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    We found 3 Indiabulls United Kindom NRI Home Loans - Interest Rate 2017
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.70% - 10.95% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Indiabulls United Kindom NRI Home Loans - Interest Rate 2017 is Rated as "Great!" by 487 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Indiabulls United Kindom NRI Home Loans - Interest Rate 2017

    Overview:

    Indiabulls Housing and Finance Ltd. has is one of the leading and most trusted names in the world of housing finance. It has innovatively designed home loan schemes tailor-made to suit the needs of varied customers. Indiabulls home loans also provide a doorstep service, instant self-approval, document checklist service, quick disbursal of loan and customer assistance. This makes the entire process of getting a loan smooth and hassle-free experience. Customers can make use of the company’s portal to make use of unique tools like EMI Calculator, Tax Benefit Calculator, Loan Eligibility Calculator for customer convenience. Indiabulls has home loan schemes for Non Resident Indians (NRIs). Many Indians move abroad these days with the desire of ultimately settling down in India. This scheme has been especially designed for them.

    Every Non Resident Indian, living abroad for work and career, has the dream of buying a house in India for his/her future use or for his parents. Buying a house in India is no mean feat, especially if the buyer doesn’t reside here. It involves thorough stages like finding an ideal property, ensuring the builder credibility, paperwork, organising documents, and fulfilling the financial requirements. Indiabulls identifies and understands this challenge and offers NRI Home Loan services for Indians residing overseas. UK has always attracted many Indians, since ages. The country is flourishing in terms of varied career prospects and academic excellence. Indiabulls offers home loans at affordable interest rates, and provides complete assistance through all the stages of buying a house (right from property search, financing options, legal, technical checks, and a lot more).

    Features and Benefits:

    The home loan scheme for UK based NRIs, provided by Indiabulls has with a lot of lucrative features and attractive benefits. These features make it ideal for NRIs residing in UK to avail this loan for buying a house in India. These key features have been listed below –

    • Impeccable doorstep service in reference to the loan process.
    • Quick approval of loan.
    •  
    • Extremely affordable and attractive interest rates.
    • Easy and fast disbursal of loan.
    • Already existing 5000+ pre-approved projects for customers to choose from.
    • The facility of loan sanction is provided even prior to the finalisation of the property to be bought.
    • Extremely easy monthly repayments available under part disbursements.
    • The facility of balance transfer is provided to customers with reduced interest rates and EMIs
    • Promised Safe storage of your important and valuable documents. This is certified by ISO
    • No pre-payment or foreclosure charges on home loan scheme for NRIs residing in UK.
    • The loan repayment term extends up to a period of 20 years. This is subject to certain terms and conditions
    • A strong customer base of over one lakh people
    • The method of repayment provided is Equated Monthly Instalments (EMIs) from the borrower’s NRE/NRO account.
    • The scheme offers loan for every need like resale of home and residential plot purchase.

    Documentation:

    The documents required for the purpose of availing Indiabulls Home Loans for NRIs residing in UK has been divided into three broad categories. They have been mentioned in detail, below.

    NRI Documents Checklist:

    • Duly filled loan application form
    • The loan application, apart from being duly filled, must be signed by all applicants.
    • One coloured passport-size photograph of all applicants. This needs to be signed across the photograph.
    • Processing fee cheque.

    KYC Documents:

    • Valid identity proof of the borrower like PAN Card along with Passport and Visa and UK Work Permit.
    • Proof of residence/address proof like Utility bills like telephone, electricity or water bill / Registered Rent Agreement.

    Financial Documents:

    • Last 2 years’ Income Tax Returns along with computation and financials.
    • Bank statement for last 6 months (all active bank accounts).
    • Consumer Credit Check report.
    • Other Related Documents if and as applicable.
    • Sanction letter or account statement of existing loans.
    • Bank statement reflecting loan repayments.
    • Bank statement from where the borrower has made payment to the builder (his own contribution).
    • In case the property is already decided, photocopy of property title documents.
    • All documents to be self-attested by the borrower.

