You need health cover regardless of what you take two at a time - pills or stairs.
  • BAJAJ ALLIANZ Health Insurance

     4.5 / 5.0   by 222 users
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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Bajaj Allianz is a joint venture between Bajaj Finserv Limited and european financial services company Allianz SE. The organisation offers insurance products for financial planning and security by incorporating the technical expertise and experience of Allianz SE with the market knowledge and goodwill of the Bajaj brand in India. Bajaj Allianz Life Insurance meets its customers needs by offering a wide variety of products ranging from ULIPs and child plans to group and health insurance. By combining global expertise with local experience, the company provides clients with customized products and transparent benefits, catering to every segment and age-income profiles.


    Bajaj Allianz Health Insurance at a Glance

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    Coverage for your most loved ones

    Total members covered

    Coverage for a maximum of 6 family members with up to 2 adults and 4 children

    You get a choice of coverage tenure

    Pre and Post Hospitalization cover

    Medical expenses covered for 60 days before your hospitalization and 90 days for post hospitalization for related medical expenses

    The next best thing to having a doc in the family

    Health Check-ups

    At the end of block of every continuous 4 claim free years, free medical checkup at the insurer's empanelled Diagnostic Centre

    * For a family health cover product.

    Critical Factors of the Plan

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    Not a paisa goes from your own pocket!

    Co-Pay

    10% co-payment for non-netwrok hospitals, this non-network hospital copayment is waived off on payment of 10% of loading on premium.

    You?re covered for any future medical expenses

    Life long renewable

    Plans are lifelong renewable and covers you for your entire lifetime.

    Get essential cover for existing ailments

    Pre-existing Diseases

    Any pre-existing condition will be covered after a waiting period of 4 year

    Hospital room rent determines your treatment bill

    Room Rent

    No Sub-limits applicable on room rent

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    Additional Features of Bajaj Allianz Health Insurance

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    Good health offers multiple rewards

    Family discount of 10% is applicable.

    The world is your healthcare oyster

    cashless facility at over 3700+ empanelled hospitals across India.

    So you have time to focus on more important stuff

    Personal accident cover such as death,partial or total disability due to accident

    *These add-ons may be included as part of different products and are subject to the insurer's terms & conditions.


    Bajaj Allianz General Insurance Highlights Updated on 19 Aug 2017

    Features Specifications
    Network Hospitals 3700+
    Waiting Period for Pre-existing Disease 4 years
    Incurred Claims Ratio 74.94%
    Number of Policies Issued 435548
    Grievances Solved 97.50%
    Renewability Lifetime

    *For Year 2015-2016

    Overview

    Bajaj Allianz General Insurance Company Limited is one of India’s most trusted and preferred insurance vendor. The company is a joint venture between Bajaj Finserv Limited and Allianz SE, two companies that have garnered a solid reputation for domain expertise, professional business practices, stability and foresight. Bajaj is a commonly known brand in India, while Allianz SE is a globally known entity that is commended for its technical expertise and path breaking initiatives. In the very short duration that Bajaj Allianz Life Insurance has been a part of the health insurance scene in India, it has earned a staunch fan following, alongside the title of a market leader and preferred health insurance option amongst the discerning local customer base.

    Bajaj Allianz Health Insurance Plans

    Why Compare Bajaj Allianz Health Insurance Plans on BankBazaar?

    Health Insurance Products from Bajaj Allianz

    The company’s health insurance portfolio includes the following products-

      Health Guard Individual Policy

      Entry Age 18 to 65 years; For Children- 3-25 years
      Basis Individual / Family floater
      Cashless hospitalization 3700+ partner hospitals across India
      Policy Period 1 year
      Sum Assured Ranges from Rs. 1.5 lakhs to Rs. 10 lakhs
      Discounts 10%.
      Pre and post hospitalization expenses Covers all mdical instances from 60 days prior to and 90 days after hospitalization.
      Cumulative bonus 10% for each claimless year, maximum upto 50% of insured sum
      Free Health check-up At the end of 4 continuous claim free years
      Day Care procedures 130 days covered
      Ambulance charges In emergency cases, to a limit of Rs.1000.
      Income tax benefit Under Section 80D of the Income Tax Act
      Free Look Period 15 days (Did not like the policy? Cancel the policy within 15 days for a complete refund)
      Grace period 30 days
      Renewal Life-time

