In Jaipur, one can choose from multiple health insurers for buying the ideal health insurance plan. There are private, public, and standalone health insurance providers. A few of the insurers are Apollo Munich, Oriental Insurance, United India, etc.
Did you know that Indian insurance companies have been consistently posting high Incurred Claims Ratio (ICR) in health insurance - to the tune of 97%? This is good news for policy takers. The public sector undertakings have been especially generous, with 3 out of 4 such companies posting more than 100% ICR in the fiscal year 2013-14.
ICR denotes the ratio of overall claim amount paid (losses incurred) with respect to the amount that the company received as premiums. A high ICR rating implies that the company has been potentially paying out almost all the claims. Government controlled insurance firms have a higher ICR of almost 100%, while most of the private firms also have good ICR ratios from a clients' perspective.
Jaipur, the Pink City, is home to the 10th largest population in India. Jaipur was established in 1727, and today is one of the most important cities in Western India. Jaipur records the highest number of diseases in Rajasthan, mostly air and water-borne diseases. As such, the people of this city have to be careful about their health, and getting a health insurance policy is the best way to be prepared for any unforeseen health complication. In Jaipur, customers can opt for any of the below mentioned general insurance firms:
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.
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