A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • JM Financial Home Loan

    JM Financial Home Loans Limited provides affordable interest rates that start from 10% p.a. for up to 90% of the property value with a maximum tenure of 25 years and processing fee of up to 2% of the loan amount.

    JM Financial Home Loans Limited Home Loan Interest Rates 2023

    JM Financial Home Loans Limited offers affordable interest rates that start at 10% p.a. for all the home loans schemes. JM Financial Home Loans Limited provides home loans at competitive interest rates and convenient tenures.

    Loan Amount Up to 80% of the property value
    Processing Fees Up to 2% of the sanctioned value subject to Rs.10,000 minimum
    Maximum Tenure Up to 25 years
    Interest Rate 10% p.a.

    Compare: home loan Interest Rate for all Banks

    JM Financial Home Loans Limited Home Loan Schemes

    JM Financial Home Loans Limited offers different home loan schemes for varying requirements such as:

    1. Home Purchase:

    • For the purchase of a residential property that is new
    • Up to 80% of property value is provided.
    • Maximum tenor of 25 years for salaried individuals and 20 years for self-employed individuals

    2. Home Construction:

    • For the construction of a residential unit on plot of land already owned
    • Up to 90% of the value of property is provided
    • Interest rates start at 10% p.a. for salaried individuals and 10.5% p.a. for self-employed individuals

    3.Home Improvement:

    • For external and internal repairs
    • Can also be used for structural improvements
    • Can be used for plumbing, electrical, tiling, and flooring work also

    4. Home Extension:

    • For enlarging a home by adding an additional room, floor, or balcony enclosure
    • Affordable interest rates
    • Maximum tenure of up to 25 years

    5. Plot + Construction

    • To buy a non-agricultural plot of land to construct a residential unit
    • To construct a house on the plot of land
    • Maximum 25 years tenure

    JM Financial Home Loans Limited EMI Calculator

    BankBazaar’s EMI calculator is useful to find out exactly how much your Equated Monthly Installments will be on your JM Financial home loan. This free online calculator only requires you to enter your desired loan amount, tenure, the interest rate and processing fee in the relevant fields. A detailed amortisation schedule will be instantly displayed on the page for your reference. This will help you to better understand how much you will have to set aside each month in order to pay your home loan EMI on time, which will help you stay on track with your EMI payments, making it stress-free and easier for you to manage your budget.

    JM Financial Home Loans Limited Eligibility Criteria

    Type of Employment Self-employed professional Salaried individuals
    Nationality Indian residents

    Get Free Quote: Check Home Loan Eligibility

    Documents Required to Apply for JM Financial Home Loans Limited

    These are some of the documents required to apply for the loan for both self-employed and salaried individuals:

    • Passport
    • Voters ID
    • Driving license
    • PAN card
    • Identity card
    • Letter to verify the customer’s identity and residence from a public servant or any recognised public authority

    Document Check List: Home Loan Document Required

    JM Financial Home Loans make it possible for people to buy or construct a home of their choice, as well as improve or extend an existing home, with loans that are affordable and have a hassle-free loan process.


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