      Health Guard Family Floater Option

      Entry Age 18 to 65 years
      Pre and post hospitalization Covers all medical instances from 60 days prior to and 90 days after hospitalization.
      Cumulative bonus 10% for each claimless year, maximum up to 50% of insured sum
      Medical test Not mandatory for persons under the age of 45 years
      Pre-policy checkup The costs incurred will be reimbursed within 14 working days after the submission of all requisite documents.
      Free Health check-up End of 4 continuous claim free years, or reimbursement up to Rs.1000
      Day Care procedures 130 Day covered
      Ambulance charges In emergency cases, to a limit of Rs.1000.
      Cashless hospitalization 3700+ partner hospitals across India
      Income tax benefit Under Section 80D of the Income Tax Act
      Free Look Period 15 days- Did not like the policy? Cancel the policy within 15 days for a complete refund.
      Grace period 30 days
      Exclusions
      • In the case of pre-existing diseases, a waiting period of 4 years will apply.
      • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
      • Treatments consisting of non-allopathic medicine will not be covered.
      • Certain diseases require a waiting period of 2 years before coverage, including hernia, piles, cataract and sinusitis.
      • Coverage will not be extended for the following- Cosmetic, aesthetic or related treatments, treatments for use of intoxicating and/or addictive substances like alcohol, drugs etc.
      • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 4 years.
      • Congenital external are excluded permanently. Congenital internal have waiting period of 4 years.

      Surgical Protection Plan

      Sum insured Rs.1 lakh- 10 lakh
      cashless hospitalization 3700+ partner hospitals across India
      Complete coverage 600+ surgeries, with guaranteed benefit amount
      Free Look Period 15 days(Cancel the policy within 15 days for a complete refund)
      Grace period 30 days for every subsequent instance of policy renewal
      Income tax benefit Section 80D of the Income Tax Act
      Medical test Not mandatory for persons under the age of 45 years.
      Additional covers
      Hospital Cash Daily Allowance
      24 hours hospitalisation Rs.1500/per day is allocated.
      Maximum period 30 days
      In case of admission in ICU The benefit payable would be double, i.e., Rs.3000/day, ax for 15 days
      Exclusions Use of intoxicant substances like drugs and/or alcohol, War or act of war, nuclear, chemical or biological weapon and radiation of any kind, Non-allopathic treatment, Cosmetic or aesthetic treatments, self-injury, Fertility, sub fertility, impotence, assisted conception operation or sterilization procedures and treatments related to weight reduction programs
      Critical Illness
      Comprehensive cover 15 critical illnesses
      Survival Period 30 days
      Coverage Limit Rs.1 Lakh
      Exclusions Preexisting illness, critical illness diagnosed within first 90 days from commencement of the policy, AIDS and related conditions
      Personal Accident
      Sum insured Covers 100%, amounting to Rs.500000.
      Compensation 125% of sum insured amounting to Rs.625000(If Permanent Total Disability i)
      Benefits for Children For up to 2 dependent children,Children Education benefit of Rs.5000. Transportation benefits up to Rs.5000.
      Exclusions Suicide, attempted suicide or self-inflicted injury, breach of law with criminal intent, while engaging in dangerous sports activities and consequential losses of any kind or your actual or alleged legal liability.

      Premium Personal Guard Policy

      A robust health insurance policy, the Premium Personal Guard covers the insured against bodily injury or death caused due to accident and offers high sum assured ranging from Rs.10-25 lakh.

