A "low interest" loan shouldn't mean you have very little interest in paying it back!
If you are a government employee and wish to buy a house for yourself, you can do so by availing the PNB Pride Housing Loan from Punjab National Bank (PNB) at interesting rates ranging between 8.50% and 8.55% at flexible repayment tenure.
Given below are the eligibility criteria you will have to fulfil in order to avail the PNB Pride scheme:
Given below are the steps you will have to follow if you wish to apply for a PNB Pride housing loan scheme:
Follow the instructions given and upload the necessary documents. The bank will verify the documents and if they are satisfied that the documents submitted by you are right, then they will disburse the loan amount to your bank account.
You can also apply for the PNB Pride housing loan scheme offline as well. You will have to visit the nearest branch of PNB along with the necessary documents. A representative of PNB will assist you with the process of applying for the PNB Pride housing loan scheme.
Given below are the steps you will have to follow if you wish to check the status of your application:
Select ‘housing loan’ under the ‘select loan type’ box and enter the serial number which you would have received after submitting the application form. Enter your date of birth and the captcha for security purposes and click on ‘Submit’. You will then be able to check the status of your application.
The repayment tenure will be decided by the lender and will depend on the loan amount availed by you and other factors such as your income, credit score, etc.
The rates of interest levied under this home loan scheme are:
The processing rates charged under this housing loan scheme is nil.
No, you are not eligible for this scheme. This scheme is only meant for people who are government employees working for a government body or is a member of defense or paramilitary forces.
In case of any queries related to your home loan you can call the toll-free number 1800-180-2222 or 180-103-2222. If you stay abroad, then you can call the number +91-120-2490000. A PNB customer care representative will get in touch with you and will assist you in clearing your query related to housing loans.
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