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Kolkata Home Loan Reviews

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Customer Support

"Average"

0.5 2.0/5 "Expected more"

After me applying online at Bankbazaar I was contacted on time and I was informed of the banks I was eligible for. It was a simple process and easy to register as well. The team followed up as well, it would have been better if the voucher was provided as promised.

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ABHINABA DAS , kolkata
Reviewed on May 19, 2017
Home Loan

"Overall good process"

0.5 4.0/5 "Great!"

It was overall a good experience with HDFC LTD for the home loan. But there was a bit of a delay during the process. The whole thing was completed within one month. The rate of interest was nominal. It was around 9% and the processing charges were normal too. It was in line with the market rate.

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ABHINABA DAS , kolkata
Reviewed on May 19, 2017
Customer Support

"Wonderful"

0.5 3.0/5 "Satisfactory"

Bankbazaar.com is fine one for me and I have started to use it very recently like its been around six months of time. Online portal of the Bankbazaar.com is working in a good way. Response is a immediate one with the Bankbazaar.com.

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LAXMI NARAYAN PUROHIT , kolkata
Reviewed on May 16, 2017
Home Loan

"Average"

0.5 2.0/5 "Expected more"

I have not received the documents like repayment schedule and other papers for my home loan with the State bank of India . State bank of India took long time to provide the disbursement , also the verification process was really huge one. Rate of interest was fine one for me and I would like to suggest that they need to optimize and speed up the process.

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LAXMI NARAYAN PUROHIT , kolkata
Reviewed on May 16, 2017
Customer Support

"Excellent service"

0.5 5.0/5 "Blown Away!"

Bank Bazaar gave me multiple banks options online, I tried en number of banks for home loan thay have given so many options through that I got home loan from SBI. The website is effective , executive reached and gave happy service. With in 1 or 2 days I received call from them after applying.

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MAHESH KUMAR GAGRAI , kolkata
Reviewed on May 16, 2017
Home Loan

"Excellent service"

0.5 5.0/5 "Blown Away!"

My experience with State bank of India has always been fair. I had taken my home loan from them. The process was quick and it was completed on time by the bank. They also offered a good rate of interest 8.68%.and there was no processing charges toatal loan amount is 19 laks I have opted for.

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MAHESH KUMAR GAGRAI , kolkata
Reviewed on May 16, 2017
Customer Support

"Very friendly and a quick site"

0.5 5.0/5 "Blown Away!"

Economically, I found Bank Bazaar website as an easy source to find the solution for all banking products. Many a times I visited Bank Bazaar website to search for my financial requirements. Last time I applied for the car loan, now recently I had applied for a home loan and it was a great success as I had taken loan from SBI successfully.

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SURESH BISWAS , kolkata
Reviewed on May 16, 2017
Home Loan

"Lengthy process, time has to be reduced"

0.5 5.0/5 "Blown Away!"

SBI response is not very good, as they had taken a lot of time. Documentation process was very much lengthy I visited the branch on time and I submitted the documents. Finally they disbursement 100% loan on property value. SBI interest rate is best as it was per the market.

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SURESH BISWAS , kolkata
Reviewed on May 16, 2017
Customer Support

"Easy and helpful"

0.5 5.0/5 "Blown Away!"

Very helpful for people who dont understand complex bank terms. Just tell your problem to bankbazaar agent and they will handle it and give you the solution. I contacted for home loan and I was guided so well that I have never thought it would be so easy.

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SAWAN KUMAR , kolkata
Reviewed on May 16, 2017
Customer Support

"Good Site"

0.5 3.5/5 "Pretty good"

Bankbazaar website is fine and easy to navigate. When I submitted my application on their site, I got an immediate response and they promptly processed my application. Also they had forwarded my application to the bank with immediate effect.

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TRISHA DATTA , kolkata
Reviewed on May 15, 2017
Home Loan

"Nice Service"

0.5 4.0/5 "Great!"

I preferred PNB housing finance for my home loan and I approached them through online source. I did not face any challenges with them for my loan application. They processed it in a good way. Interest rate is also good when compared with other banks.

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TRISHA DATTA , kolkata
Reviewed on May 15, 2017
Home Loan

"Quick services"

0.5 5.0/5 "Blown Away!"

My earlier experience with ICICI bank was good for the home loan. This process was about five years back. They were proactive in contacting me and getting my loan completed on time. The interest rate and processing charges was also at par with the market.

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KALYAN SUNDAR CHAKRAVORTY , kolkata
Reviewed on May 10, 2017
Home Loan

"Super fast process"

0.5 5.0/5 "Blown Away!"

