PNB Max Saver
If you are a customer of Punjab National Bank (PNB) and wish to avail a home loan in order to purchase a land or a plot, then you can avail the PNB Max Saver home loan scheme with interest rates ranging between 8.65% and 8.70% at flexible repayment tenures.
PNB Max Saver Eligibility Criteria
Given below are the eligibility criteria you will have to fulfil in order to avail the PNB Max Saver:
- You will have to be either a prospective borrower or an existing borrower.
- If you are an existing loan borrower from PNB then you must have an existing loan where the disbursement of the loan amount has been made. You must ensure that you are repaying the loan on time and there is no outstanding amount payable from your end.
Extent of loan
- Minimum: Rs.1 lakh
- Maximum: As per the discretion of the bank
How to apply for a PNB Max Saver home loan scheme?
Given below are the steps you will have to follow if you wish to apply for a PNB Max Saver home loan scheme:
- Visit the official website of Punjab National Bank
- Under 'Online Application' menu click on 'Home Loan'.
- You will be directed to a new page. If you are a new user, then you will have to click on 'Housing Loan New Application'.
- Enter your name and mobile number and click on 'Generate OTP'.
- You will receive a One-Time Password (OTP) on your mobile phone. Enter the OTP.
- The next step will be to create a profile. Once you have done that, you will have to choose the scheme you want to avail, in this case, the scheme being PNB Max Saver.
- Follow the instructions given and upload the necessary documents. The bank will verify the documents and if they are satisfied that the documents submitted by you are right, then they will disburse the loan amount to your bank account.
You can also apply for the PNB Max Saver home loan scheme offline as well. You will have to visit the nearest branch of PNB along with the necessary documents. A representative of PNB will assist you with the process of applying for the PNB Max Saver home loan scheme.
How to check the status of your application?
Given below are the steps you will have to follow if you wish to check the status of your application:
- Visit the official website of Punjab National Bank
- Under 'Online Application' menu click on 'Home Loan'.
- You will be directed to a new page. If you are a new user, then you will have to click on 'Housing Loan New Application'.
- Click on 'Click here to check your applications status'. You will be directed to a new page.
- Select 'housing loan' under the 'select loan type' box and enter the serial number which you would have received post the submission of application form. Enter your date of birth. Enter the captcha for security purposes and click on 'Submit'. You will then be able to check the status of your application.
FAQs
- What is the repayment tenure for this scheme?
The repayment tenure for this scheme will be at the discretion of the bank. The repayment tenure set by the lender will depend on factors such as the loan amount availed by you, rate of interest charged, credit score, etc.
- What are the interest rates charged under this home loan scheme?
The rates of interest levied under this home loan scheme are:
- For limit up to Rs.75 lakh: 8.65%
- For limit above Rs.75 lakh: 8.70%
- What are the processing rates charged under this home loan scheme?
The processing charge levied under the PNB Max Saver home loan scheme will be a onetime charge of Rs.2,500. However, the processing fee may differ if you have not paid the upfront and documentisation charges at the time of availing the home loan.
- I fall under the Commercial Real Estate (CRE) category. Can I apply for PNB Max Saver housing loan?
No. If you fall under the CRE category, then you are not eligible to apply for PNB Max Saver housing loan scheme.
- I have queries related to my home loan. How can I get in touch with a PNB representative?
In case of any queries related to your home loan you can call the toll-free number 1800-180-2222 or 180-103-2222. If you stay abroad, then you can call the number +91-120-2490000. A PNB customer care executive will get in touch with you and will help in clearing your query related to housing loans.
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