A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    HDFC Plot Loan

    Home loans from HDFC bank are easy to avail and require minimal documentation. The bank is reputed, staff is friendly, and technology very advanced. This concoction makes the bank a preferred choice for home loans.
    More

    We found 2 HDFC Plot Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.70% - 9.00% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.70% - 9.00% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    HDFC plot loans also known as HDFC land loans are loans offered to applicants who wish to build their own home. This loan can be the right choice for individuals who prefer purchasing a plot and constructing their house on it without having to make any compromises. The plot loans offered by HDFC is applicable to both self-employed and salaried individuals and comes with attractive interest rates to turn their dream home into reality.

    HDFC plot loans for self-employed individuals

    Salient Features

    • Self-employed individuals can apply for this loan if he/she is looking to:
      • Purchase a plot that is being resold
      • Purchase a plot through direct allotment in a housing society or a developer project
      • Transfer his/her outstanding loan amount availed from another financial institution
    • Customised repayment options offered to the borrower depending on the loan amount, loan tenure and interest rates provided by the bank.
    • Attractive interest rates offered on the plot loans to make it affordable for the applicants.
    • No hidden costs charged on the loan.

    Who can apply HDFC plot loans self-employed?

    Individuals can apply for this loan on their own or collectively. The co-applicants for the plot loans must be the proposed owners of the plot. Co-applicants generally comprise of family members and need not be co-owners of the property.

    Loan term

    • The maximum tenure up to which one can distribute his payments for his/her loan is 15 years.
    • The loan term depends on the repayment scheme the applicant has opted for.
    • The customer’s profile, age of the plot at the time of loan maturity, age of the customer at the time of loan maturity also play a role in deciding the loan term.

    Maximum loan amount

    Loan Amount Maximum Funding
    Up to Rs.20 lakh 90% of the property price*
    Rs.20.01 lakh to Rs.75 lakh 80% of the property price*
    Over Rs.75 lakh 75% of the property price*

    *The maximum funding of the loan can be restricted to 70% of the property cost, if the property is situated outside city limits.

    Type of plot loans self-employed:

    • TruFixed Home Loan - 2/3 Year Fixed Rate Variant

    This loan provides customers a part adjustable rate term and a part fixed rate term. Under the TruFixed Home Loan, the applicant can avail fixed rate up to 2/3 years, after which the loan will change to an adjustable rate loan automatically, summing up to a total of a 15-year loan term.

    • Adjustable Rate Loan

    The adjustable rate plot loan is linked to HDFC’s Retail Prime Lending Rate (RPLR). The interest rate on the loan is revised once in every three months if there is a change in the RPLR, taking the date of the first disbursement into account. A rise in the interest rate will result an increase in the EMI’s interest component which in turn will reduce the principal component. This will extend the loan term, and vice versa, in cases where the interest rate drops.

    HDFC Plot Loan Interest Rates For self-employed professionals

    • Adjustable Home Rate Loan

    The Retail Prime Lending Rate for self-employed professionals stands at 16.65%

    Loan Slab Home Loan Interest Rates (% p.a)
    For women* (up to 30 lakh) 8.70 to 9.20
    For others* (up to 30 lakh) 8.75 to 9.25
    For women* (above 30 lakh) 8.80 to 9.30
    For others* (above 30 lakh) 8.85 to 9.35

    *The interest rates are applicable only for loans under the Adjustable Rate Home Loan Scheme of HDFC and can be revised at the time of disbursement.

    • TruFixed Loan - 2 Year Fixed Rate Variant

    The Retail Prime Lending Rate (RPLR) stands at 16.65%

    Loan Slab up to Rs.75 lakh Above Rs.75 lakh
    Home Loan Interest Rates (% p.a) 9.15 to 9.65% 9.20 to 9.70

    HDFC plot loan interest rates for self-employed non-professionals

    • Adjustable Rate Home Loan

    The Retail Prime Lending Rate (RPLR) stands at 16.65%

    Loan Slab up to Rs.75 lakh Above Rs.75 lakh
    Home Loan Interest Rates (% p.a) 9.15 to 9.65% 9.20 to 9.70
    • TruFixed Loan - 2 Year Fixed Rate Variant

