A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • SBI YONO Insta Home Top-up Loan

    State Bank of India (SBI) offer a variety of home loan schemes to those who want to own their own home. The bank offers loans at attractive interest rates and flexible tenures. Compare SBI home loan interest rates with other banks before signing up.

    When we talk of different schemes, one of them is SBI YONO Insta Home Top Up loan. This top-up home loan is available for all pre-selected SBI Home Loan customers. over the YONO app. The maximum loan amount which can be availed is Rs.5 lakh with the interest rate being 6.75% p.a. and the processing fee being Rs.2,000 plus applicable service tax.

    The SBI YONO Insta Home Top-up loan is offered exclusively on the bank's mobile application, YONO. It is only offered to pre-selected customers with a concession on interest rates.

    Interest Rates and Processing Fees for SBI YONO Insta Home Top-up Loan

    Interest rate 6.75% p.a.
    EBR 6.65% p.a.
    Loan amount Rs.1 lakh to Rs.5 lakh
    Processing fee Rs.2,000 plus applicable service tax

    Features of SBI YONO Insta Home Top-up Loan

    The features of this loan are as given below:

    • Paperless and instant
    • Available on a 24x7 basis
    • Overdraft facility available
    • Loan can be availed for any reason other than speculative activities
    • Interest rates are competitive and low
    • Disbursement is quick and instant

    Eligibility Requirement for SBI YONO Insta Home Top-up Loan

    Customers are pre-selected by the bank on the basis of various parameters such as Credit Score, past loan repayment history, residual tenure of existing loans, etc.


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