A "low interest" loan shouldn't mean you have very little interest in paying it back!
A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Kolkata Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.35% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Kolkata Home Loan is Rated as "Great!" by 1056 Users
    Home Loan BYTES FROM OUR KITCHEN

    Kolkata Home Loan

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 19 Jan 2018

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Kolkata Home Loan Reviews

    • SBI Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      The customer service was good from STATE BANK OF INDIA . The SBI bank gave me a full approval on the amount i asked for .The money got disbursed in 15 working days of time . The Rate of interest was 8.35% they charged and the processing fee was 0 that was one good thing i loved . The Pre closure and part payment is there availed to me with no extra charges .
      Was this review helpful? 5
      , kolkata
      Reviewed on Dec 27, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 1.5/5 "Bad"
      I would say it was a real bad experience and service for the Home loan i applied at HDFC LTD . From HDFC LTD side no one called me . I also tried contacting the HDFC LTD but still they did not respond to it .The Customer service was not that good as i expected . There was no information given regarding the loan process . I will give a rating of 1.5 for this kind of experience .
      Was this review helpful? 4
      , kolkata
      Reviewed on Dec 27, 2017
    • Bank Bazaar Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      The customer service was good from the bank Bazaar side . I received Call within a days time from the bank bazaar side and on call everything was explained to me in a detailed way .The Website of bank bazaar was good to use and user friendly . it was a OK OK experience .
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 21, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 1.0/5 "Really Bad"
      It was not a happy experience as i expected it would be with HDFC LTD . the application got canceled due to the executive did not come to pick the documents as i they said they will be coming for . I was waiting but no one came to pick the documents . they made me wait for 15 days as i was in urgency so i went to another bank .
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 21, 2017
    • Bank Bazaar Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      it was a OK OK experience with bank bazaar i had . The customer service was good could have been more better from the bank bazaar side . The call from the bank bazaar came in few days and on call everything was explained me in everything in a detailed way .
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 20, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with HDFC LTD. This was taken before 12 years. After a one year, I closed this home loan. The rate of interest was 8.40%, it was normal like other banks. I paid my premium through ECS. HDFC ltd was providing a faster service Overall it was good.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 19, 2017
    • DHFL Home Loan
      "Charges and interest rate to be better"
      0.5 3.0/5 "Satisfactory"
      The service was faster with DHFL Bank for the home loan. But rate of interest was high compared to the marked standard. The processing fee was normal. But insurance fee was high, they provided a insurance for me as well as for my home which was not required. The customer service and response is good.
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 09, 2017
    • Punjab National Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan from PNB Housing Finance, it was overall a good loan experience. The tenure of this loan is 24 years which is quite satisfactory. The loan amount was for 11.35 lakhs with the rate of interest of 8.5% which is nominal when compared to other sources. The process was very smooth and my loan was approved within 1 week. Customer service was good, they provided door step service for the collection of documents.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 29, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 6 months, the services provided by bankbazaar is good when compared to all other sources in the market. It was a god experience with bankbazaar so far. Customer service was good and their response was prompt. I am using the bankbazaar website, it is easy to access and is user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 29, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from Axis bank, my loan application was closed because i have taken the home loan from other bank. When it comes to customer service, it was good, they responded on time and regular follow ups were done. The only problem is with the tenure of the loan amount, they gave only for 14 years which is not enough. The rate of interest was nominal when compared to other banks
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 29, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I had a good experience with bank bazaar. I used the website for a first time. They are giving good suggestions and proper guidance to the customers. It is easy to compare and find out the best offers. The customer service and response was up to the mark.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      My home loan was taken with PNB housing finance. The documentation process was simple. Executive came to my place and collected the documents. The interest rate was little bit high but it was good. The payment option is easy and convenient.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      This was my first time experience with bankbazaar and it was good, the services provided by bankbazaar is good when compared to all other banking websites. Customer service from bankbazaar was good and their response was prompt. I am using the bankbazaar website, it is easy to access and is user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • HDFC Limited Home Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from HDFC LTD, my loan application was closed because the property was not in my name. Apart from this, there was no issue from the customer service, they responded on time and their service was good. The rate of interest is nominal when compared to all other sources in the market.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      Bank bazaar is pretty quick in servicing. Bank bazaar is good in customer services and they call immediately on the same day after my application is submitted through their website so it is a quick service. Bank bazaar's website is very easy to use and user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • Aditya Birla Housing Finance Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I applied for a home loan with ADITYA BIRLA HOUSING FINANCE LIMITED. I had to close my home loan application later because the property is not yet finalized so I have post poned the plan and also I did not reach them out for the rate of interests and processing fees details and other details.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the Axis bank and the interest rate is around 9%. The loan amount got disbursed within a week of time. I would like to say that response is fine one for me and I dont have any issues on it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 13, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      This is my first experience with Bank bazaar. I am satisfied with the customer service and responses here . I have applied through their website which has many good options on banks and interest rates. The website is very user friendly and accuracy is also good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have approached PNB for my home loan. I am satisfied with the customer service and responses which was on time . They did proper follow ups also but I have postponed the plan so cancelled the application .I have no idaea bout the rate of interest here.My overall experience was excellent service and It recommendable also .
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I have approached Bank bazaar before for quite a few times. The customer service and responses was up the mark but I am getting back to back calls for them which is not satisfactory. The website is very user friendly and slider control doesn't not work properly here. My overall experience was very good and I would like to recommend also.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
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