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When banks provide housing finance, they need the background and pricing details of the house you are buying. In case you are investing in a residential apartment, the bank will seek details of the builder as well, to ensure that the project they are backing is reliable. In order to make it easier to approve loans based on the projects, the realty department of banks researches the projects in a city and “approves” them as trustworthy. If at the time of applying for a home loan, you have not made a final decision on which property to buy, you can select one of these pre-approved housing projects, doing away with property-related background checks for the bank. This will speed-up the loan process.
State Bank of India (SBI), one of India’s top lenders, has among the highest number of pre-approved housing projects in its portfolio. On this page, we list some of the prominent approved projects in key Indian cities.
Bengaluru, the capital of Karnataka and the IT capital of India, has a huge real estate market. The cool weather, modern amenities and the profusion of job opportunities make it a very popular city to live in.
|Name of the Project||Aashrayaa Citadel|
|Builder Name||Aashrayaa Homes|
|Builder Address||#4, 9th Main, 13th Cross, HSR Layout, 6th Sector Bengaluru – 560102|
Aashraya Homes has 9 projects in Bengaluru in its kitty, including 4 that are completed. Aashraya Citadel is located near Sri Sai Baba Ashram off Whitefield Road in Kadugodi. It has all modern amenities such as gym, swimming pool, indoor games, wifi and power back-up, and is located near the ITPL, shopping malls and international schools. The 2BHK and 3BHK apartment complex offers comfortable and secure living environs.
|Name of the Project||Brigade Orchards|
|Builder Name||BCV Developers Pvt Ltd|
|Builder Address||29th Floor, World Trade Center Brigade Gateway Campus 26/1 - 14/1/172, Dr. Rajkumar Road Malleswaram – Rajajinagar Bengaluru – 560055|
BCV Developers Pvt Ltd, popularly known as the Brigade Group, is one of the most popular property developers in south India. It has over 27 residential projects to its name. Brigade Orchards is a 130-acre smart township in Devanahalli, just 10 minutes away from Bengaluru airport. The township has not only apartments but also luxury villas, shopping and office complexes, sports arena, school, hospital and assisted living facilities for the elderly.
|Name of the Project||Mahaveer Meridian|
|Builder Name||Reddy Structures Pvt Ltd/Mahaveer Group|
|Builder Address||# 133/1, “The Residency” 2nd Floor, Residency Road, Bengaluru – 560025|
The Mahaveer Group, owned by Reddy Structures Private Limited, has been around for over 18 years and has 13 projects under construction currently. Mahaveer Meridian is a gated community with 2BHK and 3BHK houses coming up in JP Nagar 8th Phase. It is located conveniently in the beautiful south Bangalore, near educational institutions and shopping malls. The community comprises of all modern services such as children’s play area, gym, swimming pool and games area.
Delhi is not just the capital of the country, but also a city steeped in history. The National Capital Region (NCR), including the state/city of New Delhi, has a high real estate potential. The market is getting a boost with favourable government policies, infrastructure push and new residential projects.
|Name of the Project||Ahinsha Vatika|
|Builder Name||Ahinsha Builders Pvt Ltd|
|Builder Address||416, Arunachal Building, 19, Barakhamba Road, New Delhi – 110001|
Ahinsha Builders is a 25-year-old real estate developer in New Delhi. It recently joined hands with National Building Construction Corporation Limited, a Government of India company, to build a 1,000-apartment in NCR, just 15 km from Delhi. Ahinsha Vatika, located in Shahdara, East Delhi, is a luxury apartment complex comprising 2BHK and 3BHK homes with all modern facilities. With around 70% open green area on the premises and 24-hour power back-up, the apartment complex is a harmonious living space.
|Name of the Project||MGI Maple|
|Builder Name||KDP Buildwell Pvt Ltd|
|Builder Address||G-47, Sector 6, Noida|
KDPMGI Buildwell’s construction business boasts of residential and commercial spaces as well as townships. MGI Maple is situated in Govindpuram, Ghaziabad, and comprises both 2BHK and 3BHK apartments equipped with modern amenities. The homes boast of sophisticated architecture and latest lifestyle upgrades such as modular kitchen, piped cooking gas facility and individual RO water purifying system.
|Name of the Project||Prestige Heights|
|Builder Name||Prestige Infratech Pvt Ltd|
|Builder Address||Block F, Officer City-2 Complex, Rajnagar Extn., NH-58, Ghaziabad|
Prestige Infratech’s Prestige Heights is marketed by Reliance Property. It is located in Raj Nagar Extension, Ghaziabad, and boasts of modern design, high-class specifications and a luxurious lifestyle. The 2BHK and 3BHK apartment complex is a gated community with all utilities and services.
