A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Sahara Housingfina Corporation

    Sahara Housingfina Corporation Limited (SHCL) offers home loans at attractive interest rates with a repayment tenure ranging between 5 years and 20 years. The loan amount can range between Rs.1 lakh and Rs.1 crore and the home loans come with a prepayment option. Up to 80% of the property’s value may be provided as a loan.
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    Sahara Housingfina Corporation Home Loan Rates

    You can avail a loan of up to Rs.1 crore with a repayment tenure of up to 20 years. You have the choice to opt for a fixed or a floating interest rate.

    Tenure 5 years – 20 years
    Finance Rs.1 lakh – Rs.1 crore
    Loan Amount Up to 80% of the property’s value
    Interest Rate Fixed and Floating
    Processing Fee Contact Sahara Houosingfina

    Compare: home loan Interest Rate for all Banks

    Sahara Housingfina Corporation Limited Home Loan Schemes

    1. Home Loan Scheme

    • Home loans are provided for individuals, self-employed professionals, and self-employed non-professionals.
    • The loan amount that is provided can range between Rs.1 lakh and Rs.1 crore.
    • The repayment tenure of the loan can range between 5 years and 20 years.
    • Loans are provided for the purchase of an apartment/bungalow, extension and renovation of the property, repairs, and construction of a house.
    • Depending on the cost of the property, an adequate amount of finance is provided. The finance that is provided is inclusive of the registration charges.
    • Loans are provided at all SHCL locations.

    Sahara Housingfina Corporation Limited EMI Calculator

    You can check the monthly payments with the help of the Equated Monthly Instalment (EMI) calculator provided by BankBazaar. It is simple to use the calculator and only basic details will need to be provided. You will need to enter details such as the loan amount, tenure, interest rate, and processing fee to calculate the EMI. Apart from being simple to use, the calculator helps in saving time as well.

    Sahara Housingfina Corporation Limited Eligibility Criteria

    Age Limit 21 years – 65 years
    Type of Employment Salaried employees, self-employed professionals, and self-employed non-professionals
    Income Minimum of Rs.1,20,000 per annum

    Get Free Quote: Check Home Loan Eligibility

    Documents Required to Apply in Sahara HousingFina

    Salaried Employees

    • Application form
    • Photographs
    • Residence Proof
    • Date of birth proof
    • Payslips for the last 3 months
    • Proof of identity
    • Bank statements for the last 6 months
    • Form 16

    Self-Employed Professionals

    • Application form
    • Photographs
    • Balance Sheet
    • Profit and Loss statement
    • Income Tax Returns (ITR) for the last 3 years
    • Bank statement for the last year
    • Date of birth proof
    • Proof of identity
    • Residence proof
    • Educational Qualification Certificate
    • Business existence proof

    Self-Employed Non-Professionals

    • Application form
    • Photographs
    • Business existence proof
    • Bank statement for the last year
    • Proof of identity
    • ITR for the last 3 years
    • Balance Sheet
    • Profit and Loss statement
    • Date of birth proof
    • Residence proof
    • Business profile

    Document Check List: Home Loan Document Required

    FAQs

    1. What is the loan amount that I will be eligible for?

    The loan amount that you are eligible for will be decided based on the repayment capacity. Therefore, your monthly income is one of the main factors that is considered to determine the loan amount.

    2. Can Non-Resident Indians (NRIs) avail a loan with Sahara Housingfina Corporation Limited?

    Yes, NRIs can avail a loan with Sahara Housingfina Corporation Limited.

    3.Is it possible to convert a fixed rate loan to a variable rate loan?

    Yes, it is possible to convert a fixed rate loan to a variable rate loan. However, a small fee must be paid to convert the loan.

    4. Can I claim tax benefits on the home loan?

    You can claim a portion of the principal amount and the interest as tax benefits.

    5. Can I apply for a loan in case I have not selected a property?

    Yes, you can apply for a loan even if the property has not been selected.

      

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