Tamil Nadu Housing Board Scheme 2026
What is the Tamil Nadu Housing Board Scheme?
The Tamil Nadu Housing Board (TNHB) scheme offers a range of affordable housing and commercial property options throughout the state of Tamil Nadu, along with all associated infrastructure (roads, parks, water/electricity/drainage) for urban and semi-urban populations. Additionally, the TNHB will develop sites that provide essential services (such as schools), will create a rental program for State of Tamil Nadu employees to rent housing through the TNHB, and will issue NOC's to landowners located in areas identified for future housing projects.
The TNHB was established by the Government of Tamil Nadu's Housing and Urban Development Department in 1961. It focuses on developing planned communities, apartment buildings, single-family homes, and vacant land for use by the residents of Tamil Nadu.
Affordable residences and commercial properties are provided by the Tamil Nadu Housing Board (TNHB). They provide housing to residents under a variety of income categories, including individuals in the economically weaker section (EWS) category.
What are the major objectives of the Tamil Nadu Housing Board (TNHB) Scheme?
The aims of the Tamil Nadu Housing Board (TNHB) Scheme are:
- To deliver affordable homes to a range of income levels, such as the Economically Weaker Section (EWS) and Lower Income Group (LIG).
- To create a planned urban environment, with areas for residential use (living accommodation) and business use (commercial buildings).
- To create a supply of commercial and institutional buildings for use by small business operators, schools, hospitals, and other public-use facilities.
- To promote inclusive society by instituting reservations for SC/ST, Government employees, Defence personnel, disabled people, and other priority needs.
TNHB Sub-Schemes
These sub-schemes are location-based housing divisions implemented by TNHB across Tamil Nadu. The following table lists the key details, location of the TNHB Sub-Schemes:
TNHB Sub-Scheme | Location / Coverage | Key Details |
Besant Nagar Division | Indra Nagar and Sholinganallur | • Flats are allotted through a draw of lots. • Applicants must pay 5% of the unit cost as the initial application fee. • The fee amount depends on the applicant’s income group. • If not selected, the entire application fee is refunded. • Selected beneficiaries must pay an additional 5% for the provisional allotment order. • The remaining 90% of the unit cost must be paid within 30 days. |
Thanjavur Housing Division | Thanjavur region | • Offers multiple schemes under TNHB. • Includes Pattukottai Self Finance Scheme. • Includes Tamil University Campus Self Finance Scheme. • Includes Tamil University Campus NH Scheme. • Includes Thanjavur Scheme. • Each scheme has its own specifications but falls under the TNHB framework. |
Trichy Housing Division | Pudukottai, Navalpattu, Valavanthankottai, and nearby areas | • Provides land for shops, commercial units, and service enterprises. • Plots are allotted through an open auction process. • Plots may also be used to establish educational centres such as playschools. • Applicants must pay 15% of the total price to secure the plot. |
TNHB J.J. Nagar Division Scheme | Nolambur Phase-1, Ambattur (DUNLOP), Ambattur Ph-I & II, Mogappair Eri | • Properties are allocated to scheme members. • Beneficiaries receive an allotment letter upon selection. • The entire project cost must be paid within 30 days of receiving the allotment letter. |
TNHB Hosur Housing Unit Scheme | Hosur area | • Offers unsold flats in the Hosur area. • Open to EWS, LIG, MIG, and HIG categories. • Flats are allotted on a first-come-first-served basis. • Properties must be purchased outright. |
TNHB Coimbatore Housing Unit Scheme | Coimbatore | • Open only to Middle Income Group (MIG) and High-Income Group (HIG) applicants. • Applicants can apply for construction of houses. • Payment must be made under the self-finance mode. |
What are the benefits of the Tamil Nadu Housing Board (TNHB) Scheme?
The key advantages of the Tamil Nadu Housing Board (TNHB) Scheme are as follows:
- Affordable Prices: TNHB pricing policy is that they must price properties in accordance with governmental regulations, therefore keeping them priced significantly lower than the market value for most property types. It provides an opportunity for first-time home buyers, lower-income individuals, and young working professionals to purchase homes without incurring a large financial obligation on their part.
