Supreme Housing Finance 2026
Supreme Housing Finance Ltd provides house loans with interest rates as low as 18% p.a., loan amounts as low as ₹1 lakh, and terms as long as 10 years. Their goods include Home Loans, Construction, Improvement, and Extension Loans and are available to self-employed, cash salaried, and daily wagering applicants. With both fixed and variable rate choices for terms up to 20 years, the processing fee is up to 5% of the loan amount, plus GST.
Supreme Housing Finance Interest Rates
Supreme Housing Finance Limited provides home loans for a variety of purposes, ranging from buying a new residential property to improving or extending an existing one.
Processing Fees | Up to 5% of the loan amount + GST |
Penal Interest Rate | 36% p.a. of the outstanding EMI |
Maximum Tenure | Up to 20 years |
Supreme Housing Finance Limited Home Loan Schemes
Supreme Housing Finance offers a wide range of home loan products, each catering to a specific requirement. These home loan schemes are as follows:
1. Home Purchase Loan:
- To buy under-construction residential units or those that are already constructed and ready-to-move-in (houses or flats).
- Attractive interest rates
- Maximum tenure of up to 20 years
2. Home Extension Loan:
- To build an additional room or enclose a balcony in an existing residential unit.
- Affordable interest rates
- Tenure of up to 20 years
3. Home Improvement Loan:
- For home renovation purposes.
- Competitive interest rates
- Tenure that goes up to 20 years
4. Home Construction Loan:
- To build a house on an already owned plot of land.
- Interest rates that are affordable
- Long tenures of up to 20 years
Supreme Housing Finance Limited EMI Calculator
BankBazaar's home loan calculatorwill show you what your Equated Monthly Instalment (EMI) will be. All you have to do is enter your desired loan amount, interest rate offered to you, the processing fees, and tenure of choice in the required fields. An amortisation table will be automatically and instantly be generated on the page. This will give you an accurate idea of how much your EMI will be which makes it easier to plan your finances and budget.
Supreme Housing Finance Limited Eligibility Criteria
Type of Employment | Self-employed or salaried |
Age | Commencement of loan: 21 years and above Loan maturity: 65 years |
Nationality | Indian residents and NRIs |
Get Free Quote: Check Home Loan Eligibility
Documents Required to Apply for Supreme Housing Finance Limited
These are some of the common documents required at the time of application:
- Photo identity proof: Aadhaar card/PAN card/passport/voter's ID
- Address proof: Ration card/Aadhaar card/telephone bill/electricity bill
- Bank statements or bank passbook of the last 2 years
- Income proof documents
- Loan repayment documents, if applicable
- Details of any assets owned
- Power of attorney where necessary
- Application form that is duly filled in
Document Check List: Home Loan Document Required
FAQs on Supreme Housing Finance
- How do I apply for a home loan from Supreme Housing Finance?
You will have to obtain the application form from any of the branch offices, the address of which is available on the website.
- How is quantum of loan decided by the bank?
The parameters that go into deciding the quantum of loan include your income, age, cost of the property you wish to buy or construct, etc.
- Is it possible to add co-applicants?
Yes, co-applicants can be anyone from your parents, spouse, or other close family members who are 18 years and above. Anyone who is a co-owner also automatically becomes a co-applicant.
- Is a guarantor required for the home loan?
Yes, you will require one guarantor to avail the home loan.
- Should I have a property already identified before I apply for the loan?
No, you can apply for the loan either before or after identification of a suitable property.
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