      Cashless hospitalization 3700+ partner hospitals across India
      Entry Age 18 to 65 years, For Children 5-21 years
      Cumulative bonus 10% for each claimless year, maximum up to 50% of insured sum
      Medical test Not mandatory for persons under the age of 45 years.
      Income tax benefit As per Section 80D of the Income Tax Act
      Free Look Period 15 days(Cancel the policy within 15 days for a complete refund)
      Grace period 30 days for every subsequent instance of policy renewal
      Renewal Lifetime
      Exclusions
      • Suicide, attempted suicide or self-inflicted injuries and illness.
      • Injury sustained under the influence of alcohol and/or drugs.
      • Injury sustained while indulging in anti-social or criminal activity.
      • Participating in a wide range of dangerous sports.
      • Curative treatments and interventions carried out on your body.
      • Participation in any naval, military or air force operations leading to injury or illness.
      • Your consequential losses of any kind or your actual or alleged legal liability.
      • Acquired Immune Deficiency Syndrome (AIDS) and related sexually transmitted ailments.
      • Pregnancy, childbirth, miscarriage, abortion, or complications arising out of any of these.
      • Wartime conditions, nuclear energy, radiation etc.

      Extra Care

      This is a robust health insurance plan that allows you to extend your existing health insurance cover to compensate for special circumstances that may arise due to prolonged hospitalization.

      Cashless hospitalization 3700+ partner hospitals across India
      Entry Age 3 months to 70 years
      Renewal Lifetime
      Pre and post hospitalization expenses Covers from 60 days prior to and 90 days after hospitalization
      Premium Charges Starts at Rs. 2500
      Medical test Not mandatory for persons under the age of 55 years.
      Free Look Period 15 days(Cancel the policy within 15 days for a complete refund)
      Grace period 30 days for every subsequent instance of policy renewal
      Exclusions
      • In the case of pre-existing diseases, a waiting period of 4 years will apply.
      • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
      • Treatments consisting of non-allopathic medicine will not be covered.
      • Certain diseases require a waiting period of 2 years before coverage, including hernia, piles, cataract and sinusitis.
      • Coverage will not be extended for the following- Cosmetic, aesthetic or related treatments, treatments for use of intoxicating and/or addictive substances like alcohol, drugs etc.
      • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 4 years.
      • Fertility procedures, impotence related, assisted conception operation or sterilization procedures.

      Critical Illness

      Insure yourself against the risk of critical illnesses just like you would insure your car or house. Be secure with the knowledge that you are prepared for all future medical eventualities.

      Entry Age 6 to 65 years
      Sum insured Rs. 100000/- to Rs. 5000000/- for age group of 6 yrs. to 60 yrs. Rs. 100000/- to Rs. 500000/- for age group of 61 yrs. to 65 yrs.
      Illness Covered Cancer, Coronary Artery Bypass Surgery, First Heart Attack (Myocardial Infarction), Kidney Failure, Major Organ Transplant, Stroke, Aorta Graft Surgery, Primary Pulmonary Arterial Hypertension, Symptoms of primary pulmonary hypertension, Multiple Sclerosis, Paralysis of the limbs.
      Exclusions
      • Critical Illness at the time of conception of the policy or diagnosed within 90 days from the start of the policy tenure.
      • Death within 30 days from the point of diagnosis of the critical illness.
      • Participation in any naval, military or air force operations leading to injury or illness.
      • Your consequential losses of any kind or your actual or alleged legal liability.
      • Acquired Immune Deficiency Syndrome (AIDS) and related sexually transmitted ailments.
      • Pregnancy, childbirth, miscarriage, abortion, or complications arising out of any of these.
      • Wartime conditions, nuclear energy, radiation etc.

      Silver Health Plan for Senior Citizens

      This is a health insurance plan that has been designed specifically for senior citizens. It offers the option to opt for up to 20% co-pay or a cashless policy.

      Entry Age 46 years and 70 year
      Renewal Lifetime
      Day care procedures 130 days covered
      Waiting period 2 years
      Covers Pre and post hospitalisation expenses

      Bajaj Allianz Tax Gain Plan

      Bajaj Allianz Tax Gain Plan is a unique scheme that Bajaj Allianz has introduced to save tax and gain OPD benefits at the same time. This unique product is loaded with benefits and is a Family floater health policy which covers both hospitalization expenses and outpatient (OPD) expenses under one policy.

