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  • Indiabulls United Kindom NRI Home Loans - Interest Rate 2017 is Rated as "Great!" by 493 Users

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    Indiabulls United Kindom NRI Home Loans - Interest Rate 2017

    Overview:

    Indiabulls Housing and Finance Ltd. has is one of the leading and most trusted names in the world of housing finance. It has innovatively designed home loan schemes tailor-made to suit the needs of varied customers. Indiabulls home loans also provide a doorstep service, instant self-approval, document checklist service, quick disbursal of loan and customer assistance. This makes the entire process of getting a loan smooth and hassle-free experience. Customers can make use of the company’s portal to make use of unique tools like EMI Calculator, Tax Benefit Calculator, Loan Eligibility Calculator for customer convenience. Indiabulls has home loan schemes for Non Resident Indians (NRIs). Many Indians move abroad these days with the desire of ultimately settling down in India. This scheme has been especially designed for them.

    Every Non Resident Indian, living abroad for work and career, has the dream of buying a house in India for his/her future use or for his parents. Buying a house in India is no mean feat, especially if the buyer doesn’t reside here. It involves thorough stages like finding an ideal property, ensuring the builder credibility, paperwork, organising documents, and fulfilling the financial requirements. Indiabulls identifies and understands this challenge and offers NRI Home Loan services for Indians residing overseas. UK has always attracted many Indians, since ages. The country is flourishing in terms of varied career prospects and academic excellence. Indiabulls offers home loans at affordable interest rates, and provides complete assistance through all the stages of buying a house (right from property search, financing options, legal, technical checks, and a lot more).

    Features and Benefits:

    The home loan scheme for UK based NRIs, provided by Indiabulls has with a lot of lucrative features and attractive benefits. These features make it ideal for NRIs residing in UK to avail this loan for buying a house in India. These key features have been listed below –

    • Impeccable doorstep service in reference to the loan process.
    • Quick approval of loan.
    •  
    • Extremely affordable and attractive interest rates.
    • Easy and fast disbursal of loan.
    • Already existing 5000+ pre-approved projects for customers to choose from.
    • The facility of loan sanction is provided even prior to the finalisation of the property to be bought.
    • Extremely easy monthly repayments available under part disbursements.
    • The facility of balance transfer is provided to customers with reduced interest rates and EMIs
    • Promised Safe storage of your important and valuable documents. This is certified by ISO
    • No pre-payment or foreclosure charges on home loan scheme for NRIs residing in UK.
    • The loan repayment term extends up to a period of 20 years. This is subject to certain terms and conditions
    • A strong customer base of over one lakh people
    • The method of repayment provided is Equated Monthly Instalments (EMIs) from the borrower’s NRE/NRO account.
    • The scheme offers loan for every need like resale of home and residential plot purchase.

    Documentation:

    The documents required for the purpose of availing Indiabulls Home Loans for NRIs residing in UK has been divided into three broad categories. They have been mentioned in detail, below.

    NRI Documents Checklist:

    • Duly filled loan application form
    • The loan application, apart from being duly filled, must be signed by all applicants.
    • One coloured passport-size photograph of all applicants. This needs to be signed across the photograph.
    • Processing fee cheque.

    KYC Documents:

    • Valid identity proof of the borrower like PAN Card along with Passport and Visa and UK Work Permit.
    • Proof of residence/address proof like Utility bills like telephone, electricity or water bill / Registered Rent Agreement.

    Financial Documents:

    • Last 2 years’ Income Tax Returns along with computation and financials.
    • Bank statement for last 6 months (all active bank accounts).
    • Consumer Credit Check report.
    • Other Related Documents if and as applicable.
    • Sanction letter or account statement of existing loans.
    • Bank statement reflecting loan repayments.
    • Bank statement from where the borrower has made payment to the builder (his own contribution).
    • In case the property is already decided, photocopy of property title documents.
    • All documents to be self-attested by the borrower.