    The Retail Prime Lending Rate for self-employed non-professionals holds at 16.65%

    Loan Slab Interest Rates (% p.a)
    For women* (up to 30 lakh) 8.75 to 9.25
    For others* (up to 30 lakh) 8.80 to 9.30
    For women* (above 30 lakh) 8.75 to 9.35
    For others* (above 30 lakh) 8.90 to 9.40

    *The above mentioned interest rates are applicable for home loans under the Adjustable Rate Home Loan Scheme of HDFC and may be revised at the time of disbursement.

    HDFC plot loan documents required for self-employed

    Here are the documents you will have to submit for all the applicants and co-applicants along with the signed application form for the approval of your loan:

    Purpose Documents
    Proof of identity and residence (Any 1)
    1. Voter ID Card
    2. Valid Driving Licence
    3. Aadhaar Card
    4. Valid Passport
    Proof of income
    1. Income Tax Returns (ITR) along with computation of income for the previous three assessment years.
    2. Savings account statements of the individual and current account statements of the business entity for the last six months
    3. Balance sheet and Profit and Loss account statements with schedules/annexures
    (Documents of both the individual and the business entity should be attested by attested by a CA for points 2 and 3)
    Other documents
    1. Business profile
    2. Latest Form 26AS
    3. List of directors and shareholders with their individual shareholding certified by a CS/CA in case of the business entity being a company
    4. Memorandum and Articles of Association of the company
    5. Partnership deed if the business entity is a partnership firm
    6. Details of outgoing loans of the individual and the business entity with the outstanding amount, instalments, security, purpose, balance loan term, etc.
    7. Cheque for processing fee favouring HDFC Ltd.
    8. Passport size photograph of the applicants/co-applicants on the application form and signed across
    9. Own contribution proof
    Property related documents
    1. Allotment letter/ buyer agreement copy
    2. Title deeds in case of a resale with previous property documents

    HDFC plot loan fees and charges for self-employed

    Given below is the list of fees/charges/other outgoings that can be payable depending on the type of loan applied for.

    • Processing fees:
      • For self-employed professionals

    Rs.3,000 or up to 0.50% of the loan amount whichever is higher, and other additional applicable taxes.

      • For self-employed non-professionals

    Rs.4,500 or up to 1.50% of the loan amount whichever is higher, and other additional applicable taxes.

