A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Kolkata Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Kolkata Home Loan Reviews

    • Bank Bazaar Customer Support
      "Awesome experience, very fast"
      0.5 5.0/5 "Blown Away!"
      I love the way that bankbazaar handled my query.I thought for a home loan and my explorer directed me to bankvazaar site. I applied for a home loan from bankbazzar and I am very much sure the service in future will also be remarkable. Just with a basic information the bank require, and here it is the list of all bank offers. Its totally up to you which bank to choose.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Good"
      0.5 5.0/5 "Blown Away!"
      DEAR SIR, REALLY A VERY NICE APPLICATION ,because whatever the product I choose they are giving immediate response. The bank bazaar web site is easy to use and customer friendly. The bank bazaar customer support is good and very supportive, they helped to get in touch with the bank partner. I am satisfied with the bank bazar
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 19, 2017
    • SBI Home Loan
      "Nice service"
      0.5 4.0/5 "Great!"
      Documentation process is very simple with State bank of India for the home loan. I availed the loan from the bank. The current interest rate is 9.35%. I am happy with the bank in terms of the home loan as they done the process without any hassles.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      I am happy with Bank Bazaar service, there was no issue with them. Bank Bazaar have done their job. I am satisfied with Bank Bazaar service, they have contacted me and shared multiple option with the bank contact number for the home loan. It would be great Bank Bazaar has got tie up with all banks that would be easy to approach that particular bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "They should provide prompt response to the customer"
      0.5 1.0/5 "Really Bad"
      No body have called me from Hdfc ltd for the home loan, at the I have approached PNB but that deal also cancelled because of interest rate. HDFC Ltd should consider each and every customer as prime customer and they should give response to their request.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 14, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      As far as Punjab National bank is concerned it is good to use, but interest rate is quite high as compare to the market rate. Therefore the rate should match with the market rate. so that we can suggest family and friends to use Punjab National bank services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    • Punjab National Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Last year I had got the home loan from PNB HOUSING FINANCE LIMITED . The process was quite good and they were flexible with the service and even after office hours they sent their executives to collect the documents. The process went very smooth with PNB housing limited. I am happy about the loan amount. The rate of interest is quite high, when I got the loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Satisfactory service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar is helping us to know about the best offers with the different bank partners with the financial products. It was very informative web portal. The bank bazaar web site is easy to use and customer friendly. The customer support with bank bazaar helped me to get in touch with the bank partner. I am satisfied with the service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Need Improvement"
      0.5 2.0/5 "Expected more"
      Axis bank is good at banking service, because I also hold Axis salaried and savings account, but as far as the loan is concerned AXIS Bank didn't provide a satisfactory service.They gave a call and explained about the product and after that I didn't receive any calls from Axis bank. They need to be improve a lot when it comes to customer support.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Good website"
      0.5 3.0/5 "Satisfactory"
      I am quite happy with Bank Bazaar response they reached me on time on the home loan process and they directed me to go with PNB housing, I am not fine with that bank interest rate, if its great Bank Bazaar suggest multiple options to the customer, they will take it which they prefer.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    • Punjab National Bank Home Loan
      "Interest rate should be flexible"
      0.5 2.5/5 "Just OK"
      I am not fine with the PNB housing interest rate it is higher side. Hence I checked with other institute and I took home loan in different bank. PNB housing response was quite good, they called me and gave the information about the loan but they taking much documents for the loan process its inconvenient and they giving me the interest rate around 8.6%, it was higher side, rate should be flexible depend upon the market.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Registration Procedure"
      0.5 3.5/5 "Pretty good"
      The registration and bank selection process is somewhere in between moderate to good. But the access is easy, constructive forms and the friendly user interface makes it stand apart from other kind of this solutions. Hope they help me to find a good institution to avail loan. ALL THE BEST!!
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 08, 2017
    • ICICI Bank Home Loan
      "Wonderful "
      0.5 4.0/5 "Great!"
      Rate of interest is around 12 % for the home loan witht he ICICI bank and am having this loan from the last eleven years of time. Customer service is good one with them and the processing charges are also lesser one with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 03, 2017
    • Bank Bazaar Customer Support
      "Average"
      0.5 2.0/5 "Expected more"
      After me applying online at Bankbazaar I was contacted on time and I was informed of the banks I was eligible for. It was a simple process and easy to register as well. The team followed up as well, it would have been better if the voucher was provided as promised.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 19, 2017
    • HDFC Limited Home Loan
      "Overall good process"
      0.5 4.0/5 "Great!"
      It was overall a good experience with HDFC LTD for the home loan. But there was a bit of a delay during the process. The whole thing was completed within one month. The rate of interest was nominal. It was around 9% and the processing charges were normal too. It was in line with the market rate.
      Was this review helpful? 1
      , kolkata
      Reviewed on May 19, 2017
    • Bank Bazaar Customer Support
      "Wonderful"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com is fine one for me and I have started to use it very recently like its been around six months of time. Online portal of the Bankbazaar.com is working in a good way. Response is a immediate one with the Bankbazaar.com.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 16, 2017
    • SBI Home Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have not received the documents like repayment schedule and other papers for my home loan with the State bank of India . State bank of India took long time to provide the disbursement , also the verification process was really huge one. Rate of interest was fine one for me and I would like to suggest that they need to optimize and speed up the process.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar gave me multiple banks options online, I tried en number of banks for home loan thay have given so many options through that I got home loan from SBI. The website is effective , executive reached and gave happy service. With in 1 or 2 days I received call from them after applying.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 16, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My experience with State bank of India has always been fair. I had taken my home loan from them. The process was quick and it was completed on time by the bank. They also offered a good rate of interest 8.68%.and there was no processing charges toatal loan amount is 19 laks I have opted for.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "Very friendly and a quick site"
      0.5 5.0/5 "Blown Away!"
      Economically, I found Bank Bazaar website as an easy source to find the solution for all banking products. Many a times I visited Bank Bazaar website to search for my financial requirements. Last time I applied for the car loan, now recently I had applied for a home loan and it was a great success as I had taken loan from SBI successfully.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 16, 2017
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    Kolkata Home Loan is Rated as "Great!" by 923 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 26 Jun 2017

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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