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    We found 37 Kolkata Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
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    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
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  • Kolkata Home Loan is Rated as "Great!" by 1078 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Kolkata Home Loan

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 21 Apr 2018

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Kolkata Home Loan Reviews

    • HDFC Limited Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have my home loan with HDFC LTD which was taken 8 years back. They have offered 10.7% interest rate which is bit high than other banks for 6,70,000 lakhs. The tenure period was 20 year s. The loan was approved on time and the processing fee was also nominal.I am satisfied with the customer service and responses .
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 11, 2018
    • Bank Bazaar Home Loan
      "Excellent and Remarkable Experience With High Class Offers "
      0.5 5.0/5 "Blown Away!"
      Entire process is truly time saving and hassle-free. Coordination and support from the executives is top class and all the executives are highly responsive. My effort is successful simply for the services. Kudos to Bank Bazaar. CHEEEERS.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 29, 2018
    • Central Bank of India Home Loan
      "Process is excellent"
      0.5 5.0/5 "Blown Away!"
      The process was excellent for the home loan with CBI. I only had to go for one day to the bank to sign the paper work which took an hour to complete. It was very convenient and easy process. The rate of interest was around 9% and the processing charges is normal. The whole process was done in 72 hours.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 23, 2018
    • SBI Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for home loan with the STATE BANK OF INDIA and they have made proper back ground verification and while getting the loan it is difficult because they ask us to produce lot of documents and etc. The process need to be digitized.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 23, 2018
    • Indiabulls Home Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have my home loan with INDIA BULLS which was taken 6 years back. The loan amount was 30 lakhs and the interest rate was 10-11% which is very high than other banks. The tenure period was 15 years . The process was very tedious and the processing fee was very high also. My overall experience was not good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 15, 2018
    • Standard Chartered Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      The loan process was good in Standard Chartered Bank. I have taken a home loan in the year of 2003. It was taken for 20 years. I am paying monthly EMI as 4,850 rupees through cash. I have purchased a residential property. The part payment and pre closure option is available. The rate of interest was high compared to other banks.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 13, 2018
    • ICICI Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Icici home loan service is good. The rate of interest is nominal compared to others in the market. The documents have been collected from my door step. The process was been fast and the loan disbursement was been on time without any delay. It is was a good experience with Icici home loan team.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 03, 2018
    • United Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with United bank of India,the loan amount is 20.80 lakhs,the rate of interest is 8.45%,the tenure is for 20 years,the EMI amount is 19,000,i have no processing fees they had finished documentation as well as verification within 20 days of time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 02, 2018
    • Bank Bazaar Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      There were no hassles at Bankbazaar as well. I have taken my home loan through them and the process was smooth and easy. I was contacted on time and given the necessary details. The website is also good and informative and in all it was a convenient to get connected with the bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 26, 2018
    • Punjab National Bank Home Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      It was a good experience with PNB housing finance ltd. I have taken my home loan from them and it was a on time process. The ECS deduction is also happening on time and the interest rate is flexible of 8.35%, The ECS deduction is also happening smoothly. I guess the rate of interest is high when I check about the whole repayment. The agent was helpful and the paper work was on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 26, 2018
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The home loan service is good with the HDFC limited. The customer support service is good with the HDFC limited. They have disbursed the loan amount within 2 weeks of time. The rate of interest and the charges are average with the HDFC limited home loan services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 15, 2018
    • Bank of India Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have my home loan with BANK OF INDIA for about 3 years . The loan amount was 20,70,000. The Interest rate was 9.5% which is bit high than other banks in the market. The loan process was very smooth and hassle free here . My overall experience was better .
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 14, 2018
    • LIC Housing Home Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      The LIC HOUSING FINANCE is not giving proper response to the customers. The portal is very slow with the LIC HOUSING FINANCE,, They have offered me the home loan around 3 years ago. The rate of interest and the charges which they have offered was very high .
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 09, 2018
    • HDFC Limited Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan from Hdfc Ltd. The processing was done on time, total processing time they took was 15 days, then the amount got sanctioned. So the service was good. The total loan amount I took was Rs. 8,50,000 for the period of 11 years and interest rate is 8.45%. I am happy with the loan and satisfied with the scheme.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 07, 2018
    • LIC Housing Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken Home loan with LIC Housing Finance.The loan amounts is 13.50 lakhs,rate of interest is nominal as compared to others.The tenure is taken for 15 years.They had deducted mini u processing fees from the principal.I had submitted documents to process the same.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • Bank Bazaar Home Loan
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com have helped me to choose the right product for my financial products. I would like to say that the response is good one with the Bankbazaar.com and I came to know about it through my own sources.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Punjab National Bank housing finance limited response was an excellent one for my home loan. The advantage is their lesser rate of interest and the response was good and the executive have helped me in all different way.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • review Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the Home loan with the Sundaram finance limited and the customer service is good one. I would like to say that the response is very nice and they have provided the loan on time. Everything is good one with the Sundaram finance limited.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The service is very good with the HDFC limited in regards to my home loan process. I have got the home loan around a year ago from the HDFC limited. The required loan amount has been disbursed and I am satisfied with it. The rate of interest which I got was very low with HDFC limited when compared with others.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 27, 2018
    • Punjab National Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I got home loan from Punjab national bank with interest amount of 8.35 percent and also i submitted required document at the time of applying for a home loan, I waited for 6 month for receiving home loan amount from the Punjab national bank so it is quite normal to me apart from that customer service from Punjab national bank is very good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 25, 2018
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