A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • LIC HFL Griha Siddhi Home Loan

    Owning a home is dream for everyone. Given this fact, LIC HFL home loan have introduced Griha Siddhi home loan. It is a floating home loan product. The interest rate starts from 6.90% p.a. onwards and can be repaid in 30 years.

    Features of Griha Siddhi Home Loan

    • Can be availed for construction / purchase of house or flat and repairs/renovation to the existing properties.
    • There is no pre-payment facility
    • Takeover of existing home loan is possible
    • Loan can be repaid in 30 years or till the attainment of 60 years.
    • Interest Concession is provided for women borrowers.

    Griha Siddhi Home Loan Documents Required

    1. KYC documents:
      • Pan Card
      • Aadhaar Card
      • For NRIs, passport is required
      • Proof of residence
    2. Income documents:
      • Salary slips and Form No.16 for salaried
      • Last 3 years income tax returns along with financials for self-employed or professionals
      • Bank statements for last 6 to12 months
    3. Property Documents (incase property is identified):
      • Proof of ownership of property
      • In case of flats, allotment letter of builder/society
      • Up to date tax paid receipt

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