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PNB-Gen Next Housing Finance Scheme for Public is a housing loan scheme provided by Punjab National Bank for Gen-Next salaried class borrowers such as IT professionals, government employees etc. If you meet the eligibility criteria, you can avail this home loan scheme to purchase a ready to move- house/flat, or for the purchasing of an under-construction house, or for the construction of a house or a flat. You can avail this housing loan scheme at attractive rates of interest.
Given below are the eligibility criteria you will have to fulfil in order to avail PNB: Gen Next Housing Finance Scheme for Public:
Given below are the steps you will have to follow if you wish to apply for PNB- Gen Next Housing Finance Scheme for Public:
Follow the instructions given and upload the necessary documents. The bank will verify the documents and if they are satisfied that the documents submitted by you are right, then they will disburse the loan amount to your bank account.
You can also apply for the PNB- Gen Next Housing Finance Scheme for Public offline as well. You will have to visit the nearest branch of PNB along with the necessary documents. A representative of PNB will assist you with the process of applying for the PNB- Gen Next Housing Finance Scheme for Public.
Given below are the steps you will have to follow if you wish to check the status of your application:
Select ‘housing loan’ under the ‘select loan type’ box and enter the serial number which you would have received after submitting the application form. Enter your date of birth. Enter the captcha for security purposes and click on ‘Submit’. You will then be able to check the status of your application.
The maximum repayment tenure for this scheme is 30 years.
The quantum of finance under this housing loan scheme can be 1.25 times the loan amount calculated depending on the LTV ratio. However, the minimum and maximum quantum of finance can be:
The collateral or security you will have to provide in order to avail this housing loan scheme will be the equitable or the registered mortgage of the property for which you wish to avail a loan from PNB.
The margin under which you can avail this housing loan scheme from PNB is given below:
In case of any queries related to your home loan you can call the toll-free number 1800-180-2222 or 180-103-2222. If you stay abroad, then you can call the number +91-120-2490000. A PNB customer care executive will get in touch with you and will help in clearing your query related to housing loans.
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