Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.
Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.
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My home loan was taken with VIJAYA BANK , the service which i got through this bank is good i never face any issue at the time of documentation . The tenure period is 20 year and rate of interest they charge was too nominal in the market compare to others .
Its not easy to get a loan from SBI and lots of paper work and lots of time consuming however the interest rates are less compared to others. There was a loan amount of Rs. 10 lakhs. I have pre-closure the loan without any charges. Recommendable bank for home loan.
Its good for people who don't have much time to visit bank to bank for the loan. Bank bazaar introduced me and easier way to apply this loan. Please provide a good and friendly bank who really want to finance my project, not the fake one. thanks..
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3
SUJAY ROY CHOWDHURY
, kolkata
Reviewed on Dec 12, 2018
I have taken a home loan with HDFC LTD and my experience was good, the loan amount was for Rs 18 lacs with nominal interest rate when compared to others. Customer service was good and they responded on time. Tenure period is 15 years out of which 10 years is completed.
My experience is good, this is the first time I have taken my home loan through bank bazaar. I don't find any delay on the service and the response was immediate. I have placed the request through online website, I would say the website is a user friendly.
The customer service and response was good. The rate of interest is little bit high with HDFC Ltd compared to other banks. I have purchased a residential property and the loan duration is 30 years. The processing fee is moderate, The process was little bit longer and documents are collected by the executive.
It was a good experience with bankbazaar.com. I have checked my credit score.This is the first time I have used online service for the home loan. I came to know about website through internet. I prefer the website, it was good and easy to access.
It was a good service with HDFC Ltd. The rate of interest and charges are bit higher when I compare with other Nationalized banks. They have taken 2 to 3 weeks for the approval. I have opted the loan for 20 years. The documents are submitted to the executive at my doorstep.
Hi. This is samiran chowdhury. Form kolkata. I found many more but nobody can suggust the good one. But bank Bazaar is the platform to applying all types of loan. Good platform to applying loan. I just applied home loan at HDFC Bank through bank Bazaar. I need to avial loan urgently.
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0
SAMIRAN CHOWDHURY
, kolkata
Reviewed on Nov 21, 2018
I have been using my health insurance with BAJAJ ALLIANZ GENERAL INSURANCE,they have charge nominal premium amount , i use to pay on yearly bases, i dont remember how much i have been paying because it use to get auto debited on yearly bases.and there customer service team is good.
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1
MOHAMMAD EJAZULLAH
, kolkata
Reviewed on Nov 18, 2018
I have taken a home loan with SBI and my experience was good, the loan amount was for Rs 33 lacs with nominal interest rate when compared to others in the market. Customer service was good and there are too many hidden charges. The tenure period for this loan is 30 years.
I am using the housing loan from the AXIS BANK from past three to four months i have applied it where the process is quick to get the loan it took 20 days to get the loan. The documentation process is simple the loan amount is very good also the rate of interest is 8.5% which is floating.
My home loan experience was good with ICICI bank, the process was smooth and i received my loan amount on time. The rate of interest is very less when compared to other banks. Customer service was good with ICICI bank and the tenure period for this loan is 20 years.
As per market rates, SBI home loan is best. Till now i have not faced any problems with SBI. I have not contacted their customer care service because of the SBI branch is next to my office. The branch response is absolutely fine. In the current scenario they are charging very good interest rates. I have chosen SBI because its a nationalized loan and i can able to choose the long time credibility and the rate of interest is very low.
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1
KUSHAL CHAKRABORTY
, kolkata
Reviewed on Nov 13, 2018
Its quite professional and informative, earlier I didn't use Bank Bazaar. when I approached for the housing loan, first time I tried them. They gave me good comparison about the interest rate and loan amount. The customer service is also good, the executive assisted on right time.
I got great response from PNB housing, but I am not fine with interest rate, earlier they told something and again after the disbursement they collected Rs. 2500. It would be if they informed it earlier. Remaining all good I don't have any issues.
I have taken my home loan with indiabulls.customer service was very good.i got good response and my loan amount as good as per my expectation and the rate of interest and processing fee they charge me nominal, there was no hidden charges they have taken and even tenure period they have given as i want.
I have been taken my Home loan from National australia bank the service is good they charge premium per month of rs 14 thousand and i do payment through on line only and customer support team is good and they provide good benefit policy . so overall service is good.
It has been a very good experience i had with this Home loan, the loan amount also had been good and the interest rate with them has been nominal as well. There has been some processing fee which they had charged and there was no additional charges which they had made. Their customer support also had been good as well where they had been helpful at times.
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4
ASHOK KUMAR PATHAK
, kolkata
Reviewed on Oct 05, 2018
I have chosen home loan in DHFL Based on the advertisement where they have show rate of interest of 8.5 but i got 13 % , which is way higher that what they promised for .They charged some fees for processing and documentation . Overall am satisfied with the customer service and response .
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
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