L&T Health Insurance is among the leading health insurance companies providing unique health insurance solutions in India. Besides offering customer-centric health plans, the company is well-known for also offering efficient customer support service.
L&T General Insurance Company Limited is a subsidiary that is wholly owned by Larsen & Toubro Limited which is a construction, technology, and engineering group. The company has a global presence in a number of various fields and is regarded as one of the most respected private companies operating in India. L&T Insurance is one insurance agencies operating in India. The company offers a plethora of insurance options ranging from motor insurance, travel insurance, health insurance, etc. The company also has a world class customer care support team that addresses every query or complaint that a customer might have.
Health Insurance Offered by L&T Health Insurance Company Limited:
L&T Health Insurance offers a variety of health insurance products which cater to the individual needs and requirements of a customer. These health insurance products are unique in their own way, offering coverage and benefits under different scenarios. Some of these policies are:
L&T My Health Medisure Prime Insurance
L&T My Health Personal Accident Insurance
L&T My Health Medisure Plus Insurance Plan
L&T My Jeevika Cash@hospital Micro Insurance
L&T My Health Medisure Classic Insurance
L&T My Health Medisure Super Top Up Insurance
L&T My Jeevika Personal Accident Micro Insurance
My Jeevika Medisure MicroInsurance
L&T Health Insurance Customer Care:
L&T Health Insurance has a highly trained customer care team that patiently addresses and provide the best solution for a customer’s query or complaint. A customer can contact the company or the customer support team by either mail, phone, or email.
Toll Free No: 1800-209-5846
An alternate way to reach the company is by SMS by typing out “LTI” and sending it to 5607058. A customer can also reach out to the customer support team by email by sending in a mail to help@ltinsurnce.com.
L&T General Insurance Company Corporate Office:
If a customer is not satisfied with the response provided by a customer care executive, the customer can reach out to the company by phone or by sending in a mail to the corporate office of L&T General Insurance which is headquartered in Mumbai.
Corporate Office: 6th Floor, City 2, Plot No. 177, CST Road, Near Bandra Kurla Telephone Exchange, Kalina, Santacruz (East), Mumbai - 400098, India Phone: +91 22 61230000 Email: help@ltinsurance.com
It is more recommendable insurance from L & T . Premium was very less but it has more features on it. I used to pay Rs. 3500 could claim upto hospitalization of 5 Lakhs. It covers for entire family it was good and useful for every one.
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MAHIPALSINH GIRASE
, vadodara
Reviewed on Nov 12, 2016
Despite I paid full amount and provided all clarity and required documents/reports. L&T failed to provide a policy and highly inefficient in their response. For every email they want 3 business days to reply. So, I do not recommend insurer
Its good experience from L&T in case of health Insurance services.The documents related to the insurance were received within 10-15days.It takes 3years tenure for covering pre-existing disease in the Insurance.The critical illness also has some particular waiting period.
It was company provided Insurance through L&T General Insurance.For getting the claim processed we need to get the form from HR executives.There is very few hospitals listed under the Insurance which was not a convenient option as a customer.
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JAGADEESANS SELVAM
, chennai
Reviewed on Jul 21, 2016
From L&T I have taken a health plan for my mother which I took through online. There was no any medical check up. Overall process was completed in ten days and sent all the papers on time. After three years of time they will cover the pre existing.Cashless treatment facility is available.
They Don't update call or let you know about the progress for getting the policy issued once you just swipe the card it takes more than 3 days for them to get dr.approval for fresh policy to be issued. It is only you have to call to get the update from them..
Agent suggested and also compared as I liked the policy at L&T General insurance. The no claim bonus in a year is is 5% and it does not come down. Normally companies give 30% for no claim and if we claim anything the bonus will be not there. Though we claim, the bonus remains the same as 5%. Ayurvedic medicines and treatments also claimable.
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NAVIN RAJENDRAKUMAR AGARWAL
, thane
Reviewed on Feb 20, 2016
I hold a health insurance with L& T. The services are very good. It is a family floater policy. I have taken the benefits when I was hospitalized. The executive visited me at the hospital and processed everything. The cash less facility is good.
