You need health cover regardless of what you take two at a time - pills or stairs.

Royal Sundaram Health Insurance

Royal Sundaram Health Insurance has insurance policies that come with a number of benefits. The plans come with coverage that can be customised, cashless treatments, access to a number of hospitals, special offers and discounts.
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Cashless Treatment

Customer Service

Medical Coverage

Claim Experience

Responsiveness

Royal Sundaram Alliance Insurance Company Limited is the first private sector general insurance company in India to be licensed since 2001 Royal Sundaram general insurance offers Motor, Health, Personal Accident and other products to individual customers. Royal Sundaram also offers specially designed products to the Small and Medium enterprises and Rural customers.

From basic individual health insurance cover to specialist medical insurance plans , Royal Sundaram Health Insurance offers a wide array of health insurance plans which also includes maternity benefits and the option to auto-recharge sum insured every policy year even if a claim has been made.


Royal Sundaram Health Insurance at a Glance

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Coverage for your most loved ones

Total members covered

Coverage for a maximum of 5 family members

You get a choice of coverage tenure

Pre and Post Hospitalization cover

Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses

The next best thing to having a doc in the family

Health Check-ups

Reimbursement of expenses, subject to a maximum of Rs.750/- per Insured Person, towards Master Health Check up for the Insured Person, after each 4 consecutive claim free years of the policy

* For a family health cover product.

Critical Factors of the Plan

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Not a paisa goes from your own pocket!

Co-Pay

No Co-pay

You?re covered for any future medical expenses

Life long renewable

Plans are lifelong renewable and covers you for your entire lifetime.

Get essential cover for existing ailments

Pre-existing Diseases

Any pre-existing condition will be covered after a waiting period of 3 year

Hospital room rent determines your treatment bill

Room Rent

Non ICU- 2% of Sum Insured, ICU- 4% of Sum Insured

*These Features may be included as part of different products and are subject to the insurer's terms & conditions.

Additional Features of Royal Sundaram Health Insurance

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Good health offers multiple rewards

Get Cumulative bonus for every claim free years from 5% up to 50 %

The world is your healthcare oyster

Cashless hospitalization at over 3000+ network hospitals

*These add-ons may be included as part of different products and are subject to the insurer's terms & conditions.

Royal Sundaram Health Insurance Highlights Updated on 16 Dec 2018

Features Specifications
Network Hospitals 3000+
Waiting Period for Pre-existing Disease 3 years
Incurred Claims Ratio 78.13%
Number of Policies Issued 188662
Grievances Solved 99.16%
Renewability Lifetime

*For Year 2016-2017

Overview of Royal Sundaram Alliance Insurance:

Royal Sundaram Health Insurance Plans

Royal Sundaram Alliance Insurance Co. Ltd., India’s first private insurer (promoted by Sundaram Finance and RSA) began operations in the year 2001. It has grown tremendously over the years to become a leading player in the Indian insurance industry.

Their product portfolio comprises various product lines ranging from auto to home insurance on the personal front and fire to engineering to liability insurance on the corporate front.

Royal Sundaram was responsible for introducing many innovative services/offerings which, today, have become the norm for most insurance companies e.g. cashless claims processes, cash allowances for hospitalisation and value-add partnerships with top institutions to extend market reach.

Their efforts have led them to create a customer-base of over 5 million clients, who are provided superior customer service through a multi-channel distribution network of agents, institutional tie-ups, brokers etc. The company’s presence is felt in over 180 cities nationwide.

As part of its health insurance segment, the company offers the following health insurance policies:

  1. Royal Sundaram Family Good Health Plan
  2. Royal Sundaram Smart Cash Plan
  3. Royal Sundaram Lifeline Health Insurance

Royal Sundaram Family Good Health Plan:

A health insurance policy which serves to provide financial protection to the proposer and his family, including dependant parents, economically and adequately.

Entry Age 91 days to 21 yrs
Policy Period 1 or 2 yrs.
Renewability Lifetime
Medical Screening Required for entrants over 50 yrs. Dependent parents up to 65 yrs.
Basis

Floater

- (family includes self, spouse, dependent children and parents)

- Up to 2 adults and up to 3 children

Sum Assured

Rs.2, 3 or 4 lakhs

Cumulative Bonus: 5% - 50% on renewal fpr every claim-free year

Premium

Based on the oldest insured member

1 yr. policy: Rs.3,341 to Rs.33,403

2 yr. policy: Rs.6,348 to Rs.63,466

Coverage

- Inpatient hospitalisation expenses:

Room charges, Fees of medical professionals, cost of / charges for equipment and supplies, cost of consumables, OT charges etc.