IDBI has been very helpful to me for the home loan. The executive came over and collected my papers and also started the process and I got the loan within six days. It was a very fast and satisfying process. I got a decent deal on the interest rate and processing fees.

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KALYAN SUNDAR CHAKRAVORTY , kolkata
Reviewed on May 10, 2017
Home Loan

"Average"

0.5 3.0/5 "Satisfactory"

I applied for a home loan with ICICI Bank as I had the options online. When I applied for the same it took me to a another channel for loans. After which I received no response from the bank and in the meanwhile I got the loan from another bank. Since it was the fag end of the financial year I was asked to get the disbursement done quickly. But ICICI Bank was not helpful to me.

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KALYAN SUNDAR CHAKRAVORTY , kolkata
Reviewed on May 10, 2017
Customer Support

"Average"

0.5 3.0/5 "Satisfactory"

Initially I received a response from Bankbazaar.com and they processed my details to the banks. Later I wanted to proceed ahead with another bank but since there was no much of follow up calls, it was not much helpful for me and it was an average experience.

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KALYAN SUNDAR CHAKRAVORTY , kolkata
Reviewed on May 10, 2017
Home Loan

"Good services"

0.5 5.0/5 "Blown Away!"

The services at SBI for the home loan was nice as I received a proper response from them and they helped me out in giving me the details. I could not proceed ahead because the plan was not done for my project. The rate of interest and processing charges was minimal.

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KALYAN SUNDAR CHAKRAVORTY , kolkata
Reviewed on May 10, 2017
Home Loan

"Excellent"

0.5 5.0/5 "Blown Away!"

The rate of interest offered by Allahabad for the housing loan is very good. Its very much beneficial for me .I am holding this housing loan from 2010. They were asking for all the necessary documents. There is no issue or hassle with them while submitting the documents The loan amount I have opted for 6.5 laks with ROI is 9.5% with nil processing fee.

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RAJIV RAJAK , kolkata
Reviewed on May 05, 2017
Customer Support

"Smooth experience clean interface"

0.5 4.5/5 "Excellent!"

Design is the key. Not only the look and feel but the understanding of how things work. It took me less than 10 minutes to apply for home loan with all the details. Hope the experience would continue to be great. All the best team! keep up the good work.

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ANINDYA KUMAR BANERJEE , kolkata
Reviewed on Apr 28, 2017
Customer Support

"Very good website"

0.5 4.5/5 "Excellent!"

Its a good very site, because they are very cooperative on my loan request and gave me good suggestion. The website is simpler to browse for all financial updates. I used to check personal loan, car loan, credit card etc and they giving exact information about that particular product.

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SUJAN SINGHA RAY , kolkata
Reviewed on Apr 28, 2017
Home Loan

"They should give better service"

0.5 3.0/5 "Satisfactory"

The reason for not taking the loan from HDFC Ltd, was no proper coordination between me and the bank executive and no body visited to my place to collect my documents. Hence I thought not to proceed with them, now I am looking for ahome loan from another institute.

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SUJAN SINGHA RAY , kolkata
Reviewed on Apr 28, 2017

Kolkata Home Loan is Rated as "Great!" by 910 Users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Home Loan BYTES FROM OUR KITCHEN

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Check your Eligibility!

Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.

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You’re probably eligible for an Kolkata Home Loan if you are

At least 21 years old

Less than 65 years old

Kolkata Home Loan Eligible Employment Type

Salaried / Self-employed
with regular income

Earn more than the minimum
income required

Check if you’re eligible >>

Your Kolkata Home Loan amount eligibility is based on these factors

EMI limited to about 50%
of monthly income

Kolkata Home Loan Maximum Loan to property value

Loan capped @ 75% - 85% on property value

EMIs of other loans lower
your eligibility

Check how much you can borrow >>

Increase your eligible Kolkata Home Loan amount by these steps

Kolkata Home Loan Add Spouse as Co-applicant

Make your spouse a co-applicant,
and her income will add
to your eligibility

Choose longer tenure loan up to 20 - 30 years

Kolkata Home Loan Add parents as Co-applicant

Alternatively add your parents

Check eligible loan amount >>

Documentation needed to apply for an Kolkata Home Loan

1. Photo ID and age proof
2. Signed application form with photograph
3. Processing fee cheque
4. Last 6 months bank statement
5. Documentation for salaried applicants:
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Apply now >>

Kolkata Home Loan Interest Rates_{Updated on 30 May 2017}

Kolkata Home Loan Details

Interest Rate (Monthly reducing balance)	10% - 10.5%
Processing Fees	0.50% of Loan
Loan Tenure	1 year to 20 - 30 years
Partial pre-payment Charges	Nil
Pre-closure Charges	Nil

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