    Indiabulls United Kindom NRI Home Loan Reviews

    • Indiabulls Home Loan
      "Response is quick"
      0.5 3.0/5 "Satisfactory"
      Well i was in a need of home loan and i applied with India-bulls . The process of applying and getting processed was fast. i would appreciate India-bulls for that but when i had paid almost half of my loan amount and when i requested for , another loan , they just denied. I mean they could have seen my credit score and i am a person who pays payment on time. So only this concern i had with this bank but apart from that i fine with its services.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 10, 2018
    • Indiabulls Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have applied for the hosing loan recently from the INDIA BULLS and my loan got approved within 2days and i got loan of 78% with in 8-9 days which is 17lakh. I am using from last 10 months also the duration is for 30 years to repay the loan and the rate of interest is nominal 8.5.% which is fixed.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 07, 2018
    • Indiabulls Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with the home loan i had with Indian Bulls where the loan amount which they had provided had been sufficient and satisfactory as well. The interest rate with them has been nominal when compared with the market rate where it was around 8.75%. There has not been any sort of additional charges which had been made by them as well.
      Was this review helpful? 3
      , mumbai
      Reviewed on Oct 11, 2018
    • Indiabulls Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan with indiabulls.customer service was very good.i got good response and my loan amount as good as per my expectation and the rate of interest and processing fee they charge me nominal, there was no hidden charges they have taken and even tenure period they have given as i want.
      Was this review helpful? 2
      , kolkata
      Reviewed on Oct 09, 2018
    • Indiabulls Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I have taken my home loan with indiabulls. customer service are good.i got good response as well. it gave me joint benefit as i have apply 2 home loan from india bulls only.the rate of interest and processing fee are nominal.i have experience for service from them.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Oct 03, 2018
    • Indiabulls Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my home loan with IndiaBulls. The customer services are good. I got a good response as well. The rate of interest and processing charges are normal. In all it has been a good experience and the after loan services are also hassle free.
      Was this review helpful? 7
      , mumbai
      Reviewed on Sep 07, 2018
    • Indiabulls Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My home loan experience was not good with IndiaBulls, the loan amount was for Rs 35 lacs with high interest rate and charges when compared to others in the market. Customer service was not up to the mark and their response was not good. The tenure period for this loan is 20 years out of which 6-7 years is already completed.
      Was this review helpful? 8
      , ghaziabad
      Reviewed on Aug 29, 2018
    • Indiabulls Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I got my housing loan from INDIA BULLS . Am satisfied with rate of interest of 8.3% and they have increased to 8.7% The customer service and response is good. It took 2-3 months for the documentation and approval process.There is miscommunication between customer service in starting they said they will be charging low processing fees but they have charge nearly 10k.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 27, 2018
    • Indiabulls Home Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I have taken home loan with INDIA BULLS . Interest rate is 8.6% which floating , and my loan amount is up to the mark. There is no hidden charges. I use to pay 4600 as pre EMI per month and tenure period is 20years. Customer service response is good. Processing fee is 3500 . The services is good did not face any difficulty at the time of documentation.
      Was this review helpful? 9
      , new delhi
      Reviewed on Aug 14, 2018
    • Indiabulls Home Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with INDIA BULLS 1 year back. The loan amount was 29 lakhs ad the interest rate was satisfactory .The tenure period was 25 years The loan process was very smooth and good. They have sanctioned the loan with the committed time. Their processing fee was also nominal.
      Was this review helpful? 10
      , mumbai
      Reviewed on Jul 26, 2018
    • Indiabulls Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been smooth and straight forward. The documentation has been easy and all has been done on the right time. The interest rate with them had been okay and the total tenure has been for five years. There has not been any hassles faced with them so far.
      Was this review helpful? 8
      , chennai
      Reviewed on Jul 12, 2018