- Pre/Post-hospitalisation expenses: Up to 30/60 days respectively

- Pre-existing diseases: After a 4 yr. waiting period

- Daily Cash Allowance: Rs.500 per day of hospitalisation (max. 20 days per insured member, subject to an overall limit of 60 days for all members)

- Convalescence Benefit

- For hospitalisation beyond 21 days: Up to Rs.10,000 per insured member (overall limit Rs.20,000 for all members)

- Specified day care procedures

- Ambulance costs: Up to Rs.1,000 per hospitalisation

- Health-check costs: Up to Rs.750 per insured member after 4 successive claim-free years

Royal Sundaram Smart Cash Plan:

The Smart Cash Plan offered by Royal Sundaram General Insurance Company takes care of your daily expenses incurred in transportation, food, patient’s attendance, guest accommodation, etc. This is daily cash benefit plan. The plan is particularly designed to cover your out of pocket expenses in treating injury or illnesses. The Smart Cash Plan comes with three variants namely - Silver, Gold and Platinum.

The Smart Cash Plan comes with a host of attractive feature and benefits such as tax benefits, hospitalization benefits, emergency flight tickets reimbursement and a grace period of 30 days to name a few. The plan provides cover for Hospitalization, Join Hospitalization, ICU charges, Critical Illnesses, Childbirth, Guest expenses, Food expenses, Travel expenses and expenses incurred in Emergency Family Member visit. This is an individual plan, but you can include children, spouse, parents, dependents and self under this plan. Also, it provides cover for childbirth and maternity related expenses.

The minimum entry age required for the Smart Cash Plan is 91 days. The maximum entry age for the same is 70 years (applicable for Gold and Platinum variant). There is no maximum entry age applicable for Silver Smart Cash policyholders. The maximum sum insured under this plan varies between Silver, Gold and Platinum. No exit age is applicable for this plan.

Roayl Sundaram Lifeline Health Insurance:

This is a health insurance policy that can be taken as an individual plan or as a family floater plan to secure health insurance benefits for the entire family. It has 3 variants that offer slightly different features to policyholders.

Classic Supreme Elite
Basis Individual Family Floater - Self, spouse and dependent children - Maximum 2 adults and up to 4 children Individual Family Floater - Self, spouse and dependent children - Maximum 2 adults and up to 4 children Individual Family Floater - Self, spouse and dependent children - Maximum 2 adults and up to 4 children
Entry Age Minimum 18 Year, No Maximum. For dependent children under the family floater plan the age should be between 91 days and 25 years old. Minimum 18 Year, No Maximum. For dependent children under the family floater plan the age should be between 91 days and 25 years old. Minimum 18 Year, No Maximum. For dependent children under the family floater plan the age should be between 91 days and 25 years old.
Policy Period 1,2 or 3 years 1,2 or 3 years 1,2 or 3 years
Sum Assured Rs. 2 lakhs to Rs. 5 lakhs Rs. 5 lakhs to Rs. 50 lakhs Rs. 25 lakhs to Rs. 1 crore
Renewability Lifetime Lifetime Lifetime
Number Of People Covered Up to 6 for family floater plans Up to 6 for family floater plans Up to 6 for family floater plans
Medical Screening None in case of no pre-existing diseases None in case of no pre-existing diseases None in case of no pre-existing diseases
Coverage

Inpatient Care

Pre and post hospitalization expenses: 30 to 60 days up to sum insured

Domiciliary hospitalization

All day care procedures

Ambulance cover: Up to Rs. 3,000

Organ donor expenses

Cover for Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatment up to Rs. 20,000

Animal bite vaccination covered up to Rs. 2,500

Hosptial cash for 30 days if hospitalized for more than 2 days: Rs. 1000 per day

Re-load of sum insured without having to pay premium again.

Preventive healthcare

Inpatient Care

Pre and post hospitalization expenses: 60 to 90 days up to sum insured

Domiciliary hospitalization

All day care procedures

Ambulance cover: Up to Rs. 5,000

Organ donor expenses

Cover for Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatment up to Rs. 30,000

Animal bite vaccination covered up to Rs. 5,000

Emergency domestic evacuation covered up to Rs. 1 lakh

Hosptial cash for 30 days if hospitalized for more than 2 days: Rs. 2,000 per day

Re-load of sum insured without having to pay premium again.

