutes
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    LIC Home Loan Customer Care is Rated as "Great!" by 663 Users

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    Home Loan BYTES FROM OUR KITCHEN

    A state owned Investment Company and insurance group that has its headquarters in Mumbai, Life Insurance Corporation of India is the largest insurance company in the country with an asset value (estimated) of Rs. 1560482 crores.

    The company was founded in the year 1956 when the Life Insurance Corporation of India Act was passed by the Parliament of India nationalizing the private insurance sector in India. In order to create this Life Insurance Corporation, more than 245 companies merged.

    LIC Housing Finance Toll Free Number 1800-44-0005

    LIC Housing Finance Customer Care Number:

    Location Customer Care Number
    Delhi (011) 43524583 / 84
    Mumbai (022) 22693166 / 65
    Pune (020) 25650508 & 25676684
    Hyderabad (040) 66631992 , 23440507 & 23440506
    Bangalore (080) 65669564 & 22960513
    Faridabad +91-129-2222629, 2222634

    LIC Housing Finance Head Office:

    Maker Tower-F, 13th Floor, Cuffe Parade

    Mumbai- 400 005, Maharastra

    Grievance Redressal Procedure

    Customers can raise their grievances either in writing or electronically by both email and through a feedback portal that is available at the LIC Housing webpage.

    I Stage

    Customers can approach the concerned Business Centre or Area Office for his/her complaint and may submit this in writing as well through both post and email. Customers can expect responses within a week.

    II Stage

    In case the customer is not satisfied with the solution then the Customer Relation Officers can be contacted. Final responses will be sent within a period of 6 weeks.

    III Stage

    In case the complainant is still not satisfied with the responses, they can approach the Regulatory Authority of Housing Finance Companies who address is mentioned below -

    National Housing Bank

    Department of Regulation and Supervision

    (Complaint Redressal Cell)

    4 Floor, Core 5A, India Habitat Centre

    Lodhi Road, Delhi - 11003

    Email - [email protected]

