A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Kolkata Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Kolkata Home Loan Reviews

    • Allahabad Bank Home Loan
      "GOOD SERVICE"
      0.5 3.0/5 "Satisfactory"
      The loan amount which ALLAHABAD BANK offered me was good. The customer services and representatives where very helpful. They contacted me and informed me the details. I was fine with the interest rate which was 8.5. Overall I can say it was good service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 23, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      The Service was very excellent from Bankbazaar , I got lot of options from Bankbazaar for my loan process . Even the response was very excellent from their representatives ,I checked Bankbazaar website which was easy to use and user friendly overall it was a excellent experience from Bankbazaar service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 23, 2017
    • Punjab National Bank Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was an very good service from PNB ,during my loan process the representatives of PNB was very helpful and very responsible representatives . But I was little busy with my personal issue ,even with a interest rate it was fine so I can say overall it was a excellent service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 23, 2017
    • Bank Bazaar Home Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is quite good one and the response is also satisfied one for me, also I have taken multiple products from them. I would like to say that the response is also a good one with the Bankbazaar.com.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 19, 2017
    • HDFC Limited Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      My experience was good one with the HDFC limited for the home loan,which I have got . I would like to say that the overall the experience was good one, also they have coordinated in the better way, also am happy with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 19, 2017
    • Bank Bazaar Home Loan
      "Good. Can provide more follow ups"
      0.5 4.0/5 "Great!"
      The initial response was good at Bankbazaar. After I registered I received a call and I got to know the options I was eligible for. The website is good. It is very helpful and supportive. It would have been better if there were follow up calls to give the updates.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 19, 2017
    • Punjab National Bank Home Loan
      "Satisfied with the overall experience"
      0.5 4.5/5 "Excellent!"
      It was a great experience with PNB housing finance for the home loan. The documentation process was on time and I also got the disbursement as expected. The rate of interest was around 8.5% and the processing charges was also normal. The after loan services is good too.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 19, 2017
    • Bank Bazaar Home Loan
      "Satisfied with the overall experience"
      0.5 4.0/5 "Great!"
      The team at Bankbazaar is good and they are doing good overall. The website is clear and it has a lot of details of the banks and all the deals they offer. The comparison options are also helpful and it allows the customer to choose the best bank with the best deal.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 19, 2017
    • ICICI Bank Home Loan
      "Unhappy with the services "
      0.5 1.0/5 "Really Bad"
      I am not happy at all with ICICI bank for the home loan. They said something and processed something else. Initially I was informed of no processing fees and later I was charged. The paper work is also not proper. I would not wish to recommend the bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 19, 2017
    • Punjab National Bank Home Loan
      "Good one"
      0.5 5.0/5 "Blown Away!"
      I had a nice experience with the PNB housing finance limited .They contacted me on time and provided me every kind of information what all was required for the loan but i didn't opt for the loan because i had some personal issues going on ,so i postponed the plan .
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 15, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar executives are very prompt got back to back calls and they followed up, they helped to complete the process on time without any hassles I got immediately response and everything was quick in Bank Bazaar, as soon as I log in the website, I got a call and proper update about the loan process
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 13, 2017
    • Punjab National Bank Home Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have taken home loan from PNB HOUSING FINANCE LIMITED. The approved amount from PNB is 20 lakhs.My overall experience with PNB is amazing because their customer service was on time and responses was quick. Their promised rate of interest was 8.5% fixed for 2 years and later it will be floating, but the service I dint like after disbursement I had to face so many issues,only this part was not except able.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 13, 2017
    • Bank Bazaar Home Loan
      "Very good financial website for new comers"
      0.5 4.0/5 "Great!"
      Bank Bazaar helped me to connect with the respective bank and I started receiving call from the bank for the home loan. The loan process became very simple and userfriendly, I am using Bank Bazaar portal for two years its really good. New customer can visit to check for home loan and other financial products.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 13, 2017
    • SBI Home Loan
      "Its customer friendly"
      0.5 5.0/5 "Blown Away!"
      I am very much happy about zero processing fee of SBI and there was no hidden charges on my home loan, Documentation process was happened on time. I got disbursement amount quickly, my principal amount was Rs. 36 lakhs for the tenure of 20 years.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 13, 2017
    • HDFC Limited Home Loan
      "Need to improve"
      0.5 2.0/5 "Expected more"
      It took quite long time to dealt with the home loan for the HDFC limited . I would like to say that there are some issues with the HDFC limited for my home loan approvaland I would like to say that they are good one to complete the process.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 12, 2017
    • Bank Bazaar Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is really a good one for me and I would like to say its a better one. Response and other things are really quite excellent one and I came to know about Bankbazaar.com through internet search, also am really happy with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • SBI Home Loan
      "Excellent "
      0.5 4.0/5 "Great!"
      I have got the home loan with the State bank of India and the response was quite good one for me. I got the loan amount within a month of time, also am really happy with them. Response with the bankers end were really okay for me. Overall experience is good one with the State bank of India.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • Bank Bazaar Home Loan
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I found bankbazaar when I was doing a free search through online. To what I had experienced I had a good time with them, they gave me regular follow ups and service. Even they called me for the inquiry regarding the status of my application and it was good too..
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • SBI Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      With STATE BANK OF INDIA i have take a home loan of 20 lakhs . The rate of interest from STATE BANK OF INDIA was 8.35% for 10 years . And the EMI amount is 25600 for a month. The executive came to my place to collect the documents. The process was really quick and got my amount with in 2 or 3 days.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • Bank Bazaar Home Loan
      "Response is too great"
      0.5 5.0/5 "Blown Away!"
      I would say that the response provided by bankbazaar.com was too quick It was a very good experience as my loan was processed on time. The followups were very good also the co ordination part was very good. I am very much happy as I had got the best deal through bankbazaar.com.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    Common Loader Icon
    Kolkata Home Loan is Rated as "Great!" by 973 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Kolkata Home Loan

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
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    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 24 Sep 2017

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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