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  • Indiabulls United Kindom NRI Home Loans - Interest Rate 2017

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  • Overview:

    Indiabulls Housing and Finance Ltd. has is one of the leading and most trusted names in the world of housing finance. It has innovatively designed home loan schemes tailor-made to suit the needs of varied customers. Indiabulls home loans also provide a doorstep service, instant self-approval, document checklist service, quick disbursal of loan and customer assistance. This makes the entire process of getting a loan smooth and hassle-free experience. Customers can make use of the company’s portal to make use of unique tools like EMI Calculator, Tax Benefit Calculator, Loan Eligibility Calculator for customer convenience. Indiabulls has home loan schemes for Non Resident Indians (NRIs). Many Indians move abroad these days with the desire of ultimately settling down in India. This scheme has been especially designed for them.

    Every Non Resident Indian, living abroad for work and career, has the dream of buying a house in India for his/her future use or for his parents. Buying a house in India is no mean feat, especially if the buyer doesn’t reside here. It involves thorough stages like finding an ideal property, ensuring the builder credibility, paperwork, organising documents, and fulfilling the financial requirements. Indiabulls identifies and understands this challenge and offers NRI Home Loan services for Indians residing overseas. UK has always attracted many Indians, since ages. The country is flourishing in terms of varied career prospects and academic excellence. Indiabulls offers home loans at affordable interest rates, and provides complete assistance through all the stages of buying a house (right from property search, financing options, legal, technical checks, and a lot more).

    Features and Benefits:

    The home loan scheme for UK based NRIs, provided by Indiabulls has with a lot of lucrative features and attractive benefits. These features make it ideal for NRIs residing in UK to avail this loan for buying a house in India. These key features have been listed below –

    • Impeccable doorstep service in reference to the loan process.
    • Quick approval of loan.
    •  
    • Extremely affordable and attractive interest rates.
    • Easy and fast disbursal of loan.
    • Already existing 5000+ pre-approved projects for customers to choose from.
    • The facility of loan sanction is provided even prior to the finalisation of the property to be bought.
    • Extremely easy monthly repayments available under part disbursements.
    • The facility of balance transfer is provided to customers with reduced interest rates and EMIs
    • Promised Safe storage of your important and valuable documents. This is certified by ISO
    • No pre-payment or foreclosure charges on home loan scheme for NRIs residing in UK.
    • The loan repayment term extends up to a period of 20 years. This is subject to certain terms and conditions
    • A strong customer base of over one lakh people
    • The method of repayment provided is Equated Monthly Instalments (EMIs) from the borrower’s NRE/NRO account.
    • The scheme offers loan for every need like resale of home and residential plot purchase.

    Documentation:

    The documents required for the purpose of availing Indiabulls Home Loans for NRIs residing in UK has been divided into three broad categories. They have been mentioned in detail, below.

    NRI Documents Checklist:

    • Duly filled loan application form
    • The loan application, apart from being duly filled, must be signed by all applicants.
    • One coloured passport-size photograph of all applicants. This needs to be signed across the photograph.
    • Processing fee cheque.

    KYC Documents:

    • Valid identity proof of the borrower like PAN Card along with Passport and Visa and UK Work Permit.
    • Proof of residence/address proof like Utility bills like telephone, electricity or water bill / Registered Rent Agreement.

    Financial Documents:

    • Last 2 years’ Income Tax Returns along with computation and financials.
    • Bank statement for last 6 months (all active bank accounts).
    • Consumer Credit Check report.
    • Other Related Documents if and as applicable.
    • Sanction letter or account statement of existing loans.
    • Bank statement reflecting loan repayments.
    • Bank statement from where the borrower has made payment to the builder (his own contribution).
    • In case the property is already decided, photocopy of property title documents.
    • All documents to be self-attested by the borrower.
      

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    Indiabulls United Kindom NRI Home Loan Reviews

