IndusInd Bank Limited is a Mumbai based Indian new generation bank, established in 1994. The bank offers commercial, transactional and electronic banking products and services. IndusInd Bank is the first among the new-generation private banks in India. Generating first of kind services/innovations which further improve a customer's banking experience are key drivers towards this. The bank prides itself of having been able to understand its customer's needs and provide such solutions.IndusInd Bank is proud to bring you Home Loans through HDFC ltd to fulfill your dreams.With IndusInd bank, fulfilling the ambition of owning your own house is not only easy but an unforgettable experience.To know more, follow some simple steps given below to get best interest rates.
At least 21 years old
Less than 60 years old
Salaried or self-employed
with regular income
Earn more than the minimum
Earn more than the minimum
Loan capped @ 60% to 80% of property value
EMIs of other loans lower
Make your spouse a co-applicant,
and her income will add
to your eligibility
Choose longer tenure loan up to 30 years
Alternatively add your parents
|Loan Tenure||30 years|
IndusInd Bank was established in 1994 in Mumbai. This new generation bank provides transactional, commercial and electronic banking services and products to its customers. IndusInd offers innovations and services that are first of its kind. The bank’s motto is offering the best customer service as the bank believes in its capacity to offer needs and solutions as per customer’s requirements. IndusInd gives its customers the unforgettable experience of owning a house without any hassles.
IndusInd Bank offers home loans through HDFC Ltd., which is one of the most reputed and trusted finance company in the country. The home loan’s easy documentation and transparent dealings make it an attractive offer from the bank.
The following documents are required by customers planning to take a home loan from IndusInd Bank:
For customers earning a regular salaried income, the following documents are needed to be submitted when applying for a home loan:
Partnership and Private Firms:
IndusInd Bank Home Loan offers loans at attractive interest rates allowing its customers to avail them through easy documentation and quick processing. Following are some of the highlight features of the home loan from IndusInd Bank:
Yes, IndusInd Bank provides home loan to NRI customers as well, provided all the documents required by the bank are presented.
The maximum loan period offered by IndusInd Bank on its home loan is 20 years or your retirement age, whichever is a shorter period.
IndusInd Bank can provide maximum home loan of 80% of the price of the property, inclusive of land cost.
Yes, IndusInd Bank allows loan balance takeover from other banks or HFCs.
Yes, IndusInd Bank offers home loans against property and you can avail the same at attractive interest rates.
Medium-scale private bank, IndusInd Bank, endorsed by the Hinduja Group, is aiming to get into the inexpensive home loans sector and is in the last phase of hemming up associationship with a payments bank (PB) licencee. This step is regarded both as a broadening tactic and a natural expansion of the bank’s microfinance interests. Currently, it is at the evaluation stage and in weeks, they aim to cement the plans as informed by the MD and CEO of IndusInd, Mr. Romesh Sobti. As of now, the bank instigates loans for big mortgage players like HDFC. Getting into inexpensive housing finance sector will help considerably to attain lending targets. The road map to include home loans for the middle and low income people is not revealed yet.
19th January, 2016