Jana Small Finance Bank Home Loan 2025

Eligibility Criteria to Apply for a Home Loan from Jana Small Finance Bank

The listed below are some of the criteria which you need to fulfill to avail yourself of a home loan from Jana Small Finance Bank: 

1. You should have completed at least 25 years of age, up to 75 years during loan maturity. 

1. You should have a minimum monthly income of Rs.10,000 a month. 

1. You should be either salaried or self-employed to avail yourself of a loan from Jana Small Finance Bank. 

1. Professionals with cash income are also eligible to apply for a loan. 

1. Both the existing as well as new customers are eligible to apply for a loan. 

Documents Required to Apply for a Home Loan from Jana Small Finance Bank

The listed below are the documents required which you need to submit to avail yourself of a home loan from Jana Small Finance Bank: 

1. Valid Age Proof: Birth Certificate, Passport, Aadhaar Card, etc. 

1. Valid Income Proof: Bank Statements, ITR, Salary Slips (not more than three months old). 

1. Valid Identity Proof: Aadhaar Card, PAN Card, etc.  

1. Last six months bank statements. 

1. You need submit a duly filled and signed application form at the bank. 

1. SSI Certificate/ Business continuity documents, as applicable. 

1. Property ownership documents (copy). 

1. Track record of repaying loan. 

1. Income Tax Returns (ITR) related to business activity for the last 2 years, if applicable. Do note that in such case self-attestation is mandatory. 

1. Cheque for login fee in favour of Jana Small Finance Bank Ltd, as per the applicable fee structure. 

A good credit score can help you secure lower interest rates on loans and credit cards.

Get Free Credit Score