      Entry Age 56 years -75 years for Senior citizens plan Tax Gain 1999 Renewable up to 75 years. 18 years – 55 years for Tax Gain 4999, Tax Gain 9999 & Tax Gain 14999 Renewable up to 55 years.
      Basis Family floater(Self & Spouse)
      Covers Pre and post hospitalisation expenses, OPD expenses
      Tax benefit under section 80 D of IT Act
      Free Health check-up Available for every 4 claim free policy periods at designated Bajaj Allianz Empanelled.
      Renewal Policy Once four years continuous renewal is completed with Bajaj Allianz, all pre-existing diseases will be covered under the scheme.
      Cashless facility over 5000 hospitals across the country.
      Ambulance charges Up to Rs. 1000/- will be covered in this scheme.

      Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals

      Bajaj Allianz Health Insurance FAQs

      1. What is the difference between health insurance and life insurance?
      2. Life insurance involves providing monetary support to a deceased insured’s family. Also, under certain plans, the policy holder gets a payout on survival till the maturity of the policy. Health insurance, on the other hand, covers expenses in case of hospitalization for treatment of health issues suffered by the customer. The customer doesn’t get any payout at maturity of the policy. Also, health insurance policies have to be renewed annually.

      3. I already have an employer-sponsored health cover. Should I get my own policy?
      4. Private policies are important as job sponsored policies tend to lack continuity. If you change jobs, you will be exposed to risk during the transition period, and there’s the chance that your new employer won’t provide health insurance coverage. Also, as you switch jobs, your insurer will most likely change, and whatever track record you had built will be lost, if in case health insurance portability in not an option.

        Employer sponsored covers offer limited coverage, while having your own policy allows you to cover not only yourself but your family as well. Also, riders can be opted for to enhance protection if employee group schemes do not provide comprehensive coverage.

      5. What is the importance of a pre-policy medical checkup?
      6. For all customers above 45 years (lower limit may change depending on provider and plan) medical checkups are important to gauge the previous health issues suffered by customers so that they are provided coverage accordingly, implying that they may have to pay more premium when suffering some pre-existing diseases. For policy renewals medical checks are generally not required.

      7. What is the general term for health insurance policies?
      8. In general, health insurance policies are provided for 1 year time period (including Bajaj Allianz), though some firms also provide 2 year policies.

      9. What do you mean by coverage amount or sum insured?
      10. Also known as “sum assured” or “sum insured”, the final claim amount to be paid out is the coverage amount. Premiums vary according to sum assured.

      11. What if family members are staying in different places and want to be covered under the same policy?
      12. Health insurance policies are applicable throughout India. In general, it is advisable to get insured in a place where there are network hospitals of the provider. This helps in getting cashless treatments at designated facilities. In case there are no network hospitals in your area, reimbursements are provided in due time.

      13. Are MRI, X-ray and other diagnostic charges covered by health insurance policies from Bajaj Allianz?
      14. All types of diagnostic tests are covered under your health insurance policy, as long as the costs are related to hospitalization of not less than 1 night. OPD prescribed diagnostic tests are usually not covered.

      15. What is Cashless Hospitalization?
      16. Cashless Hospitalization refers to the cashless settlement of hospitalization expenses, which are adjusted by a network hospital of Bajaj Allianz on the basis of the insurance policy without any cash being paid by the policyholder.

        The settlements are done by authorized Third Party Administrators (TPA). Prior approvals are a must, except for cases of emergency where post approvals can be done.

      17. Is there a limit on number of health insurance policies for an individual?
      18. There is no limit on the number of health insurance policies a person can take out. An individual may have two health insurance policies from different providers, and in case of hospitalization the overall costs will be split between them.

      19. Is it possible to avail health insurance from Bajaj Allianz if I am not an Indian citizen but am staying in the country?
      20. Yes, foreigners are allowed to avail health insurance policies from Bajaj Allianz with coverage limited to India.

      Examples of Network Hospitals in Major Cities

      CITY NAME OF HOSPITAL
      DELHI AMAR LEELA HOSPITAL (P) LTD
      MUMBAI GODREJ MEMORIAL HOSPITAL
      KOLKATA PEERLESS HOSPITAL AND B. K. ROY RESEARCH CENTRE
      BANGALORE SWATHI NURSING HOME
      CHENNAI SANKARA NETHRALAYA (A UNIT OF MEDICAL RESEARCH FOUNDATION)

      *Disclaimer - This is not an exhaustive list but an indicative representation of hospitals that form a part of the company's wider network.