Kolkata, the capital of West Bengal, is among the most favoured cities to live in in the east of India. The cost of living is much lower than the other metros, public transport is one of the best in the country, it is steeped in culture and heritage, and is also a foodie’s paradise. The real estate prices are also quite low compared to cities like Bengaluru, Chennai, Mumbai and Delhi, and the demand for both apartments and independent houses is steadily going up.
|Name of the Project||Eden Elements|
|Builder Name||Eden Elements LLP/Eden Group|
|Builder Address||6c Lala Lajpat Rai Sarani, Oriental House, 4th Floor, Sreepally, Bhowanipore, Kolkata – 700020|
Kolkata’s premium real estate developer Eden Group – which currently has over 50 housing projects in their portfolios – focuses on meticulous planning, architectural excellence and modern lifestyle for its customers. Eden Elements, a 7-block apartment complex with 2BHK and 3BHK homes, is located at Prince Anwar Shah Road Connector near EM Bypass. The project is expected to be ready for possession by December 2018.
|Name of the Project||Godrej Prakriti|
|Builder Name||Happy Highrises Ltd (Godrej Group)|
|Builder Address||187 F/1, B.T. Road, Sodepur, Near Sukchar Girja, Kolkata – 700115|
Happy Highrises is a fully-owned subsidiary of the national real estate mogul Godrej Properties. Godrej Properties is known for the use of latest technology and architectural finesse in construction, and has presence in 12 cities in the country. Godrej Prakriti is centred on the concept of modern living amid natural beauty of gardens and waterfront. The 22-acre living space offers 2BHK and 3BHK apartments, complete with clubhouse, shopping complex and hospital facilities.
|Name of the Project||Green Residency|
|Builder Name||Loharuka Infrastructure Pvt Ltd|
|Builder Address||Loharuka Niket, DC-9/28, Sashtri Bagan, Deshbandhu Nagar, VIP Road, Kolkata – 700059|
The Loharuka Group builds both affordable and luxury homes, as well as commercial and hospitality projects. Its Green Residency is an affordable gated community located near the airport and housing all basic amenities. It boasts of Iron Removal Water Filtration Plant, AC community hall, power back-up and superior quality interiors.
Ahmedabad is the most happening city in Gujarat in terms of infrastructure and business opportunities. The profusion of food outlets and exciting night life – though not of the discotheque and bar kind – make the city a very loveable place. Real estate investment in Ahmedabad is highly profitable because property values are constantly appreciating.
|Name of the Project||Ishan Heights|
|Builder Name||Aman Developers|
|Builder Address||Opp. Ishan Residency, Behind Punjab National Bank, New C.G. Road, Chandkheda, Ahmedabad|
Aman Developers or Ishan Developers has residential and commercial projects in the Chandkheda, Motera and Zundal areas. Ishan Heights, on New CG Road in Chandkheda, are 3BHK apartments nestled in a landscaped garden sporting senior citizen sitouts, dedicated car parking and DTH cable connection. The edifice is built with earthquake-resistant RCC Frame Structure and promises a comfortable and happy living environment.
|Name of the Project||Swareet Apartments|
|Builder Name||Bakeri Urban Development Pvt Ltd|
|Builder Address||1st Floor, Sanskrut Building, Near Old High Court/Income Tax Office, Navrang Colony, Navrangpura, Ahmedabad – 380009|
Bakeri Group is a well known name in affordable housing across the city, especially in Vejalpur and Prahladnagar areas. Swareet Apartments is the last project in Phase 1of Bakeri City – a township of more than 5,000 residential units – in Prahladnagar. Swareet has 1BHK, 1.5BHK and 2BHK homes with state-of-the-art interiors.
|Name of the Project||Iscon Riverside|
|Builder Name||JP Iscon Ltd|
|Builder Address||Opp. Associated Petrol Pump, Near Kadva Patidar Hostel, Off C.G. Road, Ahmedabad – 380009|
JP Iscon Ltd, or the Iscon Group, has several malls, office spaces and residential projects to its name. Iscon Riverside is a 3BHK and 4BHK apartment complex with landscaped garden, AC entertainment lounge, indoor and outdoor game areas, library and other lifestyle options. Its high-quality interiors and central location at the Sabarmati riverfront in Shahibaug, the project offers convenience and comfort on a platter to its customers.