Preventive healthcare

Inpatient Care

Pre and post hospitalization expenses: 60 to 180 days up to sum insured

Domiciliary hospitalization

All day care procedures

Ambulance cover: Up to Rs. 10,000

Organ donor expenses

Cover for Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatment up to Rs. 50,000

Animal bite vaccination covered up to Rs. 7,500

Emergency domestic evacuation covered up to Rs. 3 lakhs

Hosptial cash for 30 days if hospitalized for more than 2 days: Rs. 5,000 per day

Re-load of sum insured without having to pay premium again.

Preventive healthcare

Emergency hospitalization abroad: Rs 20 lakhs. Comes with a deductable of $1,000 per hospitalisation

Out patient department treatment covered up to Rs. 10,000

Maternity cover for 2 deliveries: Rs. 2 lakhs for sum insured up to Rs. 50 lakhs and Rs. 2.5 lakhs for sum insured more than Rs. 50 lakhs

No Claim Bonus 10% of the sum insured subject to a max of 50% of sum insured 20% of the sum insured subject to a maximum of 100% of sum insured 20% of the sum insured subject to a max of 100% of sum insured
Treatment Outside India Not covered Not covered Option to avail treatment abroad. Also covers treatment of 11 critical illnesses abroad.

Why Royal Sundaram Health Insurance?

Royal Sundaram Health Insurance is one of the top health insurance providers in India. The company offers quality health insurance plans at affordable prices. Here are some reason why customers prefer Royal Sundaram Health Insurance:

  • The insurers offers a wide range of health insurance plans with lifetime renewability and a wide sum insured range.
  • The insurance company has a high Claim Settlement Ratio which is an indicator of its capability to settle a high number of claim in any given financial year.
  • Excellent customer service which includes online premium calculator, 24/7 helpline number, network hospital locator, hassle-free claim process, call back option, a dedicated grievance redressal cell, and online renewal.
  • To enhance your health cover, you can choose to add-on covers such as cash benefits, personal accident cover, and critical illness cover.

Royal Sundaram Health Insurance Policies Offer:

Royal Sundaram Health Insurance offers health insurance policies with a wide range of sum insured options to suit the varying needs of its customers. The health insurance policies offered by Royal Sundaram Health Insurance offers the following insurance coverage:

  • Cashless hospitalisation at more than 3,000 network hospitals.
  • Pre and post-hospitalisation expenses.
  • 147 day-care procedures.
  • Lifetime renewability option.
  • Tax benefits on health insurance premiums under Section 80D of the Income Tax Act, 1961.
  • Increased cover of up to additional 50% sum insured for hospitalisation as a result of an accident.
  • Maternity expenses.
  • Pre-existing disease cover with a 3-year waiting period.
  • Get a cumulative bonus of 5-50% for every claim-free year.
  • Get daily cash benefit to cover non-medical expenses during the period of hospitalisation. The insurer offers double cash benefit in the case of hospitalisation due to an accident and triple cash benefit in the case of admission to Intensive Care Unit (ICU).

Buy Health Insurance Online:

Health insurance policies offered by Royal Sundaram Health Insurance can be purchased online through the company website. You can get an instant quote on your chosen policy with a couple of minutes. A health insurance policy can be purchased online without the hassle of physical documentation process. The guide to buy health insurance online is as follows:

  • Visit the Royal Sundaram Health Insurance portal. Go through the various features and benefits of the health insurance policies offered by the company.
  • Choose a policy and click on 'Buy Now' tab.
  • Enter details about the insured member, his or her dependents, and the sum insured.
  • Choose the policy term, which is usually 1 or 2 years.
  • The online premium calculator can be used to calculate the premium of your chosen health insurance policy.
  • Make a note of the instant quote.
  • Click on 'Proceed' to purchase the health insurance policy.
  • Use net banking, credit card or debit card to pay the insurance premium online through the insurer's website.
  • The policy documents will be sent to your email ID upon successful completion of the premium payment.
  • The health insurance policy becomes effective once the payment is processed.
  • Print the policy documents to keep a hard copy of your health insurance policy.

