A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Hyderabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Hyderabad Home Loan is Rated as "Great!" by 2634 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Hyderabad Home Loan

    Hyderabad is the capital of Andhra Pradesh in Southern India.A city rich with history and tradition, Hyderabad now competes with Bangalore, Chennai for the crown of India's IT capital.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Hyderabad Home Loan if you are

    01
    02
    03
    04
    Hyderabad Home Loan Minimum Age

    At least 21 years old

     Hyderabad Home Loan Maximum Age

    Less than 65 years old

    Hyderabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Hyderabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Hyderabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Hyderabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Hyderabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Hyderabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Hyderabad Home Loan amount by these steps

    01
    02
    03
    Hyderabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Hyderabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Hyderabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Hyderabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Hyderabad Home Loan Interest RatesUpdated on 05 May 2014

    Hyderabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News related to Hyderabad Home Loan

    • Telangana Waives Home Loans worth Rs.3,920 crores

      The Telangana Government has recently announced that it will waive off outstanding home loans worth Rs.3,920 crores of the economically weaker sections. The Finance Department of the state will meet the SLBC (State Level Bankers’ Committee) to discuss the modalities and formalities required for transferring these loans to the government. The Chief Minister of the state announced this waiver during a discussion on Weaker Section Housing. He also said that outstanding loans beneficiaries of Rajiv Gruha Kalpa will be waived off, but he did not specify any amount.

      28th December 2016

    Hyderabad Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      The customer service from the bank bazaar side was really good. I had received the call within a day time from the bank bazaar side . The Website of bank bazaar was good and user friendly . I also checked my credit score on the website with a few easy steps i did it. In all it was a good dealing with bankbazaar.com
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      i would say it was a very good experience with HDFC LTD as i applied for a Home loan . actually i did not take the loan . The institution was ready to give but i did not opt for it . the customer service was good from the bank side . The HDFC LTD people delivered me all the required information i needed for the loan process .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • Tata capital Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My home loan experience with TATA CAPITAL was average, the process was very long and it took 3 months for the process to be completed and the loan amount to get approved. The loan amount was for Rs 36 lakhs with the rate of interest of 14% which is nominal when compared to other banks and the tenure of the loan is 12 years. There were too many terms and conditions. Customer service was average and documents were collected door step.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Dec 09, 2017
    • SBI Home Loan
      "Faster service"
      0.5 5.0/5 "Blown Away!"
      Earlier SBI have offered 8.5% interest rate and later it was changed around 11%. It is a floating account for home loan. Whenever rate of interest decreases they should decrease the amount and there should be proper intimation. The process was faster and the disbursement was on time. The payment mode is convenient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2017
    • IOB Home Loan
      "Housing loan with IOB"
      0.5 5.0/5 "Blown Away!"
      I have taken a housing loan from INDIAN OVERSEAS BANK. The approved loan amount was 39 lakhs and the rate of interest was 8%. the monthly EMI is 12000. The tenure which i have taken was for 25 years. I can recommend this bank for home loan as they are providing the best interest rate when comparing with other banks.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Dec 06, 2017
    • ICICI Bank Home Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I had taken home loan with ICICI bank last year. The process was very simple and as per my needs they did quick disbursement. The customer service and response was very good. The rate of interest was satisfactory when compared to other banks I have noticed that they are charging higher charges.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Dec 04, 2017
    • DHFL Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The DHFL took one month time to disburse my home loan amount, the required loan amount was not approved but they have approved based on my salary. The customer support was good with the DHFL , The rate of interest and the charges are nominal with the DHFL .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 02, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The response part is excellent with the bank bazaar team and the regional language speaking agents are available with the bank bazaar team. I know bank bazaar for more than 2 years. The customer support is prompt with the bank bazaar team. I use the bank bazaar website, which is easy to use and user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 02, 2017
    • HDFC Limited Home Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      Within the time the HDFC limited approve my home loan I got the home loan from bank so that was the reason I haven't got the home loan with HDFC limited. The customer support was good with the HDFC limited. The response was good with the HDFC limited.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 02, 2017
    • SBI Home Loan
      "Its Best"
      0.5 5.0/5 "Blown Away!"
      SBI home loan interest rate is good, they offered me around 8.75% of interest for the tenure of 20 years. I took the amount Rs. 30 lakhs for apartment. But their SBI documentation was difficult, but their executive coordinated very well with me on loan process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 02, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar gave the best customer service from their end . I got call within 2 days from the Bank Bazaar executive . The Website of bank bazaar was user friendly and really helpful to me .it was a good experience over all i had with bank bazaar everything was good .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 02, 2017
    • Punjab National Bank Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with PNB Bank side i had for the home loan process . I actually changed my plan and i kept it hold so did not opt for the loan . It was a good Customer service from the HDFC Bank side . All the required Information was given from the bank executive side . It was a happy experience over all .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 02, 2017
    • IndusInd Bank Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      My home loan was taken with INDUSIND bank 6 years back . The loan amount was 20 lakhs and the interest rate was 13% which was average in the market. The EMI period was 10 years . Here the processing fee was very high in the market but I am satisfied with the smooth loan process. They have sanctioned the loan with the committed time also. MY overall experience was good.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Dec 01, 2017
    • HDFC Limited Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      it was a good experience with HDFC LTD for the home loan process . the customer service is good from their end . the money got disbursed in 10 days of time .The institution gave me a Full approval on the amount i asked for . the Rate of interest was 8.4% processing fee was 0 , this was the best part i liked about . It did not give me Pre closure part payment option . It was a loan transfer i did .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 01, 2017
    • HDFC Limited Home Loan
      "Delay response"
      0.5 2.0/5 "Expected more"
      I have applied with HDFC LIMITED for Home loan. Then i did not got any call back from their end for a period of time an by the time i have applied with some other bank and its got processed. later i received a call from HDFC LTD regrading home loan .Since i have taken from some other institution i have closed that application with them.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 30, 2017
    • Bank Bazaar Home Loan
      "Easy to use"
      0.5 5.0/5 "Blown Away!"
      Its a good website to find all the financial needs. I am satisfied with all the services with bankbazaar. They gave me good response at the time of my application. The follow up from the team was also fine. The website of bankbazaar is easy to handle.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 30, 2017
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The home loan service was prompt with ICICI bank. The customer support was very helpful in regards to my home loan application, they have disbursed the loan amount within 20days of time. The required loan amount has not given, they have approved 90% of loan amount .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      The immediate response has been given on bank bazaar website. The customer support is very quick and fast from bank bazaar. I have applied for home loan with bank bazaar mobile application, which is easy to use . I know bank bazaar for more than 5months.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2017
    • Axis Bank Home Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      Applied for the home loan with the Axis bank and they asked me to submit the form 16 as a mandate document , but in my company I cannot the form 6 instead I can provide the salary certificate , the axis bank was not ready to accept it , so that was the reason I haven't got the home loan with axis bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2017
    • Bank Bazaar Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      With bank bazaar , the customer service was good from the bank side . Within a day i received Call form the bank bazaar executive .also the Follow ups were done on regular basis and it was good . The Website of bank bazaar was good and user friendly .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 28, 2017
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