    News About Bajaj Allianz Health Insurance

    • Bajaj Allianz launches an All Women Branch initiative on the occasion of Women’s Day

      On the occasion of Women’s Day, Bajaj Allianz GIC announced that it had created an All Women Branch initiative in an attempt to change the perception that insurance industry is not a popular services employer. This initiative is said to have carved women entrepreneurs, trained them, and groomed them to create specific skill set required to work in the insurance industry. Unlike other distribution models, the AWB model of Bajaj Allianz was introduced in 2014 and implemented in 2015. At present, the company boasts of a network of 31 branches in metros as well as tier-2 cities. There are 1,300 women agents working in these branches with 200 female employees employed with BAGIC.

      Bajaj Allianz intends to expand this initiative to 50 offices by 2018-19 throughout India. Under this initiative, AWB branches are run by women, who recruit and train women for sale of insurance products. Some women have contributed more than Rs.50 lakh of business this year. According to Bajaj, this initiative has been introduced to tap into the large pool of talented women who were unable to work owing to time and family constraints. The company also said that it believes that women tend to bring in sustainable and long-term viable business, mostly in the terms of personal, health, and home insurance.

      9th March 2017

    • Bajaj Allianz launches app for health insurance claims

      Bajaj Allianz, one of the leading insurance companies in India has announced paperless app to expedite the settlement of health insurance claims. Reimbursement claims up to Rs.20,000 will be cleared within two days depending on the authenticity of information uploaded through the mobile application. At present, claims are processed after verification of documents submitted by the insured in hardcopy, and the entire process takes up to 10 days. The app also provides the option for primary intimation at the time of hospitalization. The app is available for download on play store.

      17th January 2017

    • Poll survey states most people buy health insurance for tax benefits

      A recent survey conducted by Bajaj Allianz revealed that most people who own a health insurance policy do so for the tax benefits arising from it. 76% of the respondents who had a policy claimed that they were attracted by the tax benefits while the rest purchased it for the financial protection offered. A majority of them had policies provided by their employer, while only one in three had a personal health insurance plan.

      15th February 2016

    • Bajaj Allianz GI unveils ‘Health Guard’ Plan

      India’s leading private non-life insurer, Bajaj Allianz General Insurance recently launched a revamped and comprehensive health insurance policy called the Health Guard which comes with a term extending up to 3 years. moving away from it’s predecessor, the new Health Guard Policy offers cover to a large number of people present under a single family such as parents, sister, brother, grandchildren, parents-in-law, aunt and uncle. Speaking on the event of the launch, Mr. Abhijeet Ghosh, Head of Bajaj Allianz General Insurance head-health insurance mentioned that this comprehensive health insurance policy will provide enhanced coverage at a very affordable price not only to an individual but also their extended family, catering to a wide range of medical conditions which one commonly faces or is at the risk of facing.

      The policy also reinstates the sum assured amount for the same disease within the plan term and offers a number of unique added advantages such as convalescence benefit. Under this benefit, the insured is provided with a lump sum amount to cover the cost of essentials such as support equipment, nutritional supplements, etc. that are necessary when the patient is admitted for a duration of 10 days or beyond. Additionally, this policy will also offer a range of other covers like hospitalization expenses cover, cover for preventive health check-ups, daily cash benefit for accompanying an insured minor, organ donor expenses, road ambulance cover, maternity and newborn baby coverage.

      13th January 2017

    • Awareness on Insurance through 20-day Campaign for Sabarimala Pilgrims

      BAJAJ Allianz General Insurance now offers a special policy for Sabarimala Pilgrims. The new policy is launched in partner with Dhanlaxmi Bank along with a 20-day campaign for pilgrims in Kerala. The campaign is on from 3 December to 23 December with on-the-spot cover for personal accident policies for just Rs 225.

