PM Awas Yojana (PMAY) 2026 Online Application Form

The Pradhan Mantri Awas Yojana (PMAY) is a government housing scheme providing affordable home loans and subsidies to eligible Indians. Launched in 2015, PMAY supports homeownership across economically weaker sections, low-income groups, and middle-income groups through credit-linked subsidies and direct housing assistance. 

PMAY was launched in 2015 and implemented in stages across India. The project is expected to be completed by 2022, providing home loan opportunities to millions of people and contributing to the overall development of the country.

Pradhan Mantri Awas Yojana (PMAY)

The pradhan mantri awas yojana online apply 2023-24 last date to avail the subsidy on Home Loan under the PMAY scheme is 31st December 2024. The deadline for the MIG (I & II) category under the CLSS (Credit Linked Subsidy Scheme) has also been extended to 31st December 2024.

How to Apply for Pradhan Mantri Awas Yojana (PMAY) on pmaymis.gov.in

Step-by-Step Guide to apply for Pradhan Mantri Awas Yojana online application form

Step 1 - Log on to the PMAY website pmaymis.gov.in

Step 2 - Choose the 'Citizen Assessment' option and click on the applicable choice: "For Slum Dwellers" or "Benefits under other 3 components".

Choose the 'Citizen Assessment' option

Step 3 - Enter Aadhaar card details

Fill Aadhaar Card Online for PMAY

Step 4 - This will redirect you to the application page, where you will have to fill in all the details accurately.

Step 5 - The details to be filled include name, contact number, other personal details, bank account and income details, among others.

Fill personal details, bank account and income details

Step: 6 - Once this is done, choose the 'Save' option and enter the Captcha code.

Fill PMAY Captcha

Step: 7 - Then, click on the 'Save' button. The application is now complete and a print out can be taken at this stage.

How to apply for PMAY scheme offline?

While individuals can apply for the PMAY scheme online using the steps mentioned above, they can also apply for it offline.

In order to apply for PMAY offline, you need to visit a Common Service Centers (CSC) made available by the state and union territory governments. There, you need to fill up and submit the application form provided by the officials after paying Rs.25 plus GST. you must fill out and submit the application form that has been issued by the staff there.

It needs to be mentioned here that no private entity/persons have been authorised by the Ministry of Housing and Urban Affairs (MOHUA) to collect this fee from any beneficiary under this scheme. 

E-mail: public.grievance2022@gmail.com/pmaymis-mhupa@gov.in

If you have any further clarifications, you can call or write to:

Raj Kumar Gautam

Director (HFA – 5)

Ministry of Housing and Urban Affairs (MOHUA)

Room Number 118, G Wing

NBO Building

Nirman Bhawan

New Delhi – 110011

Tel: 011-23060484/ 011-23063285 

E-mail: public.grievance2022@gmail.com/pmaymis-mhupa@gov.in

How to Check PMAY Application Status Online?

Those who have applied for this scheme can check the status of the form and take a printout of the application. Let's explore how.

There are basically 2 ways to track the PMAY Application Status

  1. With Assessment ID
  2. By entering other personal details such as Name, Father's Name & Mobile No

Apply for Home Loan

Process to Check the PMAY Application Status with Assessment ID

Step 1 - Log on to the Pradhan Mantri Awas Yojana website: http://pmaymis.gov.in/Track_Application_Status.aspx or go to the 'Citizen Application' option and then choose the 'Check Status' button.

Step 2 - When you hit the track button, there will be two options displayed: 'By Name, Father's Name & Mobile No' and 'By Assessment ID'.

Step 3 - Choose the 'By Assessment ID'.

Step 4 - Enter the Assessment ID & Mobile Number that was assigned when the form was filled and submitted.

Step 5 - After filling in the details, click on the option called 'Submit'.

Step 6 - The user will soon know the stage at which his/her application is

How to Check PMAY Application Status Using Name, Father's Name & Mobile Number

Step 1 - Log on to the Pradhan Mantri Awas Yojana website (pmaymis.gov.in) and go to the 'Citizen Application' option and then choose the 'Check Status' button.

Step 2 - After clicking on the know your status button, choose the 'By Name, Father's Name & Mobile No' option

Step 3 - Once this is done, provide the State, District and City details

Step 4 - The next step is to fill in the Name, Father's name and Mobile Number

Step 5 - Once this done, Click 'Submit'

Step 6 - Once this done, the status can be viewed

PMAY Application Status

How to Download Pradhan Mantri Awas Yojana Application Form

Step 1- Log on to the Pradhan Mantri Awas Yojana website: pmaymis.gov.in

Step 2- Follow the steps listed above and access the application form by one of the two ways mentioned above.

Step 3- Click on the "print" option.

Terms and Conditions

  • Only those who belong to economically weaker sections of society or lower income groups can apply for this scheme.
  • If at any point of time the applicant has misrepresented facts, the loan may be cancelled and suitable legal action will be taken.
  • If there is any misrepresentation in income proof, the loan granted will be cancelled and suitable legal action will be taken.