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  • Home Loan Reviews

    • LIC Housing Home Loan
      "HIGH Interest rate and NO service"
      0.5 0.5/5 "Unacceptable"
      After 5 years of fixed rate of interest tenure, without any notification or information LICHFL started charging sky high interest, which nowhere near to market rate. When contacted they asked to pay Rs 1050 and I had to fill and submit manual form, which is added head ache. After that also the rate of interest is quite high than the market rate. Again after one and half year, they are asking to submit manual form to their office and pay Rs 1180, to correct the interest rate. This rate is also quite high than the current market rate. YOU WILL END UP PAYING MORE INTEREST AND CHARGES FOR SURE. I would NOT recommend to take home loan from LICHFL.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 19, 2017
    • LIC Housing Home Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      I got a home loan with LIC housing finance last year. They took around 2 months to disburse my home loan. The customer service and the response was good with LIC . The rate of interest is high at present, because it is a floating interest rate, I am expecting it may come down in future. The required loan amount has been disbursed and I am happy about the loan amount .
      Was this review helpful? 0
      , kanchipuram
      Reviewed on Jul 11, 2017
    • LIC Housing Home Loan
      "Overall good"
      0.5 3.0/5 "Satisfactory"
      My home loan is with LIC housing finance and though they do not have any customer service as such. They do have a good interest rate and the charges are normal. When the interest rate drops, the rate reflects on their systems as well. Overall good.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 07, 2017
    • LIC Housing Home Loan
      "Recommendable "
      0.5 3.0/5 "Satisfactory"
      I have got the home loan with the LIC Housing finance limited and I dont have any option to dealt because they have dealt with the builder of the property. Foreclosure charges were a kind of okay one for me. They have provided around 80% of cost of property as loan.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 06, 2017
    • LIC Housing Home Loan
      "Horrible after sale service"
      0.5 0.5/5 "Unacceptable"
      Worst organization to deal with. Doesn't provide information at one go to the customer inspite of asking again and again. Gives half information and makes customer take multiple rounds to their office. I will never recommend LICHFL to anyone else.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 19, 2017
    • LIC Housing Home Loan
      "Overall Satisfactory"
      0.5 5.0/5 "Blown Away!"
      LIC Housing offer is absolutely competitive as per market, I liked their customer service, the day I applied for the housing loan, they completely taken care. They gave me transparent information on time. I took the loan of Rs. 20 lakhs for the tenure of 20 years. They charged the interest rate 8.6% of interest its good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 19, 2017
    • LIC Housing Home Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan from LIC housing finance and I am happy that the experience is good. They completed the process on time and the response was very prompt. The rate of interest was of 8.5% and the processing charges was normal. Satisfactory overall.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jun 15, 2017
    • LIC Housing Home Loan
      "Fast process"
      0.5 4.5/5 "Excellent!"
      Generally LIC Housing take a week times to process, but in my case due to urgency situation,they processed within three days. When I submitted the documents, on the same day I got verification call from them its good. LIC Housing Processing fee is also reasonable they charging around Rs.5000 for the home loan but they sanctioned only 80% of agreement value it should be increased up to 90%, where other institute provides the same.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 13, 2017
    • LIC Housing Home Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      I got Pradhana Manthri Yojana offer with my home loan plan and they are giving 2.5% subsidy for first 6lakhs rupees, which is again a good offer with LIC housing finance. I got the housing loan 9 years ago. The rate of interest is 9%, which is quite high, when compared with others. They took around 2 months to disburse my home loan. I am happy about the loan amount and I am satisfied with their service.
      Was this review helpful? 1
      , nasik
      Reviewed on Jun 13, 2017
    • LIC Housing Home Loan
      "Better not to choose"
      0.5 2.0/5 "Expected more"
      I took the home loan with the LIC Housing finance limited and the interest rate was around 9.9% , which was fixed for five years of time, then it was on floating based. Response was not good and thats why I have clsoed the laon from them and move up with other different banks. They have not provided me with the information relating to the hike in rate of interest.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 07, 2017
    • LIC Housing Home Loan
      "LICHFL Review"
      0.5 0.5/5 "Unacceptable"
      Pathetic Service. They charge heavily. They even charge to change the interest . They charge to get any document. Be ready to pay at least 2-3 lacs extra. People are also very bad. They treat you like insects. They will make you wait for hours to get things done. If you require any document then they will take at least 2 months - so effectively 2 months of EMI or more.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 07, 2017
    • LIC Housing Home Loan
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      My home loan is with LIC housing finance and the services from them is good. The process was smooth and on time and the disbursement happened on the date I needed it. The institution was normal on the interest rate and processing charges. Good overall.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 31, 2017
    • LIC Housing Home Loan
      "Recommendable Product"
      0.5 5.0/5 "Blown Away!"
      I went to LIC office and approached for the Housing loan and I submitted the documents to process. Within a month I got my home loan disbursement from them, I got 80% of loan amount on property value for the tenure of ten years. I am happy about it.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 30, 2017
    • LIC Housing Home Loan
      "High on ROI"
      0.5 4.0/5 "Great!"
      I had taken my home loan from LIC housing finance and the process is smooth and the documentation process was convenient as well. The disbursement happened at the stage I wanted it. But the major drawback is that the interest rate and processing charges are high.
      Was this review helpful? 2
      , faridabad
      Reviewed on May 27, 2017
    • LIC Housing Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have got the home loan with the LIC Housing finance limited and they have approved my property. Rate of interest is good and they have reduced the interest rate according to RBI repo rate. Customer service is good and they have provided me around 80% of cost of home as loan.
      Was this review helpful? 2
      , hyderabad
      Reviewed on May 26, 2017
    • LIC Housing Home Loan
      "Excellent"
      0.5 3.0/5 "Satisfactory"
      I am quite happy that my home loan has been approved by LIC of India and It was pretty hassle pretty hassle free, documentation part was really bad after submitting all the documents they are calling every 15 to 20 days and saying please provide this documents that documents and all. Processing time was around 2.5 months but I had to take loan so only I am ok & satisfied with the services offered by LIC. Rate of interest is 9% & documentation charges where 4000 rupees.
      Was this review helpful? 3
      , vadodara
      Reviewed on May 25, 2017
    • LIC Housing Home Loan
      "Not much useful"
      0.5 3.0/5 "Satisfactory"
      I got the home loan with the LIC housing finance limited and the interest rate is around 10.2%. I have not dealt with the customer service and I got it up with the agent channel. They dont have online payment channel, which makes me to follow the traditional banking practice, which really did not worked well, also I would like to make them to display the break up and payments too. They can make the option of partial payment and the rate of interest can be get reduced.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 18, 2017
    • LIC Housing Home Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      My earlier experience for a home loan was with LIC housing finance and this company cannot be compared to any other bank or NEFT as the services are not satisfactory. I did not mind paying a penalty to transfer the loan to another financial institution.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 16, 2017
    • LIC Housing Home Loan
      "Better than other private banks"
      0.5 4.0/5 "Great!"
      I have housing loan with LIC. I am happy with LIC because when compared with other private banks, LIC is better. But operations wise, they do not have manpower but they have third party agents, those people are not standard in knowledge wise. But I got my loan within 2 days. When I did not receive salary due to LOP because of my health issues, LIC people understood my situation and they did not collect the money for particular month, they deducted that actually. But if they reduce the rate of interest, they would not communicate this to the people, we have to check this online. This is the drawback of LIC.
      Was this review helpful? 1
      , hosur
      Reviewed on May 08, 2017
    • LIC Housing Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      LIC housing finance service is good as like banks, they done a very good loan process and disbursed the amount on time. LIC housing finance offered the interest rate of 8.3% of interest it is low as per the market. I didn't face any issue with them, Overall I am happy with their service.
      Was this review helpful? 2
      , secunderabad
      Reviewed on May 05, 2017
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