      You get a cover of up to Rs. 2.5 lakh in case of death due to accident and Rs 20,000 for costs incurred in case of any hospitalisation due to an accident. Lalitha Raman, Zonal Manager-South, Bajaj Allianz General Insurance said the new scheme is just a starting step towards increasing awareness of having an insurance, especially awareness on health insurance is still in the nascent stages among the public. She further added that this gives them an easy route to reach a huge public.

      The insurance campaign will make its reach available in the form of a canter vehicle which will cover various cities in Kerala and would give on-the-spot Bajaj Allianz personal accident policies to the pilgrims. They would further have street plays to help realize the people the importance of having a health insurance policy.

      10th December 2014

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    BAJAJ ALLIANZ Health Insurance Reviews

  • Page 1 of 12 1 2 3 4 5
    • Bajaj Allianz Health Insurance
      "Excellent benefits"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance from Bajaj Allianz general insurance. The customer services are excellent. They send me the reminders on time and the premiums are economical for a customer. The payment options are also convenient online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • Bajaj Allianz Health Insurance
      "Very good policy"
      0.5 5.0/5 "Blown Away!"
      Got a health Insurance policy with Bajaj Allianz general insurance recently. I bough this policy with Rs.16,200, per annum. This policy covers myself alone. The depositing money will be returned after 16years of tenure with the interest rate by Bajaj by providing the medical claim as well. I am happy holding this policy.
      Was this review helpful? 0
      , berhampur
      Reviewed on Aug 10, 2017
    • Bajaj Allianz Health Insurance
      "Good"
      0.5 4.0/5 "Great!"
      Bajaj Allianz general insurance is a good company. My health insurance is with them. It is a corporate insurance and I am given a medical coverage of two lakhs. The best is that I can get a cash less facility for the admission of 24 hours. Overall good.
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 09, 2017
    • Bajaj Allianz Health Insurance
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I am having health insurance policy with the Bajaj Allianz general insurance company and I been with them from the last two years of time. I am with them from the last two years of time, also the premium collection and the claim benefits are up to the mark.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 24, 2017
    • Bajaj Allianz Health Insurance
      "Good coverage"
      0.5 5.0/5 "Blown Away!"
      My health insurance is from Bajaj Allianz general insurance. It is a individual policy. There is a medical coverage of 15 lakhs. I pay my premiums on a yearly basis. The amount is of 4900. Since I have not had nay claims, all the master heath checkup is completely free.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jul 11, 2017
    • Bajaj Allianz Health Insurance
      "Very good health policy"
      0.5 5.0/5 "Blown Away!"
      My company has provided me a health insurance policy. I got this policy around a year ago. My company will pay Rs.2,000 per month towards this policy. The policy coverage is up to 1lakh for any medical emergency. The policy has the full coverage like accident and death benefits. I have never had any claim experience so far. The health card is given to the employes, so we can use it any medical emergency.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 21, 2017
    • Bajaj Allianz Health Insurance
      "Very good plan benefits"
      0.5 5.0/5 "Blown Away!"
      I am having a Bajaj life insurance policy for past 10 years. The plan benefits and the policy coverages are very good with UNIT LINKED PLANS policy. I will be getting the coverage amount of Rs.25lakhs when the policy turns to maturity. The policy has the tenure of 5 years. I pay Rs.5lakhs per year. I pay the premium through cheque which is easy to do. I am happy to hold a policy with Bajaj alliance general insurance.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 21, 2017
    • Bajaj Allianz Health Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I earlier had a corporate health insurance policy with Bajaj Allianz general insurance. I had a claim experience and I got it on time. There was no delay in the process and the customer services has been good. I no longer use it as I have taken a personal insurance.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 16, 2017
    • Bajaj Allianz Health Insurance
      "Good overall"
      0.5 4.0/5 "Great!"
      I have taken my health insurance from Bajaj Allianz general insurance. Fortunately I did not have a claim till date. The company has offered me a good medical coverage. The premiums are paid online and I also bought this policy online. The services are good overall.
      Was this review helpful? 0
      , kota
      Reviewed on Apr 13, 2017
    • Bajaj Allianz Health Insurance