    • Prepayment charges:
    Adjustable Rate Home Loans (ARHL) Adjustable Rate Loans (ARHL):
    • No prepayment charges will be payable on account of full/part payments for loans sanctioned to individual borrowers.
    • For loans sanctioned to individual borrowers with firm, company, etc. as a co-applicant. Prepayment charges at 2% plus taxes, as may be applicable from time to time, of the amount being prepaid, are payable.
    • The customer will have to submit documents that HDFC deems fit and proper to confirm the source of funds at the time of prepayment of the loan.
    Fixed Rate Home Loans (FRHL) Fixed Rate Loans (FRHL)
    • No prepayment charges will be applicable for part/full payments made from own sources i.e., sources other a bank/NBFC/HFC or financial institutions
    • The customer should submit documents that HDFC sees fit and proper to determine the source of funds.
    • Prepayment charges will be 2% plus taxes and statutory levies and charges of the outstanding amounts being so prepaid through any financial institution or any bank and will be applied to all full/ partial prepayments.
    Fixed and Variable Rate Loans (Combination rate) Fixed and Variable Rate Loans (Combination rate)
    • During the Fixed Rate period:
      • The prepayment charges will be 2%, plus applicable taxes and statutory charges and levies of the outstanding amount being so prepaid through refinance from financial institutions or any banks and will be applicable to all partial/full prepayments.
      • The customer must submit documents that HDFC approves to confirm the source of funds at the time of prepayment of the loan.
    • During Variable Rate period:
      • No prepayment charges will be applicable on account of full/partial prepayments for loan sanctioned to individual borrowers.
      • For loans sanctioned to individual borrowers with firm, company, etc. as a co-applicants. Prepayment charges at 2% plus taxes and statutory charges, as may be applicable from time to time, of the amount being prepaid are payable.
    The prepayment charges mentioned will be applicable the date of execution of the loan agreement. However, the charged are subject to change from time to time depending on the prevailing policies of HDFC. Customers can refer www.hdfc.com for the current charges applicable on prepayments.
    • Conversion fees: HDFC bank offers its existing customers the privilege of conversion facility to bring down applicable interest rates on the loan by switching between schemes. One can utilise this facility by paying a fee and choose to either reduce the loan tenure or the EMI. Here are the options of conversions available for the existing HDFC customers:
    Name of the service/product Name of the charge/fee levied When payable Frequency Amount in rupees
    Switch to lower rate in Variable Rate Loans (Housing/improvement/extension) Conversion fees On conversion On every spread change Up to 50% of the principal outstanding and undisbursed amount at the time of conversion or a cap Rs.50,000 plus taxes whichever is lower.
    Switching to Variable Rate Loan from Fixed Rate Loan (Housing/improvement/extension) Conversion fees On conversion Once Up to 50% of the principal outstanding and undisbursed amount at the time of conversion or a cap Rs.50,000 plus taxes whichever is lower.
    Switching from Trufixed Fixed Rate to Variable Rate Loan Conversion fees On conversion Once 1.75% of the principal outstanding and undisbursed amount plus taxes at the time of conversion.
    Switch to Lower Rate (Non-Housing Loans) Conversion fees On conversion On every spread change Half of the spread difference on the principal outstanding and undisbursed amount plus taxes, with a minimum fee of 0.5% and a maximum fee of 1.50%.
    Switch to Lower Rate (Non-Housing Loans) Conversion fees On conversion On every spread change 0.5% of principal outstanding and undisbursed amount plus taxes at the time of conversion.
    • Cheque dishonour charges: Rs.200 (conditions apply)
    • Fees on account of external opinion: The external opinion can be either from technical valuers or advocates and the fees can be paid directly to the concerned person depending on the kind of assistance rendered.
    • Property insurance: The customer should regularly pay the premium amounts directly to the insurance provider to keep the policy active during the loan tenure.
    • Charges on account of delayed payments: The customer is liable to pay additional interests up to 24% p.a in case the payment of interest or EMI has been delayed.
    • Incidental charges: Incidental charges and expenses are imposed to cover for the charges, cost and other expenses that may have been utilised to recover dues from a defaulting customer.
    • Statutory/regulatory charges: The customer will be solely responsible for all charges applicable on stamp duty/MOD/MOE/Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI). One can refer to www.cersai.org.in for all such charges.
    • List of documents: Up to Rs.500
    • Photocopy of documents: Up to Rs.500
    • Increase/decrease in loan term: Up to Rs.500 plus applicable loan term
    • Disbursement cheque cancellation charge post disbursement: Up to Rs.200
    • PDC swap: Up to Rs.200
    • Re-appraisal of loan after 6 months from sanction: Up to Rs.2000 plus applicable taxes

    HDFC plot loans for salaried individuals

    Salient Features

    • Salaried individuals can apply for this loan if he/she is looking to:
      • Purchase a plot that is being resold
      • Purchase a plot through direct allotment in a housing society or a developer project
      • Transfer his/her outstanding loan amount availed from another financial institution
    • Customised repayment options offered to the borrower depending on the loan amount, loan tenure and interest rates provided by the bank.
    • Attractive interest rates offered on the plot loans to make it affordable for the applicants.
    • No hidden costs charged on the loan.

    Who can apply HDFC plot loans for salaried individuals?

    The loan can be applied either individually or collectively. The co-applicants for the plot loans must be the proposed owners of the plot. Co-applicants generally comprise of family members and need not be co-owners of the property.

    Loan term

    • The maximum tenure up to which one can distribute his payments for his/her loan is 15 years.
    • The loan term depends on the repayment scheme the applicant has opted for.
    • The customer’s profile, age of the plot at the time of loan maturity, age of the customer at the time of loan maturity also play a role in deciding the loan term.

