A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Kolkata Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Kolkata Home Loan is Rated as "Great!" by 1046 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Kolkata Home Loan

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 23 Nov 2017

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Kolkata Home Loan Reviews

    • Bank Bazaar Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I had a good experience with bank bazaar. I used the website for a first time. They are giving good suggestions and proper guidance to the customers. It is easy to compare and find out the best offers. The customer service and response was up to the mark.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      My home loan was taken with PNB housing finance. The documentation process was simple. Executive came to my place and collected the documents. The interest rate was little bit high but it was good. The payment option is easy and convenient.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      This was my first time experience with bankbazaar and it was good, the services provided by bankbazaar is good when compared to all other banking websites. Customer service from bankbazaar was good and their response was prompt. I am using the bankbazaar website, it is easy to access and is user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • HDFC Limited Home Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from HDFC LTD, my loan application was closed because the property was not in my name. Apart from this, there was no issue from the customer service, they responded on time and their service was good. The rate of interest is nominal when compared to all other sources in the market.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      Bank bazaar is pretty quick in servicing. Bank bazaar is good in customer services and they call immediately on the same day after my application is submitted through their website so it is a quick service. Bank bazaar's website is very easy to use and user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • Aditya Birla Housing Finance Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I applied for a home loan with ADITYA BIRLA HOUSING FINANCE LIMITED. I had to close my home loan application later because the property is not yet finalized so I have post poned the plan and also I did not reach them out for the rate of interests and processing fees details and other details.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the Axis bank and the interest rate is around 9%. The loan amount got disbursed within a week of time. I would like to say that response is fine one for me and I dont have any issues on it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 13, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      This is my first experience with Bank bazaar. I am satisfied with the customer service and responses here . I have applied through their website which has many good options on banks and interest rates. The website is very user friendly and accuracy is also good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have approached PNB for my home loan. I am satisfied with the customer service and responses which was on time . They did proper follow ups also but I have postponed the plan so cancelled the application .I have no idaea bout the rate of interest here.My overall experience was excellent service and It recommendable also .
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I have approached Bank bazaar before for quite a few times. The customer service and responses was up the mark but I am getting back to back calls for them which is not satisfactory. The website is very user friendly and slider control doesn't not work properly here. My overall experience was very good and I would like to recommend also.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
    • SBI Home Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I have approached SBI for my home loan . I am completely not satisfied with the customer service and responses here since I have received calls after 3-4weeks and I did not feel like talking to the right person so I have cancelled the application here, My overall experience was average .
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
    • Bank Bazaar Home Loan
      "Digital financial service"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar is a good financial service provider.The website with bankbazaar is customer oriented.Both the applications of bankbazaar is good.The only suggestion for bankbazaar is to check with the bank whether they contacted the customer or not.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 02, 2017
    • HDFC Limited Home Loan
      "Poor response"
      0.5 1.0/5 "Really Bad"
      I have applied for a home loan application with HDFC LIMITED. But i did not receive any response from HDFC ltd Thus my application got closed i think. I waited for there response so long.Till date i did not receive a single call regarding my application.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 02, 2017
    • Bank Bazaar Home Loan
      "Great "
      0.5 5.0/5 "Blown Away!"
      It's great and I am very highly obliged for ur support and guidance for considering me for loan thanks and blessings from me hoping and dreaming for my home for my family and great feeling that if I fulfill all the dreams of family for home it's a dream hoping to become true in real life
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 02, 2017
    • Bank Bazaar Home Loan
      "Good services"
      0.5 4.0/5 "Great!"
      I got a proper response and acknowledgement from Bankbazaar and there were no hassles as such. The customer services are good and they were responding from time to time. The website is also good and it is informative as well. It was clear and easy to follow.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 31, 2017
    • Axis Bank Home Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      Axis Bank contacted me for the home loan and I could not receive their call, I think I received one call and when I called back the call reached some where else. I also got busy with something else and I did not follow up and the bank did not as well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 31, 2017
    • SBI Home Loan
      "Good serivce"
      0.5 5.0/5 "Blown Away!"
      In regards to my home loan application. The state bank of India has disbursed my loan amount within a day time after approving my home loan application. I got the interest of 8.75% floating interest rate, which is nominal when compared with others.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 27, 2017
    • Bank Bazaar Home Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I know bank bazaar for past 6months. The website of bank bazaar is easy to use and user friendly. The bank bazaar customer support is good and they gave prompt response with regards to the queries. The service which was provided by bank bazaar is very much satisfactory.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 27, 2017
    • Punjab National Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got the better option in regards to my home loan , so that was the reason I haven't got the loan from PNB housing finance limited. The response part was good with PNB housing finance limited . The rate of interest which was offered by PNB was high when compared with sbi.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 27, 2017
    • United Bank Home Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      My home loan is with UBI which was taken 10 years back. The loan process was very slow and lengthy so felt bit tedious . The loan amount was 10 lakhs and the promised interest rate was 9% which was average. They have sanctioned the loan with the committed time and provided door step service for collecting documents also. Here the pre closer is after 6 months. My overall experience was good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 20, 2017
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