(You can save searches, track your apps & save plenty of time!)
Fees & Charges
Promised Interest Rate
Customer Service
Responsiveness
Mr. Sharma invested in a home with a low-interest loan. What about you?Explore Home Loans
ING Vysya Bank Ltd is a premier private sector bank with retail, private and wholesale banking platforms that serve over two million customers. With over 80 years of history in India and leveraging ING’s global financial expertise, the bank offers a broad range of innovative and established products and services, across its 547 branches. Your search for a Ideal Home ends at ING, you can avail Home Loans from ING for constructing a home, purchasing a ready built house/flat, or even for refinancing existing loans. ING offer you a bundle of benefits on Home loans to ensure that you realise your long cherished dream of owning a Home along with attractive Interest Rates.Continue reading to view more details about this loan.
Kotak Mahindra Bank has acquired ING Vysya Bank to establish itself as the 4th largest private sector bank in India. From here on, this new entity will be collectively known as the Kotak Mahindra Bank. Henceforth, banking products (including Home Loans) that were offered by ING Vysya will be featured as offerings from the Kotak Mahindra Bank. Applicants looking for a ING Vysya Home Loan need apply at the Kotak Mahindra Home Loan page for the same.
At least 23 years old
Less than 60 years old
Salaried or self-employed
with regular income
Min.Gross Annual Income [Salaried Employees Rs.2,00,000/]
Min.Gross Annual Income [Salaried Employees Rs.2,00,000/]
Loan capped @ 80% of property value
EMIs of other loans lower
your eligibility
Make your spouse a co-applicant,
and her income will add
to your eligibility
Choose longer tenure loan up to 20 years
Alternatively add your parents
Interest Rate (Monthly reducing balance) | Interest for the month = Loan Outstanding*ROI%*(Number of days in a month/360) |
Loan Tenure | 20 years |
Processing Fees | 0.50% of the Loan Applied or Rs.5,000/- whichever is higher |
Pre-closure Charges | Nil |
Guarantor Requirement | Guarantor required |
ING Vysya Bank is a private sector bank offering a plethora of services ranging from private, retail and wholesale banking services. The bank caters to more than 2 million customers all over the country. With a broad range of innovative banking products and services made available to customers for over 80 years in India. ING provides home loans for construction of a house, purchasing a flat or house and for refinancing existing loans.
ING Vysya Bank has been acquired by Kotak Mahindra Bank and has now become India’s largest private sector bank. The bank will now collectively be called as Kotak Mahindra Bank and all products previously offered by ING Vysya Bank will be granted by the Kotak Mahindra Bank.
The following applicants are eligible to apply for a home loan at ING Vysya Bank:
Salaried Applicants:
Self-employed Applicants:
Documents Required:
The following documents are required when applying for a home loan from ING Vysya/ Kotak Mahindra Bank:
Salaried Applicants:
Self-employed:
You will be required to deposit the title deeds of the property or mortgage of the property as security to the bank.
The bank charges 2% of the outstanding principal balance plus principal prepayments deposited in the previous 12 months. However, the bank does not allow foreclosure of home loan up to six months of final disbursement.
You will have to pay a processing fees of 0.5% of the loan amount that you have applied for or an amount of Rs.10,000 along with GST.
You will have to pay the EMI amount as prepayment fees or in case prepayment is higher, then 25% of the outstanding principal is charged.
No, the minimum eligible age for applying for a home loan from the bank is 23 years.
GST Rate of 18% Applicable for All Financial Services Effective July 1, 2017.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Thank you for your vote
Gain an edge by connecting with us via email. We promise never to spam you.
Request received - loud & clear!
Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.