Nivara Home Finance has a wide range of home loan products that can be used for everything from purchasing a new home to extending an existing one.
|Loan Amount||Depends on income, age, and property cost-contact the bank|
|Processing Fees||Contact the bank|
|Penal Interest Rate||Contact the bank|
|Maximum Tenure||Contact the bank|
Please contact the bank for details on interest rates.
Nivara Home Finance offers the following home loan schemes:
1. Home loan for purchase: To buy an apartment or individual house, either new or resale, that is for self-occupation
2. Home loan for construction: To construct a house on an already owned plot of land
3. Composite home loan: To buy a plot of land and construct a house on it
4. Loan for extension or improvement: To repair, renovate, or repair a residential property that is self-occupied
BankBazaar’s home loan calculatorwill show you exactly how much your Equated Monthly Instalment (EMI) will be for your home loan. This is important to know beforehand so that you can plan and manage your finances better. All you have to do is enter your required home loan amount, the tenure you need, as well as the interest rates and processing fees that the bank offers. The detailed amortisation table will displayed instantly on the page for your reference.
Anyone who is salaried or self-employed, who has the income to service the loan, and meets other criteria set by the bank such as age, repayment capacity, adequate savings and assets, etc., will be eligible.
Please contact the bank.
You can apply for a loan from Nivara Home Finance by visiting the nearest office. You can also send an email to firstname.lastname@example.org.
Yes, you can make prepayments in part or in full which is also subject to applicable prepayment charges.
Yes, a guarantor is required and you would need to submit a filled in and signed guarantor form, along with income documents, KYC documents, and photograph of the guarantor.
Yes, you can add co-applicants, which will also increase your chances of eligibility. Your co-applicant can be your spouse or immediate blood relatives. Also, anyone who is a co-owner will be a co-applicant automatically. Also, if you are married, your spouse will mandatorily become a co-applicant for the loan.
You can apply for the loan after identifying a suitable property, either for purchase or for construction.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.