    Maximum loan amount

    Loan Amount Maximum Funding
    Up to Rs.20 lakh 90% of the property price*
    Rs.20.01 lakh to Rs.75 lakh 80% of the property price*
    Over Rs.75 lakh 75% of the property price*

    *The maximum funding of the loan can be restricted to 70% of the property cost, if the property is situated outside city limits.

    Type of plot loans for salaried individuals:

    • TruFixed Home Loan - 2/3 Year Fixed Rate Variant

    This loan provides customers a part adjustable rate term and a part fixed rate term. Under the TruFixed Home Loan, the applicant can avail fixed rate up to 2/3 years, after which the loan with change to an adjustable rate loan automatically, summing up to a total of 15 years loan term.

    • Adjustable Rate Loan

    The adjustable rate plot loan is linked to HDFC’s Retail Prime Lending Rate (RPLR). The interest rate on the loan is revised once in every three months if there is a change in the RPLR, taking the date of the first disbursement into account. A rise in the interest rate will result an increase in the EMI’s interest component which in turn will reduce the principal component. This will extend the loan term, and vice versa in cases where the interest rate drops.

    HDFC plot loan interest rates for salaried individuals

    • Adjustable Home Rate Loan

    The Retail Prime Lending Rate for salaried individuals stands at 16.65%

    Loan Slab Home Loan Interest Rates (% p.a)
    For women* (up to 30 lakh) 8.70 to 9.20
    For others* (up to 30 lakh) 8.75 to 9.25
    For women* (above 30 lakh) 8.80 to 9.30
    For others* (above 30 lakh) 8.85 to 9.35

    *The interest rates are applicable only for loans under the Adjustable Rate Home Loan Scheme of HDFC and can be revised at the time of disbursement.

    • TruFixed Loan - 2 Year Fixed Rate Variant

    The Retail Prime Lending Rate (RPLR) stands at 16.65%

    Loan Slab up to Rs.75 lakh Above Rs.75 lakh
    Home Loan Interest Rates (% p.a) 9.15 to 9.65% 9.20 to 9.70

    HDFC plot loan documents required for salaried individuals

    Here are the documents you will have to submit for all applicants and co-applicants along with the signed application form for the approval of your loan:

    Purpose Documents
    Proof of identity and residence (Any 1)
    1. Voter ID Card
    2. Valid Driving Licence
    3. Aadhaar Card
    4. Valid Passport
    Proof of income
    1. Latest Form 16 and Income Tax Returns
    2. Last six months’ bank statements, showing salary credits
    3. Last three months’ salary slips
    Other documents
    1. Own contribution proof
    2. Last six months’ bank statements showing repayment of any ongoing loans.
    3. Employment contract/appointment letter in case current employment is less than a year old
    4. Cheque for processing fee favouring HDFC Ltd.
    5. Passport size photograph of all the co-applicants/applicants to be affixed on the application form and signed across
    Property related documents
    1. Allotment letter/ buyer agreement copy
    2. Title deeds in case of a resale with the previous chain of the property documents

    HDFC plot loan fees and charges for salaried individuals

    Given below is the list of fees/charges/other outgoings that can be payable depending on the type of loan applied for.

