The Pradhan Mantri Awas Yojana (PMAY) is a government housing scheme providing affordable home loans and subsidies to eligible Indians. Launched in 2015, PMAY supports homeownership across economically weaker sections, low-income groups, and middle-income groups through credit-linked subsidies and direct housing assistance.
PMAY was launched in 2015 and implemented in stages across India. The project is expected to be completed by 2022, providing home loan opportunities to millions of people and contributing to the overall development of the country.

The pradhan mantri awas yojana online apply 2023-24 last date to avail the subsidy on Home Loan under the PMAY scheme is 31st December 2024. The deadline for the MIG (I & II) category under the CLSS (Credit Linked Subsidy Scheme) has also been extended to 31st December 2024.
Step-by-Step Guide to apply for Pradhan Mantri Awas Yojana online application form
Step 1 - Log on to the PMAY website pmaymis.gov.in
Step 2 - Choose the 'Citizen Assessment' option and click on the applicable choice: "For Slum Dwellers" or "Benefits under other 3 components".

Step 3 - Enter Aadhaar card details

Step 4 - This will redirect you to the application page, where you will have to fill in all the details accurately.
Step 5 - The details to be filled include name, contact number, other personal details, bank account and income details, among others.
Step: 6 - Once this is done, choose the 'Save' option and enter the Captcha code.

Step: 7 - Then, click on the 'Save' button. The application is now complete and a print out can be taken at this stage.
While individuals can apply for the PMAY scheme online using the steps mentioned above, they can also apply for it offline.
In order to apply for PMAY offline, you need to visit a Common Service Centers (CSC) made available by the state and union territory governments. There, you need to fill up and submit the application form provided by the officials after paying Rs.25 plus GST. you must fill out and submit the application form that has been issued by the staff there.
It needs to be mentioned here that no private entity/persons have been authorised by the Ministry of Housing and Urban Affairs (MOHUA) to collect this fee from any beneficiary under this scheme.
E-mail: public.grievance2022@gmail.com/pmaymis-mhupa@gov.in
Raj Kumar Gautam
Director (HFA – 5)
Ministry of Housing and Urban Affairs (MOHUA)
Room Number 118, G Wing
NBO Building
Nirman Bhawan
New Delhi – 110011
Tel: 011-23060484/ 011-23063285
Those who have applied for this scheme can check the status of the form and take a printout of the application. Let's explore how.
There are basically 2 ways to track the PMAY Application Status
Step 1 - Log on to the Pradhan Mantri Awas Yojana website: http://pmaymis.gov.in/Track_Application_Status.aspx or go to the 'Citizen Application' option and then choose the 'Check Status' button.
Step 2 - When you hit the track button, there will be two options displayed: 'By Name, Father's Name & Mobile No' and 'By Assessment ID'.
Step 3 - Choose the 'By Assessment ID'.
Step 4 - Enter the Assessment ID & Mobile Number that was assigned when the form was filled and submitted.
Step 5 - After filling in the details, click on the option called 'Submit'.
Step 6 - The user will soon know the stage at which his/her application is
Step 1 - Log on to the Pradhan Mantri Awas Yojana website (pmaymis.gov.in) and go to the 'Citizen Application' option and then choose the 'Check Status' button.
Step 2 - After clicking on the know your status button, choose the 'By Name, Father's Name & Mobile No' option
Step 3 - Once this is done, provide the State, District and City details
Step 4 - The next step is to fill in the Name, Father's name and Mobile Number
Step 5 - Once this done, Click 'Submit'
Step 6 - Once this done, the status can be viewed

Step 1- Log on to the Pradhan Mantri Awas Yojana website: pmaymis.gov.in
Step 2- Follow the steps listed above and access the application form by one of the two ways mentioned above.
Step 3- Click on the "print" option.
Terms and Conditions
Before applying for the PMAY scheme, it's crucial to understand if you meet the eligibility criteria. Here's a summary of the main requirements.
There are various advantages of applying for PMAY online. Below are the benefits:
PMAY is a government housing scheme offering affordable home loans and subsidies to eligible Indians across economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).
PMAY provides credit-linked subsidies on home loans, reduces the effective interest rate, and makes homeownership accessible to lower-income households.
Visit https://pmaymis.gov.in/, select 'Citizen Assessment', enter your Aadhaar details, fill the application form with personal, bank, and income information, enter the Captcha, and click 'Save'.
Yes, you can visit a Common Service Centre (CSC) in your state and fill out the application form by paying Rs.25 plus GST.
Contact an empanelled bank offering PMAY home loans, submit your Aadhaar card and duly filled application form, and the bank will guide you through the credit-linked subsidy scheme process.
Income limits are: Economically Weaker Section (EWS) up to Rs.3 lakh, Low Income Group (LIG) Rs.3 lakh to Rs.6 lakh, Middle Income Group I (MIG I) Rs.6 lakh to Rs.12 lakh, and Middle Income Group II (MIG II) Rs.12 lakh to Rs.18 lakh.
You must be an Indian citizen, fall within the specified income limits, not own a pucca house anywhere in India, and have a valid Aadhaar card.
No, except if you're enhancing an existing pucca house that is less than 21 square metres in area.
Required documents include Aadhaar card, identity proof (PAN, Voter ID, or Driving Licence), income proof (salary slips or IT returns), property valuation certificate, and bank account details.
Log on to https://pmaymis.gov.in/, select 'Citizen Application', choose 'Check Status', and enter either your Assessment ID or your name, father's name, and mobile number.
[TO CONFIRM – the previous deadline of 31st December 2024 has passed; current application status and revised deadlines require verification from official PMAY portal.]
Log on to https://pmaymis.gov.in/, access your application, and click the 'Print' button to download or print a copy.
The Credit Linked Subsidy Scheme (CLSS) provides an interest rate subsidy on home loans; eligibility and subsidy amounts vary by income category.
You can reach the Ministry of Housing and Urban Affairs at 011-23060484 / 011-23063285, email public.grievance2022@gmail.com or pmaymis-mhupa@gov.in, or write to MOHUA, Room Number 118, G Wing, NBO Building, Nirman Bhawan, New Delhi – 110011.

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