A "low interest" loan shouldn't mean you have very little interest in paying it back!
Roha Housing Finance Private Limited offers home loans with interest rates ranging from 10.99% to 16% p.a. with processing fee of up to 4% of the loan amount. The maximum repayment tenure is 25 years with maximum loan amount that can be availed up to Rs.30 lakh.
Roha Housing Finance Private Limited offers affordable interest rates ranging from 10.99% to 16% p.a. It provides home loans with loan amounts, processing fees, and tenure that is convenient for all.
| Loan Amount | Up to Rs.30 lakh |
| Processing Fees | Up to 4% of the loan amount |
| Maximum Tenure | Up to 25 years |
Compare: home loan Interest Rate for all Banks
Roha Housing Finance Private Limited offers a wide variety of home loan schemes that cater to different requirements. These are as given below:
1.Home Loan for Purchase:
2. Home loan for Self-Construction and Expansion:
3. Home Loan Expansion:
4. Loans for Repair and Renovation:
5. Balance Transfer and Top-Up:
6. Plot+ Construction
BankBazaar’s EMI calculator is a free online tool that helps you calculate exactly how much your Equated Monthly Instalment (EMI) will be on your Roha Housing Finance home loan. All you have to do is enter the required figures in the fields given (such as your desired loan amount, repayment tenure, and the given interest rate and processing fees). An amortisation table will be instantly generated on the same page. This will help you better plan and manage your finances, making it easier and stress-free to make your home loan repayments on time.
| Age | 21 years and above at time of application Not more than 65 years at time of loan maturity |
| Nationality | Indian residents |
Get Free Quote: Check Home Loan Eligibility
These are some of the documents required to apply for the Roha Housing Finance home loan along with a duly filled in a signed application form:
Document Check List: Home Loan Document Required
1. Can I add co-applicants to the loan?
Yes, you can add co-applicants to the loan. These can be immediate family members who have stable income sources. Also, all property owners should mandatorily be co-applicants as well.
2. How do I make loan repayments?
It is easy to make loan repayments through a variety of ways such as post-dated cheques, Electronic Clearing Services (ECS), National Automated Clearing House (NACH), and even doorstep cheque pickup if necessary.
3. Can I make any pre-payments to the loan?
Yes, you can make partial pre-payments without any charges. For individuals paying a fixed interest rate the charges are 3% of the amount that is being pre-paid. Foreclosure or partial pre-payments can be made 12 months from the last disbursement date.
4. How long does it take to sanction the loan?
Loan sanction typically takes up to 3 working days.
5. How do I apply for the loan?
You can apply for the loan online through the official website of the company. You can also download the application form from the website and submit it to the nearest Roha Housing Finance office.
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