- Government Backing: Legally secure TNHB developments are funded by the government, which protects buyers against fraud, illegal construction, and ownership of land/titles that are not clearly defined. Thereby providing peace of mind and stability in the marketplace.
- Planned Infrastructure: All TNHB developments will have their infrastructure planned in advance. Roads, drainage systems, streetlights, parks, community area, and water supply are included in the development plan creating a prepared to live in, connected neighbourhood, rather than just being a single-family home/plot.
- Investment Potential: TNHB development projects are typically located in developing or urbanising regions, which, historically over time, have seen appreciation of value associated with owning property, making purchasing a TNHB unit as not only a place to live, but equally an opportunity for long-term investment potential.
- Inclusive Access: The TNHB Development Scheme is able to support social inclusion by providing the ability to reserve units for SC/ST communities, government workers, people with disabilities, military personnel and other public service workers, allowing many of the marginalised to be able to access housing they would not otherwise be able to afford.
What are the Features of the Tamil Nadu Housing Board (TNHB) Scheme?
The following table summarizes the major characteristics of the Tamil Nadu Housing Board (TNHB) Scheme:
Feature | Description |
Residential Units | TNHB offers flats, apartments, independent houses, and plots for different income groups from Economically Weaker Section (EWS) flats to Higher Income Group (HIG) houses. Buyers can select properties based on size, layout, and location within planned townships. |
Commercial Properties | The scheme includes shops, kiosks, and office spaces, allowing small businesses and entrepreneurs to acquire legally sanctioned commercial premises within TNHB-developed townships. |
Institutional / Public Sites | TNHB allocates land for schools, hospitals, community halls, and other public utilities, ensuring that townships are self-sufficient and serve broader community needs. |
Flexible Payment Options | TNHB provides installment schemes and hire-purchase plans to make payments manageable. Typically, an initial deposit of approximately 40% is paid upfront, with the remaining balance payable through EMIs over a defined period, reducing the upfront financial burden for buyers. |
Transparent Allotment Process | Properties are allotted through lottery draws for residential units and auctions or first-come-first-served methods for commercial units, ensuring fairness, transparency, and equal opportunity for all applicants. |
Wide Coverage | TNHB projects are developed across urban and semi-urban areas of Tamil Nadu, including major cities like Chennai, Coimbatore, Madurai, and Tiruchirappalli. This gives buyers multiple location options depending on their preference, affordability, and proximity to work or amenities. |
Eligibility for the Tamil Nadu Housing Board (TNHB) Scheme
The following are the eligibility criteria to qualify for the Tamil Nadu Housing Board (TNHB) Scheme:
- Must be a resident of Tamil Nadu.
- Age: 21 years or older.
- Should not own property under other government housing schemes.
- Must provide proof of income according to the scheme category.
- Reservation quotas apply for SC/ST, government employees, defence personnel, differently abled persons, and other categories.
Income Eligibility Criteria of the TNHB Scheme
The following table shows the income eligibility criteria of the TNHB Scheme:
Category | Monthly Income |
Economically Weaker Section (EWS) | Up to Rs.12,000 |
Lower Income Group (LIG) | Rs.12,001 to Rs.18,000 |
Middle Income Group (MIG) | Rs.18,001 to Rs.37,000 |
High Income Group (HIG) | Rs.37,001 to Rs.62,000 |
Super High-Income Group (SHIG) | Rs.62,001 and above |
Required Documents for Tamil Nadu Housing Board (TNHB) Scheme
You can attach or upload supporting documents to apply for the Tamil Nadu Housing Board (TNHB) Scheme:
- Identity Proof: Aadhaar card, PAN card, or voter ID.
- Address Proof: Utility bill, ration card, or Aadhaar.
- Age Proof: Birth certificate, school certificate, or passport.
- Income Certificate: Issued by the competent authority to verify eligibility.
- No-Property Certificate: Proof that you do not already own government-allotted property.
- Photographs: Passport-size photos of applicant.
- Application Form: Downloaded online or obtained from TNHB office.
- Payment Receipt: Proof of application fee or initial deposit payment.
