A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Kanpur Home Loan

    We found 46 Kanpur Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.70% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 9.89% Floating
    0.5% One time fee
    30L - 5Crs
    3-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Kanpur Home Loan Reviews

    • Bank Bazaar Customer Support
      "GOOD EXPERIENCE "
      0.5 4.5/5 "Excellent!"
      its good to search loan with the help of bank bazaar. you can easily compare different different banks & there plan. you can know about exciting offers & best deals . bank bazaar give us good platform for knowing bank policy & research about beneficial offers.
      Was this review helpful? 1
      , kanpur
      Reviewed on Feb 13, 2017
    • SBI Home Loan
      "fine"
      0.5 4.0/5 "Great!"
      Interest rate was nominal in State Bank of India when I took a home loan from them. It took almost 10-15 days to get my loan . I found that there were lot of formalities involved while taking a loan from them. The overall process was not so simple.
      Was this review helpful? 3
      , kanpur
      Reviewed on Apr 25, 2016
    • HDFC Limited Home Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am having the home loan with the HDFC limited and the rate of interest is 10.1% as floating. Customer service is good one with them and the responsiveness is also good. Total tenure to repay the loan is around 20 years of time.
      Was this review helpful? 0
      , kanpur
      Reviewed on Mar 30, 2016
    • LIC Housing Home Loan
      "Worst Housing Finance as compare to Private Banking"
      0.5 0.5/5 "Unacceptable"
      i have very bad experience with LIC HFL.i have taken the home loan at the interest rate 10.35% in 2013 with the fix rate fro 2 year and then flotting rate.Processing fee was high(1% of loan amount-no max amount defind) as compare to other banks(0.5%).after 2 years the in flotting interest rate arestill high >11% while other banks with flotting option in same time period has ~9.7-9.8%.worst customer care and office.No clear guidelines.Stupid officials. Top management has to see if the RBI guidelines are followed.i would say its better to go to other banks instead of LICHFL
      Was this review helpful? 6
      , kanpur
      Reviewed on Feb 09, 2016
    • HDFC Limited Home Loan
      "satisfied..."
      0.5 3.0/5 "Satisfactory"
      Home loan is a long tenure. I never compared with others before taking the home loan from HDFC Limited. Monthly payment is proper and it is getting via my salary account. Rate of interest is moderate. HDFC has provided some insurance along with the home loan.
      Was this review helpful? 2
      , kanpur
      Reviewed on Dec 31, 2015
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Two times i have taken the home loan from hdfc ltd . After submitting all the documents within 2 days the loan was disbursed. They use to offer the nearly 10% interest rate and there is no any processing fee but they collect the nominal documentation charges of Rs.2000. Partial payment and pre closure can be done without any extra charges.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 13, 2015
    • LIC Housing Home Loan
      "Good Experience!!!!"
      0.5 4.5/5 "Excellent!"
      Lic housing finance is really good in terms of service and processing time.. Charges and processing fee is nominal one. Interest rate was reasonable one. With Lic it was good experience. They guy handled my application I found the service was good with Lic.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 11, 2015
    • SBI Home Loan
      "Quick Processing!"
      0.5 5.0/5 "Blown Away!"
      I took my home loan in 2010 with State bank of India with a tenure of 15 years. The interest rate is nominal and floating for the whole tenure. They collected only required documents and I got the loan amount dispersed within 15 days. It would be better if they lower the processing fees and charges for home loan.
      Was this review helpful? 3
      , kanpur
      Reviewed on Aug 20, 2015
    • LIC Housing Home Loan
      "Below average"
      0.5 2.0/5 "Expected more"
      I have got the loan with the LIC HFL.The rate of interest was 10.25% .I am not that much happy with them.The executive was told to me regarding about to pay some of the charges to reduce the loan interest rate.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 25, 2015
    • HDFC Limited Home Loan
      "Everest good"
      0.5 4.0/5 "Great!"
      I took the housing loan with the HDFC Ltd.I am happy with their service and the rate of interest as around the 9%. The service and the other things are good.The processing charge was too huge.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 25, 2015
    • Bank Bazaar Customer Support
      "Good and friendly for the customers"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is good, The best things are they are very transparency towards the customers.The website is really easy to access.The customer service and the responsiveness are really good.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 25, 2015
    • LIC Housing Home Loan
      "Bad"
      0.5 2.0/5 "Expected more"
      LIC HFL delayed the process for my home loan.The rate of interest is around 10.15%. I am not happy with them because they lack the timings and they lacked with the proper response.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 25, 2015
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took a home loan form HDFC limited.The loan got approved within 2-3 days and the amount got transfered within 10 days. Documents were easy to provide for th loan process. They offered a very good interest rate.I am very happy with HDFC limited and also recommended many friends.
      Was this review helpful? 1
      , kanpur
      Reviewed on May 15, 2015
    • LIC Housing Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Rate of interest offered by LIC Housing finance was really good which is 10.1% they have given me a special scheme where I will be charged only about 560 for stamp duty until 31st march. I have applied it on 13th March it was processed only after 7th of April. The only down side here is I have to follow-up with them to get my work done.
      Was this review helpful? 2
      , kanpur
      Reviewed on Apr 27, 2015
    • ICICI Bank Home Loan
      "Good one"
      0.5 1.0/5 "Really Bad"
      I have not taken home loan with ICICI, I have taken home loan with Syndicate Bank , reason being, employees of Syndicate Bank approached me, I did not contact them, they themselves contacted me, followed me approached me for the missing documents, with in 15 days the entire home loan process got over. On the other side, I did not receive any calls nor no one contacted me for housing loan from ICICI. I am Corporate Employee I hardly have time to contact them.
      Was this review helpful? 2
      , kanpur
      Reviewed on Sep 09, 2014
    Common Loader Icon

    Kanpur Home Loan is Rated as "Pretty good" by 15 Users

    Home Loan BYTES FROM OUR KITCHEN

    Kanpur, the second largest city in Uttar Pradesh is situated at close proximity from its capital Lucknow.It’s based on the banks of river Ganges and is often called Manchester of the East.It has also been called the Leather city because of the number of top quality tanneries that are located here.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Kanpur Home Loan if you are

    01
    02
    03
    04
    Kanpur Home Loan Minimum Age

    At least 21 years old

     Kanpur Home Loan Maximum Age

    Less than 65 years old

    Kanpur Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Kanpur Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kanpur Home Loan amount eligibility is based on these factors

    01
    02
    03
    Kanpur Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Kanpur Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Kanpur Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kanpur Home Loan amount by these steps

    01
    02
    03
    Kanpur Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Kanpur Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Kanpur Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Kanpur Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Kanpur Home Loan Interest RatesUpdated on 29 May 2017

    Kanpur Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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