Royal Sundaram Health Insurance Renewal:

Renew your health insurance policy before the expiry date. If you have failed to renew it before or on the due date then renew it within the grace period to avoid policy lapse and losing out on policy benefits. Royal Sundaram Health Insurance policies can be renewed online through the insurer's website. Enter the policy number and expiry date to get your renewal notice. Pay the renewal premium online using net banking, credit card or debit card.

Royal Sundaram Health Insurance Policy Status:

Registered customers can log in to the Royal Sundaram Health Insurance website using their valid credentials to check their health insurance policy status.

Royal Sundaram Health Insurance Contact Number:

  • Royal Sundaram Health Insurance Customer Service helpdesk number is 1860 425 0000
  • For policy-related queries, you can mail to customer.services@royalsundaram.in.
  • You can also make a service request like requesting a policy copy or policy cancellation by submitting an online form on the company website. You will receive a response in 2 working days.
  • There is a ‘Call Back’ option wherein the customer can submit a call-back request on the company website and an insurance agent will call you back to resolve your query.
  • Complaints can be registered on the company website.
  • Claims can be intimated via phone or through insurer's website.
  • A customer can engage in a live chat with an insurance agent regarding health insurance plans on the insurer's website.

How to File a Health Insurance Claim with Royal Sundaram?

In the case of a planned hospitalisation, the insured member has to intimate Royal Sundaram 48 hours prior to admission or within 24 hours in the case of an emergency hospitalisation. 2 types of claims can be filed with Royal Sundaram:

  • Cashless claim: Visit a network hospital the insurer and display your health card at the helpdesk. The hospital will verify your identity details and submit a pre-authorisation request to the TPA or insurer. Upon approval, the hospital will provide cashless treatment to the insured member and the insurer will settle the bill directly with the hospital. Upon rejection, the insured member can seek treatment and pay for the medical expenses out of his or her pocket, then make a reimbursement claim after discharge.
  • Reimbursement claim: Submit a duly-filled reimbursement claim form along with the original medical documents to the insurer or TPA within 30 days of your discharge from the hospital. The insurer will approve or deny the claim as per the policy terms and conditions.

Royal Sundaram Health Insurance FAQs:

  1. Why should I choose a Royal Sundaram Health Insurance policy?

    Some of the advantages of being insured by Royal Sundaram Health Insurance are:

      • Minimal documentation and no requirement for pre-screening medical tests for customers up to 50 years of age.
      • Coverage for pre-existing diseases after four years of continuous coverage under Royal Sundaram.
      • More than 3000+ network hospitals to avail cashless facilities.
  2. What are the types of health insurance plans are provided by Royal Sundaram under health insurance?

    There are 3 types of health insurance plans available for Royal Sundaram customers:

      • Royal Sundaram Family Good Health Plan
      • Royal Sundaram Smart Cash Plan
      • Royal Sundaram Lifeline Health Insurance
  3. What is the difference between Cumulative Bonus and Indexation Benefit?

    The major difference here is that Cumulative Bonus is applicable only in case of a claim-free year. Indexation Benefit, on the other hand, is irrespective of claims made during the year. There is no reversal of Indexation Benefit unlike Cumulative Bonus.

  4. What do you mean by Accident Hospitalization benefit?

    The total insured sum is the maximum payable amount in case of hospitalization due to illness. However, hospitalization due to accidents are eligible for maximum cover of 150% of the insured amount.

    In situations where your insured amount is exhausted due to hospitalization for treatment of illnesses, you will still have the excess 50% left for treatment emergency accidental injuries. This provides an added buffer towards unpredictable incidents.

  5. Are maternity benefits paid out by Royal Sundaram health insurance policies?

    With the ‘Total Care Plus’ plan, policyholders can receive maternity benefit after 3 years of continuous premium payments. Maternity benefits are also available for ‘Lifeline’ customers, if both spouses are covered under this plan and have been paying premiums for 3 years. ‘Hospital Cash’ plans do not provide coverage for maternity-related expenses.

  6. Is it possible to get health insurance portability?

    Customers can choose health insurance portability, which is the ability to change to a different insurance provider from Royal Sundaram, by applying for the same at least 45 days before next renewal date.

  7. What is the difference between Health Insurance and Hospital Cash?

    Hospital Cash offers daily fixed benefits aimed at covering incidental expenses that normally don’t get covered by health insurance policies. As such, Hospital Cash is more of a supplementary plan to health plans.

