The HDFC Ergo Corona Kavach Policy is a standard health insurance plan that was announced by Insurance Regulatory and Development Authority of India (IRDAI) after taking into account the increasing number of coronavirus cases. The purpose of the policy is to provide access to quality healthcare for those in need due to the pandemic.
Under the HDFC Ergo Corona Kavach policy, the following are covered:
The Corona Kavach policy offered by HDFC Ergo does not cover the following:
To Buy HDFC Ergo Corona Kavach Policy, you need to follow the steps listed below:
Step 1: Visit the official website of HDFC Ergo at www.hdfcergo.com
Step 2: Select 'Corona Kavach Policy, HDFC Ergo' under 'Health Insurance'
Step 3: Next, click on 'Buy Now'
Step 4: Select the number of members to be insured and plan type
Step 5: Click on 'View Quotes'
Step 6: Next, enter details like name, email and mobile number
Step 7: Accept the terms and conditions and click on 'View Quote'
Step 8: Choose the sum insured and policy term and click on 'Proceed'
Step 9: Enter the personal details and click on 'Done'
Step 10: Review and pay
Minimum age of policyholder | For adults - 18 years For children - 1 day |
Maximum age of policyholder | For adults - 65 years For dependent children - 25 years |
Policy tenure | 3.5 months, 6.5 months, and 9.5 months |
Type of coverage | Individual and family floater |
Premium payment frequency | Single payment |
Maximum sum insured | Up to Rs.5 lakh |
No, the option of paying premium in instalments for the Corona Kavach policy is not available.
You can opt for reimbursement claims or cashless claim. While cashless claim can be done at a network hospital, reimbursement claims can be carried out at non-network hospitals.
Yes, the policy can be bought for your spouse. It can also be bought for anyone in the family i.e., parents, in-laws, and kids.
The waiting period implied for Corona Kavach policy is 15 days
You are offered 0.5 percent of sum insured every day for the treatment of COVID - 19.
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