This plan provides for fixed benefit amounts for specified surgeries in addition to Hospital Cash Daily Allowance, cover for Critical Illnesses and Personal Accident cover.
Features & Benefits - Bajaj Allianz Surgical Protection:
|Entry Age||18 years- 65 years for policyholder / spouse / parents. Children aged 3 months to 25 years.|
|Features and advantages||
|Sum Insured||Rs. 1 lakh to Rs. 10 lakhs. 11 different options available.|
|Grades of surgery covered||
Grade 1 (Supra Major Surgeries)
Hospital Cash Day Allowance
|Medical examination criteria||
|Loading on adverse health conditions||Diabetes – 10% Hypertension – 10% Cholesterol disorder – 10% Obesity – 10% Cardiovascular diseases – 10% Cumulative loading will be applicable for multiple conditions. Maximum risk loading will not exceed 50% of published premiums for overall risk per person.|
|Tax Benefit||Policyholders are eligible for tax benefit under Section 80D|
Exclusions for Surgical Benefit Cover
In this life full of uncertainties, it’s possible that the family breadwinner can be rendered unable to financially support his family through illness or accidents. This is the primary need for health insurance. But what if there is a critical surgery that is required and hospital bills are just too much to bear? That’s where Bajaj Allianz Surgical Protection Plan steps in and takes care of these expenses, in addition to giving you a daily cash benefit for hospital expenses and covering your family in case the worst should come to pass.
*Disclaimer: Please chose your policy wisely after careful consideration of all policy documents and literature therein. Diligent examination and scrutiny of terms and conditions, exclusions (if any) and conditions on premium payments is strongly advised. This article is purely informational and is not designed to influence your decision in any way.
Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Also Read: How to File a Claim with Bajaj Allianz?
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.
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