ManiBhavnam Home Finance

ManiBhavnam Home Finance India Private Limited Home Loan Schemes

ManiBhavnam Home Finance India Private Limited offers home loan products for a wide variety of requirements. These various home loan schemes are as given below:

1. Home Purchase Loan:

1. For under-construction residential property or one that is ready to move in
2. Interest rates ranging from 12.50% to 18% p.a.
3. Maximum loan tenor of 20 years

2. Home Construction Loan

1. To construct a residential unit on land that is already owned
2. Attractive interest rates
3. Repayment tenor can go up to 20 years

3. Home Extension Loan

1. To add an additional room to an existing residential unit
2. Competitive interest rates
3. Repayment tenure of up to 20 years

4. Home Improvement Loan

1. To improve or enhance an existing residential unit
2. For both external and internal work
3. Can be used for repairs, electrical work, plumbing work, re-tiling, painting, etc.

5. Dual Loan (Plot + Construction)

1. For those who want to purchase a plot of land and construct a residence on it
2. Construction has to commence within a year of buying the plot
3. Loan amount will be disbursed in parts according to the stage of construction

6. Balance Transfer

1. To transfer an existing home loan from another financial institution to ManiBhavnam
2. Interest rates are affordable and competitive
3. Greater savings due to lower EMIs
   

ManiBhavnam Home Finance India Private Limited EMI Calculator

BankBazaar's home loan calculator is free and easy to use. It gives you the exact Equated Monthly Instalment (EMI) that you will need to pay on your home loan from ManiBhavnam Home Finance. All you have to do is enter the details of your home loan, such as the loan amount, tenor, and interest rate that you are eligible for, along with the processing fee. A detailed amortisation table will be instantly generated that gives you the breakdown of your EMI payments. Knowing this in advance will help you better manage your finances and make loan repayments stress-free.

ManiBhavnam Home Finance India Private Limited Eligibility Criteria

Get Free Quote: Check Home Loan Eligibility

Documents Required to Apply for ManiBhavnam Home Finance India Private Limited

These are the documents that are required, along with application form that is duly filled in and signed, and passport size photographs. All the documents should be self attested.

Salaried individuals:

1. KYC: Identity proof, address proof, age proof, and signature proof
2. Aadhaar card
3. PAN card
4. Last 6 months' bank statements from salary account
5. Last 3 months' salary certificate or pay slips
6. Proof of job continuity for the last 3 years
7. If any running loan, sanction letter or Statement of Account (SOA)
8. Copy of the back chain of property papers
9. If property has already been finalised, Agreement to Sale (ATS)

Self-employed individuals:

1. KYC: Identity proof, address proof, age proof, and signature proof
2. Aadhaar card
3. PAN card
4. Last 12 months' bank statements
5. Last 3 years' Income Tax Returns (ITR)
6. Copy of the back chain of property papers
7. If property has already been finalised, Agreement to Sale (ATS)
8. If any running loan, sanction letter or Statement of Account (SOA)
9. Business ownership proof, if applicable

Document Check List: Home Loan Document Required

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