  8. Can I buy Royal Sundaram Health Insurance policies online?

    Yes, you can buy policies directly from the company’s website. You can also get quotes and proceed with buying at a later time at your convenience.

  9. When can i expect my pre-existing diseases to get covered?

    Pre-existing diseases will be covered under health insurance policies from Royal Sundaram after 3 years of continuous premium payment.

  10. How to claim Royal Sundaram Health Insurance?

    A claim intimation can be done by calling the customer service helpdesk number 1860 425 0000 or emailing to customer.services@royalsundaram.in. A claim form will be sent to you in 2 working days. Submit the duly-filled claim form along with the supporting documents. If the claim is approved, a cheque will be sent to you.

      • Cashless claim procedure: Notify the insurer within 72 hours of planned hospitalisation and 24 hours of emergency hospitalisation. The network hospital has to send a pre-authorisation request form to the insurer. Third-Party Administrator (TPA) will verify the request and reply within 3 hours post receipt.
      • Reimbursement claim procedure: Notify the insurer within 72 hours of planned hospitalisation and 24 hours of emergency hospitalisation. Send the duly-filled claim form and supporting documents within 30 days from the date of discharge to Royal Sundaram. The claim amount will be made to the proposer.
  11. How to renew Royal Sundaram Health Insurance?

    For the online payment method, visit the insurer's website, enter the policy number and expiry date to get your renewal notice. Pay the renewal premium online using net banking, credit card or debit card. Upon successful payment, the policy will be renewed. For the offline method, visit the nearest bank branch to pay the renewal premium.

  12. How to check Royal Sundaram Health Insurance claim status?

    Visit the insurer’s website, click on ‘Customer Service Request’ tab, select the product type, enter your policy number and personal details, and select ‘Claim Related’ service request to track your claim status. You can also call customer service helpdesk number 1860 425 0000 or email to customer.services@royalsundaram.in.

  13. How to log in to Royal Sundaram Health Insurance?

    Registered customers can log in to the insurer's website by entering their email ID and password.

  14. How to cancel Royal Sundaram Health Insurance policy?

    Visit the insurer’s website, click on ‘Customer Service Request’ tab, select the product type, enter your policy number and personal details, and select ‘policy cancellation’ service request. You can also call customer service helpdesk number 1860 425 0000 or email to customer.services@royalsundaram.in.

  15. What is the toll-free number for Royal Sundaram Health Insurance?

    Royal Sundaram Health Insurance Customer Service helpdesk number is 1860 425 0000.

Examples of Network Hospitals in Major Cities:

CITY NAME OF HOSPITAL
DELHI J P MEMORIAL HOSPITAL
MUMBAI NATIONAL HOSPITAL & ICCU
KOLKATA TATA MEDICAL CENTER
BANGALORE CHAITANYA HOSPITAL
CHENNAI LAXMI HOSPITAL
Other Products from Royal Sundaram Group

News About Royal Sundaram Health Insurance

  • Royal Sundaram General looking to increase business by 25%

    Royal Sundaram General has made a 5-year growth plan to increase their income that comes from home, accident, and health insurance by 25%. The company is also looking to increase the income that’s coming in from their commercial line of business like engineering, property, and marine segments to 20% from 12%. The private company had earned Rs.200 crore last year and is projected to rake in Rs.220 crore at the end of this financial year. Motor insurance has been a major contributor to this income by raking in close to 75%. Royal Sundaram General has close to 20 products to offer and are now planning on bringing this number down to 10. This move is being made to make the products offered to make them more comprehensive.

    18 January, 2017

  • StanChart customers get new health insurance product from Royal Sundaram

    Standard Chartered Bank customers get a Royal Sundaram flagship health insurance product through bancassurance channel. Royal Sundaram is leveraging its partnership by offering a highly customisable lifeline suit health insurance product set with global benchmark and an exhaustive product knowledge to the corporate and retail customers of Standard Chartered bank. The cover has three sub plans that are Classic, Elite and Supreme with various benefits and premiums. The product will also cover the cost of taking second opinions of 11 critical illnesses.

