A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Hyderabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Hyderabad Home Loan is Rated as "Great!" by 2520 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Hyderabad Home Loan

    Hyderabad is the capital of Andhra Pradesh in Southern India.A city rich with history and tradition, Hyderabad now competes with Bangalore, Chennai for the crown of India's IT capital.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Hyderabad Home Loan if you are

    01
    02
    03
    04
    Hyderabad Home Loan Minimum Age

    At least 21 years old

     Hyderabad Home Loan Maximum Age

    Less than 65 years old

    Hyderabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Hyderabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Hyderabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Hyderabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Hyderabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Hyderabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Hyderabad Home Loan amount by these steps

    01
    02
    03
    Hyderabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Hyderabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Hyderabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Hyderabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Hyderabad Home Loan Interest RatesUpdated on 05 May 2014

    Hyderabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News related to Hyderabad Home Loan

    • Telangana Waives Home Loans worth Rs.3,920 crores

      The Telangana Government has recently announced that it will waive off outstanding home loans worth Rs.3,920 crores of the economically weaker sections. The Finance Department of the state will meet the SLBC (State Level Bankers’ Committee) to discuss the modalities and formalities required for transferring these loans to the government. The Chief Minister of the state announced this waiver during a discussion on Weaker Section Housing. He also said that outstanding loans beneficiaries of Rajiv Gruha Kalpa will be waived off, but he did not specify any amount.

      28th December 2016

    Hyderabad Home Loan Reviews

    • Bank Bazaar Home Loan
      "Amazing Service, Highly appreciable"
      0.5 5.0/5 "Blown Away!"
      I like the online easy service . Helping people to make dreams come true.I have applied for loan and the process is very simple and easy. And very cooperative with the customers. I hope ur services will continue with same enthusiasm and help to the customers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • Canara Bank Home Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      The banking services are good at Canara Bank and the online banking is also helpful I have opened this account only for home loan purpose, they said it is mandatory to open the savings account, i don't have much transactions, rest everything is fine with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Initially there was a prompt response from Bankbazaar, where I was contacted and given the details and the application was also processed to the banks. Later I received no follow up calls, which could have been more helpful through the process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The communication is good with HDFC Ltd. The services and response was good and on time. They completed the process on time as well. The rate of interest was of 9.45% which is on a floating basis. The processing charges was waived off for the home loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Good options "
      0.5 5.0/5 "Blown Away!"
      My feed back for bank bazaar is excellent they are are the best in customer service.i have been using the website for last two months I am quite happy with options,get know the comparison of financial products of every bank in the market.I wish to be long time user of bank bazaar.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Axis Bank Home Loan
      "Good banking "
      0.5 5.0/5 "Blown Away!"
      My feedback for axis bank home loan application is good.I have taken an amount of m25 lakhs at the interest rate of 8.4%,interest rate is competitive.They took almost one month to complete my application,its quite okay.I liked the service and the way of approach.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • ICICI Bank Home Loan
      "Best banking "
      0.5 3.0/5 "Satisfactory"
      I had requested for personal loan for an mount of 2.5 lakhs with an interest rate of 11.9%,rate of interest is nominal as compared to other banks in the market.Had a telephonic verification they shared the status as not eligible at last very disappointing service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • DHFL Home Loan
      "average service"
      0.5 2.0/5 "Expected more"
      I am not happy with the service of DHFL the bills and payments they provide is not proper there is no proper response no intimations . But the rate of interest they offered is 11.35 which is fine ,customer service is not at all helpful I feel they need to improve their service ,the service of DHFL for my home loan service is average.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • SBI Home Loan
      "More customer friendly"
      0.5 4.0/5 "Great!"
      I have my salary account with State Bank of India for 5 years. I applied this home loan to them but they took very long for the disbursement. I had to go through lot of documentation process. They do charge for preclosure and the total tenure of this home loan is 10 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar from last 2 years, the services provided by bankbazaar is excellent when compared to all other banking websites. The customer service was good and prompt, they helped me to choose the right product. The website is easy to access and it is user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • Sundaram BNP Paribas Home Finance Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from SUNDARAM BNP PARIBAS, i am happy that my loan application was approved and the required amount was disbursed. The customer service was good and responsive, they provided a door step service for the collection of documents. The rate of interest was nominal when compared to other sources.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had a home loan with HDFC but I have closed it 2 months before ,I have have uploaded some of the documents through online some they collected from my door step itself and the rate of interest they offered was 9 % and the staffs of HDFC is good ,I would say the service provided by HDFC ltd is good for my home loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      First time I have downloaded the mobile application of bank bazaar and placed an online request. I had good followup from the customer service. The mobile application was easy to access and there were no run time errors. I would recommended this to others too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 15, 2017
    • Punjab National Bank Home Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have approached PNB Housing Finance Limited for home loan, the response was good. Initially I had to followup them for couple of times, after that they called me. I didn't finalize my property yet so its been delayed from my side.The ROI was nominal as per the market price.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 15, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have finalized a flat, AXIS have done a good job on the home loan process. I took the loan amount of Rs. 27 lakhs for the tenure of 12 years, Interest rate was very competitive as per the market. They gave me balance transfer, part payment and preclosure option.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 12, 2017
    • IDBI Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Some time back I closed my home loan with IDBI, they gave me competitive interest as per the market. IDBI sanctioned me Rs.35 lakhs for the tenure of 20 years, I done a foreclosure in tenth year of my EMI there was no addition charges paid to them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 12, 2017
    • LIC Housing Home Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I Have got the home loan with LIC around 3years ago. The customer service is good with LIC limited. The rate of interest is high when I got the home loan from LIC. I have got the loan amount within a week time. The transparency is seen in their process and I am satisfied with the loan amount. The rate of interest was floating with LIC.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 11, 2017
    • SBI Home Loan
      "Good serivce"
      0.5 4.0/5 "Great!"
      The State bank of India has gave top up home loan within a week time. I got it around 4 months ago. The customer service is not clear in their process. The process need to have transparency. The rate of interest and the charges are nominal is nominal with State bank of India.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      This is my first experience with BANK BAZAAR. The customer service and responses was up to the mark and quick . The website's accuracy and speed was good . The EMI calculator and credit score was very useful. I would like to rate 4 out of 5 overall and recommend other. My overall experience was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 11, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have applied for my home loan with AXIS bank. The rate of interest was 12-13% which was bit high comparing to others for 8 lakhs. The credit score was low so they have rejected my application. The customer service and responses was really good .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 11, 2017
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