      "Coverage is good"
      0.5 5.0/5 "Blown Away!"
      I am having health insurance policy with the Bajaj Allianz general insurance company and I am premium customer with them, also the payment can be done through EMI and the mode of payment is also an easy one. Services are good one with them and there are no worries with them. I have not faced any claims with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 25, 2017
    • Bajaj Allianz Health Insurance
      "Wonderful"
      0.5 4.0/5 "Great!"
      I have my corporate health insurance policy with Bajaj Allianz general insurance company and the medical coverage value is around 3 lakh Rupees. Services are good one with them and I have not found any issues with them till now. Response is also good one with them. I got around 80% of cost of treatment as reimbursement.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 21, 2017
    • Bajaj Allianz Health Insurance
      "Very good health insurance"
      0.5 4.5/5 "Excellent!"
      BAJAJ alliance health insurance is very good. When I walked in to their office they had provided me all the explanation about how the policy works and what benefits I get primarily . The premium what I pay at present is 5k they were providing me many options like 5 k and 9k out of which I had chosen 5k. In case of illness they would take care of all the expenses.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 23, 2017
    • Bajaj Allianz Health Insurance
      "Health insurance"
      0.5 4.0/5 "Great!"
      Bajaj alliance health insurance is very good. it is also very good. The primary benefits what I get from this health insurance is risk coverage also they provide very good benefits too. I am supposed to pay about rs 8000 and I am supposed to pay this insurance for a period of one year
      Was this review helpful? 0
      , secunderabad
      Reviewed on Feb 07, 2017
    • Bajaj Allianz Health Insurance
      "Health insurance is qutie impressive"
      0.5 5.0/5 "Blown Away!"
      Bajaj alliance health insurance is really impressive. the benefits are very good . they provide a medical coverage of 50 lakhs I normaly pay a premium of 2000 the total time frame is for a period of 5 years .I had taken this medical policy thorough onli
      Was this review helpful? 2
      , mumbai
      Reviewed on Jan 13, 2017
    • Bajaj Allianz Health Insurance
      "Too good"
      0.5 5.0/5 "Blown Away!"
      Bajaj Alliance health insurance is too good. It has too many hospitals cover under its policy and it also cash less. I was provided a list of hospitals. All I had to do was I had to walk in to the hospital and there is no need for me to pay a single penny for the same.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Dec 07, 2016
    • Bajaj Allianz Health Insurance
      "Super fast process"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance policy with Bajaj Allianz general insurance. This is a family floater and they have offered me a good medical coverage. I recently had a claim, and the services from them was super fast. They clear my bill within an hour at the hospital. It would be more better if the network is more vast.
      Was this review helpful? 3
      , chennai
      Reviewed on Nov 25, 2016
    • Bajaj Allianz Health Insurance
      "Very good services"
      0.5 4.5/5 "Excellent!"
      I hold a health insurance with Bajaj Allianz general insurance. It is a corporate policy, where there is a coverage for my family and I. The coverage is for three lakhs for each member of my family. I have had three reimbursements and it has all been smooth as I only have to submit the bills and I get the settlement on time. I have not experience a cash less facility yet.
      Was this review helpful? 1
      , goa
      Reviewed on Oct 05, 2016
    • Bajaj Allianz Health Insurance
      "My choice"
      0.5 4.0/5 "Great!"
      This insurance was my organization choice . I was given Icard for cashless treatment. I was given a list of hospitals and at present I am not paying anything. Everything has been take care by my company. I am not sure about the cash less services as I have not utilized that as yet.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 17, 2016
    • Bajaj Allianz Health Insurance
      "Its really nice"
      0.5 5.0/5 "Blown Away!"
      This is basically a Company insurance with Bajaj Alliance, this is meant for accident and health issues. I am eligible for this insurance until I am employed with my current company. They have given a list of hospitals where I can get cover. I dont have any claim experience till date.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 10, 2016
    • Bajaj Allianz Health Insurance
      "Good benefits "
      0.5 4.0/5 "Great!"
      The policy is really good.10years health coverage is offered through this medical plan.I have not yet claimed through Bajaj Allainz.They do cover 22 critical illness under the plan which is more beneficial for a health Insurance covered person.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 04, 2016
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