A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Roha Housing Finance

    Roha Housing Finance Private Limited

    Roha Housing Finance Private Limited offers home loans with interest rates ranging from 10.99% to 16% p.a. with processing fee of up to 4% of the loan amount. The maximum repayment tenure is 25 years with maximum loan amount that can be availed up to Rs.30 lakh.

    Roha Housing Finance Private Limited Home Loan Interest Rates 2022

    Roha Housing Finance Private Limited offers affordable interest rates ranging from 10.99% to 16% p.a. It provides home loans with loan amounts, processing fees, and tenure that is convenient for all.

    Loan Amount Up to Rs.30 lakh
    Processing Fees Up to 4% of the loan amount
    Maximum Tenure Up to 25 years

    Compare: home loan Interest Rate for all Banks

    Roha Housing Finance Private Limited Home Loan Schemes

    Roha Housing Finance Private Limited offers a wide variety of home loan schemes that cater to different requirements. These are as given below:

    1.Home Loan for Purchase:

    • For the purchase of a new or under construction residential property
    • Avail up to Rs.30 lakh as loan amount
    • Maximum tenure of 25 years

    2. Home loan for Self-Construction and Expansion:

    • To construct a residential unit on a plot of land already owned
    • Avail up to 100% of the construction cost subject to the Loan to Value that is allowed to the maximum
    • Payments are linked to stage of construction, so funds are always ready

    3. Home Loan Expansion:

    • To build an additional room or enclose a balcony
    • Quick loan sanctions
    • Tenure of up to 25 years

    4. Loans for Repair and Renovation:

    • For external and internal repairs and renovation
    • Maximum tenure of up to 10 years
    • Avail up to 100% of the renovation estimate as loan

    5. Balance Transfer and Top-Up:

    • To transfer an existing home loan from any other recognised financial institution
    • Get lower rates of interest and more convenient repayment tenure
    • Also avail a top-up loan without any additional collateral to be submitted

    6. Plot+ Construction

    • Avail loan to purchase a non-agricultural land and construct a house on it
    • Plot has to be situated within the limits of the local development authority or municipal limits
    • Flexible repayment options

    Roha Housing Finance Private Limited EMI Calculator

    BankBazaar’s EMI calculator is a free online tool that helps you calculate exactly how much your Equated Monthly Instalment (EMI) will be on your Roha Housing Finance home loan. All you have to do is enter the required figures in the fields given (such as your desired loan amount, repayment tenure, and the given interest rate and processing fees). An amortisation table will be instantly generated on the same page. This will help you better plan and manage your finances, making it easier and stress-free to make your home loan repayments on time.

    Roha Housing Finance Private Limited Eligibility Criteria

    Age 21 years and above at time of application Not more than 65 years at time of loan maturity
    Nationality Indian residents

    Get Free Quote: Check Home Loan Eligibility

    Documents Required to Apply for Roha Housing Finance Home Loan

    These are some of the documents required to apply for the Roha Housing Finance home loan along with a duly filled in a signed application form:

    • KYC documents for all the applicants
    • Salary slips or business kaccha records
    • Bank statements of the last 6 months
    • If executed, copy of the Agreement to Sell (ATS)
    • Buyer agreement or allotment letter, if applicable
    • Copy of payment receipts made to the developer or seller, if applicable
    • Copy of the property’s chain documents, if applicable

    Document Check List: Home Loan Document Required


    1. Can I add co-applicants to the loan?

      Yes, you can add co-applicants to the loan. These can be immediate family members who have stable income sources. Also, all property owners should mandatorily be co-applicants as well.

    2. How do I make loan repayments?

      It is easy to make loan repayments through a variety of ways such as post-dated cheques, Electronic Clearing Services (ECS), National Automated Clearing House (NACH), and even doorstep cheque pickup if necessary.

    3. Can I make any pre-payments to the loan?

      Yes, you can make partial pre-payments without any charges. For individuals paying a fixed interest rate the charges are 3% of the amount that is being pre-paid. Foreclosure or partial pre-payments can be made 12 months from the last disbursement date.

    4. How long does it take to sanction the loan?

      Loan sanction typically takes up to 3 working days.

    5. How do I apply for the loan?

      You can apply for the loan online through the official website of the company. You can also download the application form from the website and submit it to the nearest Roha Housing Finance office.


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