HDFC Home Loan Vs Yes Bank Home Loan

Take a well-informed decision about the best home loan for you by comparing home loan interest rates from different banks, such as HDFC vs YES. Both these financial institutions offer competitive interest rates and attractive features which make it easier and faster to get a home loan approved and your dream home a reality. By understanding the differences and advantages of each, you can choose the right home loan for your requirements.

Compare HDFC Bank Home Loan Vs YES Bank Home Loan

Here are the interest rates, processing fees, and other features such as loan amount and tenure of HDFC vs YES home loans:

Compare	HDFC Bank Home Loan	YES Bank Home Loan
Interest Rate	8.60% p.a. onwards	8.95% p.a. onwards
Processing Fees	For salaried professionals and self-employed professionals: Up to 0.50% of loan amount or Rs.3,000, whichever is higher + taxes For self-employed non-professionals: Up to 1.50% of loan amount or Rs.4,500, whichever is higher + taxes	2% of loan amount or Rs.10,000, whichever is higher + GST
Retail Lending Rate	15.90%	LHPLR: 19.75%
Loan Amount	Contact the bank	Contact the bank
Loan Tenure	30 years	30 years
Eligibility	Resident Indian: Between 21 to 65 years of age	Resident Indians and NRIs: Salaried, self-employed, or professionals
Prepayment Charges	Nil	Nil
Penal Interest Rates	24% p.a.	Up to 2% p.m. on defaulted instalment
Popular Home Loan Products	HDFC Home Loan Home Improvement Loan Home Extension Loan The HDFC Advantage Special Home Loan for Agriculturists Rural Housing Loans HDFC Plot Loans HDFC Reach Loan Pradhan Mantri Awas Yojana HDFC Home Loan for NRI/PIO	Home Purchase Loan Self-construction Loan Home Improvement Loan Home Loan Top-up Home Loan Transfer Pradhan Mantri Awas Yojana

Which Bank Offers the Lowest Home Loan Interest Rate - HDFC Vs YES?

Both HDFC and YES offer different home loan schemes with attractive interest rates. HDFC offers home loans starting at 8.60% p.a. with interest concession for women borrowers. There are also different variants of the home loan such as the two-year fixed rate variant and the adjustable-rate home loan. Interest rate on HDFC home loans also change with the quantum of loan applied for and other factors.

YES Bank home loans are based on the prime lending rate as well as the CIBIL Score of the app YES with interest rates starting at 6.70% p.a. for salaried individuals.

YES Bank home loans are based on the prime lending rate as well as the CIBIL score of the app YES with interest rates starting at 8.95% p.a. for salaried individuals.

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