A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Kanpur

    You can apply for a home loan from banks in Kanpur at interest rates ranging between 7% p.a. - 11.50% p.a. You can apply for loan amount above Rs.75 lakh and with repayment tenure up to 30 years. The processing fee charged is generally free or up to 0.5% of the loan amount.

    Home Loan Interest Rate in Kanpur

    Interest Rates 7% p.a. - 11.50% p.a.
    Processing fee 0 – 0.5% of the loan amount
    Maximum Loan Amount Loan amount above Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest rate

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    We found 37 Kanpur Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Kanpur

    Home Loan Providers Branch Location
    HDFC Bank 110/189, Hotel Kesar Palace Building,
    GT Rd, RK Nagar,
    Kanpur - 208012
    Axis Bank Property No 20, Ground Floor,
    Block Q/2, GT Road , Rama Krishna Nagar,
    Kanpur – 208012
    Indian Bank E 11/8, Prateek Centre Sanjay Palace, Agra,
    Kanpur – 282002
    Union Bank of India 24/53, Birhana Road, Kanpur,

    Kanpur- 208001
    Kotak Mahindra Ground Floor, 133/131,
    M Block, Kidwai Nagar,
    Kanpur
    ICICI Bank M Block, Kidwai Nagar,
    Kanpur - 208011
    Punjab National Bank Bansi Niwada, Banipara Maharaj,
    Distt. Kanpur Dehat

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Voter ID card, PAN card, driving license
    Residency Should be a resident of India Passport, Aadhaar card, PAN Card
    Employment Self-employed or salaried Employee ID, etc.
    Income Salaried - At least Rs.10,000 p.m.
    Self-employed - At least Rs.2 lakh p.a.
    • Bank statement,
    • bank passbook
    • last 3 month's salary slip
    • last 6 month’s salary slip
    • latest Form 16 and IT returns, and
    • Business proof/trade professional license/sales tax returns

    You can visit the branch of these banks and apply for a home loan if you wish to have a house in Kanpur. It is always good to check the eligibility criteria before applying for a home loan. If you feel that you meet the criteria, and the home loan offered by a bank is suitable for you then you can apply for one either online or offline.

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    Kanpur Home Loan Reviews

