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You can apply for a home loan from banks in Kanpur at interest rates ranging between 7% p.a. - 11.50% p.a. You can apply for loan amount above Rs.75 lakh and with repayment tenure up to 30 years. The processing fee charged is generally free or up to 0.5% of the loan amount.
Interest Rates | 7% p.a. - 11.50% p.a. |
Processing fee | 0 – 0.5% of the loan amount |
Maximum Loan Amount | Loan amount above Rs.75 lakh |
Maximum Tenure | Up to 30 years |
Compare: Home Loan Interest rate
Home Loan Providers | Branch Location |
---|---|
HDFC Bank | 110/189, Hotel Kesar Palace Building, GT Rd, RK Nagar, Kanpur - 208012 |
Axis Bank | Property No 20, Ground Floor, Block Q/2, GT Road , Rama Krishna Nagar, Kanpur – 208012 |
Indian Bank | E 11/8, Prateek Centre Sanjay Palace, Agra, Kanpur – 282002 |
Union Bank of India | 24/53, Birhana Road, Kanpur, Kanpur- 208001 |
Kotak Mahindra | Ground Floor, 133/131, M Block, Kidwai Nagar, Kanpur |
Punjab National Bank | Bansi Niwada, Banipara Maharaj, Distt. Kanpur Dehat |
Purpose | Eligibility | Documents Required |
---|---|---|
Age | 18 years to 75 years | Voter ID card, PAN card, driving license |
Residency | Should be a resident of India | Passport, Aadhaar card, PAN Card |
Employment | Self-employed or salaried | Employee ID, etc. |
Income | Salaried - At least Rs.10,000 p.m. Self-employed - At least Rs.2 lakh p.a. |
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You can visit the branch of these banks and apply for a home loan if you wish to have a house in Kanpur. It is always good to check the eligibility criteria before applying for a home loan. If you feel that you meet the criteria, and the home loan offered by a bank is suitable for you then you can apply for one either online or offline.
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