    • Processing fees: For self-employed professionals, Rs.3,000 or up to 0.50% of the loan amount whichever is higher, and other additional applicable taxes.
    • Prepayment charges:
    Adjustable Rate Home Loans (ARHL) Adjustable Rate Loans (ARHL):
    • No prepayment charges will be payable on account of full/part payments for loans sanctioned to individual borrowers.
    • For loans sanctioned to individual borrowers with firm, company, etc. as a co-applicant. Prepayment charges at 2% plus taxes, as may be applicable from time to time, of the amount being prepaid are payable.
    • The customer will have to submit documents that HDFC deems fit and proper to confirm the source of funds at the time of prepayment of the loan.
    Fixed Rate Home Loans (FRHL) Fixed Rate Loans (FRHL)
    • No prepayment charges will be applicable for part/full payments made from own sources i.e., sources other a bank/NBFC/HFC or financial institutions
    • The customer should submit documents that HDFC sees fit and proper to determine the source of funds.
    • Prepayment charges will be 2% plus taxes and statutory levies and charges of the outstanding amounts being so prepaid through any financial institution or any bank and will be applied to all full/ partial prepayments.
    Fixed and Variable Rate Loans (Combination rate) Fixed and Variable Rate Loans (Combination rate)
    • During the Fixed Rate period:
      • The prepayment charges will be 2%, plus applicable taxes and statutory charges and levies of the outstanding amount being so prepaid through refinance from financial institutions or any banks and will be applicable to all partial/full prepayments.
      • The customer must submit documents that HDFC approves to confirm the source of funds at the time of prepayment of the loan.
    • During Variable Rate period:
      • No prepayment charges will be applicable on account of full/partial prepayments for loan sanctioned to individual borrowers.
      • For loans sanctioned to individual borrowers with firm, company, etc. as a co-applicants. Prepayment charges at 2% plus taxes and statutory charges, as may be applicable from time to time, of the amount being prepaid are payable.
    The prepayment charges mentioned will be applicable from the date of execution of the loan agreement. However, the charged are subject to change from time to time depending on the prevailing policies of HDFC. Customers can refer www.hdfc.com for the current charges applicable on prepayments.
    • Conversion fees: HDFC bank offers its existing customers the privilege of conversion facility to bring down applicable interest rates on the loan by switching between schemes. One can utilise this facility by paying a fee and choose to either reduce the loan tenure or the EMI. Here are the options of conversions available for the existing HDFC customers:
    Name of the service/product Name of the charge/fee levied When payable Frequency Amount in rupees
    Switch to lower rate in Variable Rate Loans (Housing/improvement/extension) Conversion fees On conversion On every spread change Up to 50% of the principal outstanding and undisbursed amount at the time of conversion or a cap Rs.50,000 plus taxes whichever is lower.
    Switching to Variable Rate Loan from Fixed Rate Loan (Housing/improvement/extension) Conversion fees On conversion Once Up to 50% of the principal outstanding and undisbursed amount at the time of conversion or a cap Rs.50,000 plus taxes whichever is lower.
    Switching from Trufixed Fixed Rate to Variable Rate Loan Conversion fees On conversion Once 1.75% of the principal outstanding and undisbursed amount plus taxes at the time of conversion.
    Switch to Lower Rate (Non-Housing Loans) Conversion fees On conversion On every spread change Half of the spread difference on the principal outstanding and undisbursed amount plus taxes, with a minimum fee of 0.5% and a maximum fee of 1.50%.
    Switch to Lower Rate (Non-Housing Loans) Conversion fees On conversion On every spread change 0.5% of principal outstanding and undisbursed amount plus taxes at the time of conversion.
    • Cheque dishonour charges: Rs.200 (conditions apply)
    • Fees on account of external opinion: The external opinion can be either from technical valuers or advocates and the fees can be paid directly to the concerned person depending on the kind of assistance rendered.
    • Property insurance: The customer should regularly pay the premium amounts directly to the insurance provider to keep the policy active during the loan tenure.
    • Charges on account of delayed payments: The customer is liable to pay additional interests up to 24% p.a in case the payment of interest or EMI has been delayed.
    • Incidental charges: Incidental charges and expenses are imposed to cover for the charges, cost and other expenses that may have been utilised to recover dues from a defaulting customer.
    • Statutory/regulatory charges: The customer will be solely responsible for all charges applicable on stamp duty/MOD/MOE/Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI). One can refer to www.cersai.org.in for all such charges.
    • List of documents: Up to Rs.500
    • Photocopy of documents: Up to Rs.500
    • Increase/decrease in loan term: Up to Rs.500 plus applicable loan term
    • Disbursement cheque cancellation charge post disbursement: Up to Rs.200
    • PDC swap: Up to Rs.200
    • Re-appraisal of loan after 6 months from sanction: Up to Rs.2000 plus applicable taxes

    HDFC Plot Loan FAQ

    1. I want to avail plot loan from HDFC, how can I apply for the same?

    Firstly, you need procure a plot loan application form from the nearest HDFC branch. The same can also be downloaded from the bank’s official portal. Fill the form duly and submit it along with the required documents and processing fee cheque at any HDFC branch.

