A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • West End Housing Finance

    West End Housing Finance Limited provides up to 80% of the property’s value in home loans with a maximum tenure of up to 30 years. Processing fee is up to Rs.5,000 or 3% of the loan value that is sanctioned, plus taxes.

    West End Housing Finance Limited Interest Rates 2023

    West End Housing Finance Limited provides home loans with affordable interest rates and favorable terms and conditions.

    Loan Amount Up to 80% of the property value
    Processing Fees Up to 3% of the sanctioned value + taxes (up to Rs.5,000 + taxes)
    Maximum Tenure Up to 30 years

    Compare: home loan Interest Rate for all Banks

    West End Housing Finance Limited Home Loan Schemes

    West End Housing Finance offers home loan products that cater to different requirements. These home loan schemes are as follows:

    1. Nav Nivas:

    • For the purchase of a property that is under construction, newly built, or for resale.
    • Up to 90% of property value is provided.
    • Maximum tenor of 30 years
    • Guarantor may be required in specific cases
    • All co-owners must be co-applicants

    2. Nav Nirman:

    • For the construction of a residential unit on land that is already owned. Up to 90% of property value can be availed.
    • Up to 90% of the value of property is provided
    • Tenor ranges from 5 years up to 30 years
    • Guarantor is required in some cases
    • Co-applicants can be added.

    3. Uttam Nivas:

    • For building an extension to an already existing residential unit.
    • For improving/repairing a residential unit that is self-occupied.
    • Loan amount of up to 50% of the property value can be availed.
    • Property must not be 25 years old
    • Tenor ranges from 5 to 10 years

    4. Balance Transfer:

    • To transfer an existing home loan from another financial institution to avail benefits from West End.
    • Can also avail a top-up home loan.
    • Applicant should have ownership of title document.
    • Only applicable for residential properties
    • Technical and legal verification must be done.

    West End Housing Finance Limited EMI Calculator

    BankBazaar’s home loan calculator is a free online tool that will show you what your Equated Monthly Instalment (EMI) will be for any home loan product of West End Housing Finance Limited. Enter your desired loan amount, processing fees, interest rate, and tenure you choose in the respective fields. You will instantly get an amortisation table with detailed data of your EMI. This will help you plan and budget your finances better making repayment of your home loan a stress-free experience.

    West End Housing Finance Limited Eligibility Criteria

    Type of Employment Self-employed professional Salaried individuals Entrepreneurs
    Age Between 21 and 65 years of age
    Nationality Indian residents and Person of Indian Origin (PIO)

    Get Free Quote: Check Home Loan Eligibility

    Documents Required to Apply for West End Housing Finance Limited

    These are some of the common documents required at the time of application for both self-employed and salaried individuals:

    KYC Documents:

    • Residence Proof: Election card/telephone bill/certificate from statutory authority
    • Identity proof: Voter’s ID/passport/driving license
    • Age proof: PAN card or a statutory authority’s certificate
    • Property documents: Photocopy of property title deeds, builder details, approved plan, copy of NA, vendor’s document chain, and in case of property resale, NOC from the society
    • Form 16 or income tax returns of the last 3 years
    • Loan No Objection Certificate and repayment track record of existing loans
    • Proof of highest educational qualification
    • Cheque for processing fee in favor of ‘'West End Housing Finance Ltd.’'
    • Application form duly filled and signed with photographs

    Apart from the above, these are some of the documents specific to employment type that are required:

    Salaried individuals:

    • Last 3 months’ salary slip or salary certificate
    • Employer company profile and profile of borrower in the company
    • Bank statements or passbook copy of the last 6 months
    • Employer’s letter stating designation and employment period within the organisation

    Self-employed individuals:

    • Last 3 years’ income tax returns with the income computation
    • Professional Practice Certificate copy
    • Bank statements or passbook copy of the last 12 months
    • Profit & Loss Account and audited balance sheet that is certified by a CA
    • Copy of VAT registration/Shop & Establishment license/other mandatory registration or license

    Document Check List: Home Loan Document Required


    1. How do I apply for a home loan from West End Housing Finance?

      You can apply for the home loan both offline and online on the official website. Contact registered office (details on the website).

    2. Can I add a co-applicant?

      Yes, you can add co-applicants who must be immediate family members such as parents, children, or spouse.

    3. How long does it take for a home loan to get approved?

      The process for home loan approval can take anywhere from 5 to 10 days depending on the documentation provided.

    4. How long does it take for the home loan to get disbursed?

      The process for home loan disbursal, after documentation is found satisfactory, can take anywhere from 5 to 15 days.

    5. What security is required for the loan?

      The security required is in the form of depositing the title deeds or other such collateral as decided by the bank. The title deeds should be marketable, clear, and encumbrance free.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.