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1
KISHOR KUMAR CHAKRABORTTY
, bangalore
Reviewed on Feb 15, 2016
L&T General Insurance has been good in their services. I have taken my health insurance for them. It is a family floater policy. I have also had a claim experience. It was a reimbursement. I got the amount I had claimed for. It was a smooth process. The process took a month. The premium is on a yearly basis. They also have cashless facility.
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AMIT NARENDRA PRATAP SINGH
, mumbai
Reviewed on Nov 14, 2015
Medical coverage is 2 lakhs for the whole family per year from L&T. Cashless treatment is available. Minimum 24 hour hospitalization is must. The listed hospital are nearby the location. I have taken the plan through the company. The customer service is excellent.
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KAREGOWDA NAGARAJAPPA
, gadag
Reviewed on Nov 07, 2015
I am paying around 15000 Rupees for the L&T health insurance. They are good with the service and it covers full family . The coverage is around 3 lakhs for every person in the family. They are having the enough number of the networking hospitals which is really good. I dont have any claim experience with them. They are having the cashless treatment facility on everywhere.
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SMUTHU KRISHNAN SUNDARESAN
, new delhi
Reviewed on Sep 26, 2015
Infact this is a corporate offer and family floater where me and my spouse been covered. Entirely the coverage for both of us is 25lakhs. L&T General Insurance is not covering the existing diseases for two to three years. OPD cases are covering in certain cases. Health insurance is quite efficient.
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GAURISHANKAR IYER
, mumbai
Reviewed on Sep 15, 2015
My health insurance is from L&T general insurance. The coverage is for my family and myself. The premium is on a yearly basis. I recently took the insurance with them. So not very sure of their benefits. The service was average from them.
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SAURABH SUBHASH MISTRY
, mumbai
Reviewed on Sep 10, 2015
I have taken my health insurance with L&T general insurance. It is a corporate insurance got from the company I work for. The premium is on a yearly basis. It is of 6500. The coverage is of 5 Lakhs. It is for my family and myself.
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GOPALAKRISHNAN PARTHASARATHY
, chennai
Reviewed on Aug 20, 2015
I am having the health insurance with L&T.The coverage is really good.Its the coverage of 8 lakhs with the full of family.The process is really good with them
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BALAKRISHNAN S
, coimbatore
Reviewed on Jun 26, 2015
The health insurance from Larsen and Tourbo is good. The insurance covers almost all the health related issues and it has got upto 3.5 lakhs coverage for health. The insurance covers only in the case of hospitalization for 24 hours and also it covers accidents. Their toll free number is always working as they are able to provide me with clear solution.
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NAGENDRA SINGH SINGH
, chandigarh
Reviewed on Jun 06, 2015
I have taken the policyl&T medi Classic 2 years back online I just call to direct l&T customer services they help me out for the understand all things. And I have received my soft copes so I am really Happy with the servicess.
Before buying any insurance the wordings should be checked thoroughly. IT should cover all the medical needs of the family
Nowadys in India medical insurance is heavily competitive
Never ever take word of any insurance agent
Via online I purchased this health insurance and one of the executives suggested to take it with L&T General insurance. Ideally the coverage is of 80-90%. Normally L&T is not covering diabetics initially where they are covering post three years. In comparison to other insurance companies, coverage is very good but premium is bit high.
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4
PREMNATH VISHWANATHAN
, tirupur
Reviewed on Apr 04, 2015
I have taken Medisure Prime Insurance (Health Insuracne) with L&T. I had purchased this insurance L&T website and this is one of the best insurance policy in the industry since its covers 9 critical illness like cancer, first heart attack, coronary bypass surgeries, kidney failures and etc. This insurance poliy will also cover childbirth related expenses. It will provide free health check-up for every two years if your age is 45 and above, this is important option in Medisure Prime Insurance. The good news is it will cover the Donor Expenses for organ transplants. There are much more features available in this plan overall its one of the good health insurance plan in the market.
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