LIC HFL Griha Siddhi Home Loan
Owning a home is dream for everyone. Given this fact, LIC HFL home loan have introduced Griha Siddhi home loan. It is a floating home loan product. The interest rate starts from 6.90% p.a. onwards and can be repaid in 30 years.
Features of Griha Siddhi Home Loan
- Can be availed for construction / purchase of house or flat and repairs/renovation to the existing properties.
- There is no pre-payment facility
- Takeover of existing home loan is possible
- Loan can be repaid in 30 years or till the attainment of 60 years.
- Interest Concession is provided for women borrowers.
Griha Siddhi Home Loan Documents Required
- KYC documents:
- Pan Card
- Aadhaar Card
- For NRIs, passport is required
- Proof of residence
- Income documents:
- Salary slips and Form No.16 for salaried
- Last 3 years income tax returns along with financials for self-employed or professionals
- Bank statements for last 6 to12 months
- Property Documents (incase property is identified):
- Proof of ownership of property
- In case of flats, allotment letter of builder/society
- Up to date tax paid receipe
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