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IndusInd Bank Two Wheeler Loan

IndusInd Bank offers bike loans at interest rates ranging between 21% and 27% p.a. with a flexible repayment tenure of up to 3 years. The two-wheeler loans offered by the bank comes with various benefits and features.

IndusInd Bank Two-Wheeler Loan Interest Rate

Interest Rate 21% p.a. to 27% p.a.
Maximum Loan Amount Up to Rs.25 lakh
Minimum Loan Amount Contact the bank
  • Salaried Employees: Rs.3 lakh in a year
  • Self-Employed Individuals: Rs.4 lakh
Repayment Tenure Up to 36 months
Processing Fee Up to 5% of the loan amount
Pre-closure Charges 2% to 5% of the principal amount that is outstanding

How to Apply for an IndusInd Bank Two-Wheeler Loan?

The process to apply for an IndusInd Bank two-wheeler loan is mentioned below:

  • Visit IndusInd Bank official website.
  • Click on ‘Apply Now’.
  • Enter your name, mobile number, alternate number, email address, and pin code.
  • Click on ‘Generate OTP’.
  • Enter the OTP.
  • Click on ‘Submit’.
  • An IndusInd Bank executive will call you to process the request.

IndusInd Bank Two-Wheeler Loan Eligibility

Salaried Employees

  • Individuals between the ages of 21 years and 60 years can avail the loan.
  • You must be working with your current employer for at least a year.
  • You must have a working experience of at least 4 years.
  • Your gross salary must be at least Rs.3 lakh.

Self-Employed Individuals

  • Individuals between the ages of 21 years and 65 years can avail the loan.
  • You must have business experience of at least 5 years.
  • The Income Tax Returns (ITR) for the last 2 years must be provided with at least Rs.4 lakh ITR.

Documents Required

The list of documents that must be submitted are mentioned below:

Salaried Employees

  • Application form
  • Passport-size photographs
  • Proof of identity
  • Proof of address
  • Income proof such as Income Tax Returns (ITR), Form 16, or last three months' salary slips.
  • Bank statement

Self-Employed Individuals

  • Application form
  • Passport-size photographs
  • Proof of identity
  • Proof of address
  • Bank statement
  • ITR
  • Repayment track
  • Owned residence proof

IndusInd Bank Two-Wheeler Loan EMI Calculator

You can use the two-wheeler loan EMI calculator offered by IndusInd Bank or BankBazaar to check the monthly payments. Once details such as the loan amount, tenure, and rate of interest are entered, click on ‘Calculate Now’ to get the results. Apart from the monthly payments, the principal amount, interest that is paid, and the total amount will be displayed. The calculator is easy to use and saves time when compared to manual calculations.

Features and Benefits

The main features and benefits of the two-wheeler loan offered by IndusInd Bank are mentioned below:

  • The bank offers bike loans at attractive interest rates.
  • Wide network coverage.
  • Repayment tenure of up to 36 months.
  • Easy documentation.
  • Fast loan processing.
  • Up to Rs.25 lakh may be provided as a loan.


  1. What are the charges levied for loan cancellation?

    The charges levied for loan cancellation are Rs.1,500 for each case.

  2. Does IndusInd Bank offer refinanced two-wheeler loans?

    Yes, IndusInd Bank offers refinanced two-wheeler loans.

  3. What are the charges levied for providing a duplicated NOC?

    Rs.500 is the charge levied for providing a duplicate NOC.

  4. What are the swap charges levied by the bank?

    The swap charges levied by the bank is Rs.500 for every instance.

  5. Will there be any stamping charges levied?

    Yes, IndusInd Bank levies stamping charges.

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