Documents Required for PMAY Application (Online & Offline)

  • The applicant needs to provide their Aadhaar details and one cannot apply for this scheme without one
  • For Identity and residential proof, the documents that can be furnished include PAN card, Voter ID, Driving Licence
  • In case the applicant belongs to a minority community, the proof of the same needs to provided.
  • There is need to provide proof of Nationality. This can be done using the passport
  • Economically Weaker Section certificate or Low Income Group certificate should be provided
  • Salary slips
  • IT return statements
  • Property valuation certificate
  • Bank details and account statements
  • Proof that the applicant does not own a 'pucca' house
  • Proof that the applicant is constructing a home under the scheme

Eligibility Criteria for PMAY 2026

Before applying for the PMAY scheme, it's crucial to understand if you meet the eligibility criteria. Here's a summary of the main requirements.

  • Income: Your annual household income must fall within the designated categories:
    • Economically Weaker Section (EWS): Up to Rs. 3 lakh
    • Low Income Group (LIG): Rs. 3 lakh to Rs. 6 lakh
    • Middle Income Group (MIG I): Rs. 6 lakh to Rs. 12 lakh
    • Middle Income Group (MIG II): Rs. 12 lakh to Rs. 18 lakh (Not eligible for subsidy under CLSS)
  • Property Ownership: You or any member of your family should not own a pucca house anywhere in India. An exception exists for enhancement of existing houses if the pucca house is less than 21 square meters.
  • Citizenship: You must be a citizen of India.

Benefits of Pradhan Mantri Awas Yojana Online Application Form

There are various advantages of applying for PMAY online. Below are the benefits:

  • The online application is easy to fill and it provides applicants a hassle-free user experience
  • Once the applicant has successfully submitted the application, it can be easily tracked online. This will help the user track the status of the application

Guidelines On Filling Pradhan Mantri Awas Yojana Online Application Form

FAQ on PMAY Online Application Form

  1. What is the Pradhan Mantri Awas Yojana (PMAY)?

    PMAY is a government housing scheme offering affordable home loans and subsidies to eligible Indians across economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).

  2. What are the main benefits of PMAY?

    PMAY provides credit-linked subsidies on home loans, reduces the effective interest rate, and makes homeownership accessible to lower-income households. 

  3. How do I apply for PMAY online?

    Visit https://pmaymis.gov.in/, select 'Citizen Assessment', enter your Aadhaar details, fill the application form with personal, bank, and income information, enter the Captcha, and click 'Save'.

  4. Can I apply for PMAY offline?

    Yes, you can visit a Common Service Centre (CSC) in your state and fill out the application form by paying Rs.25 plus GST.

  5. How can I apply through a bank?

    Contact an empanelled bank offering PMAY home loans, submit your Aadhaar card and duly filled application form, and the bank will guide you through the credit-linked subsidy scheme process.

  6. What income limits apply to PMAY categories?

    Income limits are: Economically Weaker Section (EWS) up to Rs.3 lakh, Low Income Group (LIG) Rs.3 lakh to Rs.6 lakh, Middle Income Group I (MIG I) Rs.6 lakh to Rs.12 lakh, and Middle Income Group II (MIG II) Rs.12 lakh to Rs.18 lakh.

  7. Who is eligible for PMAY?

    You must be an Indian citizen, fall within the specified income limits, not own a pucca house anywhere in India, and have a valid Aadhaar card.

  8. Can I apply if I own a property?

    No, except if you're enhancing an existing pucca house that is less than 21 square metres in area.

  9. What documents do I need for PMAY?

    Required documents include Aadhaar card, identity proof (PAN, Voter ID, or Driving Licence), income proof (salary slips or IT returns), property valuation certificate, and bank account details.

  10. How do I check my PMAY application status?

    Log on to https://pmaymis.gov.in/, select 'Citizen Application', choose 'Check Status', and enter either your Assessment ID or your name, father's name, and mobile number. 

  11. What is the application deadline for PMAY?

    [TO CONFIRM – the previous deadline of 31st December 2024 has passed; current application status and revised deadlines require verification from official PMAY portal.]

  12. How can I download my PMAY application form?

    Log on to https://pmaymis.gov.in/, access your application, and click the 'Print' button to download or print a copy.

  13. What is the CLSS subsidy under PMAY?

    The Credit Linked Subsidy Scheme (CLSS) provides an interest rate subsidy on home loans; eligibility and subsidy amounts vary by income category.

  14. Who can I contact for complaints or enquiries?

    You can reach the Ministry of Housing and Urban Affairs at 011-23060484 / 011-23063285, email public.grievance2022@gmail.com or pmaymis-mhupa@gov.in, or write to MOHUA, Room Number 118, G Wing, NBO Building, Nirman Bhawan, New Delhi – 110011. 

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