    13 January, 2016

  • RSA Offloads Stake in Royal Sundaram Insurance

    At a time when most foreign insurance players are either trying to enter or enhance stakes in the Indian insurance market, RSA Group of UK has decided to sell its share in Royal Sundaram Alliance Insurance Co. Post RSA’s exit, Sundaram Finance will become the whole owner of the general insurance venture. RSA Group will receive Rs.450 crores for the sale of its entire holding i.e. 26% on completion of the transaction.


    With the ordinance to raise FDI limits in the Indian insurance industry from 26% to 49% set to be ratified by the Parliament, more foreign participation was expected. Industry observers report many foreign players already having initiated discussions with the IRDAI (Insurance Regulatory and Development Authority of India) to invest in Indian insurance companies as a result of the ordinance. RSA Group’s exit is contrary to this trend. However, the company has explained its exit as part of its overall corporate strategy to strengthen focus on its core markets by divesting its position in non-core markets like India.


    RSA Group and Sundaram Finance have been partners in Royal Sundaram Alliance Insurance Co. for 15 years. The insurance joint venture pioneered private insurance in India when it began operations in the year 2000 and has since established itself as a leader with an extensive reach in over 180 cities in India.


    23 February 2015

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

Royal Sundaram Health Insurance Reviews

Page 1 of 8 1 2 3 4 5
  • Royal Sundaram Health Insurance
    "No claim experience with Royal Sundaram"
    0.5 5.0/5 "Blown Away!"
    1 year back i have purchased the health insurance policy with Royal Sundaram and last month i have renewed the policy. They have given me a coverage value of 5 lakhs and they are providing the cashless treatment facility. I have received the no claim bonus.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 11, 2018
  • Royal Sundaram Health Insurance
    "Average Policy"
    0.5 3.0/5 "Satisfactory"
    I have a health insurance policy with Royal Sundaram from last 6 months, i have got this insurance policy through SBI credit card. I pay a premium of Rs 256 on monthly basis. There was no claim experience with this insurance and coverage value is Rs 2 lacs.
    Was this review helpful? 0
    , bangalore
    Reviewed on Nov 29, 2018
  • Royal Sundaram Health Insurance
    "GOOD SERVICE"
    0.5 5.0/5 "Blown Away!"
    ROYAL SUNDARAM GENERAL INSURANCE is the insurance provider that where i am holding the health insurance policy with this. I am using it from past 1 year and it is my 2nd year. The premium i pay 2700and above. Thew medical coverage is for 3 lakhs for self.
    Was this review helpful? 1
    , bangalore
    Reviewed on Nov 26, 2018
  • Royal Sundaram Health Insurance
    "Benefits should be improved"
    0.5 3.0/5 "Satisfactory"
    I have Rs. 3 lakhs of medical insurance in Royal Sundaram it has the term of one years. I paid the premium of Rs. 5000, the health policy benefits are good. I got the medical card, they got tie up in many hospitals which is located in my area they are providing cash less hospitalization and good for IT return.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Nov 20, 2018
  • Royal Sundaram Health Insurance
    "Good Experience"
    0.5 4.5/5 "Excellent!"
    I have two claim with Royal Sundaram, it was hassle free. I need to submit few documentation the process was quick. I got the reimbursement I didn't get the cash less hospitalization. On my nearest place there is no hospital which they got tie .
    Was this review helpful? 0
    , bangalore
    Reviewed on Nov 12, 2018
  • Royal Sundaram Health Insurance
    "Not satisfied"
    0.5 1.0/5 "Really Bad"
    I have taken Health insurance from the royal sundaram insurance company , Where i am making the payment monthly , i had bad experience regarding claim where they rejected my requirement , because of the miss match name where they mentioned wrongly.
    Was this review helpful? 1
    , noida
    Reviewed on Nov 01, 2018
  • Royal Sundaram Health Insurance
    "Poor Service"
    0.5 2.0/5 "Expected more"
    I've a health insurance policy with the Royal Sundaram. They need to improve their services. I had a claim experience where the response was not up-to the mark. They should be more proactive and responsive to the customer requests.
    Was this review helpful? 0
    , new delhi
    Reviewed on Sep 26, 2018
  • Royal Sundaram Health Insurance
    "AVERAGE"
    0.5 3.0/5 "Satisfactory"
    I took health insurance from Royal sundram insurance . I have choose this insurance mainly because of convincing premium with too many benefits . This policy covers Cashless hospitalization. , pre dieases coverage . Overall am satisfied with customer care and service. Am getting income tax benefits This policy covers benefits of rs 3 lakhs where the money gets auto debited monthly rs 600 from the account.
    Was this review helpful? 1
    , bangalore
    Reviewed on Sep 04, 2018
