State wise list of Nainital Bank IFSC code, MICR code and addresses of all branches in India
(used for RTGS and NEFT transactions)
|MICR Code||MICR not provided.|
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IFSC Code or the Indian Financial System Code is a unique alphanumeric code assigned to every bank or financial institution in the country by the Reserve Bank of India (RBI). These character codes are eleven in number and help in the identification of branches of any bank. IFSC codes are generally useful while electronically transferring funds from one bank or branch to another.
Given below is an Example of Nainital Bank IFSC code:
The Nainital Bank IFSC code for the Agra Branch in Uttar Pradesh is ‘NTBL0AGR072’. The first characters ‘NTBL’ stand for the name of the bank, the fifth character is always ‘0 (Zero)’ for future use and the final six characters ‘AGR072’ specify the exact branch address.
Funds can be transferred between multiple banks and branches from home or office through internet banking. In order to send money securely through NEFT or RTGS (the channels of net banking) using IFSC Codes. The beneficiary’s bank’s name, account number, IFSC code are essential here’s how Nainital Bank’s IFSC code can be checked:
Nainital Bank offers its customers facilities to transfer money, through NEFT or RTGS, anywhere in the country. The details are provided below:
National Electronic Funds Transfer (NEFT):
There is no basic limit to transfer funds through the NEFT system. It is a secured channel where the recipient receives the money within a few hours on the same day. NEFT service during the bank hours and are settled batch wise, depending on the time of the transactions.
Real Time Gross Settlement (RTGS):
RTGS is a third party fund transfer service facilitated by the bank, when the amount cannot be transferred through NEFT. RTGS transactions are taken care of immediately within the designated working hours of both the banks - the sender bank and the recipient bank. For an RTGS transaction the beneficiary amount should be more than Rs 2 lakh. The transaction is done on an individual basis.
NEFT and RTGS Charges:
Nainital Bank charges a minimal fee for NEFT and RTGS transactions. Inward NEFT and RTGS are not charged by the bank. No charges are applicable for outward NEFT under Rs 10,000. Transactions above Rs 10,000 to Rs 1 lakh, above Rs 1 lakh up to Rs 2 lakh & above Rs 2 lakh are charged Rs 5, Rs 15, and Rs 25 respectively.
For outward RTGS ranging from Rs 2 lakh to less than Rs 5 lakh, a fee of Rs 25 per transaction is charged. A fee of Rs 50 for RTGS transfers of Rs 5 lakh and above is charged by the bank.
Established in 1973, the Nainital Bank has been providing banking products and services to people residing in Kalyan and its surrounding suburbs. With over 3 lakh clients and business expanding beyond Rs 2710 crores, the bank offers its customers fixed deposits, recurring deposits and loans at competitive rates.