You can avail a loan of up to Rs.1 crore with a repayment tenure of up to 20 years. You have the choice to opt for a fixed or a floating interest rate.
|Tenure||5 years – 20 years|
|Finance||Rs.1 lakh – Rs.1 crore|
|Loan Amount||Up to 80% of the property’s value|
|Interest Rate||Fixed and Floating|
|Processing Fee||Contact Sahara Houosingfina|
1. Home Loan Scheme
You can check the monthly payments with the help of the Equated Monthly Instalment (EMI) calculator provided by BankBazaar. It is simple to use the calculator and only basic details will need to be provided. You will need to enter details such as the loan amount, tenure, interest rate, and processing fee to calculate the EMI. Apart from being simple to use, the calculator helps in saving time as well.
|Age Limit||21 years – 65 years|
|Type of Employment||Salaried employees, self-employed professionals, and self-employed non-professionals|
|Income||Minimum of Rs.1,20,000 per annum|
Get Free Quote: Check Home Loan Eligibility
Document Check List: Home Loan Document Required
The loan amount that you are eligible for will be decided based on the repayment capacity. Therefore, your monthly income is one of the main factors that is considered to determine the loan amount.
Yes, NRIs can avail a loan with Sahara Housingfina Corporation Limited.
Yes, it is possible to convert a fixed rate loan to a variable rate loan. However, a small fee must be paid to convert the loan.
You can claim a portion of the principal amount and the interest as tax benefits.
Yes, you can apply for a loan even if the property has not been selected.
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