The home loan interest rates offered by IndoStar Home Finance range from 8.5% to 18% p.a. IndoStar Home Finance Private Limited provides home loans where you start paying the interest only after the loan cheque is handed over.
|Loan Amount||Up to Rs.30 lakh|
|Processing Fee||Up to Rs.2,500 or 3% of the loan amount, whichever is higher|
|Maximum Tenure||Up to 30 years|
|Interest Rates||8.50% p.a. to 18% p.a.|
IndoStar Home Finance Private Limited offers a wide variety of home loan products that cater to different requirements. These are:
1. New Purchase:
3. Balance Transfer + Top-up
BankBazaar’s home loan calculator helps you to calculate exactly how much you will have to pay on your home loan from IndoStar Home Finance. The Equated Monthly Instalment (EMI) amortisation table that is instantly displayed on the page will help you budget your finances better making it easier to be consistent with your loan repayments. All you have to do is enter your desired loan amount and repayment tenure along with the interest rate and processing fees to get the details instantly.
|Age||21 years and above|
Get Free Quote: Check Home Loan Eligibility
These are the documents required to apply for a loan from IndoStar Home Finance:
Property Documents (copy of the following)
Document Check List: Home Loan Document Required
1. Can I add a co-applicant?
Yes, you can not only add a co-applicant, but it is mandatory to add one to be eligible for a loan from IndoStar Home Finance. Also, all the owners or co-owners are mandatorily to be made the co-applicants of the loan.
2. Are pre-payments allowed?
Yes, you can pre-pay the loan. There is no pre-payment penalty for home loans with floating interest rate. However, if you have a fixed interest rate, then the pre-payment penalty is 3% of the loan’s principal outstanding amount.
3. Are there different types of interest rates offered by IndoStar Home Finance?
Yes, IndoStar Home Finance offers both fixed and floating interest rates on their home loans.
4. What are the factors that go into determining my home loan amount?
The home loan amount that is offered to you will be determined on factors such as your income, the property value, and your repayment capacity.
5. How can I increase my loan eligibility?
IndoStar Home Finance allows you to include the family income of all your earning members to increase your loan eligibility.
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