A "low interest" loan shouldn't mean you have very little interest in paying it back!
A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Hyderabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.35% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Hyderabad Home Loan is Rated as "Great!" by 2655 Users
    Home Loan BYTES FROM OUR KITCHEN

    Hyderabad Home Loan

    Hyderabad is the capital of Andhra Pradesh in Southern India.A city rich with history and tradition, Hyderabad now competes with Bangalore, Chennai for the crown of India's IT capital.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Hyderabad Home Loan if you are

    01
    02
    03
    04
    Hyderabad Home Loan Minimum Age

    At least 21 years old

     Hyderabad Home Loan Maximum Age

    Less than 65 years old

    Hyderabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Hyderabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Hyderabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Hyderabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Hyderabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Hyderabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Hyderabad Home Loan amount by these steps

    01
    02
    03
    Hyderabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Hyderabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Hyderabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Hyderabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Hyderabad Home Loan Interest RatesUpdated on 05 May 2014

    Hyderabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Hyderabad Home Loan Reviews

    • LIC Housing Home Loan
      "Good service"
      0.5 2.0/5 "Expected more"
      Around 2 years ago , I have got the home loan from LIC HOUSING FINANCE. The customer support of LIC HOUSING FINANCE helped me to get the loan on time. They have disbursed the loan amount within the time period but the required loan amount has not disbursed and I am not satisfied with it. The rate of interest is 9.5% which is fixed for 2 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 15, 2018
    • ICICI Bank Home Loan
      "Normal service"
      0.5 4.0/5 "Great!"
      I had taken a home loan from ICICI BanK during the year 2005. The rate of interest was high. That home loan was completed during the year of 2015. It was very hard to reach the customer support and the process was lengthy too. On the same lines, even the processing is also little bit high compared to other bankers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 13, 2018
    • Kotak Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from Kotak Mahindra Bank, the loan amount was for Rs 18 lakhs with the rate of interest of 10% which is higher when compared to all other banks. It was overall a good loan experience with this bank. Customer service was good and they provided door step service to collect the documents. I received my loan amount within 10 days. The tenure of the loan is 15 years and i pay an EMI of Rs 20300 for this loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from DHFL and it was a good loan experience. The loan amount was for Rs 12 lakhs with the rate of interest of 9% which is high when compared to all other sources. The process was smooth and i received my loan amount within the given time. Customer service was good and they provided door step service to collect the documents. The tenure of the loan is 15 years and it was overall a good service from DHFL.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 08, 2018
    • LIC Housing Home Loan
      "Satisafctory"
      0.5 3.5/5 "Pretty good"
      I have my home loan with LIC 3 years back.The loan amount was 22 lakhs and the Interest rate was 8.85% which was bit high than other banks in the market. The tenure period was 10 years . The processing fee was nominal and I had a smooth loan process here. My overall experience was satisfactory and it is very much recommendable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 08, 2018
    • ICICI Bank Home Loan
      "Very Reasonable Interest Rate"
      0.5 5.0/5 "Blown Away!"
      My uncle had this Loan and eventually I continued with the same. They gave me an interest rate of 8% odd, which I feel is quite good. The overall experience with them was pretty good. It was an alright experience with them throughout and trustworthy too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 06, 2018
    • Punjab National Bank Home Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The experience with PNB Home Loan has been pretty good. They gave Rs.10 Lakhs as the Loan and the Interest rate was well within 10%. The procedure in it is very good. The repayment option with them is pretty simple and effective too. The Loan was an easy one to apply.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 06, 2018
    • SBI Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan with State bank of India.They have given a loan amount of 30 lakhs,rate of interest is low as compared to others.The tenure is for five years.they had processed the loan within a months time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 06, 2018
    • andhra Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Andhra Bank and it was an amazing loan experience. The loan amount was for Rs 30 lakhs with the rate of interest of 8% which is the best rate in the market. The process was very smooth and i received my loan amount within a day. Customer service was fine, they collected documents on time and followed up correctly. The tenure of this loan is 30 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 04, 2018
    • LIC Housing Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have my home loan with LIC for about 2.5 years back . The loan amount was 15 lakhs and the interest rate was9% which was bit high than other banks in the market. The tenure period was 15 years and the loan process was very good. Here the processing fee was 10,000 which was avergae in the market. My overall experience was good and Its recommendable.
      Was this review helpful? 8
      , hyderabad
      Reviewed on Dec 28, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It is very easy to get the home loan through bank bazar. HDFC bank officials are very responsible and they respond well to the customer. Those officials have explained each and every point with respect to loan. So the information available on bank bazaar.com is very much helpful.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 22, 2017
    • DHFL Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan with DHFL.The loan amount is 13 lakhs,rate of interest is 9% nominal as compared to others .The tenure is for 20 years 3 years got over.I had to submit documents for the same.I don't have any issues banking with them,the process was quick.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 20, 2017
    • Bank Bazaar Home Loan
      "User Friendsly"
      0.5 4.5/5 "Excellent!"
      The portal is user-friendly Take less time than any other portal If you are serious, right place to look for. Option are more I guess you guys are taking care of math part of comparison One can take a call quickly Seems considered all possible combinations...good job guys
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 20, 2017
    • LIC Housing Home Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with LIC Housing Finance. I have a purchased residential property. The process was good but response can be better. They are charging more interest rate when compared with other banks. The charges are applicable for processing fee.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 19, 2017
    • SBI Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Home loan with Sate Bank of India.The loan amount is 16 lakhs,rate of interest is 9.7% is nominal as compared to other banks.They have deducted processing fees if .5% from the principle amount.The payment is don't through online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 19, 2017
    • SBI Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from State Bank of India and the customer services are good. The process was very much on time and the documentation was also pretty easy. The interest rate and processing charges is normal and overall I had no issues to get my loan through.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Dec 13, 2017
    • Bank Bazaar Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      The customer service from the bank bazaar side was really good. I had received the call within a day time from the bank bazaar side . The Website of bank bazaar was good and user friendly . I also checked my credit score on the website with a few easy steps i did it. In all it was a good dealing with bankbazaar.com
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 12, 2017
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      i would say it was a very good experience with HDFC LTD as i applied for a Home loan . actually i did not take the loan . The institution was ready to give but i did not opt for it . the customer service was good from the bank side . The HDFC LTD people delivered me all the required information i needed for the loan process .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 12, 2017
    • Tata capital Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My home loan experience with TATA CAPITAL was average, the process was very long and it took 3 months for the process to be completed and the loan amount to get approved. The loan amount was for Rs 36 lakhs with the rate of interest of 14% which is nominal when compared to other banks and the tenure of the loan is 12 years. There were too many terms and conditions. Customer service was average and documents were collected door step.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Dec 09, 2017
    • SBI Home Loan
      "Faster service"
      0.5 5.0/5 "Blown Away!"
      Earlier SBI have offered 8.5% interest rate and later it was changed around 11%. It is a floating account for home loan. Whenever rate of interest decreases they should decrease the amount and there should be proper intimation. The process was faster and the disbursement was on time. The payment mode is convenient.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 09, 2017
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