    Indiabulls United Kindom NRI Home Loan Reviews

    • Indiabulls Home Loan
      "Good loan services"
      0.5 4.0/5 "Great!"
      In March 2018, I have applied the home loan with India bulls. My friend has recommended about the indiabulls loan. They have given me a interest rate of 8.35% and I'm happy with it. I have received the loan in 20 days. I have no idea about the processing fee. Total tenure period the loan is 20 years. I am making the EMI through ECS.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 18, 2019
    • Indiabulls Home Loan
      "Not satisfied with the service"
      0.5 2.0/5 "Expected more"
      It was not a good experience i had with this loan where the interest rate with them has been high when compared with the market rate. The charges which they had made has been nominal and the loan amount which they had provided has been sufficient. Their customer support has also been helpful as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 08, 2019
    • Indiabulls Home Loan
      "Indiabull housing loan is worst"
      0.5 0.5/5 "Unacceptable"
      I am one of the Indiabulls housing loan account holder ,but indiabulls housing loan department and recovery team agent are arrogant. Unnecessary they harrash customer dont know how to speak with customer and older people as well they are totaly weired in behaviour .dont listen customer
      Was this review helpful? 3
      , mumbai
      Reviewed on Dec 21, 2018
    • Indiabulls Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my home loan with Indian bulls, the loan amount which they have given me was sufficient, and the rate of interest they have charged me was nominal, and the processing fee they have charged me was nominal and there was no delay in loan amount , i got on time, and the tenure period they had given me was up to 17 years.
      Was this review helpful? 3
      , pune
      Reviewed on Nov 29, 2018
    • Indiabulls Home Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      The experience with this Home Loan has been good and the interest rate has been nominal as well. There has been a help from their customer support and there has not been any additional charges made by them as well. Overall it had been a good experience i had with them.
      Was this review helpful? 1
      , secunderabad
      Reviewed on Nov 24, 2018
    • Indiabulls Home Loan
      "Need Transparency"
      0.5 3.0/5 "Satisfactory"
      The builder got tie up with India bulls hence I took 8.75% floating for Rs.52 lakhs, they gave me the flexible emi. The processing fee is around 12,000 and they took insurance part of the emi of Rs. 1.50 lakh. Initially customer was good now , insurance amount was not updated to me earlier.
      Was this review helpful? 4
      , new delhi
      Reviewed on Nov 22, 2018
    • Indiabulls Home Loan
      "Response is quick"
      0.5 3.0/5 "Satisfactory"
      Well i was in a need of home loan and i applied with India-bulls . The process of applying and getting processed was fast. i would appreciate India-bulls for that but when i had paid almost half of my loan amount and when i requested for , another loan , they just denied. I mean they could have seen my credit score and i am a person who pays payment on time. So only this concern i had with this bank but apart from that i fine with its services.
      Was this review helpful? 3
      , mumbai
      Reviewed on Nov 10, 2018
    • Indiabulls Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have applied for the hosing loan recently from the INDIA BULLS and my loan got approved within 2days and i got loan of 78% with in 8-9 days which is 17lakh. I am using from last 10 months also the duration is for 30 years to repay the loan and the rate of interest is nominal 8.5.% which is fixed.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 07, 2018
    • Indiabulls Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with the home loan i had with Indian Bulls where the loan amount which they had provided had been sufficient and satisfactory as well. The interest rate with them has been nominal when compared with the market rate where it was around 8.75%. There has not been any sort of additional charges which had been made by them as well.
      Was this review helpful? 3
      , mumbai
      Reviewed on Oct 11, 2018
    • Indiabulls Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan with indiabulls.customer service was very good.i got good response and my loan amount as good as per my expectation and the rate of interest and processing fee they charge me nominal, there was no hidden charges they have taken and even tenure period they have given as i want.
      Was this review helpful? 2
      , kolkata
      Reviewed on Oct 09, 2018
    • Indiabulls Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I have taken my home loan with indiabulls. customer service are good.i got good response as well. it gave me joint benefit as i have apply 2 home loan from india bulls only.the rate of interest and processing fee are nominal.i have experience for service from them.
      Was this review helpful? 8
      , ahmedabad
      Reviewed on Oct 03, 2018
    • Indiabulls Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my home loan with IndiaBulls. The customer services are good. I got a good response as well. The rate of interest and processing charges are normal. In all it has been a good experience and the after loan services are also hassle free.
      Was this review helpful? 7
      , mumbai
      Reviewed on Sep 07, 2018
    • Indiabulls Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My home loan experience was not good with IndiaBulls, the loan amount was for Rs 35 lacs with high interest rate and charges when compared to others in the market. Customer service was not up to the mark and their response was not good. The tenure period for this loan is 20 years out of which 6-7 years is already completed.
      Was this review helpful? 10
      , ghaziabad
      Reviewed on Aug 29, 2018
    • Indiabulls Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I got my housing loan from INDIA BULLS . Am satisfied with rate of interest of 8.3% and they have increased to 8.7% The customer service and response is good. It took 2-3 months for the documentation and approval process.There is miscommunication between customer service in starting they said they will be charging low processing fees but they have charge nearly 10k.
      Was this review helpful? 6
      , bangalore
      Reviewed on Aug 27, 2018
    • Indiabulls Home Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I have taken home loan with INDIA BULLS . Interest rate is 8.6% which floating , and my loan amount is up to the mark. There is no hidden charges. I use to pay 4600 as pre EMI per month and tenure period is 20years. Customer service response is good. Processing fee is 3500 . The services is good did not face any difficulty at the time of documentation.
      Was this review helpful? 9
      , new delhi
      Reviewed on Aug 14, 2018
    • Indiabulls Home Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with INDIA BULLS 1 year back. The loan amount was 29 lakhs ad the interest rate was satisfactory .The tenure period was 25 years The loan process was very smooth and good. They have sanctioned the loan with the committed time. Their processing fee was also nominal.
      Was this review helpful? 10
      , mumbai
      Reviewed on Jul 26, 2018
    • Indiabulls Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been smooth and straight forward. The documentation has been easy and all has been done on the right time. The interest rate with them had been okay and the total tenure has been for five years. There has not been any hassles faced with them so far.
      Was this review helpful? 8
      , chennai
      Reviewed on Jul 12, 2018
    • Indiabulls Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a home loan for 12 lacs from the IndiaBulls, I got the loan with in almost a month. The interest rate is low 9% when comparing to other banks in the market, The loan is still running and everything is going smooth. Overall it has been a smooth home loan experience with the IndiaBulls.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Jul 10, 2018
    • Indiabulls Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I have approached INDIAN BULLS for my home loan but my property wasn't finalized so i have postponed the plan and never followed up also. I was looking for 65 lakhs and the interest rate was satisfactory . The customer service and responses was good.My experience was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 10, 2018
    • Indiabulls Home Loan
      "Confusing interest rates"
      0.5 3.0/5 "Satisfactory"
      Interest rates are pathetic. I'm planning to transfer this loan to some other banks. They have started with 8.9% interest they keep on increasing the interest rate now I'm paying 9.15%. If i want to reduce the interest rate then they will give some application for that i have to Rs. 5000 to reduce the interest rate upto 8.5%. This is the confusion process. I don't remember about the process fee. I have taken a loan 1 year before.
      Was this review helpful? 25
      , mumbai
      Reviewed on Jul 05, 2018
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