The Mediclassic Insurance offered by Star Health insurance Company provides cover for hospitalization expenses that have incurred as a result of accidental injuries and/or sickness/disease/illness.
Features & Benefits of Star Mediclassic Insurance:
|Entry Age||Any individual between 5 months to 65 years of age can buy this health insurance policy. Children can be covered only with parents.|
|Medical Screening||All individuals above the age of 50 years need to undergo pre-acceptance medical screening at company nominated health centers. The cost of screening will be borne by the insurance company.|
|Renewability||Lifelong renewability is available.|
|Sum Insured||The various sum insured options available under the policy are mentioned below:|
|Policy Term||1 year and 2 years|
|Sum Assured||For individuals, the highest sum insured is Rs. 15,00,000. For Family Package plan, the highest sum insured is Rs.3,00,000.|
|Premiums||Premiums vary depending on sum assured, age, family size and zone. Depending on the plan, the premium ranges between Rs.4,015 and Rs.2,10,389.|
|Co-payments||A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.|
|Add on Covers||
|Bonus||Get bonus up to 25% for every claim free year. In case of a claim made, bonus will be reduced by 5%. However, it is not applicable for Family Package plan.|
|Exclusions||Some of the main exclusions under the policy are mentioned below:|
Find cashless network hospitals nearby: Star Health Network Hospitals
Also Read: Best Health Insurance Plans
Also Read: How to File a Claim with Star Health?
Other Health Insurance Plans from Star Health Insurance:
- Star Care Health Insurance Plan
- Star Comprehensive Insurance Policy
- Star Family Health Optima
- Star Senior Citizen's Red Carpet
- Star Super Surplus
- Star Health Gain
- Star Criticare Plus
- Star Cardiac Care
- Star Unique Health Insurance Policy
- Star Wedding Gift Insurance
- Star Diabetes Safe Insurance Policy
- Star Family Delite Insurance Policy
- Star Health Insurance Netplus
- Star Micro Health Insurance Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.