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    We found 36 Kolkata Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Kolkata Home Loan is Rated as "Great!" by 1092 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Kolkata Home Loan

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 26 May 2018

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Kolkata Home Loan Reviews

    • SBI Home Loan
      "Good Service Very low charges"
      0.5 4.0/5 "Great!"
      My home loan with SBI was for almost 7 lacs. The application and the documentation was carried out at the branch. Their interest rate is pretty much competitive when comparing with other banks, processing took bit longer than expected. Other than that the loan experience was wonderful.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar services from last 2 years, my experience was good so far with bankbazaar. The services provided by bankbazaar is good when compared to all other sources. Customer service was good and their response was on time. The mobile application of bankbazaar is easy to use and is user friendly. The only issue i am facing is, i am getting frequent calls from bankbazaar.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 20, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The home loan application was approved with HDFC LTD and the experience was good. The rate of interest was bit high when compared to other sources. Documents were collected on time and the customer service was good. The process was long and it took 1 month to disburse the loan amount.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience with bankbazaar was good so far, they provide very good services when compared to all other sources in the market. I have visited bankbazaar for the first time. Customer service was good and they responded on time. The website of bankbazaar is easy to navigate and is user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2018
    • Indiabulls Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from IndiaBulls and my loan experience was good, the process took 1 month to complete. The loan amount was based on my requirements and the rate of interest was nominal rate in the market. Customer service was fine and they collected documents on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2018
    • Allahabad Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from Allahabad bank and my experience was good, the loan amount was for Rs 16-17 lakhs with nominal interest rate when compared to other banks. Customer service was good and they collected documents on time. The tenure period for this loan is 23 years.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other sources in the market. I know bankbazaar from last 2-3 years. Customer service was good and they responded on time. The mobile application is easy to use and is user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have my home loan application closed with HDFC LTD, my loan application was closed because there was no requirement of loan as of now. Customer service was good with HDFC as they responded on time. The rate of interest of 8.35% is nominal when compared to other sources.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other sources in the market. I know bankbazaar.com from last 2-3 years. Customer service was good and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 17, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from HDFC LTD, my loan application was closed because i have postponed the plan to get the home loan. When it comes to customer service, it w as good and they followed up on time. The rate of interest of 8.4% is high when compared to other sources.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 17, 2018
    • DHFL Home Loan
      "Harrashinng customer and treat them like begger"
      0.5 0.5/5 "Unacceptable"
      I have taken around 8 Lakh loan for my house. Initially DHFL Kolkata Rajarhat branch people behave very nicely but once I got the loan their behaviour gets changed. I am requesting them from more than 2 month to disburse my money but no response. Raised complain more than 5 times but no response. Nothing is good in DHFL.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 09, 2018
    • Bank Bazaar Home Loan
      "Joyful Experience "
      0.5 5.0/5 "Blown Away!"
      I found Bank Bazaar very inclusive it took only 15 Minutes for me to complete the process & view the comparative study.It has covered almost all the aspects of Home loan & my eligibility.In short it can be said that its a wow experience indeed.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 07, 2018
    • Bank Bazaar Home Loan
      "Experience is good"
      0.5 4.0/5 "Great!"
      The experience at Bankbazaar.com has been overall good. They been on time to contact me and inform me the details. It would be better if the executive was more confident while conveying the details. I was comfortable in navigating through the portal.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 30, 2018
    • Punjab National Bank Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      The overall experience is good with PNB housing finance for the home loan and there was a slight delay in the process, but that is okay for me. The rate of interest is around 8.25% and it is fixed. There was a processing fee as well. The disbursement has happened on time and as needed.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 30, 2018
    • HDFC Limited Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have my home loan with HDFC LTD which was taken 8 years back. They have offered 10.7% interest rate which is bit high than other banks for 6,70,000 lakhs. The tenure period was 20 year s. The loan was approved on time and the processing fee was also nominal.I am satisfied with the customer service and responses .
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 11, 2018
    • Bank Bazaar Home Loan
      "Excellent and Remarkable Experience With High Class Offers "
      0.5 5.0/5 "Blown Away!"
      Entire process is truly time saving and hassle-free. Coordination and support from the executives is top class and all the executives are highly responsive. My effort is successful simply for the services. Kudos to Bank Bazaar. CHEEEERS.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 29, 2018
    • Central Bank of India Home Loan
      "Process is excellent"
      0.5 5.0/5 "Blown Away!"
      The process was excellent for the home loan with CBI. I only had to go for one day to the bank to sign the paper work which took an hour to complete. It was very convenient and easy process. The rate of interest was around 9% and the processing charges is normal. The whole process was done in 72 hours.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 23, 2018
    • SBI Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for home loan with the STATE BANK OF INDIA and they have made proper back ground verification and while getting the loan it is difficult because they ask us to produce lot of documents and etc. The process need to be digitized.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 23, 2018
    • Indiabulls Home Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have my home loan with INDIA BULLS which was taken 6 years back. The loan amount was 30 lakhs and the interest rate was 10-11% which is very high than other banks. The tenure period was 15 years . The process was very tedious and the processing fee was very high also. My overall experience was not good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 15, 2018
    • Standard Chartered Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      The loan process was good in Standard Chartered Bank. I have taken a home loan in the year of 2003. It was taken for 20 years. I am paying monthly EMI as 4,850 rupees through cash. I have purchased a residential property. The part payment and pre closure option is available. The rate of interest was high compared to other banks.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 13, 2018
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