    • Indiabulls Home Loan
      "Good Loan Service"
      0.5 5.0/5 "Blown Away!"
      The rate of interest are very high in India bulls, if they are not reducing the interest obviously the customers will move to different banks. India bulls will provide 99% loan to the customer which is a catchy things which other banks don't. They offered me a rate of interest is 14%. It was a pre-approved loan. I have taken the loan amount of Rs. 26 lakhs for the tenure period of 20 years.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 20, 2019
    • Indiabulls
      Indiabulls Home Loan
      "Fine Loan"
      0.5 5.0/5 "Blown Away!"
      India bulls service is very good and approach, loan sanctioning time, query resolving skill is very good. Only thing is i don't like is their interest rate because the market interest rate is 8.3% but they have offered me a interest rate of 9.3% it was started with 8.65%. They are increasing the interest rate on a regular basis when i paid some amount, they have decreased upto 9.3%.
      Was this review helpful? 0
      , mysore
      Reviewed on Sep 20, 2019
    • Indiabulls Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      My housing loan is ongoing with Indiabulls. The rate of interest was 9.2% where SBI is charging 8.4% which is higher and they should reduce it. The customer service is good. I have taken the loan because my friends are working here and the documentation process was very much convenient for me.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2019
    • Indiabulls Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have a home loan with Indiabulls because this is the only option I got it and my company pays me the salary through cash. The services are very good. The interest rate is floating and so far its good. Sometimes I pay less and sometimes pay more, its equitable. They charged me a processing fee closed to 7K for loan amount of 17L in 2 parts.
      Was this review helpful? 1
      , kolkata
      Reviewed on Aug 31, 2019
    • Indiabulls Home Loan
      "Worst service"
      0.5 0.5/5 "Unacceptable"
      Indiabulls app is very worst and it won't update the details of the customer and loan amount. Interest rate is pretty good. If i call the customer care service for any clarification they won't available. I got the loan amount of Rs. 5000 and i have chosen the tenure period of 6 months. They have charged me a processing fee of Rs. 112 per month and the EMI amount is Rs. 892.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 30, 2019
    • Indiabulls Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with INDIA BULLS on 2 years before which was processed through an other channel. The loan amount which was given for the sufficient amount for the duration of 20 years. The rate of interest and processing fee are high for this loan. Their service is good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 28, 2019
    • Indiabulls Home Loan
      "Quite helpful executives"
      0.5 4.0/5 "Great!"
      I haven't touch with the India bulls customer care service. Taken my home loan from Home loan because the sales executive offered me this loan. I got the loan amount of Rs. 17 lakhs and i'm paying the EMI amount of Rs. 12000 every month. I have chosen the tenure period of 25 years.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 26, 2019
    • Indiabulls Home Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      I have taken Home loan which was applied directly through India Bulls. I have applied for the loan amount was 7lakhs for the tenure of 15 years .The rate of interest and the processing fee was less.I have got nice help and support from India bulls .I am completely satisfied with the service .
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 16, 2019
    • Indiabulls Home Loan
      "BETTER"
      0.5 3.0/5 "Satisfactory"
      I have been using the home loan with the INDIABULLS since from last 10 years, the documentation process was easy and simple added on that the rate of interest was 10% with the loan. The customer support is good and also i have faced no issues with the institute.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 29, 2019
    • Indiabulls Home Loan
      "GOOD"
      0.5 4.5/5 "Excellent!"
      I am using the loan from last 1.5 years, the documentation process was simple and easy and i got the loan amount of 28L, there was a processing fee applicable which was 10K below, the rate of interest was 8.5%, the duration for repaying was 30 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 26, 2019
    • Indiabulls Home Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have applied Home Loan through One India Bulls housing finance limited. I was sanctioned with the loan of 10 lakhs. They have provided me loan with good rate of interest for the tenure of 25 years. I never has any issues in documentation which was done correctly and smooth.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Jul 13, 2019
    • Indiabulls Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I have selected india bulls home loan amount is 40 lakhs, Tenure 16 year,EMI Rs14,000 Rate of interest 9.10 percentage , one time processing fee Rs 20,000.while document submitted executive they given clear information about loan process , there no delay disbursal loan amount .Customer services is good and responsive.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2019
    • Indiabulls Home Loan
      "Its Fine"
      0.5 4.0/5 "Great!"
      I took the housing loan before three years from India bulls and they keep on changing the interest since its a floating one, compared to other bank the interest is higher. At the time of loan request they gave me the hassle free documentation. I took the loan amount of Rs. 30 lakhs for the duration 30 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 05, 2019
    • Indiabulls Home Loan
      "Need to decrease charges"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan in INDIA BULLS before 3 years back, the loan amount is sufficient for the tenure of 20 years. The process was smooth for a documents verification. On time loan got sanctioned.The rate of interest and the processing fee are high. As of now there is no issue from their end.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Jun 24, 2019
    • Indiabulls Home Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for Home loan directly with India Bulls.The rate of interest and the processing was nominal .I have got the loan amount on time and there was no drawbacks so far .The agent gave all the details about the loan process as well.I am very much comfortable when applied for this loan through bank .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jun 20, 2019
    • Indiabulls Home Loan
      "Worst bank"
      0.5 2.0/5 "Expected more"
      I never recommend indiabulls home loan to anyone. Earlier when i built a home i have taken loan from other company and they have offered me a loan with the rate of interest rate of 8.5% within a 3 months they have increased upto 9.5% and within a 1 year, they have increased 5 times. Even RBI says to reduce the interest rate also they won't reduce. They have a worst customer care and worst bank i never seen.
      Was this review helpful? 6
      , bangalore
      Reviewed on Jun 09, 2019
    • Indiabulls Home Loan
      "NOT SATISFIED"
      0.5 1.0/5 "Really Bad"
      I have taken the loan with the INDIABULLS home loan and changed to another bank because of rate of interest was higher than others and used for 5 years this loan. The documentation process was simple and easy to the loan but the process was not good.
      Was this review helpful? 1
      , indore
      Reviewed on Jun 08, 2019
    • Indiabulls Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with non - financial institution through India bulls, the loan amount which they have given to me was good, i have taken this loan on 2017 december this coming december it is going to get closed soon, so far i did not face any issue.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 30, 2019
    • Indiabulls Home Loan
      "you can veraious loan, Go for it"
      0.5 3.0/5 "Satisfactory"
      Purchased my home loan from Indiabulls. I am not satisfied with the loan service because of the high rate of interest rate and very slow response for the query. I have to do a follow up many times to resolve the query. The given the rate of Interest is very high. As per the RBI guideliness they have not deduced the interest rate
      Was this review helpful? 3
      , ghaziabad
      Reviewed on May 28, 2019
    • Indiabulls Home Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan in INDIABULLS for 2 years ago. As per my expectation I received the loan for home loan for the duration of 20 years.The rate of interest is low. The processing fee was applicable.The customer service is good and supportive on time.
      Was this review helpful? 0
      , pune
      Reviewed on May 27, 2019
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