To cater to the housing needs of the families belonging to the Lower Income Group (LIG) and Middle Income Group (MIG), the West Bengal Housing Board has launched the NIJASHREE Housing scheme. Under this initiative, the beneficiaries will receive housing at affordable rates and credit-linked subsidies.
The Housing Department of West Bengal has rolled out the NIJASHREE Housing Scheme to provide affordable homes (“Basa”) for families in the LIG and MIG categories. Under this initiative, the government is offering land free of cost and funding the development of essential infrastructure, including internal roads, boundary walls, external electrification, drainage systems, and campus lighting.
The key features of NIJASHREE Housing scheme of West Bengal Housing Board scheme are listed below:

The significant benefits of NIJASHREE Housing scheme of West Bengal Housing Board scheme are mentioned below:
The eligible criteria to apply for NIJASHREE Housing scheme:
Eligibility Criteria | Conditions |
Monthly income | Lower Income Group (LIG): Rs.15,000 or lessMiddle Income Group (MIG): Rs.30,000 or less |
Existence of pucca house or flat | Not in the name of beneficiary or in the name of the family members (spouse, unmarried sons or daughters) |
Inhabitance of the applicant | It should be in the same district where the project is implemented. |
Number of applications per applicant | Only oneNote: Any applicant allotted with one flat cannot apply under this scheme in another project in their district. |
Selection and allotment | Done via lottery in the respective district or sub-division. |
Waiting list | Prepared ifthe numberof applicants is more thanthe numberof flats in a particular project.Note: 20% of the total flats under each category. |
The applicants need to submit the below-mentioned list of documents to apply for NIJASHREE Housing scheme:
Note: Income certificate should be issued either by SDO (Sub-Divisional Officer) or BDO (Block Development Officer), employer, or any other competent authority.
Applicants can apply for NIJASHREE Housing scheme through offline procedure and the steps to do so are mentioned below:
Step 1: To obtain the sample application form and soft copy of the brochure, visit the:
Step 2: Visit the nationalised bank or other banks to obtain an original application form with printed serial number.
Step 3: Submit the duly filled-up application, application fee, and required documents to the branch bank from where the application was obtained.
Step 4: One joint applicant, either a spouse or dependent parent of the first person, can apply for each application.
Step 5: Make the application fee payment.
Step 6: No processing fee will be charged from the beneficiary.
Step 7: the installment payment from the beneficiary will be credited to the Escrow Account.
Step 8: After receiving confirmed bookings of at least 80% of the total flats in the approved scheme project/block of 1 BHK or 2 BHK, the execution of the scheme can be processed.
Step 9: The application or allotment will be canceled if any document is false, and the application fee may be forfeited by the authority.
Step 10: In case of delay in installment payment against the allotted flat, an interest of 8% per annum will be charged for the delayed period on the delayed amount.
Step 11: After payment of the first or second installment, if the allottee wants to surrender the allotment, then the paid amount will be refunded after deducting 5% of the paid amount.
Step 12: If the Housing Department fails to hand over the allotted flat within the agreed timeframe, it will pay the allottee 8% annual interest on the deposited amount for the delay period, in accordance with the West Bengal Housing Industry Regulation Act, 2017.
The application cost under NIJASHREE Housing scheme is mentioned below:
Note: The application fee will be adjusted with the unit cost and is refunded for unsuccessful applications within 30 days after issuance of the allotment of the letter.
Under this scheme, houses (“Basha”) are allotted by lottery on an ownership basis to eligible families of LIG and MIG categories.
Under the NIJASHREE Housing scheme, flats are allotted through lottery in the respective district or sub-division.
Families belonging to the LIG and MIG categories are eligible for the NIJASHREE Housing scheme.
You can either visit the official website of the West Bengal Housing Board or the concerned office of the District Magistrate or Sub-Divisional Officer.
No, you cannot apply for more than one flat under the NIJASHREE Housing scheme.

Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.