    1. I want to repay my loan earlier than the schedule. Is that possible?

    Yes, HDFC gives an option to borrowers to repay their loans ahead of the repayment schedule. Pay a lump sum towards part or full prepayment. Please note that this will be subject to the applicable prepayment charges. HDFC also offers a loan repayment scheme called ‘Accelerated Repayment Scheme’. This is a free-of-charge facility, provided by the bank, to speed up the process of your loan repayment. This option enables borrowers to repay their loan faster by providing them flexibility to increase the EMIs every year in proportion to their increase in income.

    1. What is the procedure to repay my HDFC plot loan?

    To ensure enhanced convenience of customers, HDFC provides multiple modes for repayment of loans. Customers can choose to issue standing instructions to ensure the payment of installments via ECS (Electronic Clearing System). Borrowers also have the liberty of choosing direct deduction of monthly installments (by the bank). The same can also be done by issuing post-dated cheques from the borrower’s bank account.

    1. What are the determining factors, taken into account by HDFC, for deciding my loan amount eligibility?

    HDFC determines the loan eligibility of each customer primarily by taking into account his/her income and loan repayment capacity. Various other crucial factors are the borrower’s age, qualification, number of dependents, assets & liabilities held, savings history, income of spouse (if applicable), and stability the borrowers of job/profession.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    HDFC Plot Loan Reviews

