You can apply for a home loan from banks in Kanpur at interest rates ranging between 7% p.a. - 11.50% p.a. You can apply for loan amount above Rs.75 lakh and with repayment tenure up to 30 years. The processing fee charged is generally free or up to 0.5% of the loan amount.
|Interest Rates||7% p.a. - 11.50% p.a.|
|Processing fee||0 – 0.5% of the loan amount|
|Maximum Loan Amount||Loan amount above Rs.75 lakh|
|Maximum Tenure||Up to 30 years|
Compare: Home Loan Interest rate
|Home Loan Providers||Branch Location|
|HDFC Bank||110/189, Hotel Kesar Palace Building,
GT Rd, RK Nagar,
Kanpur - 208012
|Axis Bank|| Property No 20, Ground Floor,
Block Q/2, GT Road , Rama Krishna Nagar,
Kanpur – 208012
|Indian Bank|| E 11/8, Prateek Centre Sanjay Palace, Agra,
Kanpur – 282002
|Union Bank of India||24/53, Birhana Road, Kanpur,
|Kotak Mahindra||Ground Floor, 133/131,
M Block, Kidwai Nagar,
|Punjab National Bank|| Bansi Niwada, Banipara Maharaj,
Distt. Kanpur Dehat
|Age||18 years to 75 years||Voter ID card, PAN card, driving license|
|Residency||Should be a resident of India||Passport, Aadhaar card, PAN Card|
|Employment||Self-employed or salaried||Employee ID, etc.|
|Income||Salaried - At least Rs.10,000 p.m.
Self-employed - At least Rs.2 lakh p.a.
You can visit the branch of these banks and apply for a home loan if you wish to have a house in Kanpur. It is always good to check the eligibility criteria before applying for a home loan. If you feel that you meet the criteria, and the home loan offered by a bank is suitable for you then you can apply for one either online or offline.
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