A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Nivara Home Finance

    Nivara Home Finance Limited was incorporated in 2014 with the aim of providing affordable housing loans to urban India’s informal sector and is present in 5 states across the country. The interest rates on home loans are based on parameters set by the bank.

    Nivara Home Finance Limited Details

    Nivara Home Finance has a wide range of home loan products that can be used for everything from purchasing a new home to extending an existing one.

    Loan Amount Depends on income, age, and property cost-contact the bank
    Processing Fees Contact the bank
    Penal Interest Rate Contact the bank
    Maximum Tenure Contact the bank

    Please contact the bank for details on interest rates.

    Compare: Home Loan Interest Rate all Banks

    Nivara Home Finance Limited Home Loan Schemes

    Nivara Home Finance offers the following home loan schemes:

    1. Home loan for purchase: To buy an apartment or individual house, either new or resale, that is for self-occupation

    2. Home loan for construction: To construct a house on an already owned plot of land

    3. Composite home loan: To buy a plot of land and construct a house on it

    4. Loan for extension or improvement: To repair, renovate, or repair a residential property that is self-occupied

    Nivara Home Finance Limited EMI Calculator

    BankBazaar’s home loan calculatorwill show you exactly how much your Equated Monthly Instalment (EMI) will be for your home loan. This is important to know beforehand so that you can plan and manage your finances better. All you have to do is enter your required home loan amount, the tenure you need, as well as the interest rates and processing fees that the bank offers. The detailed amortisation table will displayed instantly on the page for your reference.

    Nivara Finance Limited Eligibility Criteria

    Anyone who is salaried or self-employed, who has the income to service the loan, and meets other criteria set by the bank such as age, repayment capacity, adequate savings and assets, etc., will be eligible.

    Documents Required to Apply for Nivara Home Finance Limited

    Please contact the bank.


    1. How do I apply for the Nivara Home Finance loan?

      You can apply for a loan from Nivara Home Finance by visiting the nearest office. You can also send an email to contact@nivarahousing.com.

    2. Are pre-payments allowed on Nivara home loans?

      Yes, you can make prepayments in part or in full which is also subject to applicable prepayment charges.

    3. Is a guarantor required for the loan?

      Yes, a guarantor is required and you would need to submit a filled in and signed guarantor form, along with income documents, KYC documents, and photograph of the guarantor.

    4. Can I add co-applicants?

      Yes, you can add co-applicants, which will also increase your chances of eligibility. Your co-applicant can be your spouse or immediate blood relatives. Also, anyone who is a co-owner will be a co-applicant automatically. Also, if you are married, your spouse will mandatorily become a co-applicant for the loan.

    5. When can I apply for the loan?

      You can apply for the loan after identifying a suitable property, either for purchase or for construction.


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