    • review Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my housing loan with Aadhar housing finance , the loan amount which they have given to me was good, it was sufficient for me, the rate of interest they have charged me was nominal, i got loan with less documentation, So far i did not face any issue in getting loan.
      Was this review helpful? 8
      , kanpur
      Reviewed on Jun 14, 2019
    • Bank of Baroda
      Bank of Baroda Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan with Bank of Baroda,the loan amount is 13 lakhs,The tenure is 20years,i paid my EMI 9800 paid by cheque.They collected documents door step and had disbursed the loan within a day.I have no processing fees for the same.
      Was this review helpful? 0
      , kanpur
      Reviewed on Feb 14, 2018
    • SBI Home Loan
      "Customer friendly"
      0.5 4.0/5 "Great!"
      In the year of 2010, I had housing loan from state bank of India. And I had closed this loan with two years in 2012. The interest rate was 9%. The bank improved their performance a lot. They are working up to 8 to 9 PM. And nowadays they are very much customer friendly. Terms and conditions are very much related to the private banks. Moreover the complete home loan structure of SBI is followed by HDFC bank even ICICI also following the same.
      Was this review helpful? 0
      , kanpur
      Reviewed on Aug 29, 2017
    • SBI Home Loan
      "fine"
      0.5 4.0/5 "Great!"
      Interest rate was nominal in State Bank of India when I took a home loan from them. It took almost 10-15 days to get my loan . I found that there were lot of formalities involved while taking a loan from them. The overall process was not so simple.
      Was this review helpful? 3
      , kanpur
      Reviewed on Apr 25, 2016
    • HDFC Limited Home Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am having the home loan with the HDFC limited and the rate of interest is 10.1% as floating. Customer service is good one with them and the responsiveness is also good. Total tenure to repay the loan is around 20 years of time.
      Was this review helpful? 0
      , kanpur
      Reviewed on Mar 30, 2016
    • LIC Housing Home Loan
      "Worst Housing Finance as compare to Private Banking"
      0.5 0.5/5 "Unacceptable"
      i have very bad experience with LIC HFL.i have taken the home loan at the interest rate 10.35% in 2013 with the fix rate fro 2 year and then flotting rate.Processing fee was high(1% of loan amount-no max amount defind) as compare to other banks(0.5%).after 2 years the in flotting interest rate arestill high >11% while other banks with flotting option in same time period has ~9.7-9.8%.worst customer care and office.No clear guidelines.Stupid officials. Top management has to see if the RBI guidelines are followed.i would say its better to go to other banks instead of LICHFL
      Was this review helpful? 7
      , kanpur
      Reviewed on Feb 09, 2016
    • HDFC Limited Home Loan
      "satisfied..."
      0.5 3.0/5 "Satisfactory"
      Home loan is a long tenure. I never compared with others before taking the home loan from HDFC Limited. Monthly payment is proper and it is getting via my salary account. Rate of interest is moderate. HDFC has provided some insurance along with the home loan.
      Was this review helpful? 2
      , kanpur
      Reviewed on Dec 31, 2015
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Two times i have taken the home loan from hdfc ltd . After submitting all the documents within 2 days the loan was disbursed. They use to offer the nearly 10% interest rate and there is no any processing fee but they collect the nominal documentation charges of Rs.2000. Partial payment and pre closure can be done without any extra charges.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 13, 2015
    • LIC Housing Home Loan
      "Good Experience!!!!"
      0.5 4.5/5 "Excellent!"
      Lic housing finance is really good in terms of service and processing time.. Charges and processing fee is nominal one. Interest rate was reasonable one. With Lic it was good experience. They guy handled my application I found the service was good with Lic.
      Was this review helpful? 0
      , kanpur
      Reviewed on Nov 11, 2015
    • SBI Home Loan
      "Quick Processing!"
      0.5 5.0/5 "Blown Away!"
      I took my home loan in 2010 with State bank of India with a tenure of 15 years. The interest rate is nominal and floating for the whole tenure. They collected only required documents and I got the loan amount dispersed within 15 days. It would be better if they lower the processing fees and charges for home loan.
      Was this review helpful? 3
      , kanpur
      Reviewed on Aug 20, 2015
    • LIC Housing Home Loan
      "Below average"
      0.5 2.0/5 "Expected more"
      I have got the loan with the LIC HFL.The rate of interest was 10.25% .I am not that much happy with them.The executive was told to me regarding about to pay some of the charges to reduce the loan interest rate.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 25, 2015
    • HDFC Limited Home Loan
      "Everest good"
      0.5 4.0/5 "Great!"
      I took the housing loan with the HDFC Ltd.I am happy with their service and the rate of interest as around the 9%. The service and the other things are good.The processing charge was too huge.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 25, 2015
    • LIC Housing Home Loan
      "Bad"
      0.5 2.0/5 "Expected more"
      LIC HFL delayed the process for my home loan.The rate of interest is around 10.15%. I am not happy with them because they lack the timings and they lacked with the proper response.
      Was this review helpful? 0
      , kanpur
      Reviewed on Jun 25, 2015
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took a home loan form HDFC limited.The loan got approved within 2-3 days and the amount got transfered within 10 days. Documents were easy to provide for th loan process. They offered a very good interest rate.I am very happy with HDFC limited and also recommended many friends.
      Was this review helpful? 1
      , kanpur
      Reviewed on May 15, 2015
    • LIC Housing Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Rate of interest offered by LIC Housing finance was really good which is 10.1% they have given me a special scheme where I will be charged only about 560 for stamp duty until 31st march. I have applied it on 13th March it was processed only after 7th of April. The only down side here is I have to follow-up with them to get my work done.
      Was this review helpful? 3
      , kanpur
      Reviewed on Apr 27, 2015
    • ICICI Bank Home Loan
      "Good one"
      0.5 1.0/5 "Really Bad"
      I have not taken home loan with ICICI, I have taken home loan with Syndicate Bank , reason being, employees of Syndicate Bank approached me, I did not contact them, they themselves contacted me, followed me approached me for the missing documents, with in 15 days the entire home loan process got over. On the other side, I did not receive any calls nor no one contacted me for housing loan from ICICI. I am Corporate Employee I hardly have time to contact them.
      Was this review helpful? 3
      , kanpur
      Reviewed on Sep 09, 2014
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