A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Kolkata Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Kolkata Home Loan Reviews

    • Bank Bazaar Customer Support
      "For home loan"
      0.5 4.5/5 "Excellent!"
      It's very easy to process the home loan ,I am very satisfied with bank bazar app ,very good. Customer care service is very helpful and quick service was provided with in 24 hours ,it's really good and comfortable service that I received from bank bazar.com Thanku bankbazr
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 13, 2017
    • Bank Bazaar Customer Support
      "Better"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is really helpful for me because they have helped me to find out the suitable bankers. I would like to say that the online portal of the Bankbazaar.com is easy to understand , also the services are good with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 10, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      The experience was good one with the Axis bank for the home loan .The loan amount got disbursed to my account within a month of time. The response was good one with them and there were no worries with them till now.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "Home loan "
      0.5 5.0/5 "Blown Away!"
      Very good process, I finally got a home loan done through your site, I will refer others, may be even others also can use the above mentioned process. So thank God, I will soon build a my sweet dream house. It will be built soon. Thanks to all, you can also apply for your loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 06, 2017
    • review Home Loan
      "Pathetic Service & Unethical charge get added with time"
      0.5 0.5/5 "Unacceptable"
      One of my mail to them Hi, Unable to understand the reason for such a poor service from your organization: â?¢ Asked for reduction of charge from Rs.5000+ GST to Rs.3000+ GST and your representative said itâ??s not possible. â?¢ Why this charge? If I am a customer under floating rate of interest then this is already implied that interest rate will go down with the market trendâ?¦. When why such a processing fees? â?¢ I am put in hold for 15 minutes when I tried to contact you over phone @ Help line number. â?¢ Your representative( Sunita) said they are not allowed to transfer the line to their supervisor. â?¢ No one reverts on mail till the time the customer doesnâ??t contact over phoneâ?¦.. why so? What type of service is this? Why you guys are harassing customer like this?
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 31, 2017
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had taken the home loan from HDFC Ltd. The process went good without any challenges. Even the interest rate is good. I had received excellent customer service and response from HDFC Ltd for my home loan process. I got loan without any hassles.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 24, 2017
    • SBI Home Loan
      "Easy and quick process"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has offered me a home loan as well. The process to get the loan was not much. The documentation was simple and the disbursement happened on time too. The rate of interest and processing charges was also minimal for me. I had no hassles with the after loan services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 23, 2017
    • Bank of Baroda Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had taken my home loan from Bank of Baroda. The customer support is good and the process was also fine. The documents were collected on time and the disbursement was also smooth without any hassles. The interest rate and charges were very much normal too.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 07, 2017
    • Bank Bazaar Customer Support
      "Satisfactory"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar was good and the process on the website is easy and quick. I received a proper response and the team was helpful to give me details of various banks. The offers are satisfactory and the follow up calls is also up to the mark.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 07, 2017
    • Axis Bank Home Loan
      "Overall good"
      0.5 3.0/5 "Satisfactory"
      Since I took my home loan from another bank I did not go ahead with Axis Bank. The customer services and response is good and the interest rate is normal. The charges are normal too. Overall no issues faced as they were prompt enough to contact me when I applied.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jul 07, 2017
    • Axis Bank Home Loan
      "Terrible unprofessional attitude by bank"
      0.5 0.5/5 "Unacceptable"
      I have faced terrible unprofessional attitude of the bank's staff. Bank took more than 6 months for disbursement. Even, I had to pursue personally till 9.00pm at the bank 2 days before disbursement and then only disbursement came out. I strongly recommend everyone don't go with Axis Bank, branch at AC Mall at Shakespeare Sarani,Kolkata.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 06, 2017
    • Axis Bank Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My home loan is with Axis Bank and the process to get the loan was hassle free. It was a good experience right through the process. It was completed on time and I was given regular updates as well, which was helpful. The after loan services is also smooth and easy.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 30, 2017
    • Bank Bazaar Customer Support
      "Awesome experience, very fast"
      0.5 5.0/5 "Blown Away!"
      I love the way that bankbazaar handled my query.I thought for a home loan and my explorer directed me to bankvazaar site. I applied for a home loan from bankbazzar and I am very much sure the service in future will also be remarkable. Just with a basic information the bank require, and here it is the list of all bank offers. Its totally up to you which bank to choose.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Good"
      0.5 5.0/5 "Blown Away!"
      DEAR SIR, REALLY A VERY NICE APPLICATION ,because whatever the product I choose they are giving immediate response. The bank bazaar web site is easy to use and customer friendly. The bank bazaar customer support is good and very supportive, they helped to get in touch with the bank partner. I am satisfied with the bank bazar
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 19, 2017
    • SBI Home Loan
      "Nice service"
      0.5 4.0/5 "Great!"
      Documentation process is very simple with State bank of India for the home loan. I availed the loan from the bank. The current interest rate is 9.35%. I am happy with the bank in terms of the home loan as they done the process without any hassles.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      I am happy with Bank Bazaar service, there was no issue with them. Bank Bazaar have done their job. I am satisfied with Bank Bazaar service, they have contacted me and shared multiple option with the bank contact number for the home loan. It would be great Bank Bazaar has got tie up with all banks that would be easy to approach that particular bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "They should provide prompt response to the customer"
      0.5 1.0/5 "Really Bad"
      No body have called me from Hdfc ltd for the home loan, at the I have approached PNB but that deal also cancelled because of interest rate. HDFC Ltd should consider each and every customer as prime customer and they should give response to their request.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 14, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      As far as Punjab National bank is concerned it is good to use, but interest rate is quite high as compare to the market rate. Therefore the rate should match with the market rate. so that we can suggest family and friends to use Punjab National bank services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    • Punjab National Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Last year I had got the home loan from PNB HOUSING FINANCE LIMITED . The process was quite good and they were flexible with the service and even after office hours they sent their executives to collect the documents. The process went very smooth with PNB housing limited. I am happy about the loan amount. The rate of interest is quite high, when I got the loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Satisfactory service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar is helping us to know about the best offers with the different bank partners with the financial products. It was very informative web portal. The bank bazaar web site is easy to use and customer friendly. The customer support with bank bazaar helped me to get in touch with the bank partner. I am satisfied with the service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 13, 2017
    Common Loader Icon

    Kolkata Home Loan is Rated as "Great!" by 934 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Kolkata is the capital of West Bengal and one of the largest cities in India.Kolkata is the main commercial and financial hub of East and North-East India and home to India's second largest bourse, the Calcutta Stock Exchange.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kolkata Home Loan if you are

    01
    02
    03
    04
    Kolkata Home Loan Minimum Age

    At least 21 years old

     Kolkata Home Loan Maximum Age

    Less than 65 years old

    Kolkata Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kolkata Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kolkata Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kolkata Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kolkata Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kolkata Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kolkata Home Loan amount by these steps

    01
    02
    03
    Kolkata Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kolkata Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kolkata Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kolkata Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kolkata Home Loan Interest RatesUpdated on 17 Aug 2017

    Kolkata Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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