A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    LIC Home Loan Customer Care

    We found 1 LIC Home Loan Customer Care

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    0 One time fee
    1L Min
    5-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria

    LIC Home Loan Customer Care is Rated as "Great!" by 650 Users

    Home Loan BYTES FROM OUR KITCHEN

    A state owned Investment Company and insurance group that has its headquarters in Mumbai, Life Insurance Corporation of India is the largest insurance company in the country with an asset value (estimated) of Rs. 1560482 crores.

    The company was founded in the year 1956 when the Life Insurance Corporation of India Act was passed by the Parliament of India nationalizing the private insurance sector in India. In order to create this Life Insurance Corporation, more than 245 companies merged.

    LIC Housing Finance Toll Free Number 1800-44-0005

    LIC Housing Finance Customer Care Number:

    Location Customer Care Number
    Delhi (011) 43524583 / 84
    Mumbai (022) 22693166 / 65
    Pune (020) 25650508 & 25676684
    Hyderabad (040) 66631992 , 23440507 & 23440506
    Bangalore (080) 65669564 & 22960513
    Faridabad +91-129-2222629, 2222634

    LIC Housing Finance Head Office:

    Maker Tower-F, 13th Floor, Cuffe Parade

    Mumbai- 400 005, Maharastra

    Grievance Redressal Procedure

    Customers can raise their grievances either in writing or electronically by both email and through a feedback portal that is available at the LIC Housing webpage.

    I Stage

    Customers can approach the concerned Business Centre or Area Office for his/her complaint and may submit this in writing as well through both post and email. Customers can expect responses within a week.

    II Stage

    In case the customer is not satisfied with the solution then the Customer Relation Officers can be contacted. Final responses will be sent within a period of 6 weeks.

    III Stage

    In case the complainant is still not satisfied with the responses, they can approach the Regulatory Authority of Housing Finance Companies who address is mentioned below -

    National Housing Bank

    Department of Regulation and Supervision

    (Complaint Redressal Cell)

    4 Floor, Core 5A, India Habitat Centre

    Lodhi Road, Delhi - 11003

    Email - [email protected]