    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      HDFC LIMITED is the bank where i have taken the housing loan the loan amount they have offered was good and satisfactory added on that the documentation process was simple and pretty simple documents. I got the loan within one day, the rate of interest was nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 20, 2019
    • HDFC Limited Home Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      My housing loan process was simple with HDFC Ltd, they took only 3 working days to verify and sanction the amount, they didn't ask any guarantor for my loan, but I feel the interest is bit higher, I took the amount of Rs. 5 lakhs for the duration of five years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 20, 2019
    • HDFC Limited Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      Last 4month back I took one home loan from HDFC Limited , but I am not satisfied with their rate of interest since it is little high , and loan amount is 30L I am satisfied with loan amount and and EMI amount is 25K and tenure is 25years , but their customer service is not much good ,and response not at a time.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 19, 2019
    • HDFC Limited Home Loan
      "Best service"
      0.5 4.5/5 "Excellent!"
      I hold my housing loan with HDFC LIMITED for an while, their service is good, but not sure about the rate of interest like every 2-3 months they are increasing my limit up to 0.05% i need to check with the customer care regarding this, the loan amount was sufficient, they have not charged me processing fee.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 19, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The documentation process was easy and simple with the HDFC LIMITED and housing loan was taken before few days. The rate of interest was lesser so transfered the loan with this bank. The duration is for 30 years to repay the loan. There is a pre closure option with this loan.
      Was this review helpful? 2
      , mumbai
      Reviewed on Apr 19, 2019
    • HDFC Limited Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I am satisfied with loan amount of 8L with the rate of interest is 8.65% , EMI amount is 6769 rupees and tenure is 20years. It was taken last two years back from HDFC LIMITED and their overall service is good but I would like close this loan after 3 to 4 months.
      Was this review helpful? 2
      , new delhi
      Reviewed on Apr 17, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The documentation process was easy and quick and HDFC LIMITED have given the good loan amount which was satisfactory. The rate of interest was nominal and it is floating, duration is for 2-3 years for repaying the loan, it has been closed before nearly 10 years.
      Was this review helpful? 2
      , vadodara
      Reviewed on Apr 16, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the housing loan with the HDFC LIMITED from last 3 years. The documentation process was simple and fast with this institute. The loan amount was good and also the rate of interest was nominal. The duration for repaying the loan is for10 years.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 15, 2019
    • HDFC Limited Home Loan
      "Best service "
      0.5 5.0/5 "Blown Away!"
      I have taken home loan through HDFC LIMITED . I am happy with their services considering the loan experience. The tenure period is fair enough . The Application process was smooth and the loan amount was credited to my account with in few days. Rate of interest is nominal .
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 15, 2019
    • HDFC Limited Home Loan
      "Good customer services "
      0.5 5.0/5 "Blown Away!"
      In HDFC , I took 45 lakh as a housing loan . Very good customer service when I purchasing the loan . They themselves call the customer for negotiation of interest . But they are very strict in Preclosure charge . No one has informed me about the pre closure charge while taking the loan .
      Was this review helpful? 1
      , kochi
      Reviewed on Apr 09, 2019
    • HDFC Limited Home Loan
      "AVERAGE"
      0.5 4.0/5 "Great!"
      I have taken the home loan with the HDFC LIMITED they have given the loan amount which was satisfactory also the duration for repaying the loan is for 15 years, more 5 years to close this loan. the rate of interest was higher which was 11% and it is floating.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 08, 2019
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      This HDFC LTD home loan i have taken on the year of 2013 .The loan amount was sanctioned on time as well and it was nice experience .The service was good and the agent clearly explained the process . The rate of interest was second lowest and the processiong fee was nominal as well.The documentation was more compare to other bank .I have just uploaded the documents and not submitted the documents on hand it helped on time saving .The Overall Service is Excellent .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Apr 06, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The home loan has been applied with the HDFC LIMITED and i have done the balance transfer with this bank from another bank because it is the better bank when compared to the other banks in the market. The documentation process was simple and it was easy.
      Was this review helpful? 2
      , mumbai
      Reviewed on Apr 06, 2019
    • HDFC Limited Home Loan
      "Interest can do better"
      0.5 3.0/5 "Satisfactory"
      My home loan interest rate is more than 10.85% in HDFC Limited, where others are giving less interest in the market. The documentation was good, I just submitted normal documents on time I got the amount. The do have balance transfer, part payment. option. I am not okay with them because for the loan revised, they charged me more.
      Was this review helpful? 2
      , bangalore
      Reviewed on Apr 05, 2019
    • HDFC Limited Home Loan
      "Good Experirence"
      0.5 4.5/5 "Excellent!"
      HDFC Limited quoted 9.5% of interest on my home loan, the process was easy but they have taken some time to sanction the amount. The documents was easy the builder have taken care, I purchased apartment with their help. Everything was satisfied with them.
      Was this review helpful? 2
      , bhopal
      Reviewed on Apr 05, 2019
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I took one home loan with HDFC LTD. I got sufficient loan amount , and rate of interest is nominal , my tenure is 15years almost 1.6years complete and experience is good with HDFC bank , their customer service is good and response is also good , and processing fee is also very much nominal.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Apr 04, 2019
    • HDFC Limited Home Loan
      "Very good Housing loan"
      0.5 4.0/5 "Great!"
      Without any problem , I taken a housing loan in HDFC limited . The expected amount I got with in 1 month of time . They sent a customer executive who taken care all our formalities in accurate manner . Now I am waiting for the Top up amount and Interest rate is within our range .
      Was this review helpful? 0
      , dehradun
      Reviewed on Apr 03, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      They have given the good offers so i have taken the housing loan with the HDFC LIMITED. The documentation process was simple and it is quick process. The loan amount was good and satisfactory the rate of interest was 8.95% which is nominal.
      Was this review helpful? 1
      , pune
      Reviewed on Apr 03, 2019
    • HDFC Limited Home Loan
      "Very immediate response and quick attentions"
      0.5 5.0/5 "Blown Away!"
      I taken the HDFC Ltd housing loan in the newly open branch because there only the interest rate was very comfortable for us . I got a very good customer support from the bank side . Interest rate was 8.80 % and processing fees were some thing around rs 3000 /- . I am going to take Top up loan in the future .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 03, 2019
    • HDFC Limited Home Loan
      "Try to Understand the Customers requirement"
      0.5 3.5/5 "Pretty good"
      I have no problem and issues in the HDFC LTD interest rate and Processing fees for my Housing loan . I got the loan on time. But for the PM scheme , I required a few papers from HDFC branch , that is not happening for me . Even I approached so many times the branch people for my request they didn't bother to help me.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 03, 2019
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.