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Kolkata Home Loan Reviews

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Customer Support

"Awesome experience, very fast"

0.5 5.0/5 "Blown Away!"

I love the way that bankbazaar handled my query.I thought for a home loan and my explorer directed me to bankvazaar site. I applied for a home loan from bankbazzar and I am very much sure the service in future will also be remarkable. Just with a basic information the bank require, and here it is the list of all bank offers. Its totally up to you which bank to choose.

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CHANDAN SHARMA , kolkata
Reviewed on Jun 21, 2017
Customer Support

"Good"

0.5 5.0/5 "Blown Away!"

DEAR SIR, REALLY A VERY NICE APPLICATION ,because whatever the product I choose they are giving immediate response. The bank bazaar web site is easy to use and customer friendly. The bank bazaar customer support is good and very supportive, they helped to get in touch with the bank partner. I am satisfied with the bank bazar

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SANDIP BISWAS , kolkata
Reviewed on Jun 19, 2017
Home Loan

"Nice service"

0.5 4.0/5 "Great!"

Documentation process is very simple with State bank of India for the home loan. I availed the loan from the bank. The current interest rate is 9.35%. I am happy with the bank in terms of the home loan as they done the process without any hassles.

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SURAJIT SARKAR , kolkata
Reviewed on Jun 15, 2017
Customer Support

"Good financial advisor"

0.5 5.0/5 "Blown Away!"

I am happy with Bank Bazaar service, there was no issue with them. Bank Bazaar have done their job. I am satisfied with Bank Bazaar service, they have contacted me and shared multiple option with the bank contact number for the home loan. It would be great Bank Bazaar has got tie up with all banks that would be easy to approach that particular bank.

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SOUMYADIP BISWAS , kolkata
Reviewed on Jun 14, 2017
Home Loan

"They should provide prompt response to the customer"

0.5 1.0/5 "Really Bad"

No body have called me from Hdfc ltd for the home loan, at the I have approached PNB but that deal also cancelled because of interest rate. HDFC Ltd should consider each and every customer as prime customer and they should give response to their request.

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SOUMYADIP BISWAS , kolkata
Reviewed on Jun 14, 2017
Home Loan

"Good"

0.5 5.0/5 "Blown Away!"

As far as Punjab National bank is concerned it is good to use, but interest rate is quite high as compare to the market rate. Therefore the rate should match with the market rate. so that we can suggest family and friends to use Punjab National bank services.

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RITESH KUMAR GUPTA , kolkata
Reviewed on Jun 13, 2017
Home Loan

"Excellent Service"

0.5 5.0/5 "Blown Away!"

Last year I had got the home loan from PNB HOUSING FINANCE LIMITED . The process was quite good and they were flexible with the service and even after office hours they sent their executives to collect the documents. The process went very smooth with PNB housing limited. I am happy about the loan amount. The rate of interest is quite high, when I got the loan.

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RITESH KUMAR GUPTA , kolkata
Reviewed on Jun 13, 2017
Customer Support

"Satisfactory service"

0.5 5.0/5 "Blown Away!"

The bank bazaar is helping us to know about the best offers with the different bank partners with the financial products. It was very informative web portal. The bank bazaar web site is easy to use and customer friendly. The customer support with bank bazaar helped me to get in touch with the bank partner. I am satisfied with the service.

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RITESH KUMAR GUPTA , kolkata
Reviewed on Jun 13, 2017
Home Loan

"Need Improvement"

0.5 2.0/5 "Expected more"

Axis bank is good at banking service, because I also hold Axis salaried and savings account, but as far as the loan is concerned AXIS Bank didn't provide a satisfactory service.They gave a call and explained about the product and after that I didn't receive any calls from Axis bank. They need to be improve a lot when it comes to customer support.

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RITESH KUMAR GUPTA , kolkata
Reviewed on Jun 13, 2017
Customer Support

"Good website"

0.5 3.0/5 "Satisfactory"

I am quite happy with Bank Bazaar response they reached me on time on the home loan process and they directed me to go with PNB housing, I am not fine with that bank interest rate, if its great Bank Bazaar suggest multiple options to the customer, they will take it which they prefer.

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DIBYENDU ROYCHOWDHURY , kolkata
Reviewed on Jun 13, 2017
Home Loan

"Interest rate should be flexible"

0.5 2.5/5 "Just OK"

I am not fine with the PNB housing interest rate it is higher side. Hence I checked with other institute and I took home loan in different bank. PNB housing response was quite good, they called me and gave the information about the loan but they taking much documents for the loan process its inconvenient and they giving me the interest rate around 8.6%, it was higher side, rate should be flexible depend upon the market.

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DIBYENDU ROYCHOWDHURY , kolkata
Reviewed on Jun 13, 2017
Customer Support

"Registration Procedure"

0.5 3.5/5 "Pretty good"

The registration and bank selection process is somewhere in between moderate to good. But the access is easy, constructive forms and the friendly user interface makes it stand apart from other kind of this solutions. Hope they help me to find a good institution to avail loan. ALL THE BEST!!

