A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Hyderabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Hyderabad Home Loan is Rated as "Great!" by 2611 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Hyderabad Home Loan

    Hyderabad is the capital of Andhra Pradesh in Southern India.A city rich with history and tradition, Hyderabad now competes with Bangalore, Chennai for the crown of India's IT capital.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Hyderabad Home Loan if you are

    01
    02
    03
    04
    Hyderabad Home Loan Minimum Age

    At least 21 years old

     Hyderabad Home Loan Maximum Age

    Less than 65 years old

    Hyderabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Hyderabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Hyderabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Hyderabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Hyderabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Hyderabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Hyderabad Home Loan amount by these steps

    01
    02
    03
    Hyderabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Hyderabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Hyderabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Hyderabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Hyderabad Home Loan Interest RatesUpdated on 05 May 2014

    Hyderabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News related to Hyderabad Home Loan

    • Telangana Waives Home Loans worth Rs.3,920 crores

      The Telangana Government has recently announced that it will waive off outstanding home loans worth Rs.3,920 crores of the economically weaker sections. The Finance Department of the state will meet the SLBC (State Level Bankers’ Committee) to discuss the modalities and formalities required for transferring these loans to the government. The Chief Minister of the state announced this waiver during a discussion on Weaker Section Housing. He also said that outstanding loans beneficiaries of Rajiv Gruha Kalpa will be waived off, but he did not specify any amount.

      28th December 2016

    Hyderabad Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good platform"
      0.5 4.5/5 "Excellent!"
      The website is customer friendly and effective in providing all the financial service. Its a best platform for comparing all the financial needs and we could able to know the best deals from all the banking sectors.The executives are very good and supportive.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      It was a very good experience with bank bazaar within a one minute I got the things done what I look for. It was a very much immediate response. This was the first time with bank bazaar and completely happy with the service. The website was very easy to access and user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Punjab National Bank Home Loan
      "Good & Quicker Service"
      0.5 4.0/5 "Great!"
      PNB housing finance is really co-operative and they processed my loan very quicker compared to other banks. The interest rate was nominal but the processing fee was more than what I expected. I have purchased a residential property. The payment method is pretty convenient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Good receiving"
      0.5 4.5/5 "Excellent!"
      Im interesting to give details for Home loan or plot loan. So I approached bank bazaar bank bazaar is a good service provider for bank loans, I hope it will helps us to take the loan against the property, house, lands. So anybody wants to take the bank loans then approach the bank bazaar
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • HDFC Limited Home Loan
      "Good institution"
      0.5 4.0/5 "Great!"
      I have taken a home loan with HDFC LIMITED. The rate of interest is 8.35 percentage. It was an easy documentation process. Its just taken 4 days for the approval of my loan amount. The fees and charges comes around 11 to 12 thousand. Its a good institution.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have experienced the online application of bankbazaar.The website is good and have lots of banks for comparison.The executives are very good and supportive. The website was really helpful and easy to navigate.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Sundaram BNP Paribas Home Finance Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for a home loan with SUNDARAM BNP PARIBAS HOME FINANCE LIMITED. As the rate of interest was low with HDFC i planned to take the loan from HDFC limited. In future if i am planning to take any car loan then i will definitely consider SUNDARAM FINANCE LIMITED.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • HDFC Limited Home Loan
      "Change of plan"
      0.5 3.5/5 "Pretty good"
      I have dropped the plan of taking a home loan from HDFC LIMITED. Other than that i am ok with the bank. In future if i am planning to take a home loan the definitely i will consider HDFC. The executives gave me good response and the service was satisfying. Its a good bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides good service and the service with bank is extremely good.The website of bankbazaar is very much easy and comfortable to use. The application of bankbazaar is approachable for any financial needs. We can compare different deals offered by different banks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      Bankbazaar is a accessible for all financial products. They gave me instant response and follow ups. The website and the options with the bank are comfortable and they also provide best deals. The deals differs with the bank and its actually comparable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • HDFC Limited Home Loan
      "Home loan with HDFC LTD"
      0.5 3.5/5 "Pretty good"
      The rate of interest with the institution was 8.25%. Even though i am ok with that. But for pre-closure there are some penalty and for balance transfer they are charging high. So i thought to go with my home bank itself. My first experience while taking the home loan earlier was fine with HDFC LTD.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I am the first time user of bank bazaar.They made multiple follow ups even after closing the application with bank,they called in to check the status of the application.The website is very user friendly and easy to navigate the options on the website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • Indiabulls Home Loan
      "Need to improve customer service"
      0.5 1.0/5 "Really Bad"
      I have requested for a home loan with India bulls .The loan amount is 18 lakhs.The rate of interest is 8.5% nominal as compared tom other banks.I did not get proper response form the bank its been quite long weeks since have applied i called multiple times to get the status of the application,they need to work on the service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • andhra Bank Home Loan
      "It is good overall"
      0.5 5.0/5 "Blown Away!"
      Andhra Bank is overall good on the home loan process. The customer services are good and there was no inconvenience in the paper work and in the disbursement as well. They were responsive. I also got a good deal on the interest rate and charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • Bank Bazaar Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Bank bazaar is good in communication and also they followed up. Bank bazaar called me regularly and asked me for an update about the documentation process. Bank bazaar's website is very good and fine and their website is east to use as well as user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Punjab National Bank Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I applied for a home loan with PNB HOUSING FINANCE LIMITED. Later I closed because I don't like their services. They took around a week for the documentation process. They offered me the home loan with 8.35% as rate of interest and about the processing fees I don't remember.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • HDFC Limited Home Loan
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      I have a current home loan for a period of 5 years with HDFC limited and the rate of interest is around 8.4% which i feel is nominal. The procedures where organized manner and also completed on time. I had no issues with the services and my loan was disbursed on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • SBI Home Loan
      "Smooth experience"
      0.5 4.0/5 "Great!"
      I have taken a home loan with State Bank of India and it has been a good experience with them. The rate of interest is nominal and i am comfortable with it. It has been a smooth process throughout the initial procedures and as well as during the loan term with them
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Its been 1 year since i know bankbazaar.com, they provide good services on financial products when compared to all other banking websites. I often get mails from bankbazaar regarding the ongoing offers on the product. Customer service was good and their response was prompt. The website is easy to access and it is user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2017
    • Indiabulls Home Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from INDIABULLS, my loan application was closed because i was not eligible for the loan as my salary was less. Customer service part was good and they responded on time, they gave proper information. The rate of interest was 8.4% which is best in the market.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2017
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