How to Apply for Tamil Nadu Housing Board (TNHB) Scheme
Online Method
Online applications to TNHB are easy to complete. Simply follow these steps:
- Step 1: Go to TNHB’s website.
- Step 2: Locate the section for Housing Schemes.
- Step 3: Look through the various housing schemes that will be available and confirm that you are eligible.
- Step 4: Once you have confirmed your eligibility, download the appropriate application for a housing scheme available on the Website.
- Step 5: Complete your application with accurate financial and personal information.
- Step 6: Upload the necessary documents requested (such as proof of identification and proof of income).
- Step 7: Complete your online payment through Net Banking/Credit Card/Debit Card, etc.
- Step 8: Submit your application and the required documents online.
- Step 9: Record your application reference number to track your application through the TNHB website. Keep checking the TNHB website to verify your application status regularly.
Offline Method
To apply for a TNHB scheme using an offline method, follow the steps below:
- Step 1: Locate the nearest TNHB office/authorised centre to obtain an application form for the housing scheme you wish to apply for.
- Step 2: Purchase your application form from the office.
- Step 3: Complete the application form accurately with all required information.
- Step 4: Collect and attach copies of all required documents (e.g., proof of identity, proof of income) as per the application form before submitting the completed application form and all required documentation at the counter of the TNHB office.
- Step 5: As per the instructions in the form, bring the required processing fee to the TNHB offices either in cash or by demand draft.
- Step 6: Once submitted, you will receive either a receipt or an acknowledgement slip as proof that your application has been submitted.
Note: Be sure to check back with your TNHB office periodically to find out about your application status.
Payment Methods for Tamil Nadu Housing Board (TNHB) Scheme
The different methods of payment accepted for the Tamil Nadu Housing Board (TNHB) Scheme are in the table below:
Payment Method | Details |
Hire Purchase Mode | • Around40%down payment to be paid within21 daysof receiving the allocation letter.•Remaining amount payable throughEquated Monthly Installments (EMIs).• EMI tenure ranges from 5 to 14 years. |
Outright Purchase Mode | •Full cost of the unitmust be paid by theallottee.•Payment to be completed within30 daysof receiving the allotmentletter.• Payment is made as a single lump sum. |
Self-Finance Mode | • Theentire cost of the buildingis paid toTNHB.•Payment is made ininstallments.• All payments must be completed before project completion and handover. |
FAQs on Tamil Nadu Housing Board (TNHB) Scheme
- Where is the main headquarters of the Tamil Nadu Housing Board?
The main headquarters of the Tamil Nadu Housing Board (TNHB) is located on Anna Salai, Nandanam in Chennai.
- How did the Tamil Nadu Housing Board get started?
The Tamil Nadu Housing Board was originally the Chennai City Improvement Trust, which was established due to an increase in the population due to urbanisation of the State.
- Who is in charge of the allotment for TNHB properties?
The allotment committee oversees the purchase process. This includes members from the Honourable State Revenue Authority as well as employees of the Tamil Nadu Housing Board.
- What methods are used for the allotments of TNHB property?
TNHB uses a lottery system or a tendering process for property allotments and plans to transition to a first-come-first-served system for residential properties.
- What types of properties will you find with TNHB?
TNHB has several property types, including lots for residential use, flats or multi-family dwellings, single-family houses (both freestanding or side by side), commercial lots, and lots for industries. TNHB also has a staff of employees available to assist with applications as well as a grievance redressal system.
- How Tamil Nadu Housing Board allocates land, apartments or homes?
TNHB has ads in the major printed media announcing when the construction of homes will begin and encourage qualified people to submit their applications for allocations.
- How do applicants make the down payment as well as all other payments after the first?
The first payment (the deposit) can be made using either cash or a demand draft. Future payments can also be made with cash or check but must follow TNHB's rules and regulations.
- What are the penalties if the total cost has not been paid on time?
If the allotment is not paid in full by the date due, then the allotment will be cancelled and given to the next eligible applicant on the waiting list in the same group.
- Does TNHB have a complaint resolution process?
Yes, both allotment and applicants can file complaints by contacting the TNHB circle's Superintending Engineer, Allotees Service Manager or Executive Engineer.
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