    • Indiabulls Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a home loan for 12 lacs from the IndiaBulls, I got the loan with in almost a month. The interest rate is low 9% when comparing to other banks in the market, The loan is still running and everything is going smooth. Overall it has been a smooth home loan experience with the IndiaBulls.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Jul 10, 2018
    • Indiabulls Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I have approached INDIAN BULLS for my home loan but my property wasn't finalized so i have postponed the plan and never followed up also. I was looking for 65 lakhs and the interest rate was satisfactory . The customer service and responses was good.My experience was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 10, 2018
    • Indiabulls Home Loan
      "Confusing interest rates"
      0.5 3.0/5 "Satisfactory"
      Interest rates are pathetic. I'm planning to transfer this loan to some other banks. They have started with 8.9% interest they keep on increasing the interest rate now I'm paying 9.15%. If i want to reduce the interest rate then they will give some application for that i have to Rs. 5000 to reduce the interest rate upto 8.5%. This is the confusion process. I don't remember about the process fee. I have taken a loan 1 year before.
      Was this review helpful? 19
      , mumbai
      Reviewed on Jul 05, 2018
    • Indiabulls Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience with them so far and i had taken this loan almost four years back. The loan amount had been good and the interest rate with them had been okay. The process in getting the loan had been very smooth and easy and there has not been any issues faced with the banking services of them.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Jun 30, 2018
    • Indiabulls Home Loan
      "Worst Experience"
      0.5 2.0/5 "Expected more"
      Interest rates are high in Indiabulls. Their staffs are very rude and not helpful to me. I have to follow up with them each and every time by visiting the branch. Their is no net banking option. They used to deduct the money by using the ECS. They charged me around Rs. 1100 as processing fee. They offered me the interest rate of 8.6% which is little bit high compared to other banks
      Was this review helpful? 8
      , gurgaon
      Reviewed on Jun 20, 2018
    • Indiabulls Home Loan
      "Home loan experience"
      0.5 1.5/5 "Bad"
      Worst experience and bad management. Worst loan provider. No value on their commitment. They have tied up with good builder by giving them 99 + 1 % loan offer. Those are just a bluff. Initially they will tell that we will give 99% loan but later they will that no you are not eligible.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jun 20, 2018
    • Indiabulls Home Loan
      "Refer India bulls interest rate before avail it. "
      0.5 4.0/5 "Great!"
      I have one issue with all the companies and banks. If any hike in loan, then they will increase the interest rate. But whenever the depreciation they are not reducing the interest. In stead of that they are asking us to update the documents. For that i have to pay some charges also. The Interest rates are not customer friendly. Earlier it was 8.4 when i take the loan. After the hike, now it is 8.55% as interest rate. Their is a scope of improve to be there. If any there is any hike and building asking us to pay some extra money, they asked me to pay double the money. I'm totally fed up with them.
      Was this review helpful? 4
      , noida
      Reviewed on Jun 18, 2018
    • Indiabulls Home Loan
      "100% supporive and Guidance from Indiabulls"
      0.5 4.5/5 "Excellent!"
      I have not gone through the interest rates and processing fee compare to the other banks. I'm trusting that they will given less interest rates according to the market rate. The people who are working with Indiabulls are very supportive and helpful. The one who is looking for the property they are very helpful from the registration. I have got the loan on time as per committed date. The team was very co-operative. I don't have any suggestion to improve wise that.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jun 14, 2018
    • Indiabulls Home Loan
      "Home loan"
      0.5 1.5/5 "Bad"
      I had home loan with indiabuills. At the time of loan sanction date it was 8.35 after that every month they have started increasing interest rate to 8.55,8.65 and when i asked it is floating rare, so it will increase based on RBI Guidance. Actually they are following RBI only for interest rate increments not for all. If we go for other banks at least they bound to committed rate of interest for 1st year.I already mentioned the point what if ,the interest rate increased after loan sanction then they said form last one and half year they did not increased any interest rates.Their services also worst, i visited their branch many times and spend hours to resolve my concerns.
      Was this review helpful? 11
      , hyderabad
      Reviewed on Jun 11, 2018
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