  • Royal Sundaram Health Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my health insured with Royal Sundaram from last 1 year, I pay a premium of Rs 7500 for this insurance policy. The coverage value of this insurance policy is 3 lakhs. My claim experience was good and they covered 75% of the billed amount but it was not cashless.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jul 31, 2018
  • Royal Sundaram Health Insurance
    "A trusted partner always"
    0.5 5.0/5 "Blown Away!"
    I have been using Royal Sundaram Health insurance for my parents for the last few years. Their support was/is excellent. I also felt the response and the process is very quick. Take cashless or claim, they support you from end to end. Thanks to the entire team!
    Was this review helpful? 5
    , chennai
    Reviewed on Jul 28, 2018
  • Royal Sundaram Health Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've a health insurance policy with the Royal Sundaram Insurance company. I am paying a premium 6000 per year, this is for the entire family. I do not have any claim experience with the policy so far. I am getting an annual coverage of 3 lacs for the entire family.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 26, 2018
  • Royal Sundaram Health Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have take health insurance form Royal sundaram . I even got my health card . Am satisfied with the premium amount which am making payment yearly through on-line payment . This policy covers cashless hospitalization and pre disease coverage with wide network of hospital . Overall I am very much satisfied with this policy.
    Was this review helpful? 1
    , gurgaon
    Reviewed on Jul 23, 2018
  • Royal Sundaram Health Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have my health insured with Royal Sundaram general insurance from last 3 months, it is a family health policy with the coverage value of Rs 1 lakh per member. I have no claim experience so far with this insurance and i get good tax benefits on this policy.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 20, 2018
  • Royal Sundaram Health Insurance
    "Good Service"
    0.5 3.0/5 "Satisfactory"
    I've a health insurance policy with the Royal Sundaram. I am paying the premium for myself . I pay a premium of 2500 per years. I do not have any claim experience with the policy and th premium amount gets auto debited from my account.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 21, 2018
  • Royal Sundaram Health Insurance
    "Good Service"
    0.5 3.5/5 "Pretty good"
    I've been using the health insurance policy from Royal Sundaram for a while. I am paying the premium of 8000, many of my friends recommended Royal Sundaram. I never had any claim experience with the policy. Overall it has been a smooth experience. I'll have to wait and see how they respond to my requirement in future.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 16, 2018
  • Royal Sundaram Health Insurance
    "Good policy to use"
    0.5 5.0/5 "Blown Away!"
    I got the health insurance policy from the ROYAL SUNDARAM GENERAL INSURANCE company and i have got it around 5 years. This policy covers 4members in my family and it has the medical coverage amount of Rs,3,00,000 . I pay the premium amount of Rs,8,000 to renew the policy every year.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jun 13, 2018
  • Royal Sundaram Health Insurance
    "Good Service"
    0.5 2.0/5 "Expected more"
    I've a health insurance policy with the Royal Sundaram. I pay a premium of 3700. I do not have any claim experience with the policy after 5 months usage. Their services are good and they offered me an annual coverage of 3 lakhs with the policy. As of now I did not experience anything negative.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jun 05, 2018
  • Royal Sundaram Health Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've been using the Royal Sundaram Health Insurance for the past 4 months. I pay a premium of 9000 Per year, No claims 4 months,it is Convenient to make payments as the premium gets Auto debited from account. The policy offers full protection for me and they offer 40 lacs coverage annually.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 05, 2018
  • Royal Sundaram Health Insurance
    "Good Use for Health Insurance"
    0.5 5.0/5 "Blown Away!"
    I can Claim upto Rs. 3 lakhs. Cashless transaction is available. I took this policy for my family. I can utilize this policy for medical emergency. Tax benefitable policy. This covers the pre-existing disease also. Total I'm paying Rs. 295 every month.
    Was this review helpful? 1
    , new delhi
    Reviewed on May 29, 2018
  • Royal Sundaram Health Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    I have taken a health insurance policy with Royal Sundaram along with SBI credit card, i pay a premium of Rs 240 every month for this insurance policy. I have not claimed anything so far from this insurance and i am happy with the coverage value of Rs 3 lakhs for this policy.
    Was this review helpful? 3
    , secunderabad
    Reviewed on May 22, 2018
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