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    We found 37 Kolkata Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0 PF (For Salaried) to 0.50%(min.2000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% - 8.95% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Kolkata Home Loan is Rated as "Great!" by 1068 Users
    Home Loan BYTES FROM OUR KITCHEN

    Kolkata Home Loan

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 24 Feb 2018

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Kolkata Home Loan Reviews

    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The home loan service is good with the HDFC limited. The customer support service is good with the HDFC limited. They have disbursed the loan amount within 2 weeks of time. The rate of interest and the charges are average with the HDFC limited home loan services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 15, 2018
    • Bank of India Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have my home loan with BANK OF INDIA for about 3 years . The loan amount was 20,70,000. The Interest rate was 9.5% which is bit high than other banks in the market. The loan process was very smooth and hassle free here . My overall experience was better .
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 14, 2018
    • LIC Housing Home Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      The LIC HOUSING FINANCE is not giving proper response to the customers. The portal is very slow with the LIC HOUSING FINANCE,, They have offered me the home loan around 3 years ago. The rate of interest and the charges which they have offered was very high .
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 09, 2018
    • HDFC Limited Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan from Hdfc Ltd. The processing was done on time, total processing time they took was 15 days, then the amount got sanctioned. So the service was good. The total loan amount I took was Rs. 8,50,000 for the period of 11 years and interest rate is 8.45%. I am happy with the loan and satisfied with the scheme.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 07, 2018
    • LIC Housing Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken Home loan with LIC Housing Finance.The loan amounts is 13.50 lakhs,rate of interest is nominal as compared to others.The tenure is taken for 15 years.They had deducted mini u processing fees from the principal.I had submitted documents to process the same.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • Bank Bazaar Home Loan
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com have helped me to choose the right product for my financial products. I would like to say that the response is good one with the Bankbazaar.com and I came to know about it through my own sources.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Punjab National Bank housing finance limited response was an excellent one for my home loan. The advantage is their lesser rate of interest and the response was good and the executive have helped me in all different way.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • review Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the Home loan with the Sundaram finance limited and the customer service is good one. I would like to say that the response is very nice and they have provided the loan on time. Everything is good one with the Sundaram finance limited.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The service is very good with the HDFC limited in regards to my home loan process. I have got the home loan around a year ago from the HDFC limited. The required loan amount has been disbursed and I am satisfied with it. The rate of interest which I got was very low with HDFC limited when compared with others.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 27, 2018
    • Punjab National Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I got home loan from Punjab national bank with interest amount of 8.35 percent and also i submitted required document at the time of applying for a home loan, I waited for 6 month for receiving home loan amount from the Punjab national bank so it is quite normal to me apart from that customer service from Punjab national bank is very good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 25, 2018
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The customer service was good from the bank bazaar side . I received a Call in day's time and everything was explained to me in detailed way . The Website of bank bazaar was good and very user friendly . Over all it was a good experience which I had with bankbazaar .
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 29, 2017
    • HDFC Limited Home Loan
      "WONDERFUL SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was a good experience from HDFC LTD for the home loan i applied for . I got a better option from the other bank so i did not opt for this institution. The Customer service was good from their side all the required Information was provided to me on a timely basis.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 29, 2017
    • SBI Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      The customer service was good from STATE BANK OF INDIA . The SBI bank gave me a full approval on the amount i asked for .The money got disbursed in 15 working days of time . The Rate of interest was 8.35% they charged and the processing fee was 0 that was one good thing i loved . The Pre closure and part payment is there availed to me with no extra charges .
      Was this review helpful? 5
      , kolkata
      Reviewed on Dec 27, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 1.5/5 "Bad"
      I would say it was a real bad experience and service for the Home loan i applied at HDFC LTD . From HDFC LTD side no one called me . I also tried contacting the HDFC LTD but still they did not respond to it .The Customer service was not that good as i expected . There was no information given regarding the loan process . I will give a rating of 1.5 for this kind of experience .
      Was this review helpful? 4
      , kolkata
      Reviewed on Dec 27, 2017
    • Bank Bazaar Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      The customer service was good from the bank Bazaar side . I received Call within a days time from the bank bazaar side and on call everything was explained to me in a detailed way .The Website of bank bazaar was good to use and user friendly . it was a OK OK experience .
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 21, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 1.0/5 "Really Bad"
      It was not a happy experience as i expected it would be with HDFC LTD . the application got canceled due to the executive did not come to pick the documents as i they said they will be coming for . I was waiting but no one came to pick the documents . they made me wait for 15 days as i was in urgency so i went to another bank .
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 21, 2017
    • Bank Bazaar Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      it was a OK OK experience with bank bazaar i had . The customer service was good could have been more better from the bank bazaar side . The call from the bank bazaar came in few days and on call everything was explained me in everything in a detailed way .
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 20, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with HDFC LTD. This was taken before 12 years. After a one year, I closed this home loan. The rate of interest was 8.40%, it was normal like other banks. I paid my premium through ECS. HDFC ltd was providing a faster service Overall it was good.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 19, 2017
    • DHFL Home Loan
      "Charges and interest rate to be better"
      0.5 3.0/5 "Satisfactory"
      The service was faster with DHFL Bank for the home loan. But rate of interest was high compared to the marked standard. The processing fee was normal. But insurance fee was high, they provided a insurance for me as well as for my home which was not required. The customer service and response is good.
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 09, 2017
    • Punjab National Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan from PNB Housing Finance, it was overall a good loan experience. The tenure of this loan is 24 years which is quite satisfactory. The loan amount was for 11.35 lakhs with the rate of interest of 8.5% which is nominal when compared to other sources. The process was very smooth and my loan was approved within 1 week. Customer service was good, they provided door step service for the collection of documents.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 29, 2017
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