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SOUMYADIP SAHA , kolkata
Reviewed on Jun 08, 2017
Home Loan

"Wonderful "

0.5 4.0/5 "Great!"

Rate of interest is around 12 % for the home loan witht he ICICI bank and am having this loan from the last eleven years of time. Customer service is good one with them and the processing charges are also lesser one with them.

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NILADRI SEKHAR GHOSH , kolkata
Reviewed on Jun 03, 2017
Customer Support

"Average"

0.5 2.0/5 "Expected more"

After me applying online at Bankbazaar I was contacted on time and I was informed of the banks I was eligible for. It was a simple process and easy to register as well. The team followed up as well, it would have been better if the voucher was provided as promised.

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ABHINABA DAS , kolkata
Reviewed on May 19, 2017
Home Loan

"Overall good process"

0.5 4.0/5 "Great!"

It was overall a good experience with HDFC LTD for the home loan. But there was a bit of a delay during the process. The whole thing was completed within one month. The rate of interest was nominal. It was around 9% and the processing charges were normal too. It was in line with the market rate.

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ABHINABA DAS , kolkata
Reviewed on May 19, 2017
Customer Support

"Wonderful"

0.5 3.0/5 "Satisfactory"

Bankbazaar.com is fine one for me and I have started to use it very recently like its been around six months of time. Online portal of the Bankbazaar.com is working in a good way. Response is a immediate one with the Bankbazaar.com.

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LAXMI NARAYAN PUROHIT , kolkata
Reviewed on May 16, 2017
Home Loan

"Average"

0.5 2.0/5 "Expected more"

I have not received the documents like repayment schedule and other papers for my home loan with the State bank of India . State bank of India took long time to provide the disbursement , also the verification process was really huge one. Rate of interest was fine one for me and I would like to suggest that they need to optimize and speed up the process.

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LAXMI NARAYAN PUROHIT , kolkata
Reviewed on May 16, 2017
Customer Support

"Excellent service"

0.5 5.0/5 "Blown Away!"

Bank Bazaar gave me multiple banks options online, I tried en number of banks for home loan thay have given so many options through that I got home loan from SBI. The website is effective , executive reached and gave happy service. With in 1 or 2 days I received call from them after applying.

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MAHESH KUMAR GAGRAI , kolkata
Reviewed on May 16, 2017
Home Loan

"Excellent service"

0.5 5.0/5 "Blown Away!"

My experience with State bank of India has always been fair. I had taken my home loan from them. The process was quick and it was completed on time by the bank. They also offered a good rate of interest 8.68%.and there was no processing charges toatal loan amount is 19 laks I have opted for.

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MAHESH KUMAR GAGRAI , kolkata
Reviewed on May 16, 2017
Customer Support

"Very friendly and a quick site"

0.5 5.0/5 "Blown Away!"

Economically, I found Bank Bazaar website as an easy source to find the solution for all banking products. Many a times I visited Bank Bazaar website to search for my financial requirements. Last time I applied for the car loan, now recently I had applied for a home loan and it was a great success as I had taken loan from SBI successfully.

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SURESH BISWAS , kolkata
Reviewed on May 16, 2017

Kolkata Home Loan is Rated as "Great!" by 923 Users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Home Loan BYTES FROM OUR KITCHEN

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Check your Eligibility!

Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.

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You’re probably eligible for an Kolkata Home Loan if you are

At least 21 years old

Less than 65 years old

Kolkata Home Loan Eligible Employment Type

Salaried / Self-employed
with regular income

Earn more than the minimum
income required

Check if you’re eligible >>

Your Kolkata Home Loan amount eligibility is based on these factors

EMI limited to about 50%
of monthly income

Kolkata Home Loan Maximum Loan to property value

Loan capped @ 75% - 85% on property value

EMIs of other loans lower
your eligibility

Check how much you can borrow >>

Increase your eligible Kolkata Home Loan amount by these steps

Kolkata Home Loan Add Spouse as Co-applicant

Make your spouse a co-applicant,
and her income will add
to your eligibility

Choose longer tenure loan up to 20 - 30 years

Kolkata Home Loan Add parents as Co-applicant

Alternatively add your parents

Check eligible loan amount >>

Documentation needed to apply for an Kolkata Home Loan

1. Photo ID and age proof
2. Signed application form with photograph
3. Processing fee cheque
4. Last 6 months bank statement
5. Documentation for salaried applicants:
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Apply now >>

Kolkata Home Loan Interest Rates_{Updated on 26 Jun 2017}

Kolkata Home Loan Details

Interest Rate (Monthly reducing balance)	10% - 10.5%
Processing Fees	0.50% of Loan
Loan Tenure	1 year to 20 - 30 years
Partial pre-payment Charges	Nil
Pre-closure Charges	Nil

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