A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Kolkata Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Kolkata Home Loan is Rated as "Great!" by 1027 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Kolkata Home Loan

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 21 Oct 2017

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Kolkata Home Loan Reviews

    • Bank Bazaar Home Loan
      "PRE APPROVED LOAN"
      0.5 4.0/5 "Great!"
      THIS IS THE FIRST TIME I APPLIED FOR SUCH LOAN, THIS IS VERY QUICK AND HOPE IT WILL WORKS, AS I AM YET TO SELECT THE PROPERTY NOW I HAVE CONFIDENCE THAT THAT I CAN LOOK FOR ONE. ONE THING I MUST SAY IF SOME SPECIFIC IDEA FOR LOAN AMOUNT IS GIVEN INSTEAD OF RANGE, IT WILL HELP MORE.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 18, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 7 to 8 years, Bankbazaar provides excellent services when compared to all other banking websites. The customer service was good amd prompt, they supported very well. The website is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 17, 2017
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB Housing Finance, i am happy that my loan application was approved and the required amount was disbursed. The customer service was good and they were very helpful, they provided a door step service for the collection of documents. The rate of interest was a bit high when compared to other sources.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      The experience at Bankbazaar was good and there were no hassles in the process. I have taken a loan earlier as well. It would be better if the details on the website is matching with the details of the bank. The customer services and response is on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 14, 2017
    • ICICI Bank Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I did not take the home loan from ICICI Bank because I changed the plans. Else I was okay with the process and the services. They were responsive and there were no hassles. The interest rate and charges was normal and overall it was a good experience.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 14, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar provides the best service. They are really out of box in giving financial service to the customers. The executives are helpful in clearing all the query and assisting to choose the right product from the right banks.Service and response wise bankbazaar is good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Punjab National Bank Home Loan
      "Poor response"
      0.5 2.0/5 "Expected more"
      I have requested for a home loan application with PNB HOUSING FINANCE LIMITED. But i did not receive any response from the bank end. And i have simultaneously applied with SBI and got the approval from SBI.Thus my application got closed with PNB.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      They provides immediate response and follow up based on the customer request. I hope Bank Bazaar is a pretty good site, where has all the banking information. Their representative spoke with me very politely also they are very quick in resolving my queries. Hence I would recommend this site to all.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I don't have any home loan requirement right now, but I am planning to take a loan in the month of November. Because still I didn't finalize the property, When I applied home loan in AXIS, the bank response was good they followed up me very well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Process should be bit faster"
      0.5 4.0/5 "Great!"
      My wife is related with AXIS bank, hence I reached out to the bank for the home loan, I felt their process was bit slow. It should more faster and smooth. Documentation procedure was good, they completely met my requirement with good rate of interest on the home loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Awesome"
      0.5 5.0/5 "Blown Away!"
      I am very much glad to use Bank Bazaar service, because it gives wide of choices and they knock me time to time to check the requirement on financial products . I am very satisfied with that, In future if I need any personal loan or any product I prefer this site.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Punjab National Bank Home Loan
      "Fantastic Service"
      0.5 4.0/5 "Great!"
      Before PNB housing, I processed my loan with AXIS bank, hence I don't have interest to proceed again with PNB housing for the home loan. But their interaction was fantastic, there was no issue, PNB housing have called and spoke about the loan process but I denied to go head.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Tata capital Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a pretty good service from TATA capital for my home loan service ,customer support and the other representatives of TATA capital is very helpful and responsible,even the documentation part was fine ,I can say the overall service is excellent from TATA capital for my home loan service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am completely happy with the service rendered by bankbazaar.com. Their representatives and customer service is very good and helpful. Even the Bankbazaar website is user friendly overall service is excellent from Bankbazaar . Lastly, I did not find any flaws with bankbazaar service till now.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I got a call once from HDFC ltd representatives I feel the rate of interest they offered is little high also, I got a loan from other financial institutions with a better interest rate so that was the reason for the cancellation of my loan process with HDFC LTD.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I was looking for a home loan that time I have heard about bank bazaar. So I have installed the application on my mobile.It is a online portal where we can get all the information at one stop. Customer service is very good. I am very much satisfied with bank bazaar.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Great service"
      0.5 5.0/5 "Blown Away!"
      This was the first time I am using bank bazaar had very good service. The website is easy to navigate. The customer service has called me and gave me the necessary information which I have needed. It is a hassle free service. Overall it was a great experience.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Great service"
      0.5 5.0/5 "Blown Away!"
      This was the first time I am using bank bazaar had very good service. The website is easy to navigate. The customer service has called me and gave me the necessary information which I have needed. It is a hassle free service. Overall it was a great experience.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Great service"
      0.5 5.0/5 "Blown Away!"
      This was the first time I am using bank bazaar had very good service. The website is easy to navigate. The customer service has called me and gave me the necessary information which I have needed. It is a hassle free service. Overall it was a great experience.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 09, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      When I have applied for a home loan with HDFC LTD, the service is excellent. There was a immediate response. Only the processing fee is too much so I don't wish to continue with them. Other than this, there were no issues. Everything is perfect.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 09, 2017
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