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  • Home Loan Reviews

    • LIC Housing Home Loan
      "High on ROI"
      0.5 4.0/5 "Great!"
      I had taken my home loan from LIC housing finance and the process is smooth and the documentation process was convenient as well. The disbursement happened at the stage I wanted it. But the major drawback is that the interest rate and processing charges are high.
      Was this review helpful? 0
      , faridabad
      Reviewed on May 27, 2017
    • LIC Housing Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have got the home loan with the LIC Housing finance limited and they have approved my property. Rate of interest is good and they have reduced the interest rate according to RBI repo rate. Customer service is good and they have provided me around 80% of cost of home as loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2017
    • LIC Housing Home Loan
      "Excellent"
      0.5 3.0/5 "Satisfactory"
      I am quite happy that my home loan has been approved by LIC of India and It was pretty hassle pretty hassle free, documentation part was really bad after submitting all the documents they are calling every 15 to 20 days and saying please provide this documents that documents and all. Processing time was around 2.5 months but I had to take loan so only I am ok & satisfied with the services offered by LIC. Rate of interest is 9% & documentation charges where 4000 rupees.
      Was this review helpful? 2
      , vadodara
      Reviewed on May 25, 2017
    • LIC Housing Home Loan
      "Not much useful"
      0.5 3.0/5 "Satisfactory"
      I got the home loan with the LIC housing finance limited and the interest rate is around 10.2%. I have not dealt with the customer service and I got it up with the agent channel. They dont have online payment channel, which makes me to follow the traditional banking practice, which really did not worked well, also I would like to make them to display the break up and payments too. They can make the option of partial payment and the rate of interest can be get reduced.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • LIC Housing Home Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      My earlier experience for a home loan was with LIC housing finance and this company cannot be compared to any other bank or NEFT as the services are not satisfactory. I did not mind paying a penalty to transfer the loan to another financial institution.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2017
    • LIC Housing Home Loan
      "Better than other private banks"
      0.5 4.0/5 "Great!"
      I have housing loan with LIC. I am happy with LIC because when compared with other private banks, LIC is better. But operations wise, they do not have manpower but they have third party agents, those people are not standard in knowledge wise. But I got my loan within 2 days. When I did not receive salary due to LOP because of my health issues, LIC people understood my situation and they did not collect the money for particular month, they deducted that actually. But if they reduce the rate of interest, they would not communicate this to the people, we have to check this online. This is the drawback of LIC.
      Was this review helpful? 1
      , hosur
      Reviewed on May 08, 2017
    • LIC Housing Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      LIC housing finance service is good as like banks, they done a very good loan process and disbursed the amount on time. LIC housing finance offered the interest rate of 8.3% of interest it is low as per the market. I didn't face any issue with them, Overall I am happy with their service.
      Was this review helpful? 2
      , secunderabad
      Reviewed on May 05, 2017
    • LIC Housing Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      LIC housing interest rate was little bit high compared to other banks, but they done job on time . LIC housing finance processed my loan based on my property construction and their documentation part was easy they requested the necessary paper its was simple. I am completely happy with them.
      Was this review helpful? 0
      , hosur
      Reviewed on May 05, 2017
    • LIC Housing Home Loan
      "Recommendable and helpful service"
      0.5 5.0/5 "Blown Away!"
      I contact my one of my friend to get housing loan in LIC, then they have reached and collected my documents on very next day and provided eligibility letter in couple of day and now approved my loan they are waiting to my confirmation to release the amount. Once the registration happened they disburse the amount.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 28, 2017
    • LIC Housing Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      My home loan is with LIC housing finance and from my experience I would say they are good and I have not faced hassles till date. They have also decreased the interest rate recently and the process is smooth. The processing charges are also normal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 25, 2017
    • LIC Housing Home Loan
      "Trustwothy home loan product"
      0.5 4.0/5 "Great!"
      I got the home loan with the LIC Housing Finance Limited. Interest rate was around 9% after changed with the repo rate and I dont have any issues with them till now. They have improved a lot and the documentation charges are also nominal one and the foreclosure charges are nil with them.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 15, 2017
    • LIC Housing Home Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      During the year 1998 I had taken a home loan from LIC for an amount of 1.5 lakhs , at that time they were so many issues in taking the housing loan from them. I had to submit too many papers for availing this housing loan. If only we know some one in person there at the branch our loan would get processed. Interest rate offered by them was on the higher side which is 14% at that point of time itself. EMI was amounting to 2000 for a tenure of 10 years.
      Was this review helpful? 0
      , bhopal
      Reviewed on Apr 13, 2017
    • LIC Housing Home Loan
      "Satisfaction"
      0.5 3.0/5 "Satisfactory"
      I took home loan with the LIC housing financial limited for the interest rate was around 12.5% and it was before four years of time. I had asked them to reduce the interest rate to match with the market rate, but they had denied it. Eventually, I had made the balance transfer through some other sources.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 11, 2017
    • LIC Housing Home Loan
      "Good "
      0.5 5.0/5 "Blown Away!"
      I had closed the home loan with the LIC housing finance limited and their interest rate was really huge and that made me to foreclose the loan. Charges was an average one with them. Except for the interest rate they were okay in every aspect...
      Was this review helpful? 1
      , thane
      Reviewed on Apr 10, 2017
    • LIC Housing Home Loan
      "Happy with LIC"
      0.5 5.0/5 "Blown Away!"
      People from LIC visited my premises on my home loan application and explained each and everything about the loan process and its requirement, then they collected the documents from me. After the submission, I received the loan amount within a week. Such a good employees they have, they made my work simple and they processed it on time. They neither troubled me in making any delay nor providing any improper service to me. LIC is simply good and convenient.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 31, 2017
    • LIC Housing Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      The service with LIC housing finance is very good because the my builder approached me in person and taken all the documents and sanctioned the loan with LIC housing finance. The rate of interest is also nominal based on the customer requirements. But I can Sundaram finance is doing better than LIC housing finance.
      Was this review helpful? 1
      , cuttack
      Reviewed on Mar 28, 2017
    • LIC Housing Home Loan
      "Traditional but its amazing"
      0.5 4.0/5 "Great!"
      I am holding the home loan with LIC housing finance limited and I had been with them from the last ten years of time , also I have topped it up three times. I am happy with them and the response time could be get improved and the interest rate is around 8.5% from 10.5%.
      Was this review helpful? 0
      , tirupati
      Reviewed on Mar 25, 2017
    • LIC Housing Home Loan
      "Very convenient"
      0.5 4.0/5 "Great!"
      LIC provides a very low interest rate for housing loan. I availed home loan for fifteen lakhs. The interest rate was 8.5% and the processing fees was very low. Also I got a proper response from the LIC executives and they were very informative. I just sent the documents to them, they had done rest of the work on behalf of me.
      Was this review helpful? 2
      , lucknow
      Reviewed on Mar 20, 2017
    • LIC Housing Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I took the home loan with LIC housing finance limited and their interest rate is a bit high with them, also RBI repo rate dint impact much on my EMI . I got the loan amount from them within a week of time. Response is good with the LIC of India to some extent but via customer service its not much great.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2017
    • LIC Housing Home Loan
      "Reliable"
      0.5 4.0/5 "Great!"
      I do have home loan with LIC HFL and the interest rate is very high with them, also I have asked them to reduce it but they are not really okay to go up to the current market scenario. Customer service is good with the